Tuesday, May 3, 2011

Obama's health care plans REQUIRE employers to provide health insurance. What about the companies that split?

the costs of health insurance now with the employee? Will these companies now be required to pay 100% of the cost of insurance under Obama's plan?
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That is left up to the companies that are required to cover its employees. Some small businesses are exempt from providing insurance.
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Have you seen this ad on tv that advertises health insurance for about $150 month?

This is supposedly not a health discount card. I called the number only to be told that someone has to call me back with information. Do you have more details about this coverage?
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i would not go with a "discount" company..
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Question about pre-existing conditions and health insurance?

I was diagnosed with Generalized Anxiety disorder in January of this year, then in the middle of April I lost my health insurance due to age and my parent's policy. I applied for new health insurance and told them about the condition, will they deny coverage for this problem?
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healthplans.my-age.net - try this one. I have their health insurancs and as I know they can provide coverage with preexisting condition.
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Is there a waiting period for benefits after signing up for Humana health insurance?

This seems like something I could find on the net but I've had no luck. Is anyone familiar? I had employer provided insurance until I was fired so now I'm se
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Maybe You should try to google it first ,nonetheless, if you prefer some direct resource ,here http://www.InsuranceFreeTip.info/insurance-for-free.htm might be helpful.
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Insurance companies are preparing to raise rates on all health insurance policies by 9%?

is this the change you were hoping for with this Health care reform law? Why do I have to pay more so that others can have coverage, how about them chipping in and paying mine for a change they can hope for?
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Not only that, you must buy it. It was Obama's way of saying thank you to the insurance industry.
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YA Libs: How much do you anticipate saving per month on your health insurance if Obama's plans are passed?

I keep reading how you think Obama will make the insurance companies quit gouging us. So whats the savings going to be after you factor in the $2.5 trillion dollar cost that you will also have to help pay for either directly or indirectly?
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There's no savings! Even top dems are saying that our costs for health care won't go down. It will increase the deficit and ration care since there will be tens of missions of new participants. I pay over $850/month for a sucky HMO (2 of us). I anticipate that my premiums will continue to rise each year. It increases by about $75 each year.
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Question about the Health Insurance reform?

LOOKING FOR FACT: I am pro-choice and was wondering what provisions and protections the health insurance reform has for people who object to preforming abortions and other needless procedures? LOOKING FOR OPINION: What are your views on these provisions and protections if there are any and do you think there should be?
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FACT: There is still debate going on if a provision will be in or not on the finalized bill. FACT: The whole basis of Roe v Wade was the concept of your right to privacy also applies to your medical records. The government can not look at those just to see if you had an abortion. What does that mean? That means that this healthcare reform could very easily debunk Roe V Wade. Don't believe me? If Bush and the GOP Congress had the authority that this bill gives the government with your health records, would you be concerned over what they would do with it in terms of a woman's choice? That is the power that you WILL provide current and future pro-life leaning elected officials.
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Hello friends which is the best health insurance program for average middle class family..?

Which major insurance companies are providing a very good and healthy health insurance program, which wants a average premium but provides a reasonably good insurance cover?
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all most all companies.
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Hello friends which is the best health insurance program for average middle class family..?

Which major insurance companies are providing a very good and healthy health insurance program, which wants a average premium but provides a reasonably good insurance cover?
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all most all companies.
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Question about the Health Insurance reform?

LOOKING FOR FACT: I am pro-choice and was wondering what provisions and protections the health insurance reform has for people who object to preforming abortions and other needless procedures? LOOKING FOR OPINION: What are your views on these provisions and protections if there are any and do you think there should be?
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FACT: There is still debate going on if a provision will be in or not on the finalized bill. FACT: The whole basis of Roe v Wade was the concept of your right to privacy also applies to your medical records. The government can not look at those just to see if you had an abortion. What does that mean? That means that this healthcare reform could very easily debunk Roe V Wade. Don't believe me? If Bush and the GOP Congress had the authority that this bill gives the government with your health records, would you be concerned over what they would do with it in terms of a woman's choice? That is the power that you WILL provide current and future pro-life leaning elected officials.
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Health insurance key to prolonged stay?

I have seen patients leave a mental hospital within five to seven days. How do doctors keep them in for longer—let's say 6 months? Does health insurance have anything to do with their prolonged stay?
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In the US, yes it is most likely the health insurance...If you were paying privately you could stay as long as you wanted too or needed to...This is the case in ANY hospital whether mental or medical...yes, it seems callous, but the health insurances dictate what the Drs. can do for you too..
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Are there any health insurance companies that exist that accept aplicants who already have medi-cal?

and who simply want to have better insurance so that doctors will see them, because the doctors are telling them that medi-cal is not good enough insurance ? Any companies? Blue shield said they do not allow applicants who have medi-cal. Which I don't understand why this is even an issue?
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The reason is most people on Medi-cal can't afford regular insurance, at least not for very long. It can take an insurance company 6 - 8 months to recoup the cost to issue you a policy, longer if you use the insurance, and people on Medicaid from any state often drop off the plan in a couple of months. You can have regular insurance and Medicaid. Many minor children of divorced parents have a policy provided by the dad (because of the divorce decree) and at the same time are on Medicaid. Also, many people are on both Medicare with a private policy and Medicaid. Medi-cal is just as good as regular insurance. The reason many doctors don't want to accept it is because the doctor gets paid less money from Medi-cal than they do from private insurance.
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If the argument for nationalized health insurance always falls back to a failure to cover...?

Why is it this coverage will be overseen by insurance companies? Isn't that an invitation for corruption, or is that exactly what the most corrupt congress since the Roman senate wants?
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The REAL reason health care reform started was that indigent care has traditionally been paid for by charities funded by the ultra wealthy philantropists like Bill Gates and Ben Taub, for example. But with the huge influx of illegals entering the country because somebody held the door open for them and stood looking the other way, there has been a huge increase in indigents needing care. The charities have been overwhelmed, because illegals often do the kind of work that's so dangerous it would be illegal if a citizen was asked to do it. But for an illegal, workng underneath a truck that's suspended from a girder by a single peice of rope is no problemo senor. Hospitals faced bankruptcy from unpaid medical bills from the illegals. The only possible solution was to get rid of the illegals (FAT CHANCE) or the timeless favorite DIP INTO OUR POCKETS because now we're the ultra wealthy philanthropists whether we like it or not. THAT'S why Obama surprised everybody by covering illegals with Obamacare. Because hey, they get free health care anyway, somebody's gotta pay for it..... Yes, this plus eliminating competition from a public option is pure corruption. Welcome to Chicago.
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How long before I get health insurance working at Wal*Mart?

Ive worked in a Michigan Walmart for a year now, I was wondering when I would be able to apply for insurance, as I really need it. Thanks in advanced. ~Ald~
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I've always heard that Walmart doesn't give their employees insurance. If they've changed things, your insurance should have kicked in after 90 days. Head upstairs to the human resources department and find out! Good luck to you! Let me know what you found out! :)
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Why do Americans think, it's the Governments responsibility to give them Health Insurance?

Isn't it our responsibility to buy our own insurance. It has been for years, what is it different now?
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Only the Dems promise to give every American health care. The rest of us were raised to believe that we must work for what we get. And all those millions out there who are "able" but not willing to work and want to live on welfare and food stamps are furnished better insurance and medical care than those who do work for it. And before you come unglued on that, I am not talking about those who legitimately need it. If the premiums go up, we just learn to tighten our belts and deal with it. We don't go crying to the government to take care of us. We weren't raised that way! I am sure a lot of you will have plenty to say about this. So rave on, cat sh**, someone will come along eventually and cover you up!
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health insurance for visitor from india?

Where can I get health insurance for a parent who is undergoing dialysis in India and wants to Visit the USA for a short term. Of course they will need to continue there treatments here while visiting. But we need some kind of assistance while they are here.
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It's unlikely that you will get affordable insurance for a short term situation. I would call a local dialysis unit, and ask to talk to their social worker. Every unit has one. He/she will have much more information than you'll find on here. You will also be able to find out how much it would cost to pay for it without insurance (probably a lot!).
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Teachers, what do you pay for family coverage under the state for health insurance?

I live in Georgia, but can't find the premium amounts. Is your state insurance good?
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colorado is crazy expensive- over 300 for the family with our son - so my hubby and son opted to get their own as the district covers me and it was cheaper gogin to a separate company- yet same type of coverage
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There are many health insurance plans; I need help choosing the right one.?

I have decided to get a health insurance policy for myself. I need help in getting the right plan. There are many people who have tried to tell me which plan is right and which is the best plan to choose, but I am still confused.
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There is no one best mediclaim policy that can be recommended for you. There are couple of products which would suit you, but would require more information regarding - your needs (benefits you want), - current coverage, - age of your parents, - if your parents have any illnesses OR previous medical history (any Surgery etc.). - whether medical test is convenient for your parents?
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There are many health insurance plans; I need help choosing the right one.?

I have decided to get a health insurance policy for myself. I need help in getting the right plan. There are many people who have tried to tell me which plan is right and which is the best plan to choose, but I am still confused.
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There is no one best mediclaim policy that can be recommended for you. There are couple of products which would suit you, but would require more information regarding - your needs (benefits you want), - current coverage, - age of your parents, - if your parents have any illnesses OR previous medical history (any Surgery etc.). - whether medical test is convenient for your parents?
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How much would a 39% increase in your health insurance premiums to cost you per year?

also how much would the health care reform bill cost you per year?
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Considering we pay..out of pocket...$18,820 a yr for our health coverage...too much. That is why we are moving back to England in a couple of months. A decent country! Donna
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If the Republicans proposed that you could purchase health insurance across state lines?

Does that mean they are willing to talk openly now about health care reform?
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That proposal has been on the table for MONTHS. It was ignored
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Why isn't dental insurance normally covered by all health insurances?

Just curious why it isn't usually considered an important health concern, even though when I have a tooth ache it feels like the end of the world. And I wasn't sure what category to put this in as it is also somewhat political.
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because dental work is extremely expensive and if you do get dental insurance it still is allot of money so its better to pay for dental work out of pocket. so basically insurance companies will actually have to do their job and provide health care and if they did that for dental care god forbid they would loose a profit from the bloated profits they already make.
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How can I get health insurance if I don't have a job?

I'm not filing for unemployment, but I have recently graduated college, am off my parents insurance, and am struggling to find a job with these benefits. I have a few very minor medical issues, but I really need insurance. I've heard you can buy it independently through some companies, but I have no idea how to go about it. Can anyone explain how this works and where I can go to get insurance? Thank you!
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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i work in the healthcare field, but my employer doesn't offer health insurance? why?

it is a small chiropractic clinic with 2 doctors and 4 employees. is it up to the owner/doctor if they offer health insurance to their employees, and why wouldn't they offer it? is it expensive for them??? any info on this would be great
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You answered the question on your own. it is a small chiropractic clinic with 2 doctors and 4 employees. is it up to the owner/doctor if they offer health insurance to their employees. For a small business to provide health insurance for their employees it is freaking expensive. I sell insurance and I tend to go after bigger businesses they get better rates. Small businesses usually try it once and then realize they are loosing a lot of money out of pocket to provide that especially if they employ females under the age of 40. The years they can have a baby. It tends to be very expensive you can look for your own insurance either major medical or just supplemental, something like Aflac. insurance .com is a good place to shop for the rates that you want. Good luck, maybe you can talk him into bringing it, but it will be difficult. If he is concerned about employee retention and moral maybe he will.
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