Searching this topic in Google only gives tons of applications but no info. I just want to know roughly how much it would cost a year for me to get my own health insurance. Are there big names to look for? I do not want a small insurance company.
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Blue Cross Blue Shield is the best!!!!!!
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Monday, November 8, 2010
How can I find health insurance in New Jersey if I am unemployed?
I am 23 years old and looking for a job. I really need health insurance mainly dental right about now. Does anyone know where or how I can get insurance?
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You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
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You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
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What is the best health insurance and cheapest that covers medical, dental and vision in Miami, FL?
I am searching to find the best possible health insurance that offers the lowest rates/charges, since I am fed up with my previous one that was too expensive and did not cover may of my visits. I need the insurance that covers medical, dental and vision and that it is for Miami-Dade county, Florida. Does anyone know? Thank you very much!
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Will I lose my health insurance if I do not work enough hours at my job?
When I signed up for my health insurance I remember reading that I needed to work 30 hrs a week to maintain it. Last week I only worked 29 hrs. Will I completely lose my insurance in one week or does it have to be a pattern? If I work more than 30 hrs the next week will it resume or will I have to re-enroll in the coverage? Thanks.
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If you work less than the required minimum for health insurance benefits, the company must offer you the opportunity to pay for the coverage. It would be based on a pattern, and not a week-to-week basis; probably over the period of a month. If you don't work the required 120+ hours during that month, the premiums would be deducted from your pay, or you would be billed by the employer, to keep the policy in force. The employer would continue to pay it's share, then charge you for the difference. This is because they can't add you on and take you off the policy every other month.
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If you work less than the required minimum for health insurance benefits, the company must offer you the opportunity to pay for the coverage. It would be based on a pattern, and not a week-to-week basis; probably over the period of a month. If you don't work the required 120+ hours during that month, the premiums would be deducted from your pay, or you would be billed by the employer, to keep the policy in force. The employer would continue to pay it's share, then charge you for the difference. This is because they can't add you on and take you off the policy every other month.
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What health insurance is recommended for someone leaving the military and going back to school.?
I want to get overlapping insurance now to be covered once I leave active duty in a month. The student health insurance is available, but I want to know if there are any better deals.
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The only way you can tell this for sure is to contact either individual insurance companies and compare rates or find a insurance clearing house, a one-stop shopping site on-line. When I was single and broke, an agent recommended that I get coverage for major hospitalization only, rather than purchasing an expensive comprehensive plan that covered doctors too. It worked out quite well for the year or so I had it, and paid for one hernia surgery. With overlapping coverage, it could be a mistake to over insure with a second policy, and expensive. Too often, when one insurance company finds you have another they can force you to use the other one. So it doesn't always pay. Good luck which ever you do.
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The only way you can tell this for sure is to contact either individual insurance companies and compare rates or find a insurance clearing house, a one-stop shopping site on-line. When I was single and broke, an agent recommended that I get coverage for major hospitalization only, rather than purchasing an expensive comprehensive plan that covered doctors too. It worked out quite well for the year or so I had it, and paid for one hernia surgery. With overlapping coverage, it could be a mistake to over insure with a second policy, and expensive. Too often, when one insurance company finds you have another they can force you to use the other one. So it doesn't always pay. Good luck which ever you do.
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How common is it for regular health insurance to cover wisdom teeth extraction?
In other words, if a health insurance plan does not cover normal dental work (checkups, fillings, etc), is oral surgery considered a whole different thing? If so, how often is it covered (particularly wisdom teeth removal)? Thanks!
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My dental plan considers this Oral surgery and so would not pay. My medical plan considers anything they have to pay for as not covered and so I had my Wisdom tooth extracted without anesthesia(I didn't have $800.00). It was impacted took 6 hours to extract in several peaces along with part of my jaw. I felt every last bit(except for a few seconds when I passed out and fell out of the chair)
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My dental plan considers this Oral surgery and so would not pay. My medical plan considers anything they have to pay for as not covered and so I had my Wisdom tooth extracted without anesthesia(I didn't have $800.00). It was impacted took 6 hours to extract in several peaces along with part of my jaw. I felt every last bit(except for a few seconds when I passed out and fell out of the chair)
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What is the best Health Insurance plan for me and my family? What should I look for?
I want to buy Health Insurance for me, my wife and my kid. I live in Minnesota. I can spend about $500-$600 monthly for Insurance. What all I should look for? It is so confusing. PPO, Deductibles, Coinsurance, and all these plans... I know only a little, and it is very hard making a choice. Please Help!
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I work for a health insurance company and I will tell you where insurance companies make their money...when you don't use your insurance. I'm not sure what the cost of the plans you looked at are (or why that other person said not to go with a HMO) but if you and your family are overall healthy then an HMO is probably your best and cheapest way to go. HMO means that you will have a primary care doctor or general practioner who will have to refer you to another doctor for "specialty" issues they can't/don't deal with. Example a cardiologist or dermatologist. You would go to your primary doctor for sick and routine physicals. The only downfall to this type of plan is that they are your PRIMARY CARE doctor and can chose who they will refer you to; most doctors will give you a few choices and may even take your suggestions if there is a doctor you would like to see but this all depends on the doctor. Some doctors are part of "groups" and will only refer you to someone in their group and this is generally something the doctor has agreed upon when joining that particular group. So your best bet is to ask if you have a doctor in mind of who you'd like to select. These plans you will usually pay a copay (say $15/$20 for office visits) and thats it but alot of companies are now offering plans that come at a cheaper cost to you but you pay a deductible or have coinsurance for certain services say lab work or x-rays as an example. If your family don't frequent doctor's offices or emergency rooms I think this it the best bet. (its what I have) With a PPO plan you don't need referrals to specialists and usually has 2 levels of benefits. In network and Out of network. In means you are seeing a doctor that is a PPO provider out of network you can see anyone who is not a PPO provider but at a higher cost; usually a deductible and coinsurance. These plans however usually cost more than an HMO plan. Important things to know... Deductible- you are responsible for paying this amount before your insurance will pay for anything. (usually more for a family, example $1000 per family member or $2000 family maximum so you would not have to pay more than $2000/no matter if there are two people on your plan or four; this is per calendar year so it would start again the following year). Some company offer high deductibles which you may want to be leary of because it will be like not having insurance at all! Coinsurance- cost sharing with the insurance company (80/20, 70/30) it all depends on the plan you chose but they will pay the higher amount. Copay- how much you pay per office visit (whether it be mental health or a regular office visit) Some plans contain a combination of the three...just look at the plans and ask for a breakdown of anything you're not sure about. They should be happy to explain any questions you have about what you're paying for. Feel free to email me if you have any other questions.
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I work for a health insurance company and I will tell you where insurance companies make their money...when you don't use your insurance. I'm not sure what the cost of the plans you looked at are (or why that other person said not to go with a HMO) but if you and your family are overall healthy then an HMO is probably your best and cheapest way to go. HMO means that you will have a primary care doctor or general practioner who will have to refer you to another doctor for "specialty" issues they can't/don't deal with. Example a cardiologist or dermatologist. You would go to your primary doctor for sick and routine physicals. The only downfall to this type of plan is that they are your PRIMARY CARE doctor and can chose who they will refer you to; most doctors will give you a few choices and may even take your suggestions if there is a doctor you would like to see but this all depends on the doctor. Some doctors are part of "groups" and will only refer you to someone in their group and this is generally something the doctor has agreed upon when joining that particular group. So your best bet is to ask if you have a doctor in mind of who you'd like to select. These plans you will usually pay a copay (say $15/$20 for office visits) and thats it but alot of companies are now offering plans that come at a cheaper cost to you but you pay a deductible or have coinsurance for certain services say lab work or x-rays as an example. If your family don't frequent doctor's offices or emergency rooms I think this it the best bet. (its what I have) With a PPO plan you don't need referrals to specialists and usually has 2 levels of benefits. In network and Out of network. In means you are seeing a doctor that is a PPO provider out of network you can see anyone who is not a PPO provider but at a higher cost; usually a deductible and coinsurance. These plans however usually cost more than an HMO plan. Important things to know... Deductible- you are responsible for paying this amount before your insurance will pay for anything. (usually more for a family, example $1000 per family member or $2000 family maximum so you would not have to pay more than $2000/no matter if there are two people on your plan or four; this is per calendar year so it would start again the following year). Some company offer high deductibles which you may want to be leary of because it will be like not having insurance at all! Coinsurance- cost sharing with the insurance company (80/20, 70/30) it all depends on the plan you chose but they will pay the higher amount. Copay- how much you pay per office visit (whether it be mental health or a regular office visit) Some plans contain a combination of the three...just look at the plans and ask for a breakdown of anything you're not sure about. They should be happy to explain any questions you have about what you're paying for. Feel free to email me if you have any other questions.
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what is the health insurance to cover penile implant surgery or penile vascular reconstruction surgery?
It is learnt that in India there is no health policy to cover male sexual dysfunction.Though it is important to bear child in a family, how this kind of surgical expense is discouraged in health cover of any insurance.Kindly suggest any health insurance that cover male sexual dysfunction.
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I doubt there is any that will cover it. They will probably consider that cosmetic surgery and most insurance companies won't cover that. I used to work in a pharmacy and most insurance companies won't even cover Viagra or any of the other brands for erectile dysfunction.
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I doubt there is any that will cover it. They will probably consider that cosmetic surgery and most insurance companies won't cover that. I used to work in a pharmacy and most insurance companies won't even cover Viagra or any of the other brands for erectile dysfunction.
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What is the average cost of health insurance?
I'm doing homework and I need some help. What would be the average cost of health insurance for a 27 year old? The monthly cost would be the most helpful.
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Unlike Car Insurance, Health Insurance goes up as you get older. Also, it depends on which state the person is. California people pay around $1000 year, and New Jersey pay around $7000 I read that somewhere at AHIP, wish I could give you exact link http://www.ahipresearch.org/ Depends on company too. Are you doing homework or want insurance yourself? Well, if you looking for insurance try these. Blue Cross Blue Shield Celtic United Healthcare Humana UniCare Aetna Assurant Health Golden Rule Kaiser Permanente
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Unlike Car Insurance, Health Insurance goes up as you get older. Also, it depends on which state the person is. California people pay around $1000 year, and New Jersey pay around $7000 I read that somewhere at AHIP, wish I could give you exact link http://www.ahipresearch.org/ Depends on company too. Are you doing homework or want insurance yourself? Well, if you looking for insurance try these. Blue Cross Blue Shield Celtic United Healthcare Humana UniCare Aetna Assurant Health Golden Rule Kaiser Permanente
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How will Obama's voluntary health insurance plan force anyone to do anything?
I hear people talk about how the gvernment health insurance plan will "force" them to only see certain doctors, which is impossible bacause you first have to voluntarially sign up for the plan. Even then, just like EVERY other country with government health care, you can always opt out in favor of private health care. So how is it forcing anyone to change their health care?
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(1) Like medicare and medicaid only certain doctors will accept it. (2) He is going to force everyone to have health insurance. (3) Even the democrats do not believe that private insurance will be able to survive. http://www.youtube.com/watch?v=ryKGqF28d… In Places where they have Universal health care health care is not created. Doctors salaries are pushed down and the number of patients they have to treat go up. This means rationing of health care. The other thing that happens is that the government makes it so that the pharmaceutical companies and other medical research companies can not be compensated for Research and development killing R&D in new technology and treatments. Why do you think that all of the innovations come from here in the US. One reason that our health care is so expensive is because we have to pay for all of the R&D from countries with Universal Health care. That is why you see no innovations coming from them. Universal Health care is not free. Basically is will cost all of those that all ready prioritize health care and pay for it now weather they can really afford it or not. The Congressional Budget Office said that Obama's plan will lead to an additional $1.6 TRILLION deficit over the next 10 years and will leave 35Million people without health care. That means that those that do get health care that do not now will cost on average $60,000+. Really, and do not let anyone tell you different, anyone in this country can have health insurance if it is their priority. When I graduated from HS I realized that I needed health insurance even though I was completely healthy so i got a job as a bank teller. Anyone can do this and there are plenty of jobs out there. Obviously there were many jobs that I would have rather had, but I prioritized health insurance, and people like me are the ones that will suffer under Obama's plan. In this country anyone that prioritizes it can have health insurance and get world class care. Obama is going to take it from those of every income class that have it as a priority and give it to those that simply do not.
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(1) Like medicare and medicaid only certain doctors will accept it. (2) He is going to force everyone to have health insurance. (3) Even the democrats do not believe that private insurance will be able to survive. http://www.youtube.com/watch?v=ryKGqF28d… In Places where they have Universal health care health care is not created. Doctors salaries are pushed down and the number of patients they have to treat go up. This means rationing of health care. The other thing that happens is that the government makes it so that the pharmaceutical companies and other medical research companies can not be compensated for Research and development killing R&D in new technology and treatments. Why do you think that all of the innovations come from here in the US. One reason that our health care is so expensive is because we have to pay for all of the R&D from countries with Universal Health care. That is why you see no innovations coming from them. Universal Health care is not free. Basically is will cost all of those that all ready prioritize health care and pay for it now weather they can really afford it or not. The Congressional Budget Office said that Obama's plan will lead to an additional $1.6 TRILLION deficit over the next 10 years and will leave 35Million people without health care. That means that those that do get health care that do not now will cost on average $60,000+. Really, and do not let anyone tell you different, anyone in this country can have health insurance if it is their priority. When I graduated from HS I realized that I needed health insurance even though I was completely healthy so i got a job as a bank teller. Anyone can do this and there are plenty of jobs out there. Obviously there were many jobs that I would have rather had, but I prioritized health insurance, and people like me are the ones that will suffer under Obama's plan. In this country anyone that prioritizes it can have health insurance and get world class care. Obama is going to take it from those of every income class that have it as a priority and give it to those that simply do not.
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What are some cheap health insurance companies?
My mom is a single mom with 3 kids and a mom with Dementia that she is taking care of and a daughter that has disease. She does things for us but doesn't worry about herself. I am wAspergersorried about her health. She does not have insurance. She needs cheap but good insurance,any ideas?
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You can easily find it by yourself at this site http://heinsurance.notlong.com here you can get quotes from different companies in your area
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You can easily find it by yourself at this site http://heinsurance.notlong.com here you can get quotes from different companies in your area
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How can I get health insurance if I am immigrating to the US?
I am a US citizen who has been living in Australia for 10 years. I now want to move back to the US with my husband and children. I've been told that we can't get insurance for 1 year. Healthcare is so expensive in the US - what if we're in a car accident or something? Does anyone know anything about getting health insurance for our family and my husband who will be immigrating? He'll have a green card, social security number and permanent residence. Thanks anyone who can help!
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If the kids are US citizens, they'll STILL qualify for the state children's health insurance program. So you'll want to apply for that RIGHT away. For car accidents, you can buy medical payments insurance coverage - and you'll want to max that out. Besides that, one of you is going to have to try to find a job, with benefits. Even if it's just evenings and weekends at Walmart, it would be worth it.
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If the kids are US citizens, they'll STILL qualify for the state children's health insurance program. So you'll want to apply for that RIGHT away. For car accidents, you can buy medical payments insurance coverage - and you'll want to max that out. Besides that, one of you is going to have to try to find a job, with benefits. Even if it's just evenings and weekends at Walmart, it would be worth it.
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What does university health insurance cover?
I have the insurance through school, which is first health insurance. The physicians I want to visit are covered in the insurance network, but I'm not sure what the fees will be. Does anyone have similar insurance, if so, please let me know what to expect. Thanks!
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My insurance through school covers 100% of anything done at the student health center. I see a doctor there regularly, for diabetic reasons, and get a lot of lab work done - all covered. They can do just about anything there at the health center, blood work, x-rays, annual exams, gyno stuff... and if you need to see a specialist, they will refer you - which is like being in network. Outside of the health center, I have a $200 deductible per semester. In the last two years, I've used my insurance extensively - and haven't paid anything out of pocket other than that deductible. Prescriptions are not covered... I was not happy in the beginning that I was required to keep the school insurance, I thought it was a waste of money - but now, I would certainly recommend it to everyone. Use it! Good luck
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My insurance through school covers 100% of anything done at the student health center. I see a doctor there regularly, for diabetic reasons, and get a lot of lab work done - all covered. They can do just about anything there at the health center, blood work, x-rays, annual exams, gyno stuff... and if you need to see a specialist, they will refer you - which is like being in network. Outside of the health center, I have a $200 deductible per semester. In the last two years, I've used my insurance extensively - and haven't paid anything out of pocket other than that deductible. Prescriptions are not covered... I was not happy in the beginning that I was required to keep the school insurance, I thought it was a waste of money - but now, I would certainly recommend it to everyone. Use it! Good luck
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What is a good health insurance for a college student?
I am a college student looking for good health insurance. I understand insurance is not cheap but i was wondering if someone could help point me in the right direction!
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you should look for quotes from multiple insurance companies.. Recommended resources - http://healthinsuranceace.com
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you should look for quotes from multiple insurance companies.. Recommended resources - http://healthinsuranceace.com
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Can health insurance denies my wife's application for health insurance because she is pregnant?
I had to move to Utah. She has been covered with health insurance for more than 2 years without gap. I tried to purchase an individual health insurance for her and it was denied because she is pregnant.
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Yes, they can deny her because it is a "pre-existing" condition. If you have her under a prior group policy, it would be almost necessary to get her under a new group policy or COBRA, as almost all new individual policy's will exclude coverage for her current pregnancy.
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Yes, they can deny her because it is a "pre-existing" condition. If you have her under a prior group policy, it would be almost necessary to get her under a new group policy or COBRA, as almost all new individual policy's will exclude coverage for her current pregnancy.
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Is the health insurance policy number different for each person on the same health insurance plan?
I need to know this because I need my health insurance policy number and I don't know if it should be different.
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Policy number is the same. Member number is different. My husband is 00, and I'm 01. :)
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Policy number is the same. Member number is different. My husband is 00, and I'm 01. :)
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How do you find out if your health insurance covers mental health?
I need to find out if my health insurance plans cover psychologist visits and mental illnesses. Thanks!
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healthplans.bebto.com - here is my health insurance. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance. As I remember they can provide such a service.
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Is there an employer sponsored health insurance plan for individuals?
I am currently under a foreign policy from my homecountry and I need to sign up for health insurance in the US. My employer is willing to sponser me. However, I am not eligible for a group plan because my only other coworker is insured thru his wife. Is there an individual policy out there that allows me to have the premium taken out of my paycheck pre-tax? Also, any hints on how get a good deal on health insurance without getting hundreds of calls from agents? I already turned my phone off.
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There are ways around it. Depending on what state you're in, and the nature of your business, you may be able to get group coverage for just you. The easiest way is to pick an independent agent have a sit down and work with him/her. Without the hundred phone calls? You're looking at spending time online, hunting through the carrier websites for contact information and calling up the companies to get a quote. That's really the only way to do it. The pre-tax deduction is most commonly referred to as a Section 125 POP, many carriers offer them alongside an insurance plan. You must set up the Section 125 in order to take advantage of the tax savings, however, otherwise you're SOL. If you're in California, feel free to contact me and I will be happy to walk you through how to make this happen.
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There are ways around it. Depending on what state you're in, and the nature of your business, you may be able to get group coverage for just you. The easiest way is to pick an independent agent have a sit down and work with him/her. Without the hundred phone calls? You're looking at spending time online, hunting through the carrier websites for contact information and calling up the companies to get a quote. That's really the only way to do it. The pre-tax deduction is most commonly referred to as a Section 125 POP, many carriers offer them alongside an insurance plan. You must set up the Section 125 in order to take advantage of the tax savings, however, otherwise you're SOL. If you're in California, feel free to contact me and I will be happy to walk you through how to make this happen.
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Does one know what individual health insurance is good but cheap in Forida?
Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?
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Try this site http://afordinsurance.notlong.com Here you can compare quotes from different companies
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Try this site http://afordinsurance.notlong.com Here you can compare quotes from different companies
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How does auto liablility insurance work with health insurance at the hospital?
If I was in a car accident and my health insurance pays all but $2000 (lets say) of my medical bills and my car insurance has a 100,000 benefit for accidental injury while in my vehicle, does it really only pay out the $2,000? and does that money go right to the hospital? What if I want something that would pay me a lump sum to my home, like enough to replace my income while I can't work due to the injury?
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It depends on the laws of your state, what type of health plan you have (ERISA or private pay) and the type of coverage you have on your auto policy. If you want something that pays you a lump sum if you can't work...then speak to your agent about a disability policy of Aflac type of thing. You will have to pay separate premium for that.
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It depends on the laws of your state, what type of health plan you have (ERISA or private pay) and the type of coverage you have on your auto policy. If you want something that pays you a lump sum if you can't work...then speak to your agent about a disability policy of Aflac type of thing. You will have to pay separate premium for that.
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How do I choose a health insurance in USA and how much should it cost?
I will be living in USA soon and need to choose a health insurance plan. I am 53 years old have type II diabetes and blood pressure for which I take daily medication. My wife 50 and children 21 and 18 are all in good health. So what should I do? Which insurance to choose? How much should it cost for the whole family for a year?
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Sorry to tell you this, but your type 2 diabetes and blood pressure may preclude you from finding an insurance company to insure you period. Your wife and children should not be a problem. I suggest you find a independent agent in the state where you plan to live and ask them on suggestions, but in the US, if you have a pre-existing condition could exclude you from buying health insurance, or may have to buy into the states high risk plan which could be pricey or could have a waiting list. You need to talk to an health insurance agent for costs. Now on the other hand, if you are coming here with a job and they have health insurance, then you will need to choose from the insurance plans that the job have selective, and then find out the cost from your employer. good luck
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Sorry to tell you this, but your type 2 diabetes and blood pressure may preclude you from finding an insurance company to insure you period. Your wife and children should not be a problem. I suggest you find a independent agent in the state where you plan to live and ask them on suggestions, but in the US, if you have a pre-existing condition could exclude you from buying health insurance, or may have to buy into the states high risk plan which could be pricey or could have a waiting list. You need to talk to an health insurance agent for costs. Now on the other hand, if you are coming here with a job and they have health insurance, then you will need to choose from the insurance plans that the job have selective, and then find out the cost from your employer. good luck
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How do I switch my health insurance from work provided to private with kids on child support?
I found health insurance cheaper than what my work was offering. i have to have insurance on my kids because i pay child support on them and have to carry insurance. I need to know how to go about doing that in the state of missouri. Please help!
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Are your children school age? United Healthcare offers "kids only" health insurance plans that provide children's coverage for sickness and accidents. Their plans are written through school districts and many private K12 schools throughout the US. Their health plan is designed to be affordable, at just $98 every 2 months. Check out www.k12studentinsurance.com to see if your child's school district (or private school) is participating. Click on the "Plans & Pricing" tab, enter the district name or private school name and the state in the search box and review the plans. If you don't find your child's school district, call UnitedHealthcare StudentResources at 888-282-5957 to see about adding it.
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Are your children school age? United Healthcare offers "kids only" health insurance plans that provide children's coverage for sickness and accidents. Their plans are written through school districts and many private K12 schools throughout the US. Their health plan is designed to be affordable, at just $98 every 2 months. Check out www.k12studentinsurance.com to see if your child's school district (or private school) is participating. Click on the "Plans & Pricing" tab, enter the district name or private school name and the state in the search box and review the plans. If you don't find your child's school district, call UnitedHealthcare StudentResources at 888-282-5957 to see about adding it.
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Health insurance for low income taking a year off school?
I was wondering if someone could point me in a direction of some fairly cheap health insurance, I am on the birth control shot and that is one of the main reasons i would like to get some kind of copay health insurance. I am graduating High School this year and am planning on taking a year off between it and college to save some money for college. If anyone has any ideas for me PLEASE let me know! I do have a job but they don't offer any health benefits other than workers comp. Thanks in advance!
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Can being a living kidney donor affect my chances of getting health insurance later in life?
I am planning on donating one of my kidneys to my best friend in the near future. All testing has shown that we would be a great match (yay!). My concern is that once I do go through with the donation, will it affect my ability to get health insurance later on? I currently am without health insurance. Can/ or will I be denied health insurance because of this? Thanks for your advice!
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You should get insurance before you have this done, in case the donation doesn't go well and you need additional care. Also, if you are insured before you donate, they're less likely to exempt you since it won't be a "pre-existing condition". Find a good insurance agent who deals with individual policies a lot, they should be able to answer your questions and hook you up with a policy you can afford. They should also be able to tell you how you can write your premium payments off at the end of the tax year. You're a very kind and generous person to give your friend a kidney! My hat is off to you.
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You should get insurance before you have this done, in case the donation doesn't go well and you need additional care. Also, if you are insured before you donate, they're less likely to exempt you since it won't be a "pre-existing condition". Find a good insurance agent who deals with individual policies a lot, they should be able to answer your questions and hook you up with a policy you can afford. They should also be able to tell you how you can write your premium payments off at the end of the tax year. You're a very kind and generous person to give your friend a kidney! My hat is off to you.
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