Obviously I'm lower income due to being a full time student, but I need to find an insurance provider asap. Where can I get easy rates and a simple application process? My zip code is 47591 if that's needed
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Well, you have to apply, to see what the rates are, and it can take 4 - 6 weeks to be approved, and if you've got something currently wrong - even if it's undiagnosed - they're not going to cover it. So the CHEAPEST way, is through your school. The SECOND cheapest way, is through an employer, and several part time employers offer health insurance - Starbucks, UPS, Petco, and Walmart come immediately to mind. Avoid those online places - all they are really trying to do, is harvest your personal information to sell it.
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Saturday, August 6, 2011
Do Veterans Administration health benefits offer a way to offset huge copayments of private primary insurance?
My friend has served in the army for a long time but never availed of any VA health benefits at all. Now he is facing very large copayments over $100 for certain medications, thanks to his private health insurance carrier's copay requirements. Is it possible for him to sign up with VA in order to have copayments covered under some VA benefit? Are there better alternatives than this maybe? Thanks!
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If your friend is able to prove that the reason he is taking the medications are service connected, he will be able to get that medication for free or for a small fee of, I believe, $7. Also my husband is with the VA and gets some of his medication for $9 that is not for his service connected disability. It is definitely worth looking into and see what he is able to get. Have him check with his local VA representative to see all that he may be eligible for.
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If your friend is able to prove that the reason he is taking the medications are service connected, he will be able to get that medication for free or for a small fee of, I believe, $7. Also my husband is with the VA and gets some of his medication for $9 that is not for his service connected disability. It is definitely worth looking into and see what he is able to get. Have him check with his local VA representative to see all that he may be eligible for.
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How much is liability insurance for a Home Health Aide Agency located in Miami, Fl?
I am looking to open a home health care agency in Miami, Fl and I am trying to figure out how much money I'll need to start. I heard the most expensive cost for starting will be insurance. About how much will that be?
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Apply for licensing with your state. Getting licensed for operation in most states is more complicated when you`re working with people and their well being than it is for other businesses. Not only must you obtain your financial documentation, you also may be subject to background checks, credit checks and the scrutiny of previous disciplinarian procedures. Become Medicare certified. Because many patients who choose home health care are elderly and on limited incomes, they qualify for Medicare benefits. In order for you to make money, you must become a certified Medicare provider. Your state Medicare agency will send you a packet to fill out and return. Hire caregivers after checking their backgrounds carefully. As part of your licensing contract with your state, you will agree to perform background checks on potential employees. Familiarize yourself with the Nurse Practice Act (NPA) in your state. Each state allows licensed practical nurses and professional nurses to perform basic health care activities, but they are restricted to general care and medical care ordered by a licensed doctor. Add caregivers to your staff that assist patients without performing medical duties. Many successful health care agencies hire employees to assist homebound clients with daily chores. These employees will check on clients who live alone, perform cleaning and shopping chores, and they may assist clients with personal hygiene. Remember to do background checks before hiring them. Locate your physical %u201Cbase%u201D in a storefront or out of your home, if your local zoning permits. Although you need minimum space to operate, a physical office is necessary for hiring purposes and to fulfill state regulations in many areas. Choose a location where clients and their families can easily visit. Obtain sufficient liability insurance. One of your biggest start-up costs will be insurance, but it`s imperative that you have enough to cover your agency should a client suffer an injury at the hands of one of your caregivers. Create a mission statement, and stick to it. Providing care with compassion will boost your reputation and increase your client base.
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Apply for licensing with your state. Getting licensed for operation in most states is more complicated when you`re working with people and their well being than it is for other businesses. Not only must you obtain your financial documentation, you also may be subject to background checks, credit checks and the scrutiny of previous disciplinarian procedures. Become Medicare certified. Because many patients who choose home health care are elderly and on limited incomes, they qualify for Medicare benefits. In order for you to make money, you must become a certified Medicare provider. Your state Medicare agency will send you a packet to fill out and return. Hire caregivers after checking their backgrounds carefully. As part of your licensing contract with your state, you will agree to perform background checks on potential employees. Familiarize yourself with the Nurse Practice Act (NPA) in your state. Each state allows licensed practical nurses and professional nurses to perform basic health care activities, but they are restricted to general care and medical care ordered by a licensed doctor. Add caregivers to your staff that assist patients without performing medical duties. Many successful health care agencies hire employees to assist homebound clients with daily chores. These employees will check on clients who live alone, perform cleaning and shopping chores, and they may assist clients with personal hygiene. Remember to do background checks before hiring them. Locate your physical %u201Cbase%u201D in a storefront or out of your home, if your local zoning permits. Although you need minimum space to operate, a physical office is necessary for hiring purposes and to fulfill state regulations in many areas. Choose a location where clients and their families can easily visit. Obtain sufficient liability insurance. One of your biggest start-up costs will be insurance, but it`s imperative that you have enough to cover your agency should a client suffer an injury at the hands of one of your caregivers. Create a mission statement, and stick to it. Providing care with compassion will boost your reputation and increase your client base.
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what does health insurance cover?
i recently turned 18 and am in need of Knee surgury. if i got health insurance right now, would it cover the surgury? or would it be like trying to get a totaled car insured? if insurance doesn't cover it, what should i do? i live in NJ.
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Unfortunately there is something called pre-existing conditions. An insurance company could deny a thing like an ultra sound if per chance you had symptoms of abdominal pain six months beforehand. I would look in to getting start coverage. She if you qualify for aid. Some states offer insurance plans. Good luck.
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Unfortunately there is something called pre-existing conditions. An insurance company could deny a thing like an ultra sound if per chance you had symptoms of abdominal pain six months beforehand. I would look in to getting start coverage. She if you qualify for aid. Some states offer insurance plans. Good luck.
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Will obamas proposed health care reform be the same as universal health insurance?
Or are they two way different ideas
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They are two different things. I am always amazed how many Americans seem not to be aware about the issues with healthcare relying on FOX and other sources to spread misinformation about the healthcare system of the USA and those abroad. First of all, Obama wants to make insurance more available to all and change the system so that it is cheaper [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance [2]. Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well. Third, Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage. Last of all if you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012.
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They are two different things. I am always amazed how many Americans seem not to be aware about the issues with healthcare relying on FOX and other sources to spread misinformation about the healthcare system of the USA and those abroad. First of all, Obama wants to make insurance more available to all and change the system so that it is cheaper [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance [2]. Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well. Third, Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage. Last of all if you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012.
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Where can I buy inexpensive health insurance on line?
I am age 22 and out of work.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Why should employers be required by law to provide health insurance for its workers?
Shouldn't this be an individuals responsibility? What right does the government have to tell someone he has to pay for someone elses health care?
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TAXATION WITHOUT REPRESENTATION!
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TAXATION WITHOUT REPRESENTATION!
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I don't have health insurance. How much do I have to whine and cry until you will give it to me?
I'm warning you, I can cry and whine a really really lot!!! So you better just give it to me you greedy rich people!
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Get a job and get off welfare and pull your begging hand back in before it gets chopped off then we can talk.
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Get a job and get off welfare and pull your begging hand back in before it gets chopped off then we can talk.
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When a child has CHIP health insurance, is the cost added to a child support?
order to reimburse the government? Does anyone know how much more? My husband has a review and his ex has put their child on Texas CHIP.
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yes
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yes
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Would you drop your expensive health insurance when Obama finds a less expensive way to insure us all?
Or will you insist a good deal is socialist as you always do before you fact check?
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you're dreaming or deluded. Medicare is underfunded by $48 TRILLION. Add more for 0bama's dream. Looks like Grandma is going to have to suffer and not live as long. I'm going to go tell my Grandma the good 0bama news.
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you're dreaming or deluded. Medicare is underfunded by $48 TRILLION. Add more for 0bama's dream. Looks like Grandma is going to have to suffer and not live as long. I'm going to go tell my Grandma the good 0bama news.
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Is individual health insurance deductible?
Hi... couple of facts.... 1. My husband's company does not offer health insurance, so we buy his own individual policy. 2. I have a preexisting condition that his individual policy won't cover, so I have a state sponsored insurance policy. I also have a small policy that my work requires me to have. We pay $209/ mo for him and $477 for me out of our own pockets. Would we be able to deduct all of this or is there a limit on how much we can deduct?
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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Where in the united states constitution does it say one MUST buy health insurance?
and please do not answer with this commerce clause crap!
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Right next to the place where it says abortion is a privacy issue.
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Right next to the place where it says abortion is a privacy issue.
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Is it illegal in Washington DC to be covered by 2 different health insurance plans.?
I am covered by United Healthcare thru my job and Medicaid, is that illegal.
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How is it you have a job and medicaid, too? Isn't that illegal? Usually, people covered by a group healthcare plan cannot be eligible for medicaid. You should notify your social worker and have it stopped, as it is fraud.
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How is it you have a job and medicaid, too? Isn't that illegal? Usually, people covered by a group healthcare plan cannot be eligible for medicaid. You should notify your social worker and have it stopped, as it is fraud.
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How come the S-CHIP bill won't give ME "free" health insurance?
It's for CHILDREN. And I am someone's child. The bill would not allow "free" health insurance to any "child" over 26. I may be an adult of 54 (just like legal adults of 26) but this bill prevents me from stealing your tax dollars to pay MY bills. It's so unfairrrrrrrrrrr. .
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I want free stuff too! Would Hillary's proposal to give $5,000 to every child born in the US be retroactive? I like free stuff, I hope Hillary gets elected so the government gives me more reasons not to work anymore. People also need transportation, homes and entertainment (for stress relief, which has been proven to be good for your health), so let's get those democrats elected, cause I think my transmission is starting to fail, and they are too expensive for me to be paying for.
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I want free stuff too! Would Hillary's proposal to give $5,000 to every child born in the US be retroactive? I like free stuff, I hope Hillary gets elected so the government gives me more reasons not to work anymore. People also need transportation, homes and entertainment (for stress relief, which has been proven to be good for your health), so let's get those democrats elected, cause I think my transmission is starting to fail, and they are too expensive for me to be paying for.
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Does Canadian health insurance work in the usa?
I was wondering if Canadas health care works in the states????
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If you have an accident or sudden illness while travelling outside Canada the provincial scheme will pay something towards it. This is calculated on what the service costs in Canada not at the much higher costs in, say, the USA. Canadians buy travel insurance quite cheaply to cover this gap and to cover delays, repatriation etc..
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If you have an accident or sudden illness while travelling outside Canada the provincial scheme will pay something towards it. This is calculated on what the service costs in Canada not at the much higher costs in, say, the USA. Canadians buy travel insurance quite cheaply to cover this gap and to cover delays, repatriation etc..
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How can I find inexpensive health insurance with maternity coverage?
Low premiums, Low out of pocket costs, Low deductibles
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The ONLY way to get this is to get hired on for a job with great benefits, and even then the exclusionary period may say you have no pregnancy coverage until nine months after you sign up. Other than that, nothing is priced low.
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The ONLY way to get this is to get hired on for a job with great benefits, and even then the exclusionary period may say you have no pregnancy coverage until nine months after you sign up. Other than that, nothing is priced low.
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how can i apply for health insurance in california?
is there a website where i can apply online? please help!
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I recommend speaking with an insurance broker. A broker works with several companies, and can find the best policy and terms for you. To find a broker in your area, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote.
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I recommend speaking with an insurance broker. A broker works with several companies, and can find the best policy and terms for you. To find a broker in your area, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote.
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I need to find cheap health insurance for a couple months while switching jobs, please help!?
I do'nt want to go with COBRA because it is too expensive. I only need major medical coverage that isn't too expensive but that is actually good. I only need it for two months. Please help.
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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When will I receive the health insurance card after sending out the form?
I sent out the form last 10 days ago, when will I receive my card? Thanks
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Nobody here could possibly know. It depends upon the company you sent it to and how you applied. It normally takes 7 to 10 business days to receive a card after processing and approval. If it is a group policy approval is automatic and you should be getting it soon. If it is an individual policy and the company needs medical records it can take 3 days to 6 weeks for the policy to be approved. If it is a Medicaid policy it can take 3 months for them to approve it and another 3 months to get your card. If it is a scam company you may never get a card. You'll need to contact your agent, HR department, case worker, or the company, whichever applies.
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Nobody here could possibly know. It depends upon the company you sent it to and how you applied. It normally takes 7 to 10 business days to receive a card after processing and approval. If it is a group policy approval is automatic and you should be getting it soon. If it is an individual policy and the company needs medical records it can take 3 days to 6 weeks for the policy to be approved. If it is a Medicaid policy it can take 3 months for them to approve it and another 3 months to get your card. If it is a scam company you may never get a card. You'll need to contact your agent, HR department, case worker, or the company, whichever applies.
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Do you think your private health insurance plan is as good as SCHIP?
Specifically in terms of coverage of procedures and likelihood to pay on a claim.
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Since I can't get insurance due to an existing condition -- no.
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Since I can't get insurance due to an existing condition -- no.
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Have you got a private health insurance?
if yes what is it and are you happy?
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Do you have to give the health department your private insurance?
I'm a student (23) and still on my parent's insurance and I am having some gynecological problems that I need checked out but I do not want them to know. They will surely find out if I use their insurance. Is the health department safe and trustworthy? Do I have to provide them with my insurance information? The payment is on a sliding scale and you have to provide proof of income...will they just use my part-time job to determine what I pay? Point being is it possible to keep this from my parents at this stage if I go to the health department?
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What state are you in? Technically, i think that is illegal. I´m actually just curious of why the health dept. wants your private insurance. ¨stop lying¨
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What state are you in? Technically, i think that is illegal. I´m actually just curious of why the health dept. wants your private insurance. ¨stop lying¨
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Which health insurance for family that covers senior citizens ,one of the age 76yrs & other of 68yrs?
My father had already had bypass surgery done 3yrs prior.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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Do libs honestly believe that car insurance is analogous to health insurance?
Beware of these guys; they are dangerous... In my state alone you don't have to buy car insurance if you can post a bond or if you have a fleet of cars i.e. if you can SHOW YOU HAVE THE ABILITY TO PAY FOR any damage you cause with your car. If I can pay for my own health care, why would I buy health insurance?
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The only thing you are buying under Obama's plan is everyone else's insurance.
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The only thing you are buying under Obama's plan is everyone else's insurance.
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