hi everyone plzzz help me soon serious answers only i need the material on the following topic to make the report HEALTH INSURANCE THE NEED OF DAY so plz help me out!!! plzzzzzzzzzzzzz i have to sbmt on 14th of dec plzzzz help me
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health insurance is needed because if you get sick for a week in hospital an american could lose their house / retirement . insurance companies know this and they exploit us by sharing our personal claims information in order to determine our risks as candidates. the charge us more and the premiums can be obscene. the government keeps our medicines priced very expensive and won't allow us to go to other countries and bring back the same medicine that is less expensive. the drug companies support the government that makes this law by contributing lots of money. many americans are going without food in order to buy the medicines that they need. many americans that have insurance , can't get the doctors or treatment that they need. they can die , while waiting to get preapproval for a life saving surgical procedure. it can take a month to get approval to begin chemotherapy. cancer can advance a lot in a month , and this could be the difference between life and death. americans recognize the need for health care insurance but fear that the states will make it mandatory as auto insurance was. the unhealthy will have to purchase higher insurance , like a SR-22 is for car insurance and still not have a good coverage. there is a article about older americans moving to mexico because they can't afford retirement in america and the health insurance/medicare. it s in msnbc today. this might be a good reference for your insurance. good luck doing the research / writing your report. i hope this gives you some ideas.
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Sunday, July 31, 2011
Which is should be more important: having health insurance or life insurance?
if one has the money for only one?
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health insurance - is for you, life insurance is for somebody else.
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health insurance - is for you, life insurance is for somebody else.
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How do insurance co use descriptive statistics & probability dist. to project health & auto insuranc premiums?
How do insurance companies use descriptive statistics and probability distributions to project health and auto insurance premiums? In regards to age, why is there an inverse relationship between the two premiums?
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Ultimately the insurance company charges more when it is at risk of having to pay out. I didn't realize that insurance was inverse for health and auto, but I can see why it would be. First, to understand this concept you have to suspend the want to point out the exceptions. This being statements like, "I knew a guy that had a heart attack at 20." Statistically, things such as heart attacks in your 20s don't happen often. That being said, it can be easily shown that as your age increases your risk of sickness. Now also bear in mind that the insurance company is concerned with "how much" moreso than "how often." They are a company so they watch the bottom line. In youth you may be sick, but most likely it will not cost much. A prescription vs. surgery etc. Now coming to auto insurance: It is easily shown that the younger the driver the worse the accident can be. This shows why young males are most often the worst to ensure. Statistically, the young male is prone to accidents and usually can be involved in some of the most expensive accidents. Older drivers tend to go slower and when there is an accident it is usually not as severe. In conclusion being younger puts you in better health (usually) and being older makes you a better risk when driving.
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Ultimately the insurance company charges more when it is at risk of having to pay out. I didn't realize that insurance was inverse for health and auto, but I can see why it would be. First, to understand this concept you have to suspend the want to point out the exceptions. This being statements like, "I knew a guy that had a heart attack at 20." Statistically, things such as heart attacks in your 20s don't happen often. That being said, it can be easily shown that as your age increases your risk of sickness. Now also bear in mind that the insurance company is concerned with "how much" moreso than "how often." They are a company so they watch the bottom line. In youth you may be sick, but most likely it will not cost much. A prescription vs. surgery etc. Now coming to auto insurance: It is easily shown that the younger the driver the worse the accident can be. This shows why young males are most often the worst to ensure. Statistically, the young male is prone to accidents and usually can be involved in some of the most expensive accidents. Older drivers tend to go slower and when there is an accident it is usually not as severe. In conclusion being younger puts you in better health (usually) and being older makes you a better risk when driving.
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How do I lower my health insurance premium? I have a pre-existing condition.?
Is it possible or not to have a lower premium? I have blue cross blue shield. I just got a letter saying my premium is going up again. I have an individual plan and no its not through my job.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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If we was looking for some Cheap Health Insurance, where can we get it?
I found some information on Mogul List.com but I would like more information on how to get cheap and low cost health insurance.
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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anybody here work for a health insurance company?
I have a few question for you if you do, so please leave some contact information
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If its about a job, I don't recommend working in the Insurance Industry.
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If its about a job, I don't recommend working in the Insurance Industry.
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Why aren't the health insurance companies competing?
I don't understand how these companies could be price gouging customers unless none of them are competing with each other. Doesn't competition naturally bring down prices in the capitalistic system? How is it that the prices are sky-rocketing then?
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YES, Competition does bring 'down' prices. Maybe that is what the Bill will introduce? HOWEVER, I Would NOT Vote for a Bill I haven't seen or HEARD "ALL" that is in it! For example; Even tho "YOU" are a hardworking American Taxpayer and YOUR taxes will INDIRECTLY help pay for this bill, is/does the Bill ALLOW for 'free' treatment of "ILLEGAL ALIENS"?...is this WHY they are trying SO HARD to pass it under our NOSES, BEFORE the American public finds OUT!!
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YES, Competition does bring 'down' prices. Maybe that is what the Bill will introduce? HOWEVER, I Would NOT Vote for a Bill I haven't seen or HEARD "ALL" that is in it! For example; Even tho "YOU" are a hardworking American Taxpayer and YOUR taxes will INDIRECTLY help pay for this bill, is/does the Bill ALLOW for 'free' treatment of "ILLEGAL ALIENS"?...is this WHY they are trying SO HARD to pass it under our NOSES, BEFORE the American public finds OUT!!
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Maternity benefits.. which health insurance to choose?
I have moved to the US on a dependent visa. All health insurance companies I contacted so far have a waiting period of 12 months for availing maternity benefits. I want to start planning a family sometime this year.. Is there any health insurance which does not have a waiting period? Pls help!!!
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No. Most companies I know of have a waiting period for maternity benefits. They don't want you to purchase the insurance, have a baby (big claim) and then drop the insurance. I think you can see their point. If you are not pregnant yet, purchase the insurance and then wait a few months before trying to start the family and you should be ok.
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No. Most companies I know of have a waiting period for maternity benefits. They don't want you to purchase the insurance, have a baby (big claim) and then drop the insurance. I think you can see their point. If you are not pregnant yet, purchase the insurance and then wait a few months before trying to start the family and you should be ok.
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Who is looking for affordable health insurance?
life insurance, health insurance, long term care
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You may want to read the community guidelines before posting this type of question.
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You may want to read the community guidelines before posting this type of question.
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Where in the constitution does it give the government the right to force me to purchase health insurance?
The thing is, it doesnt. It is highly unconstitutional
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It doesnt. Liberals like to pretend the constitution grants the government that right but it doesnt
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It doesnt. Liberals like to pretend the constitution grants the government that right but it doesnt
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Explain how a health insurance company may benifit financially if it were to encourage breast cancer screening?
Explain how a health insurance company may benifit financially if it were to encourage breast cancer screening
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Because if you were screened early and cancer was detected, you would have a much greater chance of survival and not need as much medical treatment than it it were an advanced case. You may be able to get by with a lumpectomy rather than a mastectomy, which is much less invasive and requires less money. Hence your insurance would save money.
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Because if you were screened early and cancer was detected, you would have a much greater chance of survival and not need as much medical treatment than it it were an advanced case. You may be able to get by with a lumpectomy rather than a mastectomy, which is much less invasive and requires less money. Hence your insurance would save money.
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Has anyone ever been denied of health insurance? and why?
I was denied of health insurance and I'm not sure why. I havent gotten my results back yet, because of the HIPPA law. I was just wondering if any of you were ever denied of health insurance and why. I am just confused and scared as to why I would be denied.
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There are many reasons to be denied health insurance. You could be out of the height and weight guidelines. Each company has it's own guideline and you could be denied with one company and accepted with another. You could have an undiagnosed condition. No insurance company will accept you in this case. You could have impending surgery scheduled. No company will accept you in this case. You could have a pre-existing condition. Each company has it's own guidelines. One company could deny, one could accept you with a rate-up or an exclusion (rider), another could accept you with no additional riders. You will receive a reason for the denial but you probably won't receive any test results. After you do, you should visit a local independent agent that works with all the major companies in your area. The agent knows, or can find out, which company would accept you. There is no extra charge using an agent.
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There are many reasons to be denied health insurance. You could be out of the height and weight guidelines. Each company has it's own guideline and you could be denied with one company and accepted with another. You could have an undiagnosed condition. No insurance company will accept you in this case. You could have impending surgery scheduled. No company will accept you in this case. You could have a pre-existing condition. Each company has it's own guidelines. One company could deny, one could accept you with a rate-up or an exclusion (rider), another could accept you with no additional riders. You will receive a reason for the denial but you probably won't receive any test results. After you do, you should visit a local independent agent that works with all the major companies in your area. The agent knows, or can find out, which company would accept you. There is no extra charge using an agent.
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How many houses will homeless people have to burglarize to pay for their manditory Health Insurance Premiums?
What say you?
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Not only the homeless, hell I have my eye on my neighbors house now, in fact since I have heard about this democratic program I have cased all the neighborhoods that look ripe for the pick-ins.
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Not only the homeless, hell I have my eye on my neighbors house now, in fact since I have heard about this democratic program I have cased all the neighborhoods that look ripe for the pick-ins.
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I was born with low blood iron and my parents lacked health insurance at the time. So why do c0nservatards...?
So why do the c0nservatards think I should never be given coverage for my "pre-existing condition" from the private insurance companies?
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Sounds like your parents make bad decisions. First, they could have decided to terminate the pregnancy but since they didn't, they dang well should have had insurance! You have to ask yourself what they were spending their money on when they should have been protecting you? Liberals don't want to be self-reliant though. They want the government to step in and do everything for them. Right?
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Sounds like your parents make bad decisions. First, they could have decided to terminate the pregnancy but since they didn't, they dang well should have had insurance! You have to ask yourself what they were spending their money on when they should have been protecting you? Liberals don't want to be self-reliant though. They want the government to step in and do everything for them. Right?
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Loan Off Health Insurance book of business?
I'm a health insurance broker who has a 2 million dollar book of business. I'm looking for a company that will fund a loan off the existing book. Can somebody please refer me somewhere
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That can't act as collateral. Sorry. The laws on how commissions are paid, will prohibit anyone from using your book to enforce repayment.
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That can't act as collateral. Sorry. The laws on how commissions are paid, will prohibit anyone from using your book to enforce repayment.
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Are small business owners required to prodive health insurance to their employees?
For example, is there any federal law making this a national small business requirement.
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No.
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No.
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How expensive is having individual health care insurance?
How expensive can it be? Do you have to pay it monthly or annually? How much do you have to pay? Like 30 dollars a month?
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The cost depends upon your age, height and weight, gender, if you smoke, and the deductible and benefits of the policy. I've seen policies for people in their 20's run $50 or $60 per month and people in their 60's run over $1000 per month. Most policies are paid monthly. You should visit a local independent agent. This person knows the market in your area and can find the best policy for your situation and they don't charge you anything for the service.
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The cost depends upon your age, height and weight, gender, if you smoke, and the deductible and benefits of the policy. I've seen policies for people in their 20's run $50 or $60 per month and people in their 60's run over $1000 per month. Most policies are paid monthly. You should visit a local independent agent. This person knows the market in your area and can find the best policy for your situation and they don't charge you anything for the service.
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Why was my health insurance 250 a month when Bush took office in 2000 and 950 a month in 2008 when he said?
so long suckers.
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the same reason that healthcare and oil stocks skyrocketed the day after bush was offically elected in 2000. REPUBLICANS SCAM EVERYBODY AND THEY ARE LAUGHING AT THE IDIOTS WHO VOTE FOR THEM
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the same reason that healthcare and oil stocks skyrocketed the day after bush was offically elected in 2000. REPUBLICANS SCAM EVERYBODY AND THEY ARE LAUGHING AT THE IDIOTS WHO VOTE FOR THEM
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health insurance used in another state?
I live in Oregon and my parents live in Ohio. They're going to send my 15 year old sister to live with me this summer for one semester, and I'm wondering if the health insurance she's on will still be active in Oregon for that 6 month period?
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They have to be careful. In an emergency, she would have coverage, but for day to day stuff she may not be covered. Many plans do not have networks of providers that will stretch across that many states. It is possible, but they need to call the CS department and verify. good luck
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They have to be careful. In an emergency, she would have coverage, but for day to day stuff she may not be covered. Many plans do not have networks of providers that will stretch across that many states. It is possible, but they need to call the CS department and verify. good luck
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Do health insurance companies cover surgical procedures performed in Europe if the proceedure is cheaper?
Hernia surgery, Advanced procedures, cheaper and better but not yet available in the U.S.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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how much would health insurance be?
i need to pay for my fiance's mother's health insurance she is becoming very ill. she has kidney stones and other problems but cannot see doctors or get the necessary treatment. her job offers no coverage. she is 43. how much would this be about monthly with average co-pay rates?
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With her history, I doubt you could get insurance. Probably thousands of dollars. She should see if there is a state program that will cover her. If you get anything, it would be thousands of dollars a month. (Assuming you are in the US) It's a sad thing in this country when people, especially hard working ones, can't get medical care. She could look into joining any kind of group to see if she can get group coverage that way. Things like social clubs such as American Association of University Women, Mensa or other social groups. Professional groups like lawyers and doctors, accountants, paralegals, etc. Any kind of national club will often have health insurance as a benefit. AARP, while claiming to be for over 50 folks will take anyone as a member.
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With her history, I doubt you could get insurance. Probably thousands of dollars. She should see if there is a state program that will cover her. If you get anything, it would be thousands of dollars a month. (Assuming you are in the US) It's a sad thing in this country when people, especially hard working ones, can't get medical care. She could look into joining any kind of group to see if she can get group coverage that way. Things like social clubs such as American Association of University Women, Mensa or other social groups. Professional groups like lawyers and doctors, accountants, paralegals, etc. Any kind of national club will often have health insurance as a benefit. AARP, while claiming to be for over 50 folks will take anyone as a member.
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How many of you pay for your own health insurance? I mean 100% of it not just part of it?
Have you ever been canceled for making a claim on your individual policy? Do you know anyone that has? Just curious...
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100%
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100%
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Since the Democrats are forcing Americans to buy health insurance?
Should the next Republican administration and majority force Americans to buy and maintain firearms?
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Why on earth would I want to arm a bunch of ignorant tree huggers? For greater sport? I guess it makes sense. Sport requires risk. If they are all forced to purchase a gun, then they can't complain that they weren't prepared and cry "It's not FAIR!" My prediction is that in the next two months, insurance premiums are going to be increased at least 10% across the board. So much for driving down the cost of health care!
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Why on earth would I want to arm a bunch of ignorant tree huggers? For greater sport? I guess it makes sense. Sport requires risk. If they are all forced to purchase a gun, then they can't complain that they weren't prepared and cry "It's not FAIR!" My prediction is that in the next two months, insurance premiums are going to be increased at least 10% across the board. So much for driving down the cost of health care!
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