Monday, February 7, 2011

Can i get health insurance today and go see the doctor?

i just recently got approved for health insurance from tonik (anthem blue cross and blue shield) and currently i think i have swine flu symtoms, as well as high resting heart rate of 115-125 for the past three days. would the insurance revoke my coverage if i see the doctor today with the temporary insurance card i have?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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What's Rush Limbaugh's plan for providing health insurance for 46 million uninsured Americans?

Since he's an intelligent man, I'm sure he realizes that the present health care cost trajectory is unsustainable. But I wonder if he's more concerned about collusion among the private insurance companies, or excessive prices for new pharmaceuticals.
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First, your number is exaggerated. Second, it is no one's job to provide insurance for you but you. Third, there are things that could help without making the govt in charge of one more part of our lives. Tort reform, allow insurance to be sold across state lines, allow pools of self insured, allow tax breaks to those who purchase their own coverage, allow a variety of policies including those with high deductibles to cover injury and catastrophic illness, help the poor pay some of their premiums but make them responsible. It is funny to me to hear people talk about how they cannot spend 400 dollars a month to insure their families but they can spend that money on cigarrettes, alcohol, Big Gulps, junk food, movies, high tech cell phones, etc.
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How do obese/fat people get health insurance?

I am self employed and live in missouri and am having trouble finding health insurance.
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Contact a local insurance agent. I went through the place where I got my auto and home insurance policies, Farmers. They gave me a group policy for self employed folks. Try for a quote from BC & BS too. Wont hurt. Good luck.
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When you start a new job, how long does it usually take to get health insurance?

I am currently looking for a job .. and also I have recently found out that I need oral surgery (cost $30000+). So I am just curious... if I start anew job when am I likely to get health insurance through that company and once I get the health insurance can I use it for such an expensive procedure as surgery right away or do I have to be on the insurance for a specific amount of time before they let me??
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The waiting period before your company enrolls you in their health insurance depends on your employers. It goes from 3, 6 or 9 months. Very few companies make your wait 12 months. Once you are enroll, your can start using the insurance immediately. Agent https://www.anyhealthinsurance.com
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how to get help when suffer from a cathstrophic injury with no health insurance?

son shattered leg, 6 months recovery, three surgeries, no health insurance, how can he get help to pay for the medical services he needs. He's 35 years old.
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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Are health insurance premiums and medical bills tax-deductible?

I am self-employed and paid my own health insurance. Also, I had other medical bills not covered by my insurance company. Are either (health premiums or medical bills) tax-deductible?
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If the health insurance is "through your business" you can deduct it on the front of your 1040. The remaining medical expenses go on schedule A--only useful if they exceed 7.5% of your income and you already itemize....
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If Liberals really wanted health insurance so much ?

If Liberals really wanted health insurance so much why did they need the government to remind them that they needed to buy health insurance before buying " essentials " like $ 3000 Car Audio Systems, $ 1500 worth of Tattoos, $ 150 Sneakers, etc. ?
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So, your argument is: 1. All liberals and only liberals purchase things they don't need instead of things they do need. 2. The only reason to pass the health care bill was to keep people from buying things they don't need instead of health insurance, which they do need. 3. Liberals wanted to pass such a bill, so they wanted to buy things they need before things they don't need. 4. Liberals wanted to buy things they need before things they don't need, so they would have. 5. They would have, so the bill was unnecessary. 6. The bill was unnecessary and should not have been passed. Brilliant.
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Are health insurance premiums and medical bills tax-deductible?

I am self-employed and paid my own health insurance. Also, I had other medical bills not covered by my insurance company. Are either (health premiums or medical bills) tax-deductible?
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If the health insurance is "through your business" you can deduct it on the front of your 1040. The remaining medical expenses go on schedule A--only useful if they exceed 7.5% of your income and you already itemize....
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How much will my health insurance be?

how much subsidies will i recive if i am single 30 years old and make 21,000 a year?? what percent of my health insurance will be paid for by the government.
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You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
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Federal law required all citizen to have health insurance?

Is that legal? Doesn't it conflict with the Constitution.. What if I were so poor that I barely survive just buying food or better yet if I were homeless. What are they going to do take me to jail if I can't pay for the health insurance and/or fine?
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Yes, if you can't pay for the health insurance/fine you will go to jail. It's being monitored by the IRS. If you are so poor you can barely survive or your are homeless, you will be covered by Medicaid. Its us middle class folks that are getting screwed. Is it constitutional? That question will be answered by the courts within the next 18 months or so, several states have filed lawsuits asking exactly that question.
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What's the deal with an employer's health insurance?

If my first career move is to open up 3 food franchises in Las Vegas (two Auntie Anne's and a Dippin' Dots; possibly an applebees later on) I am considered an employer, right? cause i'm hiring college students or part time employees. How does MY health insurance work? if i'm single, what would be an annual estimate of a great plan? And do I have to pay for any of my employees health insurance?
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If you have employees you are an employer. Doubtful you can run all these businesses yourself. You'll need to call around and get quotes for your health insurance. Terms and premiums vary greatly. You do not have to provide health insurance for your employees. Typically those types of businesses do not provide insurance except possibly for managers. It is your choice.
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Has anyone located Real Affordable Alternatives to Health Insurance?

I hear that there is Real Affordable Alternatives to Health Insurance. Does anyone have "First Hand" Knowledge on this subject?
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I would encourage you to visit this great website: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago and they have saved me thousands of dollars on all of my Health services since. From RX, Dental, Medical, Chiro...etc. They even had my very affordable benefits active in 2 hours and was able to use them the very same day. Good luck and Hope this helps
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Where to find a copy of a health insurance policy?

I would like a sample of a health insurance policy.
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You will have to ask your agent for a sample copy. If you don't have an agent, and don't have a policy, you'll have to ask someone who does have it, for a sample copy. Or walk in to an independent agent's office, see if he has a sample policy he'd be willing to hand over to you. Policy forms are not published on the internet.
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DO Conservatives actually know the difference between Universal Health Care and Universal Insurance?

They seem a bit slow on the uptake. Do they actually know the difference between these two policies. Why would Conservatives object to private companies as Universal Health Insurance has.
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Unfortunately, the Republicans (no conservatives, don't give them that credit) are confused about the whole issue. But you can't blame them, their good people most of them, it's just that their source of media crafts their whole perception about the debate and completely warps it.
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How good is the Blue Cross and Blue Shield health insurance?

My 5 year old daughter and I are getting ready to move back to the US and I am looking for a good health insurance for the two of us.. And I had a friend tell me about the Blue Cross and Blue Shield but I wanted to check with others and see if it would be a good one to go with.. Thank You...
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My suggestion is trying to absorb as much information as you can before making up your mind,here    www.HealthInsuranceIdeas.info    is a good one.
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I already have health insurance I am happy with, so why throw it away for a new Healthcare system?

I worked for years to earn my healthcare insurance, just as all of my colleagues. When I needed health insurance, I took a job that offered it. My brother, on the other hand, chose to enter the military, and so he therefore has a lifetime health insurance plan thru the VA, as a Vets do. Hillary wants all that to end all these options in favor of government-handled universal healthcare. Why should those of us who already have healthcare insurance want to abandon it for Hillary's plan? Is that fair?
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N O T ... just Hillary !!! ... Obama TOO !!! PLEASE ... watch this !!!! http://www.freemarketcure.com/brainsurge… IF YOU had spent years getting a PhD and then the government TELLS you that your ability to make a really good living is being taken away, WHAT would YOU do ?? Probably the same thing that a lot of medical professional would do ... change careers !!! With that kind of education, WHO wants to be told that your income is limited and you have to SEE a hundred people a day and you cannot provide quality care because you are rushed??? Would Universal HealthCare end up being like our Social Security system - THAT ELECTED POLITICIANS ARE NOT A PART OF, BECAUSE THEY HAVE AND SUPPORT their own Retirement system - - - the Congressional Retirement and Staffing Plan? SO, WHY would they WANT to FIX a government program that THEY are NOT REQUIRED to participate in? .
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Why does Hillary want to FORCE people to buy health insurance?

Yes, under Clinton's you will be FORCED to buy health insurance. Back in the early 90s she wanted people to have proof of insurance BEFORE an employer could hire them!!! What if you can't afford it? This women is Marxist!!!! She has no right to tell me how to spend my money.....NONE!!!! Why does Hillary want to FORCE people to buy health insurance?
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You already called it. She wants MORE government in our everyday lives. IMO more government usually means LESS productivity.
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We I be covered for a pre-existing pregnancy if I leave one job with health insurance and go to another job?

I have been looking for a job for the last 3 months and now that I finally have an offer, and they want a response from me in a few days....I think I might be pregnant. Can anyone tell me what my ramifications will be if I accept this new position as far as health insurance is concerned. Will I be able to be covered for maternity with a pre-existing case? Do you know if Cobra covers a pre-existing pregnancy?
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I was 6 months pregnant when I started my new job and I was covered. Your work actually covers the leave not the health incs. The incs covers the birth and hospital stay.
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Whats the best Health Insurance for Canada?

I'm going to Canada on holiday, and need to have some health insurance. Could anyone please tell me where I can get this from? Also, what the best health insurance consists of? Thanks!
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If you are not living in Canada, you have to get health insurance in your own country. If you are referring to medical insurance while traveling, you get that through the travel agency where you purchase your travel tickets.
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If someone does not have health insurance how can they get a prescription need from a doctor?

Also assuming since they can't afford health insurance, they can't afford to pay like a thousand dollars for a one time visit. what can they do? Im talking drugs for health reasons not like controlled sketchy drugs, just drugs that only someone who needs would want to take.
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There are urgent care/walk in clinics that are pretty reasonable & some charge based upon ability to pay. No visit is one thousand dollars tho. AT my clinic they range from $39 to about $350 (depends on what we do). Depends on what the prescription is, whether it can be refilled easily or not.
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Will health insurance companies jack up your premiums if you get sick and use the insurance?

This is in reference to individual health insurance.
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No, individual health insurance cannot by law single you out for a rate increase nor can they cancel your insurance just because you get sick and use the policy. They can cancel your policy if you had pre-existing conditions that you didn't tell them about on the application.
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Is it true that my parents can still be held liable for me driving if they pay my health insurance?

My car insurance agent said that even if I have my own insurance policy and the car is titled under my name, as long as my parents pay my health insurance they are legally liable for me. Is it true? Can someone really sue my parents for my accident if they pay my insurance?
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The insurance you drive with is auto insurance not health insurance. As for who is liable it's in your name so you'll be liable but because your a minor the other drive can sue your parents. You can't sue anyone under the age of 18. Hope this helps!!!! :^)
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When Did Health Insurance Become A Right?

Where exactly in the constitution does it say that health insurance is a "Right" to which all Americans are entitled? Also where in the constitution does it mandate that we have to have health insurance at all? In Obama's health care proposal he is demanding that everyone has to have health insurance. Wouldn't Obama be violating the constitution?
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It doesn't. But Washington hasn't paid attention to the Constitution for decades. Why would they - when they can buy their votes with the voters own money?
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Is there a good and cheap Health Insurance for me?

Is there any good but cheap health insurance not based on income?
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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