Friday, February 11, 2011

Is there such thing as 100 percent health insurance coverage for surgery?

for example, is there such thing as 100% health insurance coverage for a $7000 tonsillectomy surgery? i have heard of 80%/20% coverage but not complete 100% coverage for surgeries
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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Will I be covered with health insurance during Army BCT?

I know I signed up for the max life insurance, how does health insurance work? Are you automatically covered while on active duty for training (I'm National Guard) or do I need to sign up for Tri-Care?
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It's my understanding that you'll ONLY be covered by Tricare while you're on active duty orders for the Federal Gov't...not State Call-Ups. But, talk to your National Guard recruiter or someone with your unit to be sure. I don't know, nor do I think, you can carry Tricare when you're not on orders. As far at the life insurance goes...that's a totally different ball game. You're paying for a service and it's guranteed. But, with health insurance you're not paying for anything.
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Will over half of america not have health insurance come the year 2015?

health insurance has risen 120% since the year 2000. What's your thoughts?
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Obama has F**cked us over for the long haul. So,NO
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will i lose health insurance if i file for taxes even though i'm not a student and i'm 19?

i live in massachusetts and i plan on going to school next year, i decided to take a year off. if i do lose health insurance can i go to school spring semester and still be considered a student for taxes this year?
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This has nothing to do with taxes.
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Which family/individual health insurance policy covers OPD expenses also in India?

Which health insurance companies are best, is it wise to buy policy from any of the companies which are listed there or registered with IRDA or we should keep certain things or criteria in mind? So that we should not feel sorry or guilty after buying or dealing with these in the need hour. THANKS
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Most health policies cover only hospitalisation . Go for a policy from a PSU like The New India Assurance Co. The service might not be the best , but claim settlements are better than the private players.
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Why doesn't the government just buy the health insurance companies?

health care reform = 1 trillion dollars wal mart = .2 trillion dollars top 5 health insurers = .07 trillion dollars why don't the democrats just buy the health insurance industry, insure everybody at a loss. even when they run the companies into the ground, they can't possibly lose a trillion dollars, can they?
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get real
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Does anyone know where i can get cheap and affordable health insurance from in wisconsin?

Im looking for cheap or affordable health insurance ,, sure cant seem to find any .. does anyone have an answer
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Do u think plastic surgery should be covered in our health insurance?

I had a boob job 6 years ago... My warranty is up in 4 years.... If one boob ruptures dont you think my health insurance should cover it... I cant walk around with one empty sack in my chest
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Only if it is really necessary
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What's the best affordable health insurance?

I'm a month away from graduation & I've been under my father's plan (GHI) & its about that time where my health insurance is about to be terminated.. I wanted to know what's the best AFFORDABLE health insurance out there & where I can be under my own plan.. I'm 21, part-time employee if that helps..
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Try this site http://yourfinance.co.cc/Insurance_healt… here you can get quotes from different companies so you can know which is the best for you.
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Where can I find basic health insurance for me?

Where can I find basic and cheap health insurance?
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Are Americans that have socialized health insurance in Latin America and go to get operations there TRAITORS?

Let's say there are Americans that go to Latin America for health operations and emergency surgery with socialized insurance bought from that country. Are they traitors? Or just looking for the best deal?
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Traveling for medical care isn't new and it's not that big of a deal. Of course they aren't traitors. It's called medical tourism. http://en.wikipedia.org/wiki/Medical_tou…
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If I have been off my parents' health insurance, can I get back on it as per the Health Care reform?

My sister is under 26, and she wants to know if, since she's single and unemployed, it would be possible to get back on our parents' health insurance plan, or do the new provisions only extend to young adults who are already on their parents' insurance plans?
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The provision requires insurance companies to provide dependent coverage for children up to age 26 for all individual and group policies. However the rule does not take effect until six months following enactment. The key word is "dependent". Regulations are yet to be written that will clarify to what degree young adults have to be financially dependent on their parents. The new law says that the insurance company has to offer dependent coverage but it doesn't say that she must be reinstated on your parents policy. Stay tuned she can't really do anything until your parents hear from their insurance company...
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Is a Health Savings Account considered health insurance?

My job just implemented a Health Savings Account and I don't understand if this replaces my health insurance. I feel like I'm getting ripped off but I may be misunderstanding this.
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Health Savings Accounts have to be "matched" with HSA-compatible health insurance plans to function correctly. So the HSA isn't replacing your health insurance, your entire setup is being changed. I would ask for a thorough explanation of your new HSA and answers as to how it differs from what you had before.
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When do we get our new health insurance cards?This week or next?

Okay now that the health care bill has passed,when can we start to use it?Ill be able to get things checked now that I couldn't before.Will the goverment start mailing our new health insurance cards out this week?Aren't you happy?I sure am.This is the best Congress ever!
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The final health care bill hasn't been passed yet. What happened last night is that the Senate passed their bill. We now have two bills that need to be merged into one bill, one from the House and one from the Senate. This is the closest we've ever come to overhauling our health care system and providing health care insurance coverage to most of Americans. Kudos to President Obama.
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Can I take freelance or contract jobs without losing my COBRA health insurance?

I got laid off my full time job but kept my group insurance plan through COBRA for the next 18 months. If I take a freelance or contract job, can I still remain on my COBRA health insurance plan or would I need to get a new personal plan if I did freelance work? I am getting surgery in a month and want to make absolutely sure I don't lose my insurance if I take this freelance job I got offered.
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You can keep the cobra as long as the place you're working doesn't have an insurance plan of their own. I worked contract jobs through Manpower, they offered insurance as a choice to their temps.
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Federal tax exemption for health insurance?

What does it mean when there is "federal tax exemption for health insurance".. in simple words so i can understand clearly.. thank you.
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Health insurance premiums are not taxed at all under the following situations: 1. The taxpayer is employed and pays his health insurance premiums out of his pay before he pays taxes on his pay. This is "pre-tax". 2. The taxpayer is self-employed and pays health insurance out of his net profits. But there is no general exemption from federal tax for health insurance premiums.
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Will my health insurance still cover me if I get my GED?

I'm still covered under my dads health insurance which I'll still be covered as long as I'm going to school. So if I go the the local tech college and work on getting my GED will I still be covered under my dads insurance?
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The way the current system works, you have to be under 19, OR a full time, enrolled student. "working on" your GED doesn't count.
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So now have health care insurance is bad?

First we hear about how horrible it is that people don't have health insurance.. But now Obama wants to tax people for having it?
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Yes. It's bad because it is not government insurance. It is only bad to have private insurance. You don't hear anyone wanting to tax those who receive medicare, medicaid, or SCHIP (if the people on SCHIP don't smoke, they don't pay for this benefit). No one wants to tax the people in our jails and prisons for their medical benefits. Only those who work and have the gall to have private insurance. Shame on the people who are not on governmental medical programs. How could they ever think they could get away with having a private insurance without being punished for being the self-responsible people that they are? It was a horrible idea when McCain brought up the idea but now times are different. This administration will say that they are "reaching across the aisle" by doing this. It will be the Republicans' fault. Actually, the idea fits in very will to get all of the American public to "see the light" and embrace total government health insurance. Why would anyone want to pay for the national health care system through taxes, pay their portion of private insurance costs, and then be taxed extra for having that private insurance? Using Kiran's example, that would be about $1,500 a year. What's the harm in paying the government an extra $1,500 a year in taxes? It's a lot of harm to me, but maybe I'm different than most people.
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Know of where I can get a list of people who have cobra for health insurance?

I am a new insurance agent, and I am looking for a list of people who are enrolled in COBRA for health insureance in the state of california.
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Since this would break privacy statutes, I don't believe there is anyway you can obtain this information. Even insurance companies now mail out privacy statements to tell you that your information is never shared.
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Do you think Bush is doing right thing about the health insurance?

"WASHINGTON - President Bush, in a sharp confrontation with Congress, on Wednesday vetoed a bipartisan bill that would have dramatically expanded children's health insurance." This guy really don't think about the future and health of the next generation. If you want productive country, then you can't have with disabled nation and its citizens.
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Excuse me!! bush and doing a "right thing"!!!
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Bachelors, how much does your Health insurance cost you?

Bachelors, how much does your Health insurance cost you? I dont care if you have it with your employer thats not what Im asking. How much does it cost you independently per month if your employment doesnt have health ensurence? Im a healthy 28 year old male and I think I need to get health insurance myself without an employer.
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I had insurance that I purchased for myself when I had an internship after I graduated from college, I paid about $190 a month and had a $300 deductible through Health Partners.
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I need to get tested for STDs, will this show up on my health insurance report that my parents receive?

I am 20 and need to be tested for STDs. I want to go to a health clinic or my doctor, but I am worried that it will show up on my health insurance report that I have been tested for STDs. I know that my parents get a report any time I go to the doctor, but I am wondering if it will show that I have been STD tested.
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If you go to the actual family doctor it will show up on the insurance report... the way to get around this is either pay cash for the tests (which is REALLY expensive) OR go to a local free clinic almost all towns have a free std clinic... look on google or call the local hospital. They usually offer it once a week between certain times... you just go they test for free and most of the time they have the medicine right there... no insurance info needed! Good luck!!
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Health insurance for my husband and me?

My husband is from abroad and he works here in the US. He has health insurance in his country, but neither he nor I have health insurance right now here. I am currently unemployed. We were wondering what insurance company would you recommend for us? We are in good health, have no pre-existing conditions, we don't have kids and I am not currently pregnant. We also live in Cleveland, Ohio and he is 28 and I am 27. Thanks for your help.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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What is the cheapest & best health insurance plan in the state of New York.?

I live in Great Neck. Need insurance for a family of four two adults around their 30's, and two young boys. -Dental Insurance -Health Insurance -Eye Insurance
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Jeff, Cheapest and best are opposing values. Before you experience any health "issues" you want the cheapest insurance you can buy. If your health deteriorates you will no doubt want the best insurance money can buy. Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your and your family's health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant. On the other hand if you are young and healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Use the Internet to educate yourself but use an agent to purchase the coverage.
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