My throat seriously started hurting on Saturday. Two days later, I still have fever, chills, sore throat, and the tell-tale markings on my tonsils of strep. Which means I need prescription medicine. Unfortunately, my husband and I hit severely hard times about 5 months ago. We're mostly caught up now, but one thing we still don't have is health insurance. So, we make just a little bit too much money to qualify for federal aid, yet paying out-of-pocket for a whole doctor's visit will set us back another month or two. What should I do? I can't miss work for the two weeks that it will take me to recover on my own. Where do I go?
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Well one of the best places to go if you don't have insurance is a urgnet care walk-in clinic. I don't knwo how they work where you are but it is kind of a "doc in the box". For relatively simple ailments or injuries such as possible strep. They are the most inexpensive of them out there.
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Monday, December 13, 2010
what is the best health insurance company?
when health insurance is not offered through their work. I checked on blue cross blue shield but it doesn't seem to be a very good deal. any advice?
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Blue Cross is a different and sometimes COMPLETELY UNRELATED company when you go state to state. So it matters where you live. And, there's no 'best' company because if there was there'd only be one company. And, DON'T assume that when coverage is offered through work that it's your best bet. Group insurance is expensive for healthy people. Find a broker that does business in your state and they'll be able to help you. You can try the insurance pricing tool on my homepage. It gives the prices of different insurance companies and works in many (but not all) states and also requires no personal information to use. (Community guidelines state, even though no link is provided, that it's OK to accompany a good, on-topic answer with a link to your website, blog, or email to offer more information.)
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Blue Cross is a different and sometimes COMPLETELY UNRELATED company when you go state to state. So it matters where you live. And, there's no 'best' company because if there was there'd only be one company. And, DON'T assume that when coverage is offered through work that it's your best bet. Group insurance is expensive for healthy people. Find a broker that does business in your state and they'll be able to help you. You can try the insurance pricing tool on my homepage. It gives the prices of different insurance companies and works in many (but not all) states and also requires no personal information to use. (Community guidelines state, even though no link is provided, that it's OK to accompany a good, on-topic answer with a link to your website, blog, or email to offer more information.)
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Is there some cheap health insurance companies in this world?
I NEED some health insurance just for me and i have been looking online and cant find nothing cheap.
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Remember you only get what you pay for also try to avoid agents go direct to the company
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Remember you only get what you pay for also try to avoid agents go direct to the company
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How do elderly people coming for permanent residence to US get health insurance?
My parents who are approx. 70 years old are considering coming to live with my family to US. My main concern is how they are going to get the health insurance. Any pointers? Thanks in advance
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There is a plan available for them. Called the Bridge Plan, it is available as soon as they establish permanent residency in the U.S. There are several different plans with monthly premium from $283 to $469 for people age 70-74. It only covers them in the U.S. so if they go out of the country to visit they'll have to get temporary International insurance. 5 years after establishing residency they will be eligible for Medicare but they will have to pay both Part A and Part B premiums.
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There is a plan available for them. Called the Bridge Plan, it is available as soon as they establish permanent residency in the U.S. There are several different plans with monthly premium from $283 to $469 for people age 70-74. It only covers them in the U.S. so if they go out of the country to visit they'll have to get temporary International insurance. 5 years after establishing residency they will be eligible for Medicare but they will have to pay both Part A and Part B premiums.
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How do I get health insurance?
I am a heart transplant patient without health insurance and am on disability for 8 months. I am not able to recieve coverage from anyone and have large medical and prescription costs.
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Your fastest way to get financial help is through the My Simple Card membership. Reasons are: #1 You will not be declined. #2 They will save you money on doctors visits. #3 They will help you negotiate down your hospital bills. #4 They will reduce your prescription costs. Take a Close Look.
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Your fastest way to get financial help is through the My Simple Card membership. Reasons are: #1 You will not be declined. #2 They will save you money on doctors visits. #3 They will help you negotiate down your hospital bills. #4 They will reduce your prescription costs. Take a Close Look.
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Are there any associations one can join that would then give you access to group health insurance?
From my research so far, it appears that if you have a group health care coverage, it tends to be cheaper than if you have to buy the insurance yourself. For example, a family of 4 may pay as much as $700 a month or more for some decent coverage, but perhaps group coverage from your employer may cost you $400 or so. But if your employer does not offer it, are there any associations that offer health insurance to their members? Associations that anyone can join?
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i live in indiana; the AARP plan is only a supplemental plan or they offer a hospital plan that from i read is basically a supplemental plan also; my husband has parkinsons disease and uninsurable in the state of indiana; i am healthy and filled out a individual application and was surprised that they needed a 10 year history of every illness or exam i ever had; i was suprised since auto and home is only 3 years, but calculated that if someone had cancer and was over the 5 year survival rate, they would be uninsurable since they had had cancer; i found out the hard way that if you have a pre-exisiting condition, they cannot insure you on an individual policy in the state of indiana; you are then able to go to the assigned risk pool which has a get this ;;;;$100K lifetime maximum; also, 5 years ago, when i was laid off from my 1st job and when the cobra ran out, they offered us a conversion policy with the same company for $2K per month for my husband only; it had a $100K max on the conversion policy; (cobra had 1 MM) we figured in 4 years, the insurance company would be in the black for paying $96K in premium; my husband is a self employed attorney and i am a laid off claim adjuster; so far we have managed on cobra and now am going to try a gap policy; this is a 2K deductible; but all we want is take care of any catastrophes; it does not cover RX and my husbands RX run over $200 a month; parkinsons is mainly drugs only; since i am 8 years younger, i hope i dont get sick; our concern is that if something major happens, we could lose everything we worked for over 30 plus years; that is why i am wanting some kind of universal health care; since over 47 million are uninsured and many are employed and cannot afford putting us in this mess; insurance is supposed to be the law of large numbers; if we insured everyone, you would have both the healthy and sick paying, which would keep the premiums down to pay claims;
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i live in indiana; the AARP plan is only a supplemental plan or they offer a hospital plan that from i read is basically a supplemental plan also; my husband has parkinsons disease and uninsurable in the state of indiana; i am healthy and filled out a individual application and was surprised that they needed a 10 year history of every illness or exam i ever had; i was suprised since auto and home is only 3 years, but calculated that if someone had cancer and was over the 5 year survival rate, they would be uninsurable since they had had cancer; i found out the hard way that if you have a pre-exisiting condition, they cannot insure you on an individual policy in the state of indiana; you are then able to go to the assigned risk pool which has a get this ;;;;$100K lifetime maximum; also, 5 years ago, when i was laid off from my 1st job and when the cobra ran out, they offered us a conversion policy with the same company for $2K per month for my husband only; it had a $100K max on the conversion policy; (cobra had 1 MM) we figured in 4 years, the insurance company would be in the black for paying $96K in premium; my husband is a self employed attorney and i am a laid off claim adjuster; so far we have managed on cobra and now am going to try a gap policy; this is a 2K deductible; but all we want is take care of any catastrophes; it does not cover RX and my husbands RX run over $200 a month; parkinsons is mainly drugs only; since i am 8 years younger, i hope i dont get sick; our concern is that if something major happens, we could lose everything we worked for over 30 plus years; that is why i am wanting some kind of universal health care; since over 47 million are uninsured and many are employed and cannot afford putting us in this mess; insurance is supposed to be the law of large numbers; if we insured everyone, you would have both the healthy and sick paying, which would keep the premiums down to pay claims;
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is health insurance premium a cash item in the cash budget?
Should social security and health insurance premium be included in the cash budget? Are these cash items or non-cash items? Thanks!
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you should contact a licensed health insurance agent or maybe a finical adviser.
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you should contact a licensed health insurance agent or maybe a finical adviser.
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No health insurance and I have a lump in my breast?
I have noticed this almost "disk" like lump on my left breast towards the inside of my chest, its really bothering me. Breast cancer runs in my family on both sides and the women have been getting it younger and younger. Now I dont have health insurance but my question is, can I go to a planned parenthood or something to get it checked out for free or with assistance?
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Yes, go to planned parenthood, a health center, or maybe even a free clinic that's in your area. And if there are none of these resources available? Go to the Dr. anyway! Trust me, even if you have to pay for a dr's appt out of your pocket, you just are going to have to do this if you find a lump in your breast. ESPECIALLY if breast cancer runs in your family! You need to go as soon as you can, this is not something to be taken lightly. But also, don't freak out! Benign lumps are in women's breasts all the time, I have a lot of lumps and they are due to how much caffeine I drink! So just because you have found a lump doesn't mean you have cancer. And if it is cancer? Breast cancer is becoming easier and easier to treat with a very high success rate these days. So just try to calm down because the stress is doing you no good. Go get it checked out and then you need to go see if you qualify for medicaid. Good luck to you and go to the dr!
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Yes, go to planned parenthood, a health center, or maybe even a free clinic that's in your area. And if there are none of these resources available? Go to the Dr. anyway! Trust me, even if you have to pay for a dr's appt out of your pocket, you just are going to have to do this if you find a lump in your breast. ESPECIALLY if breast cancer runs in your family! You need to go as soon as you can, this is not something to be taken lightly. But also, don't freak out! Benign lumps are in women's breasts all the time, I have a lot of lumps and they are due to how much caffeine I drink! So just because you have found a lump doesn't mean you have cancer. And if it is cancer? Breast cancer is becoming easier and easier to treat with a very high success rate these days. So just try to calm down because the stress is doing you no good. Go get it checked out and then you need to go see if you qualify for medicaid. Good luck to you and go to the dr!
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Can a company require employees to have health insurance?
After being out of work for several months my husband finally got a job in January. He's just got his first 90 days in and signed up for their health insurance plan because he was told he had to have it. He doesn't want it and certainly doesn't want to pay $30 a week for it when we're still trying to dig ourselves out of this hole we're in. So my question is, can they legally require him to pay for health insurance he doesn't want? He works in an auto parts manufacturing plant, by the way.
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Yes, they can require it as a requisite of employment.- the insurance company probably either requires them to have 100% coverage as a matter of course or the company gets a discount for 100% coverage - it's all about having the largest risk pool possible.
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Yes, they can require it as a requisite of employment.- the insurance company probably either requires them to have 100% coverage as a matter of course or the company gets a discount for 100% coverage - it's all about having the largest risk pool possible.
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Having a hard time to find affordable health insurance?
I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My biggest problem is in finding affordable health insurance. Can anyone tell me a good site to go to for affordable health insurance? All answers would be greatly appreciated.
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Is health insurance mandatory in US for any doctor to treat the patients?
Dont the patient get treated if he dont have any health insurance?
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OOPs did not notice that the question is from India. As reported 2/7/10 in The Hindu, India's national newspaper (online) NEW DELHI: The Clinical Establishments (Registration and Regulation Act) Bill, 2010 — approved by the Union Cabinet last month — makes it mandatory for all clinical establishments to provide medical care and treatment to stabilise any person in an emergency condition. If the Bill is passed in Parliament, this will be the first time emergency medical care is made obligatory under law in the country. In 1989, the Supreme Court gave directions that emergency care be not denied to victims under any circumstances. The Law Commission also recommended legislation to make it mandatory. In the United States a federal law the Emergency Medical Treatment and Active Labor Act is a statute which governs when and how a patient may be (1) refused treatment or (2) transferred from one hospital to another when he is in an unstable medical condition. EMTALA was passed as part of the Consolidated Omnibus Budget Reconciliation Act of 1986, and it is sometimes referred to as "the COBRA law". Another very familiar provision, also referred to under the COBRA name, is the statute governing continuation of medical insurance benefits after termination of employment. The essential provisions of the statute are as follows: Any patient who "comes to the emergency department" requesting "examination or treatment for a medical condition" must be provided with "an appropriate medical screening examination" to determine if he is suffering from an "emergency medical condition". If he is, then the hospital is obligated to either provide him with treatment until he is stable or to transfer him to another hospital in conformance with the statute's directives. If the patient does not have an "emergency medical condition", the statute imposes no further obligation on the hospital. A pregnant woman who presents in active labor must, for all practical purposes, be admitted and treated until delivery is completed, unless a transfer under the statute is appropriate. The statute explicitly provides that this must include delivery of the placenta.
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OOPs did not notice that the question is from India. As reported 2/7/10 in The Hindu, India's national newspaper (online) NEW DELHI: The Clinical Establishments (Registration and Regulation Act) Bill, 2010 — approved by the Union Cabinet last month — makes it mandatory for all clinical establishments to provide medical care and treatment to stabilise any person in an emergency condition. If the Bill is passed in Parliament, this will be the first time emergency medical care is made obligatory under law in the country. In 1989, the Supreme Court gave directions that emergency care be not denied to victims under any circumstances. The Law Commission also recommended legislation to make it mandatory. In the United States a federal law the Emergency Medical Treatment and Active Labor Act is a statute which governs when and how a patient may be (1) refused treatment or (2) transferred from one hospital to another when he is in an unstable medical condition. EMTALA was passed as part of the Consolidated Omnibus Budget Reconciliation Act of 1986, and it is sometimes referred to as "the COBRA law". Another very familiar provision, also referred to under the COBRA name, is the statute governing continuation of medical insurance benefits after termination of employment. The essential provisions of the statute are as follows: Any patient who "comes to the emergency department" requesting "examination or treatment for a medical condition" must be provided with "an appropriate medical screening examination" to determine if he is suffering from an "emergency medical condition". If he is, then the hospital is obligated to either provide him with treatment until he is stable or to transfer him to another hospital in conformance with the statute's directives. If the patient does not have an "emergency medical condition", the statute imposes no further obligation on the hospital. A pregnant woman who presents in active labor must, for all practical purposes, be admitted and treated until delivery is completed, unless a transfer under the statute is appropriate. The statute explicitly provides that this must include delivery of the placenta.
Source
How do I stay on my parent's health insurance?
I am a full time college student and sent the insurance company a form stating that I am a full time college student. I never got a reply or anything. What can I do to stay on my parent's health insurance?
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you should be able to stay on your parents plan until age 26 according to the new Obama plan which is effective in 2014. some carriers are allowing you to go back onto the plan early if you aged off at 23 like the rule was before. soon you will need your own health insurance. something you might be able to afford can be found at. http://www.usdirecthealthinsurance.com/
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you should be able to stay on your parents plan until age 26 according to the new Obama plan which is effective in 2014. some carriers are allowing you to go back onto the plan early if you aged off at 23 like the rule was before. soon you will need your own health insurance. something you might be able to afford can be found at. http://www.usdirecthealthinsurance.com/
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When did it become an employers duty to provide you with health insurance?
What gives Obama the right to mandate that an employer is responsible to provide health insurance to its workers? Whats next, housing & cars will be mandated by Washington?
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It was during WW2 and the wage-price controls that were mandated by the government to keep civilian spending under control. Eager to hire workers away from military production, employers had to offer some incentives to them. Offering health insurance became a way around the wage-price controls. There were also rationing coupons for meat, gasoline, rubber (tires) metals, paper, etc. Since access to medical care has now been rationed for many years, and we are used to it, perhaps looking at another approach would be more productive.
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It was during WW2 and the wage-price controls that were mandated by the government to keep civilian spending under control. Eager to hire workers away from military production, employers had to offer some incentives to them. Offering health insurance became a way around the wage-price controls. There were also rationing coupons for meat, gasoline, rubber (tires) metals, paper, etc. Since access to medical care has now been rationed for many years, and we are used to it, perhaps looking at another approach would be more productive.
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Why haven't liberals figured out yet that the President is forcing them to pay for health insurance?
They have been doing nothing but b#tch and gripe about big business, big insurance and the nasty, evil corporations ever since the dawn of man, but their President comes along and passes a law with the help of his Democrats in Congress that forces 32 million Americans who are too poor to afford health insurance to buy $200 a month-worth from private companies and not only are they okay with it, but they demonize anyone who is against it. What did I miss here?
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Do you know how to read? Starting in 2014, only those who are ABOVE the income-tax filing threshold will be charged $95 or 1% of their income if they do not have ANY health insurance, and NOT if they can't find a plan that costs less than 8% of their income. If American insurance companies weren't big, inefficient corporations that will find any loophole or technicality to not give people coverage, you can't blame the government for taking steps towards trying to make health care affordable and available to as many people as possible.
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Do you know how to read? Starting in 2014, only those who are ABOVE the income-tax filing threshold will be charged $95 or 1% of their income if they do not have ANY health insurance, and NOT if they can't find a plan that costs less than 8% of their income. If American insurance companies weren't big, inefficient corporations that will find any loophole or technicality to not give people coverage, you can't blame the government for taking steps towards trying to make health care affordable and available to as many people as possible.
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What are the best health insurance options for retired pre-medicare folks?
A few of my friends have a man who is now age 65 soon to be getting Medicare coverage, while his wife is not yet 65, so she does not qualify for Medicare or for the COBRA option of her spouse's former employer. Are there any programs for her to not have to pay for health insurance entirely out of pocket?
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First, I would check with your state insurance department or health and human services department to make sure there isn't other state-sponsored programs that can assist you (link below). Medicaid is the obvious example, but you generally have to make less than $13,200 for a family of two (link below). You might want to check out Benefits Check-Up, a free service from the National Council on Aging. When you visit the site, you can answer a few questions and find out whether you are eligible for government programs (link below). Needy Meds is an excellent resource for discount drug and treatment programs (link below). As for private insurance, your best bet is to do what you're doing now and try to find out what people in your situation are doing. To get a good overview of what health insurance is like where you live, you should talk with more than one state-licensed health insurance agent. In minutes, they should be able to answer your questions about affordable private insurance. MostChoice.com is a good place to start. There's no cost or obligation to buy anything; you fill out a short information request form, send it in, and within two days local agents should contact you. Tell them what kind of coverage you want and how the price range you're looking for, and let the agents do the rest. Talking with more than one agent increases your chance to find what you're looking for (and encourages healthy competition for your business). You can visit MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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First, I would check with your state insurance department or health and human services department to make sure there isn't other state-sponsored programs that can assist you (link below). Medicaid is the obvious example, but you generally have to make less than $13,200 for a family of two (link below). You might want to check out Benefits Check-Up, a free service from the National Council on Aging. When you visit the site, you can answer a few questions and find out whether you are eligible for government programs (link below). Needy Meds is an excellent resource for discount drug and treatment programs (link below). As for private insurance, your best bet is to do what you're doing now and try to find out what people in your situation are doing. To get a good overview of what health insurance is like where you live, you should talk with more than one state-licensed health insurance agent. In minutes, they should be able to answer your questions about affordable private insurance. MostChoice.com is a good place to start. There's no cost or obligation to buy anything; you fill out a short information request form, send it in, and within two days local agents should contact you. Tell them what kind of coverage you want and how the price range you're looking for, and let the agents do the rest. Talking with more than one agent increases your chance to find what you're looking for (and encourages healthy competition for your business). You can visit MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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How much does it cost to deliver a baby in taiwan while not covered by health insurance?
we are plannig to deliver our first baby in taipei ( taiwan) but we dont have health insurance. To prepare ourself we would like to know the approximate cost in such case.
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FYI... sorry I can only tell you its cheaper than in the states BUT If you post this in the travel section you will get alot better answers from people who actually know with good links. I did the same for Costa Rica, Chile, and Panama. http://www.nhi.gov.tw/english/index.asp Taiwan has a national health system. Once enrolled, essentially everything wil be covered. Depending on your work status and visa status in Taiwan, you may or may not be eligible for the National Health Insurance. But the general rule of thumb is medical cost in Taiwan is MUCH cheaper than that of the US with the same quality of medical care (when comparing pre-insurance raw price).
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FYI... sorry I can only tell you its cheaper than in the states BUT If you post this in the travel section you will get alot better answers from people who actually know with good links. I did the same for Costa Rica, Chile, and Panama. http://www.nhi.gov.tw/english/index.asp Taiwan has a national health system. Once enrolled, essentially everything wil be covered. Depending on your work status and visa status in Taiwan, you may or may not be eligible for the National Health Insurance. But the general rule of thumb is medical cost in Taiwan is MUCH cheaper than that of the US with the same quality of medical care (when comparing pre-insurance raw price).
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What are some contions that you cant have when appying for health insurance in the US?
What ca't you have now or previously to not get health insurance? I know that are certain (many) conditions that you cant have but what are they? Thank you in advance
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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What happens if I lied to the clinic I went to about my health insurance?
I went to a planned parenthood to get birth control, but didn't want to tell my parents I was on it. They would have never approved although I am old enough to consent to sex. I didn't want it to show up on my insurance so I told them I had none but gave them my social security number, What can happen if they find out that I lied to them about my Health Insurance?
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They're not going to find out, as long as you pay the bill in full.
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They're not going to find out, as long as you pay the bill in full.
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Should the government have the right to force citizens to have health insurance or face a penalty?
And don't tell me the Healthcare Reform Act doesn't require everyone to have health insurance. Only the liberal liars are using the "say it and it's true" process. Liberals need to go to Russia or some European country and live if they want the government to run healthcare.
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Their actions are completely UNCONSTITUTIONAL. No governing body has a right or the power to require us to "buy anything", and especially a product such as "healthcare" which we all know will ultimately become government owned just like General Motors.
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Their actions are completely UNCONSTITUTIONAL. No governing body has a right or the power to require us to "buy anything", and especially a product such as "healthcare" which we all know will ultimately become government owned just like General Motors.
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How soon can I get Obamacare and stop paying thousands a year for my health insurance?
I'm all for Obamacare because I pay 2 grand a year for coverage and I still have deductibles. I'm sure my employer will be glad to get rid of all of us as well. After all they have to contribute to our health insurance as well. Who else is gonna give up their premiums and co-pays to join the govt. plan?
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Unfortunately we will not be able to get it until. 2013. I am going to quit my job and live off the government!! I will not have to pay any taxes anymore! Free rent free food free everything!Wow this is such a great country! Thanks!
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Unfortunately we will not be able to get it until. 2013. I am going to quit my job and live off the government!! I will not have to pay any taxes anymore! Free rent free food free everything!Wow this is such a great country! Thanks!
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how does health insurance work if you get it from your job?
i'm going to start working next month and my employer said that i'll have health insurance after 3months. i really dont know how it works coz this is my first job. do i have to pay the insurance company every month or year? do they take away something from my paycheck? if so, what percentage? and if i'm going to pay something, what is it and how much? i dont get sick a lot so i guess i wont be using it that much, prolly only for yearly check-ups and i wear glasses so i guess i would need my eyes checked to... i kno i have a lot of questions... please enlighten me. thanks a lot!
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I know, this is not something they cover in school (they should!). The three month period is to prevent you from taking the job and the insurance with an unknown pre-existing condition. They'll give you options (how many depends on your employer) of high-copay (what you pay up front at the doctor's office), low-deductable (what you pay every year before the insurance starts to kick in) or low-copay, high-deductable. The premium is a separate, monthly fee you pay (usually taken out of your paycheck before you get it) for the privalege of having insurance. The amount varies depending on the deductable and copay you want (if you have a low copay or deductable, the premium goes up because the insurance company assumes you anticipate going to the doctor more). Some employers pay some or all of your premium, so ask how much they'll cover before you choose a plan. Eye and Dental are usually additional options that you pay extra out of your paycheck each month. According to your details, you probably want a low premium, high-copay, high-deductable plan with the optional eye plan.
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I know, this is not something they cover in school (they should!). The three month period is to prevent you from taking the job and the insurance with an unknown pre-existing condition. They'll give you options (how many depends on your employer) of high-copay (what you pay up front at the doctor's office), low-deductable (what you pay every year before the insurance starts to kick in) or low-copay, high-deductable. The premium is a separate, monthly fee you pay (usually taken out of your paycheck before you get it) for the privalege of having insurance. The amount varies depending on the deductable and copay you want (if you have a low copay or deductable, the premium goes up because the insurance company assumes you anticipate going to the doctor more). Some employers pay some or all of your premium, so ask how much they'll cover before you choose a plan. Eye and Dental are usually additional options that you pay extra out of your paycheck each month. According to your details, you probably want a low premium, high-copay, high-deductable plan with the optional eye plan.
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Does anyone know where you can buy health insurance at a reasonable cost?
I would like to buy resonably priced health insurance but am afraid of fraud. There are so many out there but many are scams. Can someone lead me in the right direction?
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Go find a local, independent agent. With health insurance, you get exactly what you pay for, and as you probably realize, anything cheaper than "market value" is most likely a scam of some kind. Using a local agent, instead of buying on the internet, will keep you from getting scammed.
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Go find a local, independent agent. With health insurance, you get exactly what you pay for, and as you probably realize, anything cheaper than "market value" is most likely a scam of some kind. Using a local agent, instead of buying on the internet, will keep you from getting scammed.
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Is my baby still eligible for Medicaid even if I have my own health insurance?
I'm still covered under my mom's Health Insurance policy until I'm 24 years old. I have a baby but he can't be covered under the same health insurance so I'm thinking of applying for Medicaid. I'm unemployed but I just wanna know if the baby is eligible for medicaid even if I have my own health insurance?
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Children usually qualify for public medical plans under higher income guideline than adults. If you do not have any income your baby might qualify for Medicaid under state CHIP program. Contact your local office to find out.
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Children usually qualify for public medical plans under higher income guideline than adults. If you do not have any income your baby might qualify for Medicaid under state CHIP program. Contact your local office to find out.
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