Tuesday, July 12, 2011

How much health insurance could US citizens buy for themselves if they weren't taxed so much?

We pay property tax, income tax, sales tax, state tax, business tax, capital gains tax, tax on investments, tax on interest...I know I've missed some.
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Exactly and paying more taxes for your neighbor is socialistic. Programs for the masses do not work. There are affordable health care plans and many choices for us to make on our own. We do not need the government making our decisions for us. We don't need socilaism. Wealth grows through capitalism, the standard of living improves. If history tells us anything, even in the early years of the revolution, workers were becoming better off. Prices were falling, incomes rising, health and sanitation improving, diets became more varied, and working conditions were constantly improving The new wealth generated by capitalism dramatically lengthened lifespans and decreased child mortality rates. The new jobs created in industry paid more than most people could make in agriculture. Housing conditions improved. The new heroes of society came from the middle class as business owners and industrialists displaced the nobility and gentry in cultural hierarchy. "THOSE who do not learn from the past are doomed to repeat it"
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when getting surgerys do health insurance/medical card cover?

i was wondering if i get the gastric band operation etc will my health insurance cover me &could i get it done on my medical card?
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Gastric banding is not a private insurance item but it is available within the NHS to people that are eligible but the resources are limited.
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What does "deductible" in health insurance services mean?

Please explain clearly.Thanks for helping!
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Some health insurance plans or prescription drug plans have an amount set that the patient is responsible to pay before the insurance will start picing up costs. So if you have a $1000 deductible, you are responsible for paying out $1000 from your pocket before the insurance will start paying for your health services.
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Can someone please recommend a good health insurance?

company for a 57 year old unemployed woman in Virginia? There is toooo much info out there. Thanks for your help!
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My top picks for insurance companies is: Blue Cross Blue Shield and United Health Care. Both have excellent coverage but can be pricey if your looking to pay your own premium.
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What kind of people would sign up for the Public Option instead of health insurance?

Older - Younger? Unemployeed? The healthy or those with pre-existing conditions?
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People of ALL ages who want free health insurance, and people with low incomes, unskilled workers that don't get it with their jobs, the unemployed, and all the people with preexisting conditions that can get them covered cheaper - at least the first year - under government health care. IF it passes, it will be a huge, public lesson in "adverse selection".
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If you could afford comprehensive private health insurance, would you take it?

Or say if you already have it. Thanks!
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I have a high annual deductible plan, for which I pay directly. 'comprehensive' health insurance is selling something most people shouldn't want. what you really need is A. truth in health care pricing B. catastrophic care insurance ordinary current care you should pay for out of your pocket like any other current consumption.
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If you could afford comprehensive private health insurance, would you take it?

Or say if you already have it. Thanks!
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I've always had health insurance. I've always had money and have been able to set priorities. Priorities means that insurance on my house, car, life and health all come before beer.
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If you could afford comprehensive private health insurance, would you take it?

Or say if you already have it. Thanks!
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I already have it, so it is a non issue.
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What are the requirements for part-time employees at Wal-mart to receive health insurance?

i.e. number of hours a week or length of service…
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All companies have their own policies as far as part-time benefits are concerned, I'd advise you to call and speak to the manager or visit their website.
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Who offers individaul health insurance in Massachussets?

i cant find anyone! im self employed and need to get health insurance for myself asap what companies offer it?
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You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Ref… Take care, Casey
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Is it true that under President Obama's healthcare plan, everyone is required to have health insurance?

And if our employer offers it, we must purchase it from them, or be taxed a higher rate?
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Sounds ridiculous, doesn't it? Better believe it.
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Can I use my HSA account to pay my monthly premium for my high deductible health insurance plan?

Advice is appreciated. Thanks!
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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My employer's health insurance is too expensive. If I am looking for an alternative, where do I begin?

If you've found yourself in a similar situation, please provide other affordable options.
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Try this site http://heinsurance.notlong.com here you can compare quotes from different companies.
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Where can I get health insurance?

im 20 and dont have any health coverage and id like to be able to go in for check ups and stuff is it hard to get health insurance? what are the average monthly payments? thank you
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ill provide you with free checkups and examinations
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Re Health Insurance for a small Beauty Salon - in Massachusetts?

Owner has health ins under husband's coverage. Has two employees - one on commission - one with hours under 40 per week. Is it compulsory to have coverage for them? Or - are they expected to get their own?
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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Could you answer this multip-choice question about health insurance ; underwriting ?

Which of the following statements about underwriting is TRUE? A. Underwriting assumes that adverse risk across different populations is the same B. Underwriting is a process which requires potential insurers to release price rates prior to policy approval C. Underwriting is a complex process in which insurance companies under-bid their competitiors in hopes of securing a buyer D. Underwriting attempts to make an estimate of which groups will have the most medical needs
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B
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If I send my son to live with his Grandparents in the US, can they add him to their health insurance?

Or what other options do we have to insure him? He is really suffering in the German school system, and I am desperate to get him out. My parents have offered to take him to finish the school year, but I am worried about what would happen if he got sick during the next few months.
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The answer to this question depends upon the insurance laws in his grandparent's state of residence. For example, in my state, a grandparent can add a grandchild to an existing group or individual policy only if the child is: in the court-ordered custody of the grandparent(s); unmarried; resides only with the grandparent(s); is completely financially dependent upon the grandparent(s); and is below the limiting age for dependents. Many states have statutes that are similar. While your son might meet most of these qualifications, the problematic one is the first criteria: you would have to give up custody of your child, which doesn't sound like it's an option to you. (Please note, "court-ordered custody" is usually permanent; "guardianship" is temporary, so they're not the same.) I suggest you have your parents call the insurance commissioner in the state where they reside AND speak with their insurer. Once you have this information, you can think about this option further.
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what is a good health insurance that covers dental work?

mine dont cover enough i need to change my insurance.
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Most health insurance policies do not include dental, and those that have dental as an option are usually very limited. Visit a local agent that works with all the major companies in your area. The agent can explain the dental options and find the best plan for you. You can also get stand alone dental plans that are not associated with the health insurance. The agent should be able to help there as well. Be aware that with most plans there is a waiting period for major procedures. You can also try a Fee for Service discount plans. No deductible, no annual maximum and no waiting periods. Many dentist will accept the plan (check providers first before signing up with any plan). When you use the plan there is a set fee that the dentist will charge you. I'm an insurance agent and my personal plan is the fee for service plan because I find it much more cost effective. I got mine here http://www.dpbrokers.com/default.aspx?lo… specifically the Aetna Dental Access plan but which one you get depends upon your area and comparing the fee schedule to find the best for what you need covered.
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I just found out I'm pregnant but I dont have health insurance, what can I do?

I just found out that I'm pregnant however I dont have health insurance. I currently dont have a job because the company I used to work for went bankrupt. Where can I go to get prenatal care? and is there any inexpensive health insurance I can apply for? I live in the Los Angeles, Ca area.
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go online and apply for state aid. I do not know what you are making but it sounds like the best option. Do not anyone scare you off of this. I pay taxes so that you do not have to worry. Get some state insurance. It will cover the pregnancy at least and maybe even the child after he/she is born.
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what is your overall evaluation of your health insurance company?

I desperately need to find good coverage for me, my wife, and two children
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Several considerations factor into choosing a health care company that is right for you. Make sure the doctors that you and your family want to see are part of the insurance company's healthcare network. Find out how much the 'copay' for each doctor's visit will be. Compare the premiums of each company versus the limitations of the potential policy: some plans cover vision-care others do not. The simplest way to find the best health insurance carrier is by asking your doctor which healthcare companies he/she subscribes to.
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Cons :Aren't you concerned about the potential political power of the 47mil. Americans w/o health insurance?

Think about it. The Religious Right faction of your own party gained much of their political power by bringing an esoteric fringe issue like abortion to the center stage Don't you think that the people w/o health insurance or access to free healthcare could do the same with their real-world issue ?
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Of course. You are correct 100%. But all of us, not just cons, should be very much concerned. There are 47 million cry babies out there calling themselves Americans, 47 million people unwilling to take care of themselves and their needs, 47 million Americans out there expecting the government to take care of them and 47 million Americans that seem to have no regard as to what the Constitution clearly says about the powers of government. It's not just cons that should be concerned my friend. All of us should be concerned.
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Canceling a health insurance plan? How to?

Anyone know how to cancel a Aetna health insurance plan? Tried calling earlier--keep getting redirected... Logged into my account via aetna's member login. Can't find anything. Newly enrolled in college which provides more affordable plans...Just can't handle the cost and can get something just as equally sufficient for a cheaper.
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Dial the number for customer service and keep hitting 0 for operator. You will get a human. Also send a letter of cancellation by certified, return receipt requested through the mail Keep a copy of the letter and the receipt in a safe secure place. This way if they attempt to sue you for payment you have your proof
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Health insurance rates rise every year, why is the reason for this year's increase different?

Why is this year's increase blamed on Obama Care, but last year's increase was not?
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Do employers have to provide (pay for) health insurance for their workers under Obamacare?

Or do they just have to make it available for the employee to buy themselves?
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They will have to offer to their employees if they have more than 50 employees.
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