Saturday, April 30, 2011

what is the average cost of health insurance and garbage bills? help im doing a project!!?

im doing i project and i cant seem to find the average cost of health insurance and garbage bills per month. i need a estimate and a website to prove i found it. please help this is worth 100 points and its due tomorrow and i need to get to bed soon!
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Well, go get a free health insurance quote at ehealthinsurancequotes.com. But the cost is heavily dependent on your age, and the deductibles. Expect to pay $200 a month if you're healthy and 20. For garbage, it's about $10 a month. I'm sure it varies geographically. No website here, just personal experience. Heck, print out this answer as your proof. After all, THIS is a website.
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Is it legal for companies to charge female employees more for health insurance than male employees?

I just found out that I'm paying almost twice what a male co-worker is for our HMO (at a small business).
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Do you have family coverage and he has single coverage.
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Why have employers been raising employee contribution for health insurance when Bush was elected?

Are you happy Obama has got an affordable health care plan for the working man!!!
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Are you nuts! My insurance did not go up one time during the GWB years. It has went up under Barry. Get real.
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Can people with ALS (Lou Gehrig's disease) join a Medicare Advantage plan for 2008 health insurance?

Medicare Advantage (MA) health plans offer more value to Seniors because they usually fill insurance gaps that original Medicare has like hospital stay and physician care deductibles and copays. Can all Seniors who are eligible for Medicare in the US join a MA plan or are some conditions, specifically Amyotrophic Lateral Sclerosis (ALS, also known as Lou Gehrig's) disease excluded?
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Yes, they can. You must have Medicare parts A & B to qualify for a plan. The only health issue that will keep you from getting on a Medicare Advantage plan is End Stage Renal Disease. Open enrollment is November 15 to December 31. You'll want to visit a local independent agent that works with senior policies to find the best plan for your situation. Many MA plans will also include Part D. Prescription co-pays are one of the biggest difference in plans. There can be several thousand dollars difference in your co-pay between plans so it is imperative that you do an analysis of your medication.
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if i decline health insurance at work will i be denied medicaid for my child?

my insurance at work is expensive I may end up opting out, I dont make but $10 hr and its a one hour commute, alot of gas, if I apply for medicaid will I be turned down?
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To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.HealthInsuranceIdeas.info for your reference .
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does anyone know what type of careers are out there for those with a life and health insurance license?

i am studing for my life and health insurance exam because i am considering working as an agent but what other type of jobs are out there just incase the sells thing is not so successful.
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I just started a work at home business as a health benefits consultant. It's pretty cool, and I find it very exciting to be able to offer people an alternative to high health insurance costs. Check out the website www.myhomebusinesspays.com/40545943 and if you want more info feel free to contact me. It's not a scam at all...you just have to make the time to find the people that need the product. You actually do get paid daily (no joke). It's awesome, and a Godsend for a stay at home mom such as myself.
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Was this all about forcing us to buy health insurance?

That's the only part of the plan that is still in effect, which makes me think it was the plan all along. I've always said the insurance companies will never allow a public option, the liberals have been duped again. When will you learn? This means 40 million new FORCED customers for the insurance companies. If you think this is going to make them lower your premiums, I've got a bridge in Alaska to sell you.
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You've always said that the insurance companies wouldn't allow a public option? And how are they to stop it? Oh yeah- by getting their talking heads on Fox to rile of the fundamentalist support in a paranoid frenzy. Liberals have been duped? Wow. If the public option is gone, all that has been achieved is that the privately held insurance companies who have been screwing you and me both left and right will have one less major competitor. The middle class foots the bill again because of its own short-sightedness.
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i really need health insurance for my family but the ones that aren't astronomical sound too good to be true?

like national benefits consultants and a few others that called me saying it was around 150/mo for 80% coverage for all major medical expenses, a one-time fee of 120 to start up, and the price doesn't raise for adding my wife and child. are these red flags or is this legit? is there a website i can check insurance ratings?
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Some health insurance companies, or organizations such as AARP, will compare policies for you. The most difficult obstacle is that no one can predict the future, either with respect to: 1. one's health needs, 2. policy coverage, or, 3. policy premiums. One approach is to compare policies and premiums based upon one's current needs. Note: Federal Employees Health Benefits are most probably the best, and least expensive, but it is absolutely essential to comply with all rules and regulations, because the G will go to absolutely unbelievable extremes to deny coverage. A career federal employee once wrote to the editor of newsletter saying that, regardless of the law, the federal government does what the then-president wants.
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I work at a part-time job & I have no health insurance. How can I find coverage.?

I've already considered going to a private insurance company, but what else is there? P.S. Besides going full-time at my job.
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Is your employer a member of your local Chamber of Commerce? Sometimes they will offer plans to employees of member companies. It's worth asking your boss! You might also try contacting regular insurance companies and ask them about individual plans for "catastrophic coverage." These aren't typical plans with doctors visits covered, but they do cover you if something really bad happens -- like (sorry, knock on wood) a bad accident, coma, terminal disease. As such, the monthly premiums are much lower than traditional health insurance coverage, and while it doesn't help you day-to-day with minor illnesses, it does buy peace of mind that if something terrible were to happen, you wouldn't have to declare bankruptcy or force your parents to sell their house or whatever. Good luck.
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Are you surprised that the Republicans are siding with the health insurance companies over the citizens?

Regarding health care reform....
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A cursory look at history shows that no one should be surprised. Every time the Republicans have had control of the government they have ignored health-care reform and the out-of-control cost of health care while putting our country in ever-greater debt because of spending that has yielded no returns to the public at large. Instead, they have borrowed to pay for hundreds of billions in agricultural subsidies that primarily benefit agribusinesses and at the expense of more efficient, less-polluting small farmers. They have cut taxes for people who invested their cuts not in this country but in China, India, Indonesia, etc. They have overseen polices that ensure the exportation of our industrial base. They have promoted policies that remove oversight over the kind of speculation that resulted in the half-trillion S&L crisis under Reagan and the mega-recession that has destroyed tens of millions of American lives--and still counting. They have opposed policies that would make business more competitive, instead fomenting competition-killing corporate mergers and takeovers (this is not conservatism, folks; it is corporatism). They opted to waste hundreds of billions, to say nothing of human life, in order to invade oil-rich Iraq rather than destroy al-Qaeda and the Taliban in Afghanistan, a costly blunder that we are now having to pay for in Afghanistan. Only Iraqi Kurds (the only real good in the Iraqi invasion) and corrupt private defense contractors (including mercenaries) have benefited from the Iraq invasion. One is hard-put to think of any Republican-backed measure that has benefited the poor and middle classes of this country, but perhaps someone can--without getting into meaningless labeling and tiresome iteration of stale platitudes. All I can think of are measures and policies that have engorged the pockets of the wealthiest one percent of people in this country at the expense of everyone else.\ ***Edit: Anyone who disagrees should show me to be wrong with valid, credible facts from sources generally recognized as nonpartisan. Otherwise, your disagreement has no validity.
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Do cons like to sit in a train next to a person with TB because the illegal alien has no health insurance?

Many illegal immigrants don't have health insurane and can not afford medical care. But their health problems don't affect only themselves because theyr don't live in isolation. If you ride in a train or a subway next to a person with an open form of tuberculosis, then you will catch the disease as well. The same goes for STDs. Isn't it better to provide them with medical care?
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True Story! I have infectious skin desease a couple of years ago. And I was glad to be out in the open with everybody. I swim too
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How can my dad get his health insurance knowing he's not a citizen here.?

He has a lot of blood vessels that are clotting up on his leg. He was only able to walk 1.5 blocks 2 months ago and now only for half a block. Doctors are saying they will try they will try. But they are not really doing enough to help him because he has no insurance. Why do doctors wait till till that last minute to help him when it might be too late.
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Because your father isn't a CITIZEN! Christ! Get some freakin Citizenship! JESUS!
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Do health insurance companies record all calls?

My wife was told that our newborn would be covered by her insurance for the first 30 days of life. After securing insurance at the 30 day mark, we were told he was not covered. We were given bad information, is there any way to prove this?
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No, they don't record ALL calls, and even if that call was recorded, you have no legal access to that information. Your wife SHOULD have gotten a "confirmation number" from them. Because obviously to everyone in insurance here (but NOT obvious to most CUSTOMERS), there's no "automatic coverage" unless you have welfare health insurance. If you don't add the baby to wife's policy WITHIN the first 30 days, RETROACTIVE to the date of birth, there is no coverage.
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Can I claim my daughter if she is on her fathers health insurance?

she was on mine before but i have a higher deductable and my ex boyfriend (daughters father) has better insurance. But we both agreed I can claim her. Will this affect both of us when we file taxes? or insurance have no effect on taxes?
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Insurance has no effect on taxes. You and the father have to agree on who takes the claim from year to year if he is paying child support.
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Does anyone have experience with Transamerica health insurance and/or Alliance health care?

I'm interested in this insurance but would like some feedback. If there are any sites out there that rate insurance companys, that would help too.
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u better search google alliance is a very large company and have more than website world wide
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A question to those that are selling health insurance?

I have to purchase these eye drops called Restasis, they are about 245 dollars for a monthly supply, i want to purchase a health insurance just to get those drops cheap health insurance maybe around 50 bucks, monthly? what the best plan for me, or do i have to get a higher plan? and i saw some deductables, if i were to buy priscription drugs, do i have to pay that high deductable first how does that work? deductables are like 2,000-5,000 dollars
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Let's see, your drops cost you $2940/year and you're looking for health insurance for $600/year. Hmmm... If I think of a company that wants a piece of that, I'll let you know.
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i signed up for health insurance through ehealthinsurance.they sent me an email confirming my credit card?

payment had gone through and so i started using my insurance.now i find out the payment never went through and te insurance company paid claims already.i have no money. will they sue me for the paid claims or even worse?
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no the company is not lible to ask for refund of claim it can cliam for premium only.. but un less the premiums been paid no insurance cover starts so no claims be setteletd if it happens by default nearly 3 staff members be suspended in office . so u do not worry that all their risk but you may asked for premium payment if so u pay soon with out delay .
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Is it true in the state of Massachusetts they requre everybody to have health insurance?

If this is true what if you can't afford it? Do you get a government insurance or privatized?
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only the legal people. Edit: Jilll read the constitution. A state can do what ever it wants. the constitution deals only with the federal government as it should.
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I am lawful resident can i get health insurance?

I am a 67 year old lawful resident and i do not have a health insurance is there any provision in Obama new health insurance bill
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You don't have Medicare or Medicaid? Why can't you buy insurance now? You need to give more info.
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I am looking for health insurance?

I run a small nonprofit with a staff of 3. We are looking for affordable health insurance.
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Sam's Club This book will help also "The New Health Insurance Solution: How to Get Cheaper, Better Coverage Without a Traditional Employer Plan" Author: Pilzer, Paul Zane You own a small business and are getting killed by double-digit premium increases— you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Timesbestselling author.
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Democrats: What gives you the right to fine me if I decide not to have health insurance?

Just who the hell are you to dictate to me that I must buy health insurance...or else? Just who the hell are you??? What makes you think you can do this to people??
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Because it is for the "common" good. The collective must be taken care of despite what the individual wants.. This country was based on individual rights and that is how it became great but now it seems that the individual is just another cog in our society that is easily replaced by another cog..
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Which health insurance company/plan cover dermatologist appointments?

i have health insurance through my university but it doesn't cover dermatological appointment. i don't mind changing company to get this covered because i have bad acne which leave behind really bad hyper-pigmentation.
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You might have a hard time buying an individual insurance policy. Acne can be very expensive to treat. Since state laws vary widely consult a local broker and ask for a pre-screen. This will be your best source of information Don http://mtnhealthinsurance.com
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Affordable Health Insurance for a single mom?

Can anyone provide me with some information about getting an affordable health insurance plan for a single mother with a small child (2 and a half y.o.)? My wife and I are getting divorced. It is an uncontested divorce and we just need to figure out the support payment amount. This is the last variable. Also is there any way to keep them both under my plan at work after we are divorced? Any help is greatly appreciated! Thank you so much!
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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What state do I get health insurance from?

I have a FL drivers liscense, but havent lived there in a long time. I am going to be traveling all over the US for a while, and not working. What should I do?
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Where do you live? Where do you file taxes from? What's your legal residence? That's the health insurance you need. But you're going to be out of network, if you're not in that state, so expect to pay a lot for your services.
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