Thursday, December 2, 2010

Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can't take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.
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I recommend you this site where you can compare quotes so you can find the best option for you http://qinsurance.notlong.com
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Where can I Find good Health Insurance Plan?

Just looking for cheap health insurance plan.I need a good site for insurance that is really cheap.
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I recommend you this site where you can compare quotes so you can find the best option for you http://Cheap-Health-Insurance-USA.info/
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Why are Republicans OK with people dying due to not having adequate health insurance?

'I don't want to pay for someone else's health' and they themselves won't complain if they lost their health insurance and got a catastrophic illness. Riiight.
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It's a travesty and nobody is OK with it. This might be a good time for a discussion on personal responsibility? Catastrophic insurance is available and affordable. If people CHOOSE not to mitigate their risk, they'll have to deal w/ the consequences. For those who can't afford it, there's medicaid/s-chip/state programs/etc. etc.. There are four necessities in life: 1. Water 2. Food 3. Health Insurance 4. Shelter Anything beyond these 4 necessities is considered a luxury. I'd keep them in that order.
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How is the best way to get health insurance if you are 57 and unemployed?

I have just gone through a divorce. I had insurance through my wife's job. Now she is taking me off. I also had an aortic valve put in my heart March this year. Is there any way I can get health coverage without paying a million dollars
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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If my parents pay my health insurance are they also legally liable for my driving?

If I get into a car accident and have my own car and insurance policy but my parents pay my health insurance are they liable? Can they be sued?
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Not automatically - but a good lawyer can make a strong case for it, if your parents are providing you ANY financial support. I had a client get sued for an accident his son was in, and he LOST that lawsuit. As I posted, the other time you asked this.
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Should I get Health Insurance OR Personal Accident Insurance Or Both to protect against bone fracture expenses?

To get expenses reimbursed for Hospitalization during car accident for bone fracture, what type of insurance be taken Health insurance OR personal accident insurance. If I had Health insurance, can I get claim?
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Individual & Family Health Plans This is a major health insurance plan for individuals and families. If you are looking for comprehensive long term health insurance coverage for yourself and/or your family members who are 62 years old or younger - this is the plan to choose. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here    www.HealthInsuranceIdeas.info    i found very useful for me to solve my similiar problem.
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By when would it be illegal for health insurance companies to deny coverage because of pre-existing conditions?

I just get rejected for health insurance because they said irritable bowel syndrome is pre-existing condition. How much longer do we have to keep up with this nuisance? What the hell is Obama doing?
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Oh, you can get 'coverage' if you have a preexisting condition. It's just that they deny any coverage of treatment of that cond. for periods of up to three years. Why are you thinking that Obama has anything to do with existing coverage? What you are actually complaining about is the remnants of the REPUBLICAN style health care ins.! Obamacare isn't even in effect yet, and Obamacare would fix that. We need SINGLE PAYER !
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Is it possible to get Kaiser HMO through REALTORS Core Health Insurance?

I live in So. Calif and am planning to be a real estate agent. I understand through the National Association of Realtors (NAR), you can get health insurance through them as an agent. I have Kaiser HMO right now and I'd like to continue with them. Is it possible to get Kaiser HMO through REALTORS Core Health Insurance?
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if you have kasier now, why would change anything? just keep it and don't join the NAR health plan. you're gonna pay for the health insurance either way, whether its out of your pocket or out of your paycheck. i got a kaiser plan from www.usdirecthealthinsurance.com for $145/mn and i am very happy with it. i will keep it regardless of where i work.
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are car payments and health and car insurance considered a utility when applying for food stamp benefits?

I am trying to apply for food stamps and am not sure if my car payment, car insurance, and health insurance count towards my utilities. I really need these stamps, until my employers can give me more work hours, so I want to give as much detailed information as possible on my food stamp application, without filling it our incorrectly. Also, do you know if receiving food stamps can potentially ruin your credit?
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Utilities are things like electric, gas/oil, water, and possibly phone service.... Unfortunately, things like car payments and insurance are practical matters, but not usually considered part of the 'budget' - There are other factors that they consider in factoring in how much you get foodstamps; they will be taking a look at the amount of income you do have/bring in; how much you pay for your shelter costs; and from there, they decide the amount according to their scale, how much you get... I don't think food stamps would ruin your credit... I think not paying your bills effects your credit; fs are necessary when the funds are low... and should not count against you.... interesting question though... ask your case worker...
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Minimum school required to be under parents health insurance?

Im taking a year off college but i still want to be under my parents health insurance. What is the minimum amount of school or classes that i need to take to recieve full benefits? Or is there another way i can still be covered? I am in Ontario.
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Call your local library and ask for the "Reference Desk." They have all the resources to answer your question. Sorry, I don't know the laws in Canada! Good luck! :)
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Why does health insurance suck so bad if your not rich?

I need health insurance sooo bad and I'm a broke college student with poor parents. What am I going to do? I think I have appendicitis and its so painful. I can't afford a 5 thousand dollar medical bill! I also cant afford medical insurance. I meen even the cheapest one has a 2500 deductable and 50% coinsurance.
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get public aid, the insurance sucks but it covers everything and you pay absolutely nothing
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Is a minor child's parent required to provide health insurance for baby of minor child?

My brother is divorced and pays child support and provides health insurance for his 2 kids. One of his minor daughters just gave birth to a baby. Will he be required to provide health insurance for the baby of his dependent, or will the State of Texas require the baby's father to "step up"?
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Your probably going to have to look up the laws of Texas. I would think that the babys father would have to provide insurance not the babys grandfather. She can also apply for the state aid insurance.
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what do tax payer subsidies given to health insurance companies pay for?

President Obama has mentioned in several of his speeches that health insurance companies receive BILLIONS of dollars in tax payer subsidies. What exactly do these subsidies pay for and through what method? (I know through subsidies, but are they direct or are they given in a quarterly or yearly basis?). Please give examples and/or provide links to available documented information.
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The only health insurance programs that currently receive billions in taxpayer subsidies, are Medicare, Medicaid, Medicare Supplemental programs, and SCHIP - state children's health insurance programs. Welfare based health insurance, run by state and federal governments. Our EXISTING government run health insurance programs.
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Can I make money selling Health insurance in today economy?

I am a California Life & Health Insurance producer who wants to become an independent producer (own my on business). I have had my license for two years. The E & O insurance is expensive, and I am not sure if it is worth it.
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I don't know much about the insurance business, but I assume you want to sell to companies rather than individuals. If you are honest and well trained in your field, chances are not high that you will have a claim on your Errors and Omissions policy. It is expensive but necessary.
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Are health insurance rates a state or federal matter of approval?

I read this story today: "The Obama administration is asking Anthem Blue Cross to justify its plans to raise health insurance premiums..." "Health and Human Services Secretary Kathleen Sebelius sent a letter to the company's president on Monday calling the planned increases extraordinary and difficult to understand. She wrote that the company has an obligation to provided a detailed justification for the rate hikes to the public." I thought that health insurers were state regulated and regulated by the NAIC--not the Secretary of Health and Human Services. Anthem is in California if that makes a difference.
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Rates are filed in each STATE, not federally, except for Medicare. The obvious conclusion is, that the Obama administration has no idea how health insurance companies work.
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Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can't take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.
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If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
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What does an approved provider mean to health insurance company?

I want to list myself as an approved provider for speech therapy but I am not a proferred provider for any health insurance plan.
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Go to Health Insurance Help. This site has detailed information on how to evaluate insurance and defines many insurance terms.
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Does any one know of any good health insurance companies with low rates?

I reside in atlanta Ga and I am in need of health insurance but I'm on a budget. Please help? Only seriouse inquiries please
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Try this site, http://cheap-health-insurance-rate.info Here you can get free quotes from different companies in your area
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Is it possible for me to get health insurance that covers a friend who lives in a different state from me?

I have to get health insurance-I have a close friend, basically family who could use it as well. Is it possible for them to receive coverage under a group/family plan of mine even though they live in a different state?
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No. Health insurance carriers will only allow you to cover yourself, your spouse, and children/dependents (and in some areas, your domestic partner). Unless you're married to this person or gave birth to this person, you're out of luck. Sucks.
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How much does Target charge employees for Family Health Insurance?

I am applying at a few local Retail stores and from what I gather Target is probably the best to work for. But I will need Health insurance for my family. How much Does Target charge employees for Family Health Insurance? I will be applying for a full time job but if the cost of Insurance Is too much then I might look elsewhere. Thank you!
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I am sure It's not cheap but can't say for sure.
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What would you do if you were running out of medicine, and have no health insurance?

I am running out of meds, and I am getting extremely anxious. I feel so stressed out. And I am pretending to hear my thoughts outloud. I have no health insurance, and I don't know what to do. I always have thoughts of attacking people for no reason, all because doctors asked me have I ever had thoughts of harming myself or others. Have you ever had thoughts of harming yourself or others?
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For your own safety as well the safety of others you may need to check yourself into the hospital. Being voluntary unless they've changed the laws you can leave anytime...
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What are some names of health insurance companies for the Hawaiian islands?

We recently moved to Kauai and need to get health insurance that will cover the Hawaiian island. I want an actual company and not just the cheesy online or over phone insurance companies. Kaiser does not cover Kauai.
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1. Summerlin 2. HMAA 3. UHA 4. HMSA
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Where can I get affordable health insurance?

I don't know much of what is going on, but if I'm not mistaken we are now forced to have health insurance.So, where can I get good life insurance. I live in Washington State if that makes a difference.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
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what is the health insurance at starbucks called?

i wanted to go back to work at starbucks. but i forgot what the health insurance they offer is called. do any of you work at starbucks? and if you do, what is the health insurance called? r u able to choose your own doctor?
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I used to work at Starbucks & had their insurance. It was expensive though. Try getting your own policy. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Ref… Take care, Casey
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