Ok so im still writing this essay on how the health systems in france. However I do not understand how their health insurance works. So could someone explain it simply please. I understand that most of their Health expenses is covered by the state- but that is all i get.
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I've lived here in France for 9 years and am not an expert.... but.... Salaried employees pay tax as does their employer on their income, which is called 'Social Charges' this covers health and retirement among other things. However it doesn't usually cover 100% of health/medical costs!!!! Normally the standard contributions cover about 75% of the medical costs. People who are in the French health system have a 'Carte Vitale' (Health Card) which has a chip with their ID on. This allows them to get discount when they go to the Chemist for a prescription and allows the Doctor to access their records. Many people take out a private health insurance or 'Top Up health insurance' to take care of the final 25% medical fees. Normally if it's a serious illness then the standard state covers 100%, things like Broken legs, cancer etc. Good luck with the essay!
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Saturday, October 30, 2010
How can I get health insurance for myself and family and pay for it as business expense without employees?
I'm a successful part time entrepreneur in California, but I maintain my day job because of the group health insurance they offer. I'd like to cut the apron string and go out completely on my own, but the insurance situation holds these plans hostage. I don't want to buy private health insurance, I would like to structure my one man business so that I can easily purchase group health insurance for myself and family. I'd like to purchase group insurance as opposed to private insurance so that I don't have to deal with preexisting conditions and riders, etc. Since I'm still a sole proprietor, I have plenty of leeway in regards to business structure, and I'm willing to change whatever is necessary to get the best deal possible. How can I get health insurance for myself and family and pay for it as business expense without employees?
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In order to get group coverage you must have a minimum of four employees and have 75% participation to qualify.
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In order to get group coverage you must have a minimum of four employees and have 75% participation to qualify.
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How do I deduct health insurance premiums from my taxes when I am self-employed?
We are losing my wife's health insurance and are going to be taking out a private health insurance policy. I am self-employed and think I can deduct the premiums from my taxable income. Does anyone know if that is the case? I would appreciate anyone who could point me in the right direction.
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If you establish the policy in the name of the business (or your name if a sole proprietor), then you can deduct the premiums on the front of the 1040, line 29.
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If you establish the policy in the name of the business (or your name if a sole proprietor), then you can deduct the premiums on the front of the 1040, line 29.
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What is a discount health insurance plan for self employed in California who is an Urban Planner?
I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor--a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.
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This site has helped me. Great savings! http://www.premierhealthcaresavings.com/196593/ Good luck to you!
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This site has helped me. Great savings! http://www.premierhealthcaresavings.com/196593/ Good luck to you!
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How can I get health insurance without a job that provides it?
I am planning on substitute teaching which doesn't offer health insurance. What is the best way to go about getting health insurance for just me?
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You can buy many different types of health insurance from numerous firms. A quick look in your local yellow pages under "Insurance Brokers" (or similar) will turn up a bunch of agents. There are different types available at varying prices. I assume you are fairly young, so that works in your favor. You may also wish to ask about "catastrophic" coverage which is less expensive, but only starts paying off after the accrued bills reach a certain (high) amount.
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You can buy many different types of health insurance from numerous firms. A quick look in your local yellow pages under "Insurance Brokers" (or similar) will turn up a bunch of agents. There are different types available at varying prices. I assume you are fairly young, so that works in your favor. You may also wish to ask about "catastrophic" coverage which is less expensive, but only starts paying off after the accrued bills reach a certain (high) amount.
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How many health insurance policies written in USA in 2007 or 2006?
We understand that 49 million plus Americans do not have health insurance. There is individual and there is family insurance. Therefore, if 300 million Americans and 50 do not have health insurance then 250 million do. Were 250 million policies written?
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Well, your numbers are off. About 42 million PEOPLE here in the US have no health insurance, and about HALF of them aren't Americans. So you're looking at about 21,000,000 Americans. HALF of them are uninsured by choice. They don't WANT the health insurance. No, there aren't 250 million policies written. The vast, vast majority of Americans are covered by group health plans. My husband's employer has ONE policy, which covers over 3,000 employees, AND THEIR FAMILIES. Maybe, 15,000 people total. No one collects the number of policies there are in force. It's too vast a project, and every day, the number changes.
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Well, your numbers are off. About 42 million PEOPLE here in the US have no health insurance, and about HALF of them aren't Americans. So you're looking at about 21,000,000 Americans. HALF of them are uninsured by choice. They don't WANT the health insurance. No, there aren't 250 million policies written. The vast, vast majority of Americans are covered by group health plans. My husband's employer has ONE policy, which covers over 3,000 employees, AND THEIR FAMILIES. Maybe, 15,000 people total. No one collects the number of policies there are in force. It's too vast a project, and every day, the number changes.
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What is the best health insurance provider?
My mom gets sick very often and would like to purchase some health insurance since she isn't eligible for MedicAid. What's a good health insurance provider in Texas?
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Try this site http://usainsurancequotes.net Here you can compare quotes from different companies
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Try this site http://usainsurancequotes.net Here you can compare quotes from different companies
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How can insurance companies include preexisting conditions without a health care mandate?
If there's no mandate, and insurance companies are forced to give me affordable health care regardless of preexisting conditions, that means I only have to get health insurance when I come down with cancer. I hear many Republicans stating that they are all for barring insurance companies from excluding those with preexisting conditions, but none of them explain how you can do so without a national mandate to buy health insurance like we have with auto insurance.
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i try to write the answers your problem in my blog http://www.mystructuredsettlement.co.cc you can see any problem in my blog or in my business blog http://www.mysecuredloan.co.cc
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i try to write the answers your problem in my blog http://www.mystructuredsettlement.co.cc you can see any problem in my blog or in my business blog http://www.mysecuredloan.co.cc
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Can my wife have health insurance through her parents and myself?
We're married and her parents don't know. My insurance doesn't cover her treatment but her parents' insurance plan for her will. Is it illegal to have health insurance for 1 person from 2 companies? And will her parents find out that she's married with insurance if she uses their health insurance plan?
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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What is the best health insurance policy to go with?
What is the best health insurance policy to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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How expensive is health insurance in the United States is it only a one off payment per year or is it monthly?
I know that there has been a lot of arguments for and against free health in the United States because millions of Americans can't afford health insurance so I am wondering how much health insurance is in the States and can do you have to pay monthly or yearly plans with insurance companies.
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You can have both options, try this site heinsurance.notlong.com here you can get quotes from different companies.
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You can have both options, try this site heinsurance.notlong.com here you can get quotes from different companies.
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How are you paying for health insurance if you are one of the millions recently laid off?
I know COBRA is available for many, but it is very expensive to keep up and runs only for a limited period. Questions like this have been asked before and those against governement supported health care just accused those who didn't have health insurance as lazy losers. But with the economy crashing, the scenario has changed. If you aren't employed anymore and have no income and little savings, what are you doing for health insurance?
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There are many things that are expensive. COBRA is reasonable. If insurance is important to someone they need to make that sacrifice. I guess we should be paying for their food and homes. Those are expensive and a necessity. Where does it stop? \ Bad things happen. That is life. Hard times come and tough decisions have to be made. That still does not make it anyone else's reponsibility to care for you. And you need to talk to COBRA again. That figure, according to the guy I just spoke to , seems inflated.
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There are many things that are expensive. COBRA is reasonable. If insurance is important to someone they need to make that sacrifice. I guess we should be paying for their food and homes. Those are expensive and a necessity. Where does it stop? \ Bad things happen. That is life. Hard times come and tough decisions have to be made. That still does not make it anyone else's reponsibility to care for you. And you need to talk to COBRA again. That figure, according to the guy I just spoke to , seems inflated.
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Will my health insurance still be covered if i start college a little late ?
I'm an 19 year old male who recently registered for college late, all of the classes for right now are taken up so they told me to enroll for the spring semister, will i still be able to be covered for health insurance under my parents ?? My parents said that i must go to school in order for my insurance to still be covered. Will my health insurance still be covered ???
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no, it will not
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no, it will not
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What health insurance is best and affordable for my husband?
We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my husband. Any suggestions?
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Try this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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Try this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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Are health insurance premiums that I pay and are deducted from my paycheck paid with after-tax dollars?
My health insurance is through my employer but I have to pay part of the premium and it is deducted from my paycheck each pay period. I am filing my taxes and am being asked if the premiums are paid for with after-tax dollars. Any answers?
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Premiums are tax deductable as a part of your medical expenses if you are filing long form. You add up every co-pay you made to doctors, hospitals, and prescriptions and the total cost you paid for these premiums and then you get a percent of that total back on your taxes. Anything that you paid for any type of health care is deductable as long as you have a receipt (or in the case of health premiums you pay) they are on the W2.
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Premiums are tax deductable as a part of your medical expenses if you are filing long form. You add up every co-pay you made to doctors, hospitals, and prescriptions and the total cost you paid for these premiums and then you get a percent of that total back on your taxes. Anything that you paid for any type of health care is deductable as long as you have a receipt (or in the case of health premiums you pay) they are on the W2.
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How can a government run health insurance entity "compete" with private companies? Will it pay taxes?
It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical reason as to how this government run health insurance option would do anything other than run private insurance into the ground to ultimately pave the way for the government to be the only health care option?
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Nothing can compete with free. It's not very difficult. All these left-wingers that come up with all these theories about how it will force private companies to lower their standards is just BS. Why would anyone stick to a private health insurance plan when their tax dollars are already paying for another one?
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Nothing can compete with free. It's not very difficult. All these left-wingers that come up with all these theories about how it will force private companies to lower their standards is just BS. Why would anyone stick to a private health insurance plan when their tax dollars are already paying for another one?
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What health insurance company is best for a kid?
I am looking for a good and reasonably priced health insurance provider for my 9 year old son. Insurance through my work is outrageous so I'm looking for an outside provider. His mother is suppose to have already put him on CHIP with the state of TX (by court order) but she refuses to do so for some reason. I hate the idea of him being without health insurance. Anyone had any good experiences with certain companies? Any suggestions or feedback would be greatly appreciated.
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State health plans are often among the best coverage, least expensive plans around for kids. However, if that's not an option (as you've indicated), then check into an individual plan for your son. As you found out, putting him on your plan at work will probably give him pretty good benefits, but group plans usually assume that, on average, there will be 2.2 kids/employee; therefore, someone with 1 or 2 pays more while someone with 3 or more pays less (hey, that's how insurance works: it "averages" things out across a lot of people). However, by buying an individual plan for him you'll only pay for "his" coverage. Further, you'll be better able to get a less expensive plan that might be better suited to his actual needs. Try this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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State health plans are often among the best coverage, least expensive plans around for kids. However, if that's not an option (as you've indicated), then check into an individual plan for your son. As you found out, putting him on your plan at work will probably give him pretty good benefits, but group plans usually assume that, on average, there will be 2.2 kids/employee; therefore, someone with 1 or 2 pays more while someone with 3 or more pays less (hey, that's how insurance works: it "averages" things out across a lot of people). However, by buying an individual plan for him you'll only pay for "his" coverage. Further, you'll be better able to get a less expensive plan that might be better suited to his actual needs. Try this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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How do health insurance premiums go down if private insurance is forced to cover preexisting illnesses?
99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.
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The cost isn't going anywhere but up. Any rational person knows that, but this debate is fueled by emotion, not logic.
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The cost isn't going anywhere but up. Any rational person knows that, but this debate is fueled by emotion, not logic.
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What would happen to health insurance companies if government take over the health insurance system?
Correct me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have. If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?
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They would definitely shrink, but they would still be around. Look at Medicare, they have supplement polices which the individual has to pay. If you think the government is going to pay for Heart surgery, Cancer treatment, you're in for a rude awakening.
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They would definitely shrink, but they would still be around. Look at Medicare, they have supplement polices which the individual has to pay. If you think the government is going to pay for Heart surgery, Cancer treatment, you're in for a rude awakening.
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How to get health insurance for Dubai visit visa?
Hi, I am planning to bring my husb and kid on visit visa. I heard that the health insurance is mandatory for visit visa. Where (or how) to get (or how to apply) this health insurance for vist visa. Please advice. Thanks.
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Check your domestic health insurance (if any) and bank (if you have a "premium" type account); the might include travel insurance. If not, try the people who you buy home/car/pet insurance from; they might offer you travel insurance at a reduced rate. In the UK, the Post Office usually has the best deals on travel insurance, but I don't know how common this practice is in the rest of the world.
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Check your domestic health insurance (if any) and bank (if you have a "premium" type account); the might include travel insurance. If not, try the people who you buy home/car/pet insurance from; they might offer you travel insurance at a reduced rate. In the UK, the Post Office usually has the best deals on travel insurance, but I don't know how common this practice is in the rest of the world.
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What health insurance company is best for a child?
I am looking for a good and reasonably priced health insurance provider for my 9 year old son. Insurance through my work is outrageous so I'm looking for an outside provider. His mother is suppose to have already put him on CHIP with the state of TX (by court order) but she refuses to do so for some reason. I hate the idea of him being without health insurance. Anyone had any good experiences with certain companies? Any suggestions or feedback would be greatly appreciated.
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Try this site usainsurancequotes.net Here you can compare quotes from different companies
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Try this site usainsurancequotes.net Here you can compare quotes from different companies
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Am I able to write off Health Insurance Premiums for tax purposes at the end of the year?
I am looking to purchase my own health insurance instead of going through my company. I know that the company takes out the cost on a pre-tax basis, but their insurance is not the greatest. If I do decided to sign up for health insurance, will I be able to use the cost of my own health insurance as a deduction fo tax purposes?
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You may deduct qualified medical expenses you pay for yourself, your spouse, and your dependents, including a person you claim as a dependent under a Multiple Support Agreement. You can also deduct medical expenses you paid for someone who would have qualified as your dependent for the purpose of taking personal exemptions except that the person did not meet the gross income or joint return test. You deduct medical expenses on Form 1040, Schedule A (PDF), Itemized Deductions. The total of all allowable medical expenses must be reduced by 7.5% of your Adjusted Gross Income. For more information, refer to Publication 502, Medical and Dental Expenses.
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You may deduct qualified medical expenses you pay for yourself, your spouse, and your dependents, including a person you claim as a dependent under a Multiple Support Agreement. You can also deduct medical expenses you paid for someone who would have qualified as your dependent for the purpose of taking personal exemptions except that the person did not meet the gross income or joint return test. You deduct medical expenses on Form 1040, Schedule A (PDF), Itemized Deductions. The total of all allowable medical expenses must be reduced by 7.5% of your Adjusted Gross Income. For more information, refer to Publication 502, Medical and Dental Expenses.
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