I'm disabled, and divorced-the divorce decree says that I have to provide health insurance, my daughter doesn't live with me, and I'm on medicare.
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You might try getting a quote online. I shopped around & they were able to offer me the lowest price by far. Go to: http://www.insureme.com/landing.aspx?Ref…
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Friday, November 12, 2010
How to get a health insurance and credit card for a senior immigrant with a green card?
Hi, I'm looking for an inexpensive health insurance for my mother who is a permanent resident and our dependent. She has a SSN, but never worked in US. Also, I'd like to get her a credit card, but she has no credit history. Has anybody dealt with similar problems?
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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How can I get health insurance as a nanny in Canada?
I will be going to Canada in a couple of months to live in a house and work as a nanny of a family. I know that I can only get public health care after 3 months, so what is the best (and cheapest) way to get insurance?
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New law that is being enforced on April 1 2010 - that all caregivers/nannies legally need health insurance when entering Canada. New Law: Health Insurance Employers of foreign live-in caregivers are now responsible for paying for their caregiver's health insurance at no cost to the caregiver until he/she becomes eligible for provincial health coverage. Employers are not permitted to recoup these costs from live-in caregivers. Contact any travel insurance company in Canada
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New law that is being enforced on April 1 2010 - that all caregivers/nannies legally need health insurance when entering Canada. New Law: Health Insurance Employers of foreign live-in caregivers are now responsible for paying for their caregiver's health insurance at no cost to the caregiver until he/she becomes eligible for provincial health coverage. Employers are not permitted to recoup these costs from live-in caregivers. Contact any travel insurance company in Canada
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What is the best health insurance provider?
My husband and I are self-employed and our health insurance from our previous employer is being terminated 04/01. We need a low premium, obviously, and preferably a low deductible. I am also looking for a plan that would help cover maternity once we are going to start a family. None of the plans that I have seen so far cover any of that. I have quotes from American Family and Blue Cross/ Blue Shield. Any advice?
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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What is the best health insurance provider?
My husband and I are self-employed and our health insurance from our previous employer is being terminated 04/01. We need a low premium, obviously, and preferably a low deductible. I am also looking for a plan that would help cover maternity once we are going to start a family. None of the plans that I have seen so far cover any of that. I have quotes from American Family and Blue Cross/ Blue Shield. Any advice?
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How can I find simpe and good health insurance?
I am a 25 year old part time college student looking for very basic and cheap health insurance. I had prior insurance under my father's plan but was dropped when I turned 25. Legally I can elect COBRA continuation coverage but the monthly cost is above what I can afford. I am looking for cheap insurance that would cover doctor visits and prescriptions. I am not very knowledgeable about any of this; any advice would be greatly appreciated.
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I recommend you this site where you can compare quotes so you can find the best option for you http://Cheap-Health-Insurance-USA.info/
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I recommend you this site where you can compare quotes so you can find the best option for you http://Cheap-Health-Insurance-USA.info/
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What company is recommended for inexpensive, solo health insurance?
I am currently employed, but do not get health insurance through my employer. I am looking for a decent but fairly inexpensive health insurance company that will take me on. I'm single, 24 years-old and healthy. Any suggestions?
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand because you are young and healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
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Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand because you are young and healthy and probably use the health care system sparingly you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
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How do professional boxers or any boxers purchase health insurance I know you have to inform the insurance ?
agency that you are in a certain sport, and what is the monthly payment on the insurance plans? Do they have any difficulty getting health insurance due to the fact of the sport? What insurance plans are they on?
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With enough cash even boxers can buy medical insurance, unfortunately a lot of boxers, like about 40 million other Americans can't afford health insurance of any kind. It is a safe bet the premiums that boxers do pay for health care are a lot stiffer than less hazardous forms of employment. Plans, vary, and each is a personal choice of the individual purchasing them.
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With enough cash even boxers can buy medical insurance, unfortunately a lot of boxers, like about 40 million other Americans can't afford health insurance of any kind. It is a safe bet the premiums that boxers do pay for health care are a lot stiffer than less hazardous forms of employment. Plans, vary, and each is a personal choice of the individual purchasing them.
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Should I have my health insurance taken out before my taxes?
Will it hurt you at the end of the year if you have your health insurance withheld before your taxes?
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If you have the option, it makes sense to have it taken out before tax - that way you won't pay income tax on the amount of your income that pays those premiums. Not all employers have plans set up to allow that though.
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If you have the option, it makes sense to have it taken out before tax - that way you won't pay income tax on the amount of your income that pays those premiums. Not all employers have plans set up to allow that though.
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How can I ask my boss for health insurance?
How should I approach my boss about paying for my health insurance withhout sounding greedy? I'm an office manager at a construction company and need health insurance. Any advice would be appreciated.
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If you have access to the employee census you could have a broker prepare a group quote that you could present the employer. Generally speaking in order for a business to offer group health insurance to it's employees the employer must offer the coverage to all full time (W-2) employees and pay for at least 50% of the cost of the emplpoyee only plan. The employees will have to pay for 100% of the cost to add family members. Of course the employer could pay for more than 50% but they rarely do. Benefits of group coverage. Having a health plan can help attract quality employees. If the employer sets up a section 125 cafeteria plan the employees deductions can be dedcucted before taxes which will create a tax savings for the employer and the employees. You may want to talk to a broker about your situation they can make some other recommendations bassed on your companies specifics.Try using yellowpages.com to search for group health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.
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If you have access to the employee census you could have a broker prepare a group quote that you could present the employer. Generally speaking in order for a business to offer group health insurance to it's employees the employer must offer the coverage to all full time (W-2) employees and pay for at least 50% of the cost of the emplpoyee only plan. The employees will have to pay for 100% of the cost to add family members. Of course the employer could pay for more than 50% but they rarely do. Benefits of group coverage. Having a health plan can help attract quality employees. If the employer sets up a section 125 cafeteria plan the employees deductions can be dedcucted before taxes which will create a tax savings for the employer and the employees. You may want to talk to a broker about your situation they can make some other recommendations bassed on your companies specifics.Try using yellowpages.com to search for group health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state.
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How much would the health insurance cost when applying for a schengan visa?
i would like to know an estimation of how much it will cost when going to the schengan states. would the insurance company charge me only for my visit or the whole year? i will go only to one country for 2 weeks. i dont have any health problems and i am on my 20's.
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You should first check with your sick insurance company whether it complies with the Schengen requirements. It must cover at least €30,000.00 and include hospitalization and repatriation in case of severe sickness. It also must be valid within all 25 Schengen countries. If your insurance covers that have your insurance company provide a written statement thereof. The consular officers do not want to check pages of small printed terms and conditions to find out. Schengen travel insurance is offered by several companies. I have checked AXA since they are global players. They ask for €29 for the 16 day insurance. Before getting your insurance if required you should check the requirements on the webpage of the Embassy your plan to travel to; some countries require to have at least a 30 days insurance which would cost €46. Also the procedures of providing proof of insurance vary from country to country. Some embassies require the proof of insurance to be presented with the visa application; others just want to see it after you have been notified that your visa has been approved and may be picked up at the Embassy. http://www.axa-schengen.com/english/axa-… ..
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You should first check with your sick insurance company whether it complies with the Schengen requirements. It must cover at least €30,000.00 and include hospitalization and repatriation in case of severe sickness. It also must be valid within all 25 Schengen countries. If your insurance covers that have your insurance company provide a written statement thereof. The consular officers do not want to check pages of small printed terms and conditions to find out. Schengen travel insurance is offered by several companies. I have checked AXA since they are global players. They ask for €29 for the 16 day insurance. Before getting your insurance if required you should check the requirements on the webpage of the Embassy your plan to travel to; some countries require to have at least a 30 days insurance which would cost €46. Also the procedures of providing proof of insurance vary from country to country. Some embassies require the proof of insurance to be presented with the visa application; others just want to see it after you have been notified that your visa has been approved and may be picked up at the Embassy. http://www.axa-schengen.com/english/axa-… ..
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I need to get health insurance for my dog and two cats. Do you have any good suggestions?
My dog and two cats are like my children. I will do and spend whatever I can so they are in the best health and live a long time with us. However, vet bills are really expensive so I am thinking about getting pet insurance. Does anyone have any experience in this area and are able to shed light on which programs provide good coverage?
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We have our policy with Pets Best and love it! Highest limits ($7000 per accident or illness) and none of this benefit schedule stuff where companies will only pay a particular amount for certain procedures. They sell themselves as a straight-forward 80% reimbursement after the deductible, and I've been hearing good things about them online from other people so feel very confident in the choice we made. I chose the lower deductible ($75) so as to get the most back each time we go to the vet, and I took the advice of other pet owners online and made sure to sign our Aussie up before any problems start showing. (Just as with human health insurance, things that are considered pre-existing are either not covered, or only covered at a certain amount.) We felt like we were getting the best bang for our buck with Pets Best and had heard very negative things about pet insurance in general based on some of the other companies. That was like throwing the baby out with the bath water for us. Not insuring our pets was like not insuring ourselves, as far as we're concerned. We've been through too much with previous dogs to think that the insurance isn't worth it. and p.s. don't listen to the nay-sayers who say that it's silly to insure your pets. They obviously haven't experienced high vet bills the way we have! Fiscally, it just makes sense to have the insurance. I'd have to save for more than 15 years to come up with the $7000 that is available to me with my insurance policy right now. Hopefully I'll never have to use that, but it's available to me if we need it (and I've only spent $70 on the insurance so far -- very worth it!).
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We have our policy with Pets Best and love it! Highest limits ($7000 per accident or illness) and none of this benefit schedule stuff where companies will only pay a particular amount for certain procedures. They sell themselves as a straight-forward 80% reimbursement after the deductible, and I've been hearing good things about them online from other people so feel very confident in the choice we made. I chose the lower deductible ($75) so as to get the most back each time we go to the vet, and I took the advice of other pet owners online and made sure to sign our Aussie up before any problems start showing. (Just as with human health insurance, things that are considered pre-existing are either not covered, or only covered at a certain amount.) We felt like we were getting the best bang for our buck with Pets Best and had heard very negative things about pet insurance in general based on some of the other companies. That was like throwing the baby out with the bath water for us. Not insuring our pets was like not insuring ourselves, as far as we're concerned. We've been through too much with previous dogs to think that the insurance isn't worth it. and p.s. don't listen to the nay-sayers who say that it's silly to insure your pets. They obviously haven't experienced high vet bills the way we have! Fiscally, it just makes sense to have the insurance. I'd have to save for more than 15 years to come up with the $7000 that is available to me with my insurance policy right now. Hopefully I'll never have to use that, but it's available to me if we need it (and I've only spent $70 on the insurance so far -- very worth it!).
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What is a good health Insurance for family of 4 for emergency only? Michigan?
Thanks I was wondering if anybody can recommed a health insurance company that offers a low monthly rate for emergency care only, like an injury, etc. in Michigan. I am going to call around, but if you can give any info that would be great. Thanks. My husband and I are self employeed with 2 kids. Thanks
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Try this site http://heinsurance.notlong.com here you can get qutoes from different companies in Michigan, this way you can find a good choice for you.
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Try this site http://heinsurance.notlong.com here you can get qutoes from different companies in Michigan, this way you can find a good choice for you.
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what are the dangers in using my health insurance to get medication for someone else?
My boyfriend neeeeds to quit smoking, he smokes like more than a pack a day! But! He doesnt have health insurance, and i have great health insurance through my job. Are there any potential dangers to getting him a prescription for chantix on my health insurance ? (i socially smoke so it wouldnt be a huge stretch at the docs office) Could it increase my insurance costs to admit that i am a "smoker" to insurers?
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There are plenty of complications this could cause for you and your boyfriend...and not just insurance-wise. Medically speaking, it could be dangerous for your boyfriend to take the prescription written for you. Dosage for many drugs is different based on a person's gender, weight, and other factors. So, the dosage of Chantix prescribed for "you" may not be the same dosage that would be recommended for your boyfriend. There are people who should not be prescribed Chantix, based on their medical history. You could give your boyfriend something that would be potentially dangerous for him by pretending the presciption is for you instead. A doctor may not feel that Chantix is appropriate for him...there are many potentially serious side effects, and it would be unsafe for your boyfriend to take it without under the care of a physician. (Chantix has been linked to behavioral issues, increased risk of suicide, and neuropsychiatric issues in some patients. It is *extremely* important to be under the care and supervision of a physician when taking this drug.) Those are just the possible medical complications! As far as insurance goes... Obviously, you'd be committing insurance fraud, and would be subject to prosecution if caught. Additionally, there's always the possibility that you'd have to pay higher health care premiums in the future, if you ever needed to go through medical underwriting to obtain a health insurance policy. (When you apply for insurance, they can check the Medical Information Bureau to get an idea of how expensive you would be to insure. If you look like you use a lot of expensive prescriptions, it could bump you up into a higher premium class.) This is a very bad idea, just for the medical reasons alone.
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There are plenty of complications this could cause for you and your boyfriend...and not just insurance-wise. Medically speaking, it could be dangerous for your boyfriend to take the prescription written for you. Dosage for many drugs is different based on a person's gender, weight, and other factors. So, the dosage of Chantix prescribed for "you" may not be the same dosage that would be recommended for your boyfriend. There are people who should not be prescribed Chantix, based on their medical history. You could give your boyfriend something that would be potentially dangerous for him by pretending the presciption is for you instead. A doctor may not feel that Chantix is appropriate for him...there are many potentially serious side effects, and it would be unsafe for your boyfriend to take it without under the care of a physician. (Chantix has been linked to behavioral issues, increased risk of suicide, and neuropsychiatric issues in some patients. It is *extremely* important to be under the care and supervision of a physician when taking this drug.) Those are just the possible medical complications! As far as insurance goes... Obviously, you'd be committing insurance fraud, and would be subject to prosecution if caught. Additionally, there's always the possibility that you'd have to pay higher health care premiums in the future, if you ever needed to go through medical underwriting to obtain a health insurance policy. (When you apply for insurance, they can check the Medical Information Bureau to get an idea of how expensive you would be to insure. If you look like you use a lot of expensive prescriptions, it could bump you up into a higher premium class.) This is a very bad idea, just for the medical reasons alone.
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Why should we allow health insurance companies to sell across state lines?
The biggest change from this is the individual State governments won't be able to regulate health insurance anymore. Why is this a good thing?
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It's not a good thing. State control protects citizens of a state. Republicans are always pushing their federalism ideals, except when it's not in their interests.
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It's not a good thing. State control protects citizens of a state. Republicans are always pushing their federalism ideals, except when it's not in their interests.
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What is a good health insurance company?
I don't make much $, but I would like to have health insurance at a reasonable cost. What say ye?
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Hi, Have a look at http://www.wakefinancialgroup.com/health-insurance.html where you can get some instant online quotes. You can even apply online.
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Hi, Have a look at http://www.wakefinancialgroup.com/health-insurance.html where you can get some instant online quotes. You can even apply online.
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My health insurance do not cover Prescription drugs. How can get coverage for that?
My employers health insurance does not cover me for prescription drugs. I am not elegible for medicare too. How can I get coverage for only prescription drugs?
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There are plans available for prescription drugs. We have a discount plan it is called Ameriplan. Research it on the internet....there are probably plenty out there.
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There are plans available for prescription drugs. We have a discount plan it is called Ameriplan. Research it on the internet....there are probably plenty out there.
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Can health insurance company drop you if you making COBRA payments on time?
My sister is in a nursing home. I have been paying her COBRA since December. The nursing home called and "warned" us to find a medicaid facility because her health insurance will probably drop her. Why?
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Is her former employer going out of business and/or dropping their insurance plan? If the employer's group insurance plan no longer exists, then neither does COBRA. COBRA = continuation coverage of the (former) employer's group plan. If there is no plan, then there is nothing to continue.
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Is her former employer going out of business and/or dropping their insurance plan? If the employer's group insurance plan no longer exists, then neither does COBRA. COBRA = continuation coverage of the (former) employer's group plan. If there is no plan, then there is nothing to continue.
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What is the best health insurance plan for an individual and what does it all mean?
I'm 27 and looking for affordable health insurance just for myself. I don't know what all the terminology means like PPO and deductibles, etc. Also, I have a history of sinus problems and am looking to get covered in case I need surgery. Preferrably, I'd like small doctor visit charges, drugs covered, and major things like hospital stays/surgery to be 100% covered. Any thoughts I would really appreciate! Thanks!
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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What is the best health insurance plan for INternational students who are IN USA?
Hello there ,what is the best health insurance plan for International students who are in USA. If it helps I am currently IN MAryland. Please let me know , would be great if you could provide websites and links as well. Thnaks so much for your assisatnce! Svetlana.
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We bring lots of international students here and sign them up with HTH Worldwide.
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We bring lots of international students here and sign them up with HTH Worldwide.
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What is the best health insurance for self employed?
I own a real estate investing business and I want to get health insurance for me and my family. Do you know of any good insur. companies for the self-employed?
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I recommend you this site where you can compare quotes so you can find the best option for you http://yourfinance.co.cc
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I recommend you this site where you can compare quotes so you can find the best option for you http://yourfinance.co.cc
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what is a decent health insurance company can I purchase?
I am unemployed and need health insurance so i wont have to pay $200 per doctor's visit,plus the full amount for medicine.Open for all suggestions. Thank you for your help!
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The fact that you are already taking medications indicate that you have a pre-existing health condition. Depending upon the this unspecified health condition you may not be able to qualify for insurance through a private commercial carrier. They may not write the insurance at all or they may write the insurance but exclude coverage for your health condition. In many States Blue Cross Blue Shield will accept you without regard to your health status. Check with an agent. He/she know the markets available in your State and can propose plans that take into account your health status and your limited budget (but be prepared health insurance is not inexpensive).
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The fact that you are already taking medications indicate that you have a pre-existing health condition. Depending upon the this unspecified health condition you may not be able to qualify for insurance through a private commercial carrier. They may not write the insurance at all or they may write the insurance but exclude coverage for your health condition. In many States Blue Cross Blue Shield will accept you without regard to your health status. Check with an agent. He/she know the markets available in your State and can propose plans that take into account your health status and your limited budget (but be prepared health insurance is not inexpensive).
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What are the most efficient marketing strategies for a health insurance agent?
Health insurance agents as many other sales type occupations, businesses are an obvious transformation of an effort to market a product to an income from sales (clients getting medical insurance plans). If you are experienced in either being an agent or being a marketing specialist what do you think are the most economically (ROI) and time (dollars invested per sales per week) efficient marketing methods?
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Email marketing is pretty good.
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Email marketing is pretty good.
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What are the most efficient marketing strategies for a health insurance agent?
Health insurance agents as many other sales type occupations, businesses are an obvious transformation of an effort to market a product to an income from sales (clients getting medical insurance plans). If you are experienced in either being an agent or being a marketing specialist what do you think are the most economically (ROI) and time (dollars invested per sales per week) efficient marketing methods?
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Email marketing is pretty good.
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Email marketing is pretty good.
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