we have no health insurance right now.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found very useful for me to solve my similiar problem.
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Friday, February 4, 2011
The minor child of the Biological father is covered in Michigan under his step dads health Insurance now if?
he comes down to vacation with his biological father in Florida he is still covered, the father would just need a copy of the health insurance card Correct ?
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It shouldn't matter to what state the minor child travels to. He will still be covered by the health insurance. Yes, the father should have a copy of the insurance card, but even without it he would be covered. It would just make the process go so much easier if a visit had to be made to a doctor or medical facility with the card, of course. A lot of health insurance companies these days do have restrictions about which doctors you can go to, etc., but if it's an emergency it will be covered. You might want to call the health insurance company and question them about the details.
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It shouldn't matter to what state the minor child travels to. He will still be covered by the health insurance. Yes, the father should have a copy of the insurance card, but even without it he would be covered. It would just make the process go so much easier if a visit had to be made to a doctor or medical facility with the card, of course. A lot of health insurance companies these days do have restrictions about which doctors you can go to, etc., but if it's an emergency it will be covered. You might want to call the health insurance company and question them about the details.
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Best health insurance for a healthy 24 year old male?
I'm a healthy 24 year old male. I don't take any medications or have had any hospitalizations. I mainly need health insurance for routine visits and possibly to see a dermatologist (i'm a ocean lifeguard... skin cancer checks). Would it be best to go with a high deductible? Also, do I pay the deductible up front? Any input is appreciated.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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I'm 18 and I have no dental or health insurance, Can someone point me in the right direction?
I'm going to college, so I don't live with my family anymore. When Living with my family, I had medical, since my Mom was deaf. So when I moved out, I don't get it anymore. I need to find a cheap enough dental insurance and health insurance or maybe even both as a pack. Does anyone have any suggestions?
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If you're a full-time student at an accredited university, then chances are that you are already covered by the student health insurance. It may not cover stuff like hospital stays or the ER, but you would be able to see a doctor, maybe a dentist (if available on campus through a dentistry program), and get medications. If you don't have this available, your other option is to get a job that offers benefits to employees. Hope this helps.
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If you're a full-time student at an accredited university, then chances are that you are already covered by the student health insurance. It may not cover stuff like hospital stays or the ER, but you would be able to see a doctor, maybe a dentist (if available on campus through a dentistry program), and get medications. If you don't have this available, your other option is to get a job that offers benefits to employees. Hope this helps.
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Is any healthcare plan that pays for or augments health insurance just gov't welfare for insurance companies?
Is health insurance the answer or should there be a more fundamental change to the system?
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Yes there should be a more fundamental change, but that won't happen. Insurance companies run the country. In the meantime at least some relief for the middle class should be a priority. A single payer government run insurance pool will probably work best. It wouldn't need to run at a profit and it could considerably simplify costs and insurance processing. As long as its run well, and for that we need some competent people in Washington.
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Yes there should be a more fundamental change, but that won't happen. Insurance companies run the country. In the meantime at least some relief for the middle class should be a priority. A single payer government run insurance pool will probably work best. It wouldn't need to run at a profit and it could considerably simplify costs and insurance processing. As long as its run well, and for that we need some competent people in Washington.
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If you go to school out of state and use their health insurance, does it still cover you when you're at home?
For example if you live in VA and go to school in NY, and use your university's student health insurance, will it cover you if you go back to VA for spring/summer breaks?
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I am pretty sure that it will, but you may have to be a small user fee on top of what they cover. I know that up in Canada, if you were to were to have health insurance in Ontario for instance, and you went to Alberta, you would still get covered, but where it comes the difference, is the amount of coverage. The province or state that you had it initiated in, would be fully covered, but in another province, you may need to pay a user fee such as 10-20% of the service, or a flat rate that is set out by that province or state. Hope that this helps you!:)
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I am pretty sure that it will, but you may have to be a small user fee on top of what they cover. I know that up in Canada, if you were to were to have health insurance in Ontario for instance, and you went to Alberta, you would still get covered, but where it comes the difference, is the amount of coverage. The province or state that you had it initiated in, would be fully covered, but in another province, you may need to pay a user fee such as 10-20% of the service, or a flat rate that is set out by that province or state. Hope that this helps you!:)
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Should every American be forced to buy health insurance that will become more expensive and less competitive?
Should every American be forced to buy health insurance that will become more expensive and less competitive due to increasingly heavy-handed regulations that tie the hands of insurance companies from meeting their customer's needs? Is this Baucus bill just another Single-Payer Trojan Horse designed to break the private insurance business model once and for all?
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No, they should be forced to buy insurance that is cheaper and more competitive. I am always amazed how many Americans seem not to be aware about the real healthcare issues relying instead on FOX and other sources to spread lies about the healthcare system of the USA and those abroad. I mean, if healthcare in nations with universal coverage is so bad, why do they keep it? Obama wants to make insurance more available to all and change the system so that it gives the American people value for money [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Taiwan where private companies are involved in providing healthcare [2]. Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in any western nation with universal health coverage. If you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012. But if you disagree with the facts, please let me know. I am always willing to learn, but please provide proof. None of those who disagree with me have been able to do that so far.
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No, they should be forced to buy insurance that is cheaper and more competitive. I am always amazed how many Americans seem not to be aware about the real healthcare issues relying instead on FOX and other sources to spread lies about the healthcare system of the USA and those abroad. I mean, if healthcare in nations with universal coverage is so bad, why do they keep it? Obama wants to make insurance more available to all and change the system so that it gives the American people value for money [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Taiwan where private companies are involved in providing healthcare [2]. Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in any western nation with universal health coverage. If you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012. But if you disagree with the facts, please let me know. I am always willing to learn, but please provide proof. None of those who disagree with me have been able to do that so far.
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Why is it that peope who engage in highrisk behaviors are allowed to be on the same health insurance plans as?
as the people who are low risk? People who smoke drive up the costs of everybody's health care expenses! Maybe smokers should be covered on separate policies or be covered at higher rates than the rest of us who do not smoke. And how about people who damage their livers from drinking too much? Why are they allowed to be covered on our insurance plans? Maybe we shouldn't require insurance companies or govt. to pay for "self-induced" conditions resulting from the voluntary abuse of the body such as drug use, smoking, drinking, etc. Do you want YOUR money used to pay for those sorts of expenses?
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Believe it or not, there is at least one group that has pooled it's resources to do this. They aren't a genuine insurance company, but members do send in monthly amounts to help with keeping it going as well as contributions to help some who are going through Cancer, surgeries, etc. It is a more personal service, and I've read testimonials of people who were supported both in finances and compassion. Sounded interesting, I just never had the money for that or for insurance. And for what it's worth, I strongly disagree that we each have some inherent "right" to being insured, and yes, I suffer severe medical problems. I don't expect my Government to automatically insure all of us who can't afford it. The entire medical care industry in this nation is going to self-destruct because of how it's set up-it's just a matter of time. I have learned to be pro-active with my own health care, done the research, and treated some severe "untreatable" (with mainstream medicine) conditions with fabulous results. When you are motivated, it is amazing to discover the research done in Europe and other countries on plant and other matter in it's whole form. You get the science with no side-effects and no AMA or drug companies to patent/regulate/price it out of reach.
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Believe it or not, there is at least one group that has pooled it's resources to do this. They aren't a genuine insurance company, but members do send in monthly amounts to help with keeping it going as well as contributions to help some who are going through Cancer, surgeries, etc. It is a more personal service, and I've read testimonials of people who were supported both in finances and compassion. Sounded interesting, I just never had the money for that or for insurance. And for what it's worth, I strongly disagree that we each have some inherent "right" to being insured, and yes, I suffer severe medical problems. I don't expect my Government to automatically insure all of us who can't afford it. The entire medical care industry in this nation is going to self-destruct because of how it's set up-it's just a matter of time. I have learned to be pro-active with my own health care, done the research, and treated some severe "untreatable" (with mainstream medicine) conditions with fabulous results. When you are motivated, it is amazing to discover the research done in Europe and other countries on plant and other matter in it's whole form. You get the science with no side-effects and no AMA or drug companies to patent/regulate/price it out of reach.
Source
Can I go to Planned Parenthood and get an iud for free? I dont have health insurance?
I just had my 1st baby 8 weeks ago and want the iud. I dont want 2 take any chances of getting pregnant again. (until Im ready for the next). But will planned parenthood let me just walk in there and ask for an iud since I dont have health insurance?
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Hi, well, I have a Mirena inserted 3-4 weeks ago. I didn't have to pay a thing. Altho that was because I don't have insurance or income at the moment. But with anyone, they'll weigh it out. If a lady has insurance and income, they'll expect them to pay more. But I first called & asked. She said when I come in, I'll fill out some paper work, to find out if I was eligable. Just explain your situation over the phone & see what they think.
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Hi, well, I have a Mirena inserted 3-4 weeks ago. I didn't have to pay a thing. Altho that was because I don't have insurance or income at the moment. But with anyone, they'll weigh it out. If a lady has insurance and income, they'll expect them to pay more. But I first called & asked. She said when I come in, I'll fill out some paper work, to find out if I was eligable. Just explain your situation over the phone & see what they think.
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can a person get health insurance after going through drug rehab?
My son just completed drug rehab and I'm wondering if any company will give him health insurance now.
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* Yes, but the rehab portion - always limited - may not be applied to his program.
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* Yes, but the rehab portion - always limited - may not be applied to his program.
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How to get low cost health insurance?
ok just graduated high school not going to college this year insurance company now wants $500 a month to cover me I said up yours so where can I get low cost or free health insurance?
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That is very expensive for age 18, do you have pre-existing conditions? In my area the most expensive plan for an 18 yo male is less than $200. Most are less than $100. You'll want to visit a local independent agent. This person will know the market in your area and can find the best policy for your situation.
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That is very expensive for age 18, do you have pre-existing conditions? In my area the most expensive plan for an 18 yo male is less than $200. Most are less than $100. You'll want to visit a local independent agent. This person will know the market in your area and can find the best policy for your situation.
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Can any one tell me which health insurance is good and affordable?
my mom and dad don't have health insurance, and i would like to get insurance for them so i will be paying out of my pocket can anyone tell me which insurance is best please thank you
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check daveramsey.com for some different options... i would suggest an HSA (Health Savings Account) that has a high deductible health insurance plan with it. The monthly premiums are very low, but you have to take the savings and put it in an account so you can pay for your own coverage. the advantages are: your savings that you don't spend are still yours, and it's all tax deductible. good luck!
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check daveramsey.com for some different options... i would suggest an HSA (Health Savings Account) that has a high deductible health insurance plan with it. The monthly premiums are very low, but you have to take the savings and put it in an account so you can pay for your own coverage. the advantages are: your savings that you don't spend are still yours, and it's all tax deductible. good luck!
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Can my parents take me off of their health insurance plan when I'm only 17?
I am 17 and 8 months pregnant. My parents don't want me living at their house anymore and are taking me off if their insurance plan even though my baby is due right around the corner. I'm wondering if that is even legal for them to do that in my situation. If the state matters I live in Colorado. If they are able to take me off of their plan then what should I do? I'm so far along that what health insurance is going to accept me.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How old to Sell Life and Health Insurance in Kansas?
Today I had an interview for Penn Life Insurance, and Im 17. He told me to join license2go so they could prepare me for my license test, and then to take my test. Well I was wondering if I had to be 18 to sell insurance? how would I approach him on this manner? http://handyproxy.cn/health-insurance.html
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Yes, you have to be 18 to get licensed. http://www.ksinsurance.org/industry/agen…
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Yes, you have to be 18 to get licensed. http://www.ksinsurance.org/industry/agen…
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If everyone rich or upper middle class doesn't pay the fine for not having health insurance what would happen?
Poor people cant afford it I can understand there problem. If the government is going to give it to them for free or for very cheap they sure as heck have no reason to not get health insurance. But why would people who can afford it want to profit the insurance industry. Seems like the most useless thing for those who can afford health care. Also about the fine do you really believe they would jail all rich and upper middle class people who hate health insurance companies.
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Their wages would be garnished. But first of all... what makes you think that intelligent people would ALL follow you stupid plan in the first place and for no reason other than to soothe your butt-hurt.
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Their wages would be garnished. But first of all... what makes you think that intelligent people would ALL follow you stupid plan in the first place and for no reason other than to soothe your butt-hurt.
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What are your thoughts on Obama's plan for health insurance?
Are you jumping on the band-wagon with the idea that health insurance be mandatory for all legal US citizens and if you cannot afford to pay for it yourself...the US tax payers will? Well, heck...why don't we all just go file for bankruptcy then! From the sounds of it, if you make less than $16K a year...you qualify.
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My thoughts are that somehow it will end up increasing the amount of taxes I pay, cost more than the government projects, and not work as promised. You know, like just about everything else the government does.
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My thoughts are that somehow it will end up increasing the amount of taxes I pay, cost more than the government projects, and not work as promised. You know, like just about everything else the government does.
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Can any one tell me which health insurance is good and affordable?
my mom and dad don't have health insurance, and i would like to get insurance for them so i will be paying out of my pocket can anyone tell me which insurance is best please thank you
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Would you like to know how everyone in America could have health Insurance.?
I know how to slove the problem, only problem is car insurance and accident insurance dont like the answer. First since everyone would have health insurance no one would have to worry about for that kind of insurance because if you have a wreck in a car, everyones cover under this health insurance. Dont need to pay for uninsure drivers all that money go to the health insurance. Same for accident, wont need it either. The government did the same thing when everyone was worried about the banks going out of business during the Great Depression. Now we have FDIC. You see it easy.
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first learn to spell, then solve the problem. auto insurance is for car repairs too. The FDIC was about making sure your money did not go with a bank that went under. nothing to do with heath. and there will never be universal health coverage, as long as health care costs are obscene, the government cannot afford it.
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first learn to spell, then solve the problem. auto insurance is for car repairs too. The FDIC was about making sure your money did not go with a bank that went under. nothing to do with heath. and there will never be universal health coverage, as long as health care costs are obscene, the government cannot afford it.
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Young Americans should negotiate more pay, rather than health insurance?
Go for the pay, people. Why be a slave for the Insurance Companies!??!? Walk into your bosses office tomorrow, and ask for a $1.50 per hour raise, and give up your health insurance!
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If only it were that simple, but as long as health insurance are involved in making medical decisions, the U.S. will never have a fair system. Most Americans, who declare bankruptcy, do so due to excessive medical costs. Those who have coverage are faced with sky-rocketing premiums and exorbitant drug prices. People with medical insurance will continue to pay higher premiums because of the 50 million uninsured, who do not typically seek care until they're forced to an emergency room and/or prolonged hospital stay. http://voices.washingtonpost.com/health-…
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If only it were that simple, but as long as health insurance are involved in making medical decisions, the U.S. will never have a fair system. Most Americans, who declare bankruptcy, do so due to excessive medical costs. Those who have coverage are faced with sky-rocketing premiums and exorbitant drug prices. People with medical insurance will continue to pay higher premiums because of the 50 million uninsured, who do not typically seek care until they're forced to an emergency room and/or prolonged hospital stay. http://voices.washingtonpost.com/health-…
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which health insurance company I should buy from?
I dont have insurance right now but I'm thinking of getting one that covers dental, vision and health. Which insurance company is good that covers all those areas
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A lot will depend on where you live and what type of health issues you may have because not all companies are available (or have good rates) in every area of the country and also every company handles health issues a little differently. Your best move is to stick with large and trustworthy companies that offer full major medical plans (stay away from limited benefit plans and discount plans). Blue Cross Blue Shield, Aetna, Humana, United Healthcare, Assurant, and Celtic are all good companies. Work with an independent agent that can help you compare quotes from many different companies. Here is some more information on finding the best health insurance company:
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A lot will depend on where you live and what type of health issues you may have because not all companies are available (or have good rates) in every area of the country and also every company handles health issues a little differently. Your best move is to stick with large and trustworthy companies that offer full major medical plans (stay away from limited benefit plans and discount plans). Blue Cross Blue Shield, Aetna, Humana, United Healthcare, Assurant, and Celtic are all good companies. Work with an independent agent that can help you compare quotes from many different companies. Here is some more information on finding the best health insurance company:
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anyone else have cigna health insurance?
I have Cigna health insurance and was wondering what ultrasounds are covered? The website said one ultrasound plus any others that are medically necessary. I have already had one when I first came in to date the pregnancy and am scheduled for my 20 week ultrasound on the 17th, will this one also be covered? Do most insurance see either my first ultrasound or the 20 week as "medically necessary"?
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I have Cigna. Cigna has about 75 different plans. There's NO WAY anyone here could know which plan you have. You'll have to call the number and ask. Neither the 20 week, nor the first one (confirming a singleton pregnancy, no doubt) was medically necessary. Medical necessity means, something is going wrong, and they need to figure out what.
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I have Cigna. Cigna has about 75 different plans. There's NO WAY anyone here could know which plan you have. You'll have to call the number and ask. Neither the 20 week, nor the first one (confirming a singleton pregnancy, no doubt) was medically necessary. Medical necessity means, something is going wrong, and they need to figure out what.
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How has the proposed health insurance policy addressed and guaranteed?
unrestricted access to the health care provider of one's choice unrestricted access to more costly specialists and unrestricted access to an insurance policy that does not violate health privacy
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There is no guarantee of anything in any of the health care bills. there is no way they can guarantee.*
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There is no guarantee of anything in any of the health care bills. there is no way they can guarantee.*
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can i see a Psychiatrist without health insurance?
i was trying too see how much it cost too see a Psychiatrist for some depression/anxiety issues i have.i just moved too north carolina,and have been unable too find a job too get health insurance.i'am hoping i can get on some kind of meds if possible.i just dont even know where to start.
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Back in the 70's it was realized that it was cheaper to treat people before their probems got too big. Community Mental Health Centers were formed to ensure all could get mental health care they could afford. Find out where your local Community Mental Health Center is and you will be charged based on your ability to pay rather than the full fee. Think about some talk therapy, though. Meds don't work very well for situational depression/anxiety (meaning it's not a chemical imbalance, you have good reason to be anxious and depressed.)
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Back in the 70's it was realized that it was cheaper to treat people before their probems got too big. Community Mental Health Centers were formed to ensure all could get mental health care they could afford. Find out where your local Community Mental Health Center is and you will be charged based on your ability to pay rather than the full fee. Think about some talk therapy, though. Meds don't work very well for situational depression/anxiety (meaning it's not a chemical imbalance, you have good reason to be anxious and depressed.)
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Would you support having your taxes increase by $15 each year if it would provide health insurance?
For this question, I'm asking about providing health insurance for all Americans who either are legally into this country or people who are natural-born citizens into the USA. Would you support it? (I'm not including illegal people in this country because I'm assuming in Mexican citizens knew they wouldn't be able to have the insurance maybe some of them would stay in Mexico to begin with)
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Oh yes , who wouldnt? I know alot of people would not. but again being a so called free country in the United States, this country of ours, likes to help everybody else before starting here at home.
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Oh yes , who wouldnt? I know alot of people would not. but again being a so called free country in the United States, this country of ours, likes to help everybody else before starting here at home.
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