I am self employed and pay monthly health insurance premiums. My wife has a job in which she participates in their health insurance program. Can I claim the premiums that I pay?
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You can claim your premiums but not hers.
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Thursday, January 20, 2011
What are some affordable health insurance plans?
I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!
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unison health plan
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unison health plan
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Why do democrats think they deserve free health insurance?
Hillary Clinton and Obama say that health insurance is a "right". What law says it is a right? If you give things to poor people, they will stay poor. 80% of people who get on welfare, remain on welfare. If you really want health insurance to be cheap, stop letting the millions of illegal aliens get it for free!
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Grant, your arguments are going to fall on deaf ears. Anyone one who thinks that more and more entitlements are going to put an end to the third and fourth generation welfare recipients might just want to stop for a moment and ask themselves why there are third and fourth generation welfare recipients in the first place - that logic will never cross a liberals mind, and neither will the premise of your question - you're just an uncaring, cold hearted and ruthless conservative.
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Grant, your arguments are going to fall on deaf ears. Anyone one who thinks that more and more entitlements are going to put an end to the third and fourth generation welfare recipients might just want to stop for a moment and ask themselves why there are third and fourth generation welfare recipients in the first place - that logic will never cross a liberals mind, and neither will the premise of your question - you're just an uncaring, cold hearted and ruthless conservative.
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forcing everyone to have health insurance will actually lower the price of gas and cars as no body will be?
able to drive anymore once the new monopoly like health insurance industry raises its rates to the level that the bill allows them to . So aren't republicans wrong when they say it will not save this country money.
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Let me guess, you never work for living one day at all in your life, right?
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Let me guess, you never work for living one day at all in your life, right?
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What's more pro-freedom than mandatory health insurance?
Well, besides tort reform anyway. You will be free to choose any health insurance company (But you have to pick one), the health insurance companies will be happy with all those extra profits, and eventually the profits will trickle down to us. I think we finally found the solution for health care reform, agree?
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There will be less freedom when government is in control. DTG
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There will be less freedom when government is in control. DTG
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Working for the UPS, can I put my mother under my health insurance?
I know that you receive health insurance for working with the ups full or part time. But does that also include your family like for example your mother?
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No, only your spouse and unmarried children under a certain age, which is determined by each state. Don http://mtnhealthinsurance.com.
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No, only your spouse and unmarried children under a certain age, which is determined by each state. Don http://mtnhealthinsurance.com.
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how many people have health insurance coverage?
Does anyone know a website that tell you how many people have health insurance in the area?
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No, I don't know that anyone collects that info except the state of MA - and THEIR number should be darned close to 100%. Heck, here in Texas, we can't even tell you exactly how many PEOPLE we have in an area - as the illegals shift around so much.
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No, I don't know that anyone collects that info except the state of MA - and THEIR number should be darned close to 100%. Heck, here in Texas, we can't even tell you exactly how many PEOPLE we have in an area - as the illegals shift around so much.
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I'm not sure what kind of health insurance to get?
Is it usually best to get health insurance from your employer even if you make low wages? I'm covered under Minnesota Care, health insurance plan offered in MN for people who don't make that much money. Now that I am turning 21 and I make a dollar more an hour (7.80/hr), they are claiming that they need to charge me an additional 50 dollars a month for very limited health coverage since I am not considered a child any longer. I am planning to talk to another representative Monday to make sure the woman that I was talking to was correct about this, but if it is true I do not want health coverage with them if I can't get basic dental coverage. Is it best to apply for insurance offered by my employer or to look into different health options offered by the gov/state for people that make limited income? Thanks.
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You don't say how much you'll be paying to Minnesota Care, but I'll hazard a guess it's not much by the standards of what you'd pay for an individual policy. So, that leaves the employer option. However, you may not be able to get coverage at work just because you want to. Were you offered health insurance as a benefit when you joined? Even if there's a health plan at work and you qualify, you'll most likely have to wait until what's known as the "open enrollment" period to get onto the plan if you initially declined it. The open enrollment period is a 30 day window at some time during the year (and there's no way to say when that 30 day window might be, you'll have to ask HR) during which you can elect or change benefit plans for any reason at all. To get added to the group plan otherwise, you have to have what's known as a "qualifying event" as defined by the group plan and there are very few events on that list. (And from memory, I don't believe your current situation would be viewed as a "qualified event.) Go talk to your HR rep, because it's all in the details where these things are concerned.
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You don't say how much you'll be paying to Minnesota Care, but I'll hazard a guess it's not much by the standards of what you'd pay for an individual policy. So, that leaves the employer option. However, you may not be able to get coverage at work just because you want to. Were you offered health insurance as a benefit when you joined? Even if there's a health plan at work and you qualify, you'll most likely have to wait until what's known as the "open enrollment" period to get onto the plan if you initially declined it. The open enrollment period is a 30 day window at some time during the year (and there's no way to say when that 30 day window might be, you'll have to ask HR) during which you can elect or change benefit plans for any reason at all. To get added to the group plan otherwise, you have to have what's known as a "qualifying event" as defined by the group plan and there are very few events on that list. (And from memory, I don't believe your current situation would be viewed as a "qualified event.) Go talk to your HR rep, because it's all in the details where these things are concerned.
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how do you get health insurance coverage when you are an immigrant with genetic condition?
How do you go about ensuring health insurance coverage when you are immigrating to the us and you have a pre existing genetic medical condition that will need monitoring and treatment periodically?
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A legal immigrant, I hope.....right?? Get a job with health insurance. As long as you can say you have been treated for this here before, you should be fine to get the insurance. If no job yet, then contact your county's department of social services. They will get you seen.
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A legal immigrant, I hope.....right?? Get a job with health insurance. As long as you can say you have been treated for this here before, you should be fine to get the insurance. If no job yet, then contact your county's department of social services. They will get you seen.
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Do group health insurance plans provide for covering costs of auto insurance?
How come part-time employees don't qualify for employer's group health insurance plans? Please help me.
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Your question makes no sense with the narrative that follows. Group health insurance plans only cover medical care for the employees of a group of people who work in a company. Auto insurance is totally separate and pays for damages or accidents in a car and both are totally separate policies. The only time a company would pay for the costs of auto insurance would be if the company owns autos that the employees drive in the business, but not their own personal auto that they own. But sometimes in some companies if the employer expects you to use your own personal auto in the business, may pay the premium of your auto vs buying autos themselves for the employee. As for part time employees don't qualify for group health insurance in about 99% of all companies is that the cost for group health insurance is very expensive for the employer. Also, most other benefits are not qualified as a PT employee, ie; vacation, 401K, life insurance etc. Many employers would rather hire 2 PT employees vs 1 FT employee to save costs.
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Your question makes no sense with the narrative that follows. Group health insurance plans only cover medical care for the employees of a group of people who work in a company. Auto insurance is totally separate and pays for damages or accidents in a car and both are totally separate policies. The only time a company would pay for the costs of auto insurance would be if the company owns autos that the employees drive in the business, but not their own personal auto that they own. But sometimes in some companies if the employer expects you to use your own personal auto in the business, may pay the premium of your auto vs buying autos themselves for the employee. As for part time employees don't qualify for group health insurance in about 99% of all companies is that the cost for group health insurance is very expensive for the employer. Also, most other benefits are not qualified as a PT employee, ie; vacation, 401K, life insurance etc. Many employers would rather hire 2 PT employees vs 1 FT employee to save costs.
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I want to help families without health insurance in Idaho?
I want to do something this summer that i can be proud of. i want to be involved in something in the health field...what i am really passionate about is health care. there are so many families out there..including mine..without health insurance. is there anything i can do in idaho?
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Sure! Contact your local Red Cross or United Way, or the American Cancer Society, or even your church, to see what you can do as far as volunteer work.
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Sure! Contact your local Red Cross or United Way, or the American Cancer Society, or even your church, to see what you can do as far as volunteer work.
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does anyone know if health insurance companies send anything to colleges to find out if enrolled full time?
I was enrolled in a college full time for the fall semester and am on my fathers health insurance. I am going to another school next september full time. would I still be able to keep my fathers insurance if I enroll part time this semester or decide not to attend school because I changed my major and am going to attend an LPN school. Does the insurance company give a grace period for the insurance?
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The insurance company doesn't send anything directly to the college. Instead, its your responsibility to show the proof of full time enrollment. If you don't provide the proof, they don't pay your medical claims. If you decide not to enroll full time this semester, you'll need to find another way to insure yourself. (Or do without, but I wouldn't necessarily recommend that.)
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The insurance company doesn't send anything directly to the college. Instead, its your responsibility to show the proof of full time enrollment. If you don't provide the proof, they don't pay your medical claims. If you decide not to enroll full time this semester, you'll need to find another way to insure yourself. (Or do without, but I wouldn't necessarily recommend that.)
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Taking Secondary Health insurance to take care of bridge amount in Primary one?
my health insurance has a concept called called bridge amount which kicks in after $1500 of medical bills paid by it, the bridge amount is $750 for me + 1 dependent and i need to shell this out of my pocket after which again they take care, i donno if i should take a secondary insurance to take care of this, but that will almost cost the same. Any ideas ?
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You are probably correct. The premium for the secondary policy will more likely than not exceed the benefit. Most policies do not just pick up a balance. Most often they only pay the balance up to what they would have paid if primary.
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You are probably correct. The premium for the secondary policy will more likely than not exceed the benefit. Most policies do not just pick up a balance. Most often they only pay the balance up to what they would have paid if primary.
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Do men and women who serve in the military have health care insurance for the rest of there life?
I have a friend who served in the military for 10 years and says he doesn't have health insurance...he has a 20 thousand dollar medical bill...this makes no sense to me. Can someone please explain?
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He may be able to get care through the VA system. If his condition isn't service-connected, the care he receives will be on a space-available basis. They won't pay for medical care he's already received.
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He may be able to get care through the VA system. If his condition isn't service-connected, the care he receives will be on a space-available basis. They won't pay for medical care he's already received.
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Health Insurance for our Canadian child in NY?
I am wondering where do I find health insurance in Buffalo,NY for our son? He was born in Canada, daddy is American is a NY state resident and we are visitors here but in need of short term health insurance, any suggestions of where to turn, OTHER than calling all the agencies in the phone book.
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You can get a traveler's insurance but it's expensive. Usually you only get a policy if you will be in a foreign country for a minimum of 6 months. I don't recommend them. If your son's father has insurance, he can add him to his policy for the short period of time.
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You can get a traveler's insurance but it's expensive. Usually you only get a policy if you will be in a foreign country for a minimum of 6 months. I don't recommend them. If your son's father has insurance, he can add him to his policy for the short period of time.
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Does anyone know of any alternative medicine health insurance?
I am not covered by health insurance, but am looking for a plan that covers only massage, chiropractor, naturopathy etc. Just a plan that covers these things ONLY. Thanks!
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To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm for your reference .
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To Be honest,It will take a little time to find the answer for the question of yours.have a look at the resource here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm for your reference .
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how to get health insurance for an immigrant?
my husband wants to bring his mother here from mexico to get cataract surgery and other various healthcare. how do we get health insurance for her? can she qualify for any kind of medicaid or govt. issued health insurance or assistance?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands on my health needs. A social security number or DL is not required to have these benefits. And all pre-existing conditions are accepted. From Medical, Rx, Vision, Dental..etc. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands on my health needs. A social security number or DL is not required to have these benefits. And all pre-existing conditions are accepted. From Medical, Rx, Vision, Dental..etc. They even had my affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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Looking for feedback on BEST Life and Health Insurance Company?
We are an Illinois-based small business considering them for our health insurance plan. Has any one had any experience with this company? Many thanks in advance.
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Check the "ABest" financial rating for this company. ABest provides the equivalant of a FICO score for individuals, but for insurance companies. Just do a Google or Yahoo search for ABest ratings. If the company has a good rating than chances are they will be able to pay if a loss occurs. Other than that, isurance companies are mostly the same, it's who you buy it from that will make a differance. If you are buying from an independant agent, get some referances.
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Check the "ABest" financial rating for this company. ABest provides the equivalant of a FICO score for individuals, but for insurance companies. Just do a Google or Yahoo search for ABest ratings. If the company has a good rating than chances are they will be able to pay if a loss occurs. Other than that, isurance companies are mostly the same, it's who you buy it from that will make a differance. If you are buying from an independant agent, get some referances.
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I need a health insurance plan that "does not medically underwrite"?
I will be denied if applying for normal regular health insurance plan for a injury that requires surgery by a physician.
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There isn't one. Well, you would use your SAVINGS ACCOUNT, or you can try a HEALTH DISCOUNT PLAN, but be forewarned, the discount plan is NOT accepted by many providers, and it only gives you a DISCOUNT, so 40% off of a $100,000 bill still leaves you with $60,000 to pay.
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There isn't one. Well, you would use your SAVINGS ACCOUNT, or you can try a HEALTH DISCOUNT PLAN, but be forewarned, the discount plan is NOT accepted by many providers, and it only gives you a DISCOUNT, so 40% off of a $100,000 bill still leaves you with $60,000 to pay.
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How is Chesapeake Health insurance service?
Hi, I'm considering taking Chesapeake health insurance for my family in NH. Not sure about their service or about their reliability. Please do let me know if you are aware of anything, Thanks in advance, Kiran
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They are also known as Mega, NASE, Mid-west National to name a few. They go by so many different names because of all of the bad press. Do an internet search on Mega Health for more information. They are not major medical. They are a hospital certificate and as such has many limitations. A few examples: depending on which policy you get they'll pay $500 per day if you are in the hospital. The average hospital stay is 3 days and the average charge is $4000 per day so you pay $3500 per day. If you are in the ICU they'll pay $1000 per day. The average ICU stay is 2 days and the average charge is $8500 per day so you pay $7500 per day. They'll pay $250 for an ambulance ride and only if you're admitted to the hospital. If you are not admitted you pay the average $1000 charge.
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They are also known as Mega, NASE, Mid-west National to name a few. They go by so many different names because of all of the bad press. Do an internet search on Mega Health for more information. They are not major medical. They are a hospital certificate and as such has many limitations. A few examples: depending on which policy you get they'll pay $500 per day if you are in the hospital. The average hospital stay is 3 days and the average charge is $4000 per day so you pay $3500 per day. If you are in the ICU they'll pay $1000 per day. The average ICU stay is 2 days and the average charge is $8500 per day so you pay $7500 per day. They'll pay $250 for an ambulance ride and only if you're admitted to the hospital. If you are not admitted you pay the average $1000 charge.
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Health insurance companies make profits, so is it that unrealistic to ask the government that if they are?
going to create competition with in the health insurance industry for the program to fund itself?
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they will fund it as a none profit and you forgot about the Record Profits the Insurance company's reported this year By raising rates and cutting back on services do a little research and see why the Republicans in congress are so against it the Insurance company's own them
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they will fund it as a none profit and you forgot about the Record Profits the Insurance company's reported this year By raising rates and cutting back on services do a little research and see why the Republicans in congress are so against it the Insurance company's own them
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Can you tell me about the pacific are health insurance? I need health insurance policies.?
I am conscious about my health and want to know about pacific are health insurance. . Is it really helpful for future health?
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I suggest contacting a local independent insurance agent by phone and getting brochures from various companies in your state with the different policies. He might be able to recommend a few to fit your needs.
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I suggest contacting a local independent insurance agent by phone and getting brochures from various companies in your state with the different policies. He might be able to recommend a few to fit your needs.
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Can you write off Accidental Injury Insurance as Health Ins on a Schedule C?
Can a accidental injury policy that pays medical benefits if I get injured be tax deductable? Is this considered to be health insurance that I can write off on a Schedule C?
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not as a sole proprietor
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not as a sole proprietor
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Is it a good idea to ask your doctor about health insurance?
I dont have health insurance and , I need to know what my best options are , and I wasn't sure if asking my doctor would be a good idea or not, seems like she would though, since she knows my medical condition and i do plan to have tests run in the future, medications etc.
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Your doctor may not know the details of specific insurance plans, but she might be able to tell you what to look for in a plan based on your needs. It wouldn't hurt to ask. You should also talk to an independent insurance broker, though.
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Your doctor may not know the details of specific insurance plans, but she might be able to tell you what to look for in a plan based on your needs. It wouldn't hurt to ask. You should also talk to an independent insurance broker, though.
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