Simple question that my parents cant seem to answer?
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To retain better quality employees. The companies where it's harder to FIND qualified employees, tend to offer coverages. The companies where your employment base is unskilled labor and easily replaced, tend to not offer coverages. Sure they could pay an employee more with no benefits - but most employees WANT those benefits, and would rather have them. Benefits are WORTH something, ya know! The average no deductible family plan with maternity coverage, is valued at $2000 a month! That's not chicken feed . . ..
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