Because now that all the credit card companies are allowed to operate from North Dakota, they're free to charge 79.9% interest rates and change the terms whenever they please. http://www.usatoday.com/money/perfi/cred…
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This is really a ploy so that insurance companies don't have to comply with state laws about coverage and responsibility, I live in NY, and my insurance co is in Texas, they call themselves a discount plan, not an insurance plan. That way they don't have to worry about the consumer protections I had when I had an employer provider plan. I had to fight Aetna to get an operation done in a way I needed, the State Insurance board went to bat for me and four months later I had it done and paid for by the insurance company. They actually admitted that the operation was well within their own guidelines. The reason for denial was never made clear..my guess is that they were just hoping I'd give up. I can't do that with this out of state plan. So how will it affect health care? It will put us more at the mercy of the merciless.
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Thursday, June 30, 2011
can i use my European health insurance card as id?
im fifteen years old and i want to see a movie on friday the movie is 15 rated so i should get in but i don't look my age would the vue cinema accept a european health insurance card which has my name and age on it as proof of id? what else could i use as id?
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i think you could. birth certificate!
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i think you could. birth certificate!
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Health Net- Ever heard of it, and are they a good insurance company?
my husband and I need health insurance, like now! And the best plan we can get is with HealthNet, we just want some people's opinions about it. Thank you for all of your help.
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Health Net is a very good company in my state. Their HMO is rated number 1 and their PPO is rated number 2. However, they are AMBest rated B++. This is the only non A rated carrier I will recommend to my clients.
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Health Net is a very good company in my state. Their HMO is rated number 1 and their PPO is rated number 2. However, they are AMBest rated B++. This is the only non A rated carrier I will recommend to my clients.
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Where does one go if you don't have health insurance but you need to see a doctor?
This person has very little money to spare. They would need to make payments. Who can I call? They need to see a dermatologist about suspicion of skin cancer.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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I don't have health insurance, I researched & Im sure I have tonsillitis, is there anything I can do at home?
For the past few days I haven't been feeling well, but since I dont have insurance I try my hardest to ignore it. So I found this in my research? What are the symptoms of tonsillitis? The following are the most common symptoms for tonsillitis. However, each individual may experience symptoms differently. Symptoms may include: *swollen, red tonsils (often coated with a yellow, gray, or white membrane) *blisters or painful ulcerated areas on the throat *sudden onset sore throat *pain with swallowing *headache *loss of appetite (dont have) *malaise (dont have) *chills *fever (dont have) *swollen and tender lymph nodes in the neck or jaw area So I am hoping that SOMEONE out there can offer some advice to me as what I can do at home and save myself the huge bill going to the doctor without insurance. Thanks in advance for any information!!!
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Question about health insurance and maternity?
Ok, I have insurance, but me and my fiance are getting married soon and I want to get on his insurance. I am working two jobs, and would really like to quit the one that I have insurance at since I make more at the other one. My question is, that I am already pregnant, so do you think that his insurance will cover my pregnancy? I know some of you will say no because it is a pre existing condition, but my mom and several friends have told me that in the 90's most insurance companies did away with pre existing condition rules. I know that some sitll have them, which is why I am calling tom. to find out. I think that his insurance is Blue cross blue sheild. What do you guys think?
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Yes, they will cover it.
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Yes, they will cover it.
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Why not just pass a law making it mandatory to have health insurance?
That is what you want isn't it? Everyone insured?
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Can the government force you to sign a contract? No.
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Can the government force you to sign a contract? No.
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what is the best health insurance to have if I'm self employed?
I own my own business and need full benefits.
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My advice is to contact a local agent and have them help you through it. They can really give you an idea of what companies health plan fits your specific situation best, in the local area that you live. To contact a local agent, please go to http://www.myinsurancequotes.net and complete the quote form. A local agent will contact you at no charge and help you through your options. Jared Balis http://www.utahinsurance.org http://www.healthinsuranceinutah.com http://www.utahhsa.net
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My advice is to contact a local agent and have them help you through it. They can really give you an idea of what companies health plan fits your specific situation best, in the local area that you live. To contact a local agent, please go to http://www.myinsurancequotes.net and complete the quote form. A local agent will contact you at no charge and help you through your options. Jared Balis http://www.utahinsurance.org http://www.healthinsuranceinutah.com http://www.utahhsa.net
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Are you full time employed, if so do your children have health insurance?
If not, what is your opinion of Congress and Hussein's plans to extend the SCHIP coverage to 6 million kids who's parents are in this country on work permits? I don't mean to be mean. But America needs to wake up. Our own citizens are going without, but congress can spend billions to pay for the neighbor's kids, but allow our own to go without. Is that the change you expected?
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As long as there is one uninsured citizen, no free loader should be in line.
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As long as there is one uninsured citizen, no free loader should be in line.
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Why did Barbara Boxer vote to FORCE americans to Either buy Democrat endorsed Health insurance or go to jail?
WASHINGTON – Thanks to U.S. Senator Barbara Boxer's (D-CA) rubberstamp support for President Obama's contentious health spending bill in Washington, new details continue to emerge regarding the damaging effects of this new law, which cuts Medicare by $500 billion and will reduce benefits and raise costs for California seniors. http://www.nrsc.org/boxer%E2%80%99s-heal…
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just wait when the last forty dollars from ur checking account is taken by the IRS... nice commercial... do you want to pay the IRS to keep you insured and in prison... welcome the new debtors prison... at least you will be healthy prisoner... opt out a democrat in NOvember 2010
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just wait when the last forty dollars from ur checking account is taken by the IRS... nice commercial... do you want to pay the IRS to keep you insured and in prison... welcome the new debtors prison... at least you will be healthy prisoner... opt out a democrat in NOvember 2010
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How do you become a medical technician? How is the pay? Hours? Do you get health insurance?
I thought I would want to be a Nurse's Technician, but I don't really want to deal with vomit or stool. This has come out of the blue. I'm 30 and thought I wanted to be a teacher. I know there are many different types of techs. Is one more in demand than others? Is one easier? Any information would be appreciated. I know nothing about the medical field.
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Study to be an ultrasound technician. They get to play with men's testicles all day. Also if you're an x-ray tech you can "accidentally" see many penises everyday. Doesn't that sound like a great job?
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Study to be an ultrasound technician. They get to play with men's testicles all day. Also if you're an x-ray tech you can "accidentally" see many penises everyday. Doesn't that sound like a great job?
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If Obama forces you to buy health insurance, and you simply can't afford it, what will happen?
I am up to my earlobes in debt, and if another bill is laid on me, I'll collapse. Are YOU gonna pay for my Bacon Cheeseburger addiction?
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It will probably be paid for out of all of our paychecks, just like it is now, thus spreading the cost over millions of consumers. Also, not all of us have diseases that are artery-clogging or otherwise damaging to our health so we won't all need quadruple bypasses. At least, not all at once, so there's a savings there. The proposed plan that I favor encourages preventive maintenance so that, hopefully, your cheeseburger habit won't catch up to our wallets and your heart. Lay off the burgers, Fatty. Your loved ones want you around for a long time.
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It will probably be paid for out of all of our paychecks, just like it is now, thus spreading the cost over millions of consumers. Also, not all of us have diseases that are artery-clogging or otherwise damaging to our health so we won't all need quadruple bypasses. At least, not all at once, so there's a savings there. The proposed plan that I favor encourages preventive maintenance so that, hopefully, your cheeseburger habit won't catch up to our wallets and your heart. Lay off the burgers, Fatty. Your loved ones want you around for a long time.
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How do I get a European health insurance card EHIC?
Off on holiday on Monday early morning flight - can I get it from the post office as I need one asap? Thanks.
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You can apply online, by post or online. See this website for more information http://www.nhs.uk/chq/Pages/1073.aspx?Ca…
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You can apply online, by post or online. See this website for more information http://www.nhs.uk/chq/Pages/1073.aspx?Ca…
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how do i get health insurance?
well i'm over 18 and have lots of money in the bank of my own and i'm continually making lots of money. i heard that if you make a lot of money and you have lots of it in the bank, then you can't get health insurance. you gotta pay for medical treatments or if you go to a clinic. and its really expensive. is there a way i can get health insurance?
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see this http://gsx1.com/InsuranceComparison.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
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see this http://gsx1.com/InsuranceComparison.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
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Wheeled Walkers Covered By Blue Cross Blue Shield Health Insurance? Anyone know Where I Can Get One?
My grandma needs one, but im not sure how to find one that accepts health insurance (Blue cross, blue shield).
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Call BC/BS and they will give you a Durable Medical Equipment company that allows the insurance. Not that hard. Also to the poster that said that everyone takes BC/BS is wrong. My company doesn't. My company also doesn't take Medicare anymore. Those two insurances are very hard to get money out of, so you may have a hard time finding someone.
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Call BC/BS and they will give you a Durable Medical Equipment company that allows the insurance. Not that hard. Also to the poster that said that everyone takes BC/BS is wrong. My company doesn't. My company also doesn't take Medicare anymore. Those two insurances are very hard to get money out of, so you may have a hard time finding someone.
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Anyone ever switch health insurance while pregnant?
Only in the good ol USA do we have to stress about how in the world we're going to afford medical bills.. I have United Healthcare right now but they do not offer maternity coverage at all unless Im on a group plan. That is not an option for me because my work doesn't offer insurance. I've checked into BCBS but would they consider being pregnant a "pre-existing condition". I have a call in to a rep and am waiting for a call back but I'm just looking for advice or experiences pleeease. Thanks
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This lovely country we live in! Most won't let you, since they see it as a 'pre-existing condition' (so dumb!) I didn't have any when i got pregnant and my husbands insurance wouldn't let me switch on to his. So i go to a birthing center and pay out of pocket...which is cheaper than insurance :)
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This lovely country we live in! Most won't let you, since they see it as a 'pre-existing condition' (so dumb!) I didn't have any when i got pregnant and my husbands insurance wouldn't let me switch on to his. So i go to a birthing center and pay out of pocket...which is cheaper than insurance :)
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I have Cobra health insurance I also enrolled my family in Group coverage through my wife's Company?
My wife is seriously ill will my cobra insurance pay for the balance as my wife's primary coverage is not very good
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If your wife is covered on BOTH your COBRA plan AND her group health insurance, then yes, it will work as dual coverage. However, if she is not on your COBRA plan, then she gets no help from your insurance. You CAN have both COBRA and Group Medical, it is just a prohibitively expensive idea, in most cases. I hope your wife recovers well, swiftly and safely.
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If your wife is covered on BOTH your COBRA plan AND her group health insurance, then yes, it will work as dual coverage. However, if she is not on your COBRA plan, then she gets no help from your insurance. You CAN have both COBRA and Group Medical, it is just a prohibitively expensive idea, in most cases. I hope your wife recovers well, swiftly and safely.
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Simple question; why do businesses offer health insurance as a benefit?
Simple question that my parents cant seem to answer?
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To retain better quality employees. The companies where it's harder to FIND qualified employees, tend to offer coverages. The companies where your employment base is unskilled labor and easily replaced, tend to not offer coverages. Sure they could pay an employee more with no benefits - but most employees WANT those benefits, and would rather have them. Benefits are WORTH something, ya know! The average no deductible family plan with maternity coverage, is valued at $2000 a month! That's not chicken feed . . ..
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To retain better quality employees. The companies where it's harder to FIND qualified employees, tend to offer coverages. The companies where your employment base is unskilled labor and easily replaced, tend to not offer coverages. Sure they could pay an employee more with no benefits - but most employees WANT those benefits, and would rather have them. Benefits are WORTH something, ya know! The average no deductible family plan with maternity coverage, is valued at $2000 a month! That's not chicken feed . . ..
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As a senior citizen on medicare do I need additional health insurance. Presently I have both and it is costly.?
It is costing me nearly $200 per month. Whenever I have blood work and doctor visit they charge medicare not my med insurance. I am healthy and only go to the doctors and have blood work 3 times per year.
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Medicare has two part that cover medical related expense. Part A is for hospital situations an if admitted your only cost in 2009 is a $1,068 deductible. Part B is for all out patient medical expenses. It pays 80% of the Medicare rate for a specific treatment and the person pays 20%. Today so much treatment is done on an outpatient basis thus a Medicare Supplement plan, which pays the 20%, is needed. In my area a very good Medicare Supplement can be purchased for about $190 a month. There would be an additional cost of about $40 for prescription coverage. Another option to cover the medical treatment expenses Medicare does not pay is a Medicare Advantage plan. They normally cover medical and prescription and the monthly cost could be around $120 a month. A person currently on Medicare can enroll in a Medicare Advantage plan once a year during the annual open enrollment from Nov 15th to Dec 31.
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Medicare has two part that cover medical related expense. Part A is for hospital situations an if admitted your only cost in 2009 is a $1,068 deductible. Part B is for all out patient medical expenses. It pays 80% of the Medicare rate for a specific treatment and the person pays 20%. Today so much treatment is done on an outpatient basis thus a Medicare Supplement plan, which pays the 20%, is needed. In my area a very good Medicare Supplement can be purchased for about $190 a month. There would be an additional cost of about $40 for prescription coverage. Another option to cover the medical treatment expenses Medicare does not pay is a Medicare Advantage plan. They normally cover medical and prescription and the monthly cost could be around $120 a month. A person currently on Medicare can enroll in a Medicare Advantage plan once a year during the annual open enrollment from Nov 15th to Dec 31.
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What does the new healthcare reform mean for me? Im 22, working, no health insurance, with a pre existing cond?
Im 22, i been working for a long time, i had an accident 5 years ago which left me under a ton of medical bills and needless to say no one would insure me with my condition, so what does this mean for me now? is it just available now? is it affordable now? what should i do?
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where do you work ? they don't offer health insurance ? are you able to find another job ? well the healthcare reform wont change the fact you have previous debts to pay off ... as of now the bill states kids under age 26 will be able to join mom/dad's plan - Oct 2010 other then that, no real change is going to happen until 2014
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where do you work ? they don't offer health insurance ? are you able to find another job ? well the healthcare reform wont change the fact you have previous debts to pay off ... as of now the bill states kids under age 26 will be able to join mom/dad's plan - Oct 2010 other then that, no real change is going to happen until 2014
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Is the unmarried mother of children of US servicemen eligible for commissary and health insurance benefits ?
The father is married to another woman with whom he has no children.
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Again, if they are proven to be his children, they are eligible for all rights and benefits married, divorced or whatever in between. She is not eligible. If it is an international "incident", I understand, she is governed also by the laws and morays of her country. The child is ours, though.
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Again, if they are proven to be his children, they are eligible for all rights and benefits married, divorced or whatever in between. She is not eligible. If it is an international "incident", I understand, she is governed also by the laws and morays of her country. The child is ours, though.
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Shall I buy Apollo Munich’s Easy Health-- Individual Health Insurance Plan?
I am a corporate employee and have a health cover from my employer. I don't think that there is a need of individual health insurance plan, as I am already covered. But, one of my friends has created a proposal for me to buy Apollo Munich's Easy Health plan. Shall I go ahead?
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Yes, you should, as you would not be able to avail the health cover benefits after you leave your job and if you would buy the plan later, you would not be able to enjoy pre-policy benefits. Your waiting period would be same as it is. But, if you will buy it, your waiting period time will reduce and Apollo Munich is the best provider. So, go ahead. It will help you a lot. For details about the plan, visit
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Yes, you should, as you would not be able to avail the health cover benefits after you leave your job and if you would buy the plan later, you would not be able to enjoy pre-policy benefits. Your waiting period would be same as it is. But, if you will buy it, your waiting period time will reduce and Apollo Munich is the best provider. So, go ahead. It will help you a lot. For details about the plan, visit
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Is psychiatry covered by health insurance? I feel like I need it, but I don't have the money to pay for it.
I'm not sure how to check. I don't want my parents to know that I'm seeking help, but I am eighteen and am under their health insurance.
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
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Is medicare considered good health insurance?
how good is medicare compared to an average health insurance plan?
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
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