In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism. One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.
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You have the wrong perspective on government assistance. Many cities have public housing waitlists for 10 years long like Los Angeles but there are waitlists for Section 8 vouchers that are another program. That usually takes 4 -5 years. Rent control was not for poor people. It was aimed at preventing price-gouging by unscrupulous owners who could rent for more money but the regulation did not eliminate housing units it enabled middle income people to have housing. If you are middle income you can apply for some programs. The new health insurance plan which helps everyone to be insured starts in 4 years. Over the years, there has not been enough affordable housing units built to keep up with demand as the economy has put more people into the poverty class. Price controls help everyone except the wealthy. If insurance companies don't issue as many policies, that shows you they are greedy and single-minded and have no social conscience. Price controls don't help the poor because they cannot afford anything to begin with and have their own programs. There has to be a balance between government interference in private business for social justice, and letting the private market function with wild abandon. Government has limits on its powers. It does not always work out to make everyone happy. We have economists and cost accountants who figure these things out. Otherwise you'd have a country with no laws and no functioning government.
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Friday, November 26, 2010
Where can I add my name to health insurance waiting list and what are average waiting times?
In our state we imposed rent controls 10 years ago to help the poor with more affordable housing, and apartments available for rent disappeared from the market for some mysterious reason. I spent 6 years on a waiting list and still my turn never came. To tell you the truth almost all vacancies are filled either through bribes or nepotism. One week ago our Governor imposed price controls on health care insurance premiums to help the poor with more affordable health care, and policies available for purchases disappeared from the market for some mysterious reason.
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You have the wrong perspective on government assistance. Many cities have public housing waitlists for 10 years long like Los Angeles but there are waitlists for Section 8 vouchers that are another program. That usually takes 4 -5 years. Rent control was not for poor people. It was aimed at preventing price-gouging by unscrupulous owners who could rent for more money but the regulation did not eliminate housing units it enabled middle income people to have housing. If you are middle income you can apply for some programs. The new health insurance plan which helps everyone to be insured starts in 4 years. Over the years, there has not been enough affordable housing units built to keep up with demand as the economy has put more people into the poverty class. Price controls help everyone except the wealthy. If insurance companies don't issue as many policies, that shows you they are greedy and single-minded and have no social conscience. Price controls don't help the poor because they cannot afford anything to begin with and have their own programs. There has to be a balance between government interference in private business for social justice, and letting the private market function with wild abandon. Government has limits on its powers. It does not always work out to make everyone happy. We have economists and cost accountants who figure these things out. Otherwise you'd have a country with no laws and no functioning government.
Source
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You have the wrong perspective on government assistance. Many cities have public housing waitlists for 10 years long like Los Angeles but there are waitlists for Section 8 vouchers that are another program. That usually takes 4 -5 years. Rent control was not for poor people. It was aimed at preventing price-gouging by unscrupulous owners who could rent for more money but the regulation did not eliminate housing units it enabled middle income people to have housing. If you are middle income you can apply for some programs. The new health insurance plan which helps everyone to be insured starts in 4 years. Over the years, there has not been enough affordable housing units built to keep up with demand as the economy has put more people into the poverty class. Price controls help everyone except the wealthy. If insurance companies don't issue as many policies, that shows you they are greedy and single-minded and have no social conscience. Price controls don't help the poor because they cannot afford anything to begin with and have their own programs. There has to be a balance between government interference in private business for social justice, and letting the private market function with wild abandon. Government has limits on its powers. It does not always work out to make everyone happy. We have economists and cost accountants who figure these things out. Otherwise you'd have a country with no laws and no functioning government.
Source
Is it possible to get health insurance after lap band surgery?
If we change insurance (because we're starting our own business and will be buying our own insurance) after my spouse has lap band surgery, we've been told that it will be impossible to buy health insurance? Is that the case?
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I am afraid so because insurance companies do cover major and minor surgeries but I doubt very much that they will cover lap band surgery. that is something you have to pay on your own. It would be different if you needed a liver transplan for instant because that is a surgery that they will cover but not lap band. Also mosthealthinsurance companies don't want people with existing medical condictions so that is why most people are turned down for health insurance because of thier existing problem. Sorry I couldn't be much of a help. There should be a phone number on the back of the health insurance card even though you may want to change companies it wouldn't hurt to ask them if they cover lap band surgery.
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I am afraid so because insurance companies do cover major and minor surgeries but I doubt very much that they will cover lap band surgery. that is something you have to pay on your own. It would be different if you needed a liver transplan for instant because that is a surgery that they will cover but not lap band. Also mosthealthinsurance companies don't want people with existing medical condictions so that is why most people are turned down for health insurance because of thier existing problem. Sorry I couldn't be much of a help. There should be a phone number on the back of the health insurance card even though you may want to change companies it wouldn't hurt to ask them if they cover lap band surgery.
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what will happen to insurance companies with Health Care reform?
Are health insurance companies staying around with the health care reform? It seems like since everyone will be paying through the government for healthcare renders health insurance obsolete. I pretty much know nothing about the health care reform and I do not care to know, probably because I am under my parent's insurance.
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I hope THEY TANK! I HATE GREED therefor since Insurance companies turn away children with Pre-existing conditions because they do not make a profit. For those who ARE for health care for profit then I Hope you never take advantage of the reform bill and When the insurance company's deny those against the current health-care coverage I want to be their to LAUGH in the their faces!! Hope those of you out their that SMOKE keep that from your respective insurance companies because they will drop you likes it hot.
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I hope THEY TANK! I HATE GREED therefor since Insurance companies turn away children with Pre-existing conditions because they do not make a profit. For those who ARE for health care for profit then I Hope you never take advantage of the reform bill and When the insurance company's deny those against the current health-care coverage I want to be their to LAUGH in the their faces!! Hope those of you out their that SMOKE keep that from your respective insurance companies because they will drop you likes it hot.
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Exactly how much will I have to pay in taxes to cover the Governments new Health Insurance Bill?
Is there a certain percentage depending on how much a person makes annually? I certainly don't mind helping my fellow Americans have health coverage, I just don't want to go broke doing it. In addition, The Bill states that we all "have to have health insurance" or people without will be fined. This seem to sound a bit threatening towards Americans. I mean, as odd as may seem, some people don't want health insurance or just cant afford to have their paychecks cut to pay for health care.
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The Bill has not passed yet, now it goes back to the House, and some more "Behind closed doors" antics. When it leaves there, probably the end of January, it has to go back to the Senate, and if all works out OK, then to the President, I guess. If I know the House and Senate, this could take months. If they all agree, who knows what the Bill will look like when they are done, but as it stands now, people under $200,000 a year need not worry, except if you smoke, drink, use tanning salons, eat fast food, soda pop, or use gasoline. And anything else they can think of as a "SIN" tax. Believe me, this is NOT going to be cheap, no matter what they pass. You are going to see massive lineups, massive wait times, difficult to find a doctor, and much more. I know, I live in Canada now, and have lived in the USA for 25 years. It is like night and day. Yes, I have health care, but absolutely need to be dieing before I will use it. Took 2 years to find a doctor here, when I moved back 3 years ago. Many applications sent in, only one called me a year later. These are all New Doctors, fresh out of Med School, that I sent applications to be "Taken On as a Patient"!
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The Bill has not passed yet, now it goes back to the House, and some more "Behind closed doors" antics. When it leaves there, probably the end of January, it has to go back to the Senate, and if all works out OK, then to the President, I guess. If I know the House and Senate, this could take months. If they all agree, who knows what the Bill will look like when they are done, but as it stands now, people under $200,000 a year need not worry, except if you smoke, drink, use tanning salons, eat fast food, soda pop, or use gasoline. And anything else they can think of as a "SIN" tax. Believe me, this is NOT going to be cheap, no matter what they pass. You are going to see massive lineups, massive wait times, difficult to find a doctor, and much more. I know, I live in Canada now, and have lived in the USA for 25 years. It is like night and day. Yes, I have health care, but absolutely need to be dieing before I will use it. Took 2 years to find a doctor here, when I moved back 3 years ago. Many applications sent in, only one called me a year later. These are all New Doctors, fresh out of Med School, that I sent applications to be "Taken On as a Patient"!
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Is it legal to charge employees different amounts for health insurance based strictly on their income?
The company I work for has just started this, people who earn more are having to pay a higher premium for employer sponsored health insurance than those earning less. Is this a legal practice or are they pulling a fast one?
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Yes, it's normal. My husband works for a fortune 100 company, and they've been doing it that way for YEARS.
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Yes, it's normal. My husband works for a fortune 100 company, and they've been doing it that way for YEARS.
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What information EXACTLY is needed to be given to health insurance?
I need an actual list of things of what is required to give to any health insurance company. Please and thank you.
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thanks
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thanks
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Who are health insurance companies accountable to?
In other words, if you have a compliant or need to resort to some legal measure, to whom are some people you can report a given insurance company? To be specific: the problem is that I was billed for health insurance coverage from a company and never received coverage (in fact I was denied coverage on three different occasion). And It was full health coverage. How would you classify this problem? Fraudulent? Much appreciated!
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Go to your state's dept of insurance website. You can usually file a complaint online. Have all the pertinent information to include in your complaint. Someone will get back to you rather quickly to address this with you. You might end up having to submit the paperwork and bank records to show you were denied yet still charged. The more info you have to support your complaint the more favorable the outcome will be for you. Good luck!
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Go to your state's dept of insurance website. You can usually file a complaint online. Have all the pertinent information to include in your complaint. Someone will get back to you rather quickly to address this with you. You might end up having to submit the paperwork and bank records to show you were denied yet still charged. The more info you have to support your complaint the more favorable the outcome will be for you. Good luck!
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What is required to qualify for the religious exemption to the mandate to buy health insurance?
Are there particular listed religions to which you would have to belong to be exempt? Or would having a personal religious belief against the kind of health care covered by health insurance be enough?
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If it's the latter, let me know what religion I need to join...
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If it's the latter, let me know what religion I need to join...
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What is the most affordable health insurance?
I am 28 and even though I am on Social Security for Mental Health reasons I no longer qualify for insurance. Is there an affordable health insurance that I can pay for that offers benefits dealing with therapy and group therapy and basic medical care? Please send any links you might have. Thank you
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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I am looking for an attorney to sue a health insurance company on a contingency basis?
My health insurance company haa falsely deemed a procedure that I've had 2 years ago a pre-existing conidtion. My medical provider is now suing me and they won't pay. I am unemployed and cannot afford an attorney on an hourly basis. Is there is anyone out there who will take my case on a contigency basis?
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OK, let me just tell you right off the bat - if you can't find an attorney to take your case on a contingency basis, it's because either you have a VERY weak case, OR, your case isn't worth enough money for his 40% to make it worth his while. And a few other things . . .regardless of insurance, you are ALWAYS responsible to your medical provider, for services you contracted, whether the insurance pays or not. Your provider is going to win this lawsuit. They'll garnish your wages, if you ever get a job again, and attach your assets, until the debt plus court costs plus interest is paid off, or until you file bankruptcy. Without having any details on the condition or the preexistance, I'd just like to point out, that many people are under the mistaken impression that "preEXISTING" and "preDIAGNOSED" are the same thing. They aren't. If your condition existed - whether or not it was diagnosed officially - before you purchased the insurance, it IS preexisting. The way to AVOID preexisting condition problems, is to NOT go without health insurance. If you have had health insurance for 10 years before buying this policy, it wouldn't have been a problem. But, many, many people WAIT until AFTER they have symptoms to buy the insurance, and lie about not having symptoms, and try to pretend that it's not preexisting. Then, when they get caught (because the doctor says the condition took at least six months to develop, or whatever), and the insurance company denies the claim, they get all bent.
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OK, let me just tell you right off the bat - if you can't find an attorney to take your case on a contingency basis, it's because either you have a VERY weak case, OR, your case isn't worth enough money for his 40% to make it worth his while. And a few other things . . .regardless of insurance, you are ALWAYS responsible to your medical provider, for services you contracted, whether the insurance pays or not. Your provider is going to win this lawsuit. They'll garnish your wages, if you ever get a job again, and attach your assets, until the debt plus court costs plus interest is paid off, or until you file bankruptcy. Without having any details on the condition or the preexistance, I'd just like to point out, that many people are under the mistaken impression that "preEXISTING" and "preDIAGNOSED" are the same thing. They aren't. If your condition existed - whether or not it was diagnosed officially - before you purchased the insurance, it IS preexisting. The way to AVOID preexisting condition problems, is to NOT go without health insurance. If you have had health insurance for 10 years before buying this policy, it wouldn't have been a problem. But, many, many people WAIT until AFTER they have symptoms to buy the insurance, and lie about not having symptoms, and try to pretend that it's not preexisting. Then, when they get caught (because the doctor says the condition took at least six months to develop, or whatever), and the insurance company denies the claim, they get all bent.
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How does health insurance work?
When I go to the doctor, I pay my copay and leave and I don't have any idea what happens past that. So I guess the doctor or clinic bills for whatever procedures they do (checkup, x-ray, etc.) and the health insurance provider picks up the tab. Is that how it works?
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Your group insurance through your employer pays the whole premium or takes it from your salary or you pay it to the employer up front. Your employer pays 20 per cent of costs and insurance company takes care of 80 per cent or less.
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Your group insurance through your employer pays the whole premium or takes it from your salary or you pay it to the employer up front. Your employer pays 20 per cent of costs and insurance company takes care of 80 per cent or less.
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How do I obtain cheap, good health insurance in South Carolina?
I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits.
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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what about health insurance plan if I open a family day care in CA?
I am thinking to do family day care at home so I could take care of my 8 months old daughter at the same time. But I am worry about the health insurance. Does anyone know what kind of plan for family day care provider?
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Tina, I would check with either Anthem or my personal choice Humana, they have excellent plans that you can tailor fit your needs...keep your deductibles high and your cost low! Good Luck!
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Tina, I would check with either Anthem or my personal choice Humana, they have excellent plans that you can tailor fit your needs...keep your deductibles high and your cost low! Good Luck!
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What resources are there for critically ill people without health insurance?
My friend has cancer and no health insurance---her dad has been laid off for quite some time and her mom runs a small business from home. I'm afraid she's not getting as many/may have to stop treatments due to their financial situation. They don't qualify for Medicaid; are there any other resources she could possible get help from?
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She should talk to the pastor of her church, and the hospital. She should also probably call social services, and the pharmeceutical company that makes the recommended chemo medications.
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She should talk to the pastor of her church, and the hospital. She should also probably call social services, and the pharmeceutical company that makes the recommended chemo medications.
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Can I purchase BCBS group health insurance in the state of TEXAS?
(The state of Texas part is key). My husband is self employed, the owner of a small consulting business. We will be moving to Texas very soon. Where we live currently, we have BCBS group health insurance. We would like to have BCBS Group health insurance in Texas, too, but I am not finding it. We do not want small business owner health insurance because we get a better rate with group insurance. Please do not reply with spam. If you are an agent, that is fine, but please keep your answer relevant to my specifications. Thank you for your help!
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General Research Guides for health: Easy to use links that will help with all your research needs, try typing a keyword or two into the search engine and see what happens. %http://www.healthalizer.com% is a health related search engine and %http://www.searchtopica.com% is a general search engine that relays results from all other search engines. You can find way better information by searching this way. Hope it helps :)
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General Research Guides for health: Easy to use links that will help with all your research needs, try typing a keyword or two into the search engine and see what happens. %http://www.healthalizer.com% is a health related search engine and %http://www.searchtopica.com% is a general search engine that relays results from all other search engines. You can find way better information by searching this way. Hope it helps :)
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Can a hospital refuse a patient without health insurance when the paitent is not pregnant?
I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I was told by an urgent care worker thru a major hospital that they can not treat her due to no insurance. Is that legal?
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If you have no form of payment they may not see you...if you try to work something out with them regarding billing (you'll make payments, see if they can give you a discount since you have no coverage, etc) they should see you--I can't imagine any hospital in the US refusing treatment for that reason....
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If you have no form of payment they may not see you...if you try to work something out with them regarding billing (you'll make payments, see if they can give you a discount since you have no coverage, etc) they should see you--I can't imagine any hospital in the US refusing treatment for that reason....
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What information EXACTLY is needed to be given to health insurance?
I need an actual list of things of what is required to give to any health insurance company. Please and thank you.
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Health insurance companies differ on what information they may want. You should ask them what they want to know.
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Health insurance companies differ on what information they may want. You should ask them what they want to know.
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How do you get affordable Health Insurance at age 64?
I moved from AZ to CA and I am retired but very little income. How can I afford to pay for health insurance? Are there any organizations that can suggest places to contact.
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California has MediCal. It is the state assistance Welfare Health Care. Other than that you are not going to find Health Insurance anywhere at age 64 for under $500 a month. Keep your fingers crossed until you are eligible for Medicare (1st day of the month you turn 65) and get a good supplement (about $107 a month) or an HMO depending on the type of coverage you want. It will take effect the same day as Medicare. Sad situation, but one that faces most of my clients.
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California has MediCal. It is the state assistance Welfare Health Care. Other than that you are not going to find Health Insurance anywhere at age 64 for under $500 a month. Keep your fingers crossed until you are eligible for Medicare (1st day of the month you turn 65) and get a good supplement (about $107 a month) or an HMO depending on the type of coverage you want. It will take effect the same day as Medicare. Sad situation, but one that faces most of my clients.
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How long do i get health insurance after not being a full-time student?
I was a full time student last semester but i couldn't afford it this semester,...is there a grace period that students get health insurance for or does it run out the last day of the semester?
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Usually you need to reconfirm after each semester. Make sure not to get anything major before you know if you have it or not. UPS is always a good part-time job with great full-time benefits if your in need of them.
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Usually you need to reconfirm after each semester. Make sure not to get anything major before you know if you have it or not. UPS is always a good part-time job with great full-time benefits if your in need of them.
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What are the most common ways to lower the cost of a health insurance?
In what ways I can lower the cost (to the lowest) of my health insurance? Thank you.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here http://www.HealthInsuranceFree.info to solve the problem.
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If your spouse recieves tricare health insurance and you are the sponser can you remove them prior to divorce?
If a spouse has been covered for 14 years under a retired service member's tricare health insurance, can sponser remove spouse at will ?
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Hmm. That is a good one. You should be contacting your insurance provider. They will have all of the answers. In my case in Canada, ( a long time ago divorce), I cut my spouse off right away. However, there was a grace period of one month. When you are talking about divorce stuff then you should be seeing a lawyer. Your spouse could and probably will want that coverage to continue. Unfortunately, in divorce cases, EVERYTHING becomes negotiable. Good Luck
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Hmm. That is a good one. You should be contacting your insurance provider. They will have all of the answers. In my case in Canada, ( a long time ago divorce), I cut my spouse off right away. However, there was a grace period of one month. When you are talking about divorce stuff then you should be seeing a lawyer. Your spouse could and probably will want that coverage to continue. Unfortunately, in divorce cases, EVERYTHING becomes negotiable. Good Luck
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Does anyone have Atlantis Health Care Insurance which is provided through the Freelancers Union?
I just wanted to find out if these plans are good and worthwhile. I have never heard of this health insurance and I guess I would like to hear about other people that have used this health insurance. Good and bad. Any info would help thanks!
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hello, if you read something about health insurance i just come accross this blog which may help you http://travel-insurance-cheap.blogspot.c… http://the-health-insurance-plans.blogsp…
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hello, if you read something about health insurance i just come accross this blog which may help you http://travel-insurance-cheap.blogspot.c… http://the-health-insurance-plans.blogsp…
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What is the best private health insurance company for a family in Qld Australia?
I am looking at joining up for private health insurance to cover my husband and myself as well as our 2 kids aged 12 and 10. With so many policies and companies to chose from and all the jargon they use, it is making this difficult.We need basic hospital cover and with the kids full dental cover is a must.my husband has had heart problems in the past so need to be covered for this as well.Not wanting all the bells and whistles, just the best deal for young familes.
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Please check out asihealthcare.com They have the best medical/dental insurance coverage for really cheap and covers the whole family and starts immediately and no restrictions on pre-existing conditions!!! You can also contact them at 800-929-8344 ref# 268817 when calling. Good Luck.
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Please check out asihealthcare.com They have the best medical/dental insurance coverage for really cheap and covers the whole family and starts immediately and no restrictions on pre-existing conditions!!! You can also contact them at 800-929-8344 ref# 268817 when calling. Good Luck.
Source
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