Will the insurance that they buy often allow this or how does this work? Is it legal? Doctors say that medi-cal is not good enough for them so they usually want you to have good health insurance. What is good health insurance and how does it differ from medi -cal ? Insurance is insurance right? How would they bill medi - cal and the other insurance together? If you have a deductible can medi-cal cover what is not met before the deductible of the health insurance you obtain additionally?
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if you buy additional insurance that will be your primary one,and medi-cal the supplementary . is not that medical is not good enough for the Doctors the fact is medical takes sometimes 1 or 2 months to pay the bill so a lot of physicians do not like accepting it because of it. medical will not cover your deductible. and if you have money to buy you own Insurance then your medical can be discontinue or you can have an other co-pay on top of your insurance
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Friday, July 8, 2011
Liberals: Will it be unconstitutional to be asked to prove we have health insurance by the government?
Or is it only unconstitutional to have to prove legal residency?
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mandatory health insurance, like car insurance and social security, is okay asking for my "papers" when I am walking down the street is not. http://www.azleg.gov/FormatDocument.asp?…
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mandatory health insurance, like car insurance and social security, is okay asking for my "papers" when I am walking down the street is not. http://www.azleg.gov/FormatDocument.asp?…
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What if you get a health insurance check for a hospital bill, do you have to pay the bill or keep the money?
I get checks in my name to pay medical bills, I was wondering if I could keep the money?
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Sure you can, but the hospital is going to keep billing you. AND, eventually, they'll send it through collections and garnish your wages.
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Sure you can, but the hospital is going to keep billing you. AND, eventually, they'll send it through collections and garnish your wages.
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I am an international student doing masters in US.Can I get a free health insurance coverage for limited time?
can i get a free health insurance coverage for limited time (companies giving offers like free coverage for one month like that)
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No one has free insurance coverage here. You can contact a health insurance company and purchase a policy for a few months. When I was between jobs, I purchased a 60 day policy for about 200. It did not pay much, but helped out in the event of a major injury. Depending on where you go to school - many colleges and universities have a student health services where you can get free and low cost care. It does not handle major injuries etc. But if you need to see a dr because you are sick, that is an option.
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No one has free insurance coverage here. You can contact a health insurance company and purchase a policy for a few months. When I was between jobs, I purchased a 60 day policy for about 200. It did not pay much, but helped out in the event of a major injury. Depending on where you go to school - many colleges and universities have a student health services where you can get free and low cost care. It does not handle major injuries etc. But if you need to see a dr because you are sick, that is an option.
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How does health insurance work? ?
so lately i've been going to the doctors a lot. My mom is the subscriber but I feel like I'm wasting all the money on the insurance card. Is this how it works? Is there a limitless amount of money. Will they start charging us now? I have an injury from football!
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You and your mom have separate coverage, she is the subscriber and you are the dependant. This is two separate coverages, you are not both sharing one. It depends on what type of insurance you have, if she signed up for a fixed number of visits per year then you will have to start paying once you pass that number of visits versus paying a higher deductible or higher co-pay for limitless number of visits.
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You and your mom have separate coverage, she is the subscriber and you are the dependant. This is two separate coverages, you are not both sharing one. It depends on what type of insurance you have, if she signed up for a fixed number of visits per year then you will have to start paying once you pass that number of visits versus paying a higher deductible or higher co-pay for limitless number of visits.
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Do fast food resturants offer health insurance?
I was just wondering after hearing about the lady that worked at Wendy's and hung herself and her kids. I heard it may have been due to PPD, and wondered whether she would have had insurance working at Wendy's..
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Yes they do but you have to work full time hours in order to get the benefits.
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Yes they do but you have to work full time hours in order to get the benefits.
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Conservatives, how would paying into a single-payer health insurance plan cost more than paying a private?
insurer, if you're paying for a plan either way? And no, that give me that "private sector is more efficient than the government bull crap". It has nothing to do with savings in this case anyways.
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Because the government plan is pork barrel ridden with massive amounts of extra costs due to corruption that is used. to pay off all of the political hacks and their friends. Essentially the Corruption that is associated with government programs generally adds at least 30 to 50% to the cost of the government program when compared with similar private programs that are not subject to all of the graft, bribery, dishonesty and corruption that you find in the government programs.
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Because the government plan is pork barrel ridden with massive amounts of extra costs due to corruption that is used. to pay off all of the political hacks and their friends. Essentially the Corruption that is associated with government programs generally adds at least 30 to 50% to the cost of the government program when compared with similar private programs that are not subject to all of the graft, bribery, dishonesty and corruption that you find in the government programs.
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Why doesn't Obama want people to be able to get health insurance from other states?
wouldn't this create more competition in the insurance business?
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It sure would, and isn't that part of the objective of reform? I don't know why he is against it, it makes me think that he does not really want competition and wants to have government health care the only "affordable" option.
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It sure would, and isn't that part of the objective of reform? I don't know why he is against it, it makes me think that he does not really want competition and wants to have government health care the only "affordable" option.
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How much does it cost to get a flat mole removed...around the size of an eraser. I dont have health insurance?
Its a dark flat mole, I wanted to get it removed for a long time. Thanks for your imput.
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Unless it's being irritated by something, or is sore otherwise, I'd leave it alone. If it's changed in size or appearance, however, I'd go have a doctor look at it as it might be serious. If it were sticking up it might be a different story. However, if it really bothers you have a couple of doctors give their opinion. You're talking about surgery here and that might mean a hospital stay at least overnight. I would think about it a little before I went ahead with having a mole removed if I could live with it otherwise.
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Unless it's being irritated by something, or is sore otherwise, I'd leave it alone. If it's changed in size or appearance, however, I'd go have a doctor look at it as it might be serious. If it were sticking up it might be a different story. However, if it really bothers you have a couple of doctors give their opinion. You're talking about surgery here and that might mean a hospital stay at least overnight. I would think about it a little before I went ahead with having a mole removed if I could live with it otherwise.
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When will we have to sign up for health insurance? And how?
Under the new health care reform, i hear we now have to have health insurance by law. When will this law come into play? And how do we go about getting this "government payed/low cost" health insurance? Is there going to be a website or office we can go to like the Medicaid/food stamp offices? Thank you . (No hate posts please, I don't care if you are with or against the health care reform, I just want information on my question. Thank you.) :)
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Working people will pay higher taxes for 4 years before the "health care reform" will be in effect. At that point taxes will probably increase even more to pay for it. There is no "government paid/low cost" health care insurance. Working people pay for it. With fewer doctors taking Medicaid because of the plans to pay them less, there could be longer and longer waits for service. If you don't buy some kind of health insurance, you will be fined. This will be enforced by the 16,000 new IRS agents provided for in the new law.
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Working people will pay higher taxes for 4 years before the "health care reform" will be in effect. At that point taxes will probably increase even more to pay for it. There is no "government paid/low cost" health care insurance. Working people pay for it. With fewer doctors taking Medicaid because of the plans to pay them less, there could be longer and longer waits for service. If you don't buy some kind of health insurance, you will be fined. This will be enforced by the 16,000 new IRS agents provided for in the new law.
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Why do the Middle class workers with no health insurance want to be on welfare?
Are they middle class or poor class? Why do they want Obama-care?
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Thanks to GW Bush, what used to be called poor, is the new middle class. Everyone is poor now. Besides that obvious correction, are you talking about health care reform or welfare. You aren't clear.
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Thanks to GW Bush, what used to be called poor, is the new middle class. Everyone is poor now. Besides that obvious correction, are you talking about health care reform or welfare. You aren't clear.
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Do you think the government should force health insurance?
The health care reform bill is going to force every legal citizen to purchase health insurance, regardless of whether or not you want it. Is the US government suppose to be telling us what to do in this matter? Don't we still have rights and isn't one of them the right to chose health insurance? What other rights is the government going to take away from us after this passes? Where is the outrage? Why aren't we, the people, doing more to protect our rights? http://www.msnbc.msn.com/id/31782553/ns/…
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Amendment 9: The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people. I think this gives me the right to not have health care if I don't want it. Also, Griswold v. Connecticut established that the 4th amendment has an implied right to privacy. Based on this precedent, the government is not allowed to invade my privacy and force me to acquire health care. Article 1 / Section 8 / Clause 3 [Congress shall have the power] To regulate commerce with foreign nations, and among the several states, and with the Indian tribes This gives congress the power to regulate interstate trade. I hate to break this to all you socialists out there, but health care is not interstate trade unless you travel outside your state to get health care.
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Amendment 9: The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people. I think this gives me the right to not have health care if I don't want it. Also, Griswold v. Connecticut established that the 4th amendment has an implied right to privacy. Based on this precedent, the government is not allowed to invade my privacy and force me to acquire health care. Article 1 / Section 8 / Clause 3 [Congress shall have the power] To regulate commerce with foreign nations, and among the several states, and with the Indian tribes This gives congress the power to regulate interstate trade. I hate to break this to all you socialists out there, but health care is not interstate trade unless you travel outside your state to get health care.
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i have a relative who wants to see an internal doctor but does not have a health insurance?
How much is the consultation fee of an internal doctor? He has abnormal bowel movement,sometimes he is constipated at times having loose bowel movement.
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hey , Most of the online sites , that offer cheap health insurance are scams.Last money I found really good site for insurance and I save more than 30%. Visit: http://EliteHealthIns.com I'm sure that will help you
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hey , Most of the online sites , that offer cheap health insurance are scams.Last money I found really good site for insurance and I save more than 30%. Visit: http://EliteHealthIns.com I'm sure that will help you
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Is health insurance reform really more important than the 5.2 billion a day being added to the national?
debt? Shouldnt we figure out or debt first before we add more to the pile?
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They'll never figure that out. Republican or Dem.
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They'll never figure that out. Republican or Dem.
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How can i get a health plus insurance i got a letter and it was denied because my gross income is too much?
It say i was deny because your family health plus application because your gross income of $125.632 is over the family health plus income limit of $851.00 and 185% of the public assistance standard of needs of $352.10 i think it need to be $851.00 a month am not sure it s there a better one i can go do i live in new york i from Brooklyn because i really need it i need it because i losses my appointments with the dentist, doctor and psycholigist what should i do? My United Healthcare was expire 11/06 There any place i can go?
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You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Ref… Take care, Casey
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You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Ref… Take care, Casey
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Health Insurance - What's an optional rider benefit?
I'm applying for health insurance at my job for the very first time and some of this terminology is new and confusing to me. Could someone please explain to me (as if i were a 5 year old) what an optional rider is? Should i want this? What should i be looking for in an optional rider?
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a rider is anything that you attach onto the policy. It "rides on" the base policy. The option part means you can choose to have it or not. It can be anything from additional coverage above & beyond what they are offering you (which you would pay the additional cost on) to other services like dental coverage, accidental life insurance, family additions, disability insurance. There are many different options as each employer has different things to offer.
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a rider is anything that you attach onto the policy. It "rides on" the base policy. The option part means you can choose to have it or not. It can be anything from additional coverage above & beyond what they are offering you (which you would pay the additional cost on) to other services like dental coverage, accidental life insurance, family additions, disability insurance. There are many different options as each employer has different things to offer.
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Can anyone tell me where to get best health insurance?
i really need to see an obgyn but i don't have any coverage and my job won't offer it now or ever in the future. so i need to know where i can get coverage best. any help would be great but to those who are rude or whatever i will report you so please only serious answers.
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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which company I can get cheaper health insurance?and any hospital free or cheaper?
I just moved to Schaumburg, IL. i want to buy an health insurance for my mom,and she is 49 years old. Anyone know where I can get cheaper health insurance? And also is there have any free hospital or cheaper?
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There are several ways to compare health plans to find cheaper health insurance for your mom. First, you could look in the yellow pages under "health insurance" and contact an insurance agent specializing in health insurance. They could answer any questions you have and give you quotes for different health plans for you to compare and choose the right coverage for your mom. Or, you could compare health insurance quotes and plans online from a health insurance quote provider. Two leading online health insurance quote providers are: 1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?Ref… 2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S. I don't know of any free hospital coverage at this time. Before choosing a plan make sure to compare quotes at different deductible amounts. Make sure you understand the Co-Pay provision in the policy. Also, review all exclusions, especially any Pre-existing Conditions Exclusions. I hope that helps you find affordable health insurance for your mother. Best of luck to both of you.
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There are several ways to compare health plans to find cheaper health insurance for your mom. First, you could look in the yellow pages under "health insurance" and contact an insurance agent specializing in health insurance. They could answer any questions you have and give you quotes for different health plans for you to compare and choose the right coverage for your mom. Or, you could compare health insurance quotes and plans online from a health insurance quote provider. Two leading online health insurance quote providers are: 1) InsureMe - they give you up to five free health insurance quotes from top-rated health insurers nationwide. To Request a free, no obligation quote, Go to - http://www.insureme.com/landing.aspx?Ref… 2) eHealthinsurance.com offers you side-by-side quote comparisons from a large network of health insurers across the country. eHealthinsurance has more than 900,000 clients in the U.S. I don't know of any free hospital coverage at this time. Before choosing a plan make sure to compare quotes at different deductible amounts. Make sure you understand the Co-Pay provision in the policy. Also, review all exclusions, especially any Pre-existing Conditions Exclusions. I hope that helps you find affordable health insurance for your mother. Best of luck to both of you.
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Why is it health insurance can't pay 100 percent when 80 percent usually leaves most with a huge bill?
One big problem healthcare in my family (married couple, 2 children) is that even when our insurance does pay, it only pays 80 percent, and we are stuck with a huge bill or bills especially after a hospital visit or stay from multiple facilities. I have so many health problems even though I am only 29 that we cannot pay every medical bill that we owe, it is impossible. We pay what we can, but still end up having some go on our credit. Now people with Medicaid, which I do think is wonderful for those who need it, end up not having any left over bills and us people who make 45,000 to 50,000 a year end up with huge bills we cannot ever pay due to our other obligations like house payment and car payments and things for our children, which are much more important than a left 500-600 dollar hospital bill plus multiple others, especially when we basically live paycheck to paycheck anyway. What can be done about this?
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this sounds crazy but you already admit you can not pay all med bills .So if you look up your credit report you are already listed as a risk This is what you do Quit paying any med bill after insurance. This is why for many reasons 1. medical bills generally never hurt your credit scores if you keep up with the rest of your debts 2. every person with a ounce of brains knows what a rip off these bills are 3. The med bills are delibertaly over priced so those who have insurance pay for those who do not have any. 4. when the insurance company pays they get a huge discount that you never see on any of your bills. 5. When my son in law had emergency surgery his tab came to 32,000 dollars. I met with my daughter His wife at the Hospitals accounting office before they checked out.They had no insurance or means to pay the bill so I settled the account for them.I told the lady that I would give them 4000 cash if they would mark the bill paid in full.I gave her 3 minutes to accept or likly never get a cent as the kids had no way of paying. They tried to argue but I told her you have one minute left after that I walk. As I have no responsibility to even offer a settlement take it or get nothing. THEY TOOK IT>>>> You can do the same walk in make a offer show the cash they accept or walk never more to return.or feel obligated to pay. at 15 cents on the dollar they still are making a profit. $20 for a .05 cent asprin proves they are way out of line. Every one has a right to make a profit but not that much or at the risk of your well being ,peace of mind and severe stress it causes your family.
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this sounds crazy but you already admit you can not pay all med bills .So if you look up your credit report you are already listed as a risk This is what you do Quit paying any med bill after insurance. This is why for many reasons 1. medical bills generally never hurt your credit scores if you keep up with the rest of your debts 2. every person with a ounce of brains knows what a rip off these bills are 3. The med bills are delibertaly over priced so those who have insurance pay for those who do not have any. 4. when the insurance company pays they get a huge discount that you never see on any of your bills. 5. When my son in law had emergency surgery his tab came to 32,000 dollars. I met with my daughter His wife at the Hospitals accounting office before they checked out.They had no insurance or means to pay the bill so I settled the account for them.I told the lady that I would give them 4000 cash if they would mark the bill paid in full.I gave her 3 minutes to accept or likly never get a cent as the kids had no way of paying. They tried to argue but I told her you have one minute left after that I walk. As I have no responsibility to even offer a settlement take it or get nothing. THEY TOOK IT>>>> You can do the same walk in make a offer show the cash they accept or walk never more to return.or feel obligated to pay. at 15 cents on the dollar they still are making a profit. $20 for a .05 cent asprin proves they are way out of line. Every one has a right to make a profit but not that much or at the risk of your well being ,peace of mind and severe stress it causes your family.
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Does snyone know of any good health insurance plans in Michigan?
Preferably a PPO where preexisting conditions is not an issue. No deductible, low copays, no limit on doctor visits because as I stated before there are preexisting conditions, out of net-work coverage, and prescription drug coverage. (Female, 25, no children). Thanks in advance.
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There AREN'T any plans where "preexisting conditions are not an issue", unless you've had continuous insurance, and the new plan is through your employer. That's the only way you'll get preexisting conditions covered. If you try to get a private plan with preexisting conditions, they'll either deny you, or the conditions will be excluded.
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There AREN'T any plans where "preexisting conditions are not an issue", unless you've had continuous insurance, and the new plan is through your employer. That's the only way you'll get preexisting conditions covered. If you try to get a private plan with preexisting conditions, they'll either deny you, or the conditions will be excluded.
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Hey! What do you think of a Universal Health Insurance to the Virgin Islands (US)?
?A bill has been proposed that the Univ. Health Insurance be deducted from every Employee above 23 hrs/wk. The islanders mostly employERS, don't seem to agree while others do? Others say yes others say No. What do you think??
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The people that are complaining don't pay there taxes now. That has always been the problem. If you went in and really studied the tax system, you will find that these people are always working a scam. Tax abatement's, tax shelters, or don't pay their taxes period. They would rather get lawyer to fight the IRS then just pay their fair share, and there are millions of these people. So when somebody says to you I don't want to pay for you, they aren't paying their share in the first place, and that's not American.
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The people that are complaining don't pay there taxes now. That has always been the problem. If you went in and really studied the tax system, you will find that these people are always working a scam. Tax abatement's, tax shelters, or don't pay their taxes period. They would rather get lawyer to fight the IRS then just pay their fair share, and there are millions of these people. So when somebody says to you I don't want to pay for you, they aren't paying their share in the first place, and that's not American.
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What is the average, per capita, health insurance companies pay out each year?
opposed to how much they take in?
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The pay-out ratio is over 100% at some insurance companies. Incidentally, this is possible because of their low administrative costs, investment income, and the time value of the premium income.
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The pay-out ratio is over 100% at some insurance companies. Incidentally, this is possible because of their low administrative costs, investment income, and the time value of the premium income.
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We have two health insurance plans, from my wife and myself. Will one offset the other in co-pays?
i have Kaiser, and were about to choose another health plan of choice, either another HMO or PPO from her company, would one or the other offset the other's charges/ co-pay?
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They don't stack, they coordinate. Your plan is primary for you, your wife's plan is primary for her. Whatever the LOWER copay is, is the one you'll end up paying. When both plans have an 80/20 provision, you don't apply the 80% to the out of pocket amount of the first one - you still apply it to the total bill. So, the first plan pays 80%, the second pays NOTHING, because the total amount payable - 80% - was already paid by the first insurance.
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They don't stack, they coordinate. Your plan is primary for you, your wife's plan is primary for her. Whatever the LOWER copay is, is the one you'll end up paying. When both plans have an 80/20 provision, you don't apply the 80% to the out of pocket amount of the first one - you still apply it to the total bill. So, the first plan pays 80%, the second pays NOTHING, because the total amount payable - 80% - was already paid by the first insurance.
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Do you have to pay for a spouses health insurance if you are getting a divorce?
If I am paying child support and alimony am I still obligated to pay for my wifes health insurance? I am also trying to get a divorce from her.
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Go speak with an agent at your insurance company and have her name removed from the policy . Until a judge makes a ruling that you are required to carry insurance on her , then I see no reason that you would have to . Good luck .
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Go speak with an agent at your insurance company and have her name removed from the policy . Until a judge makes a ruling that you are required to carry insurance on her , then I see no reason that you would have to . Good luck .
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