Sunday, July 24, 2011

what is a good health insurance?

HI i need help in looking for a good health insurance. I need one since i am unemployed. What documents should i bring in so i do not have to go back and forth. Well any advice is obliging. thank you.
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Do you have a way to pay for coverage? Good health insurance is any major medical comprehensive plan that covers accident/injury/illness. Try CinergyHealth.com Ususally, "good health insurance" is one plan that is an employee benefit paid by your employer and you pay the group rate for a single person at about 100 a month or less. Some offer dental and vision coverage and have different levels of care depending on how healthy you are, or if pregnant or high risk and depends if you have a chronic illness, such as diabetes, heart disease, smoking, obesity, mental/substance illness/abuse and depends on what medications you need on a regular basis. go to eHealthInsurance.com for comparative plans. Kaiser Permanente offers different levels of preventative/wellness/health plans depending on your state of health. Some plans require numerous authorizations for procedures. some are preventative. If you are healthy, any of the above would be helpful. The goal is to pay the least and get the most health coverage you can with the least out of pocket expenses. Good luck.
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for health insurance, is the policy # the same thing as member ID?

for health insurance, is the policy # the same thing as the member ID?
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~~Yes on health insurance cards.~~
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Know any Good Family Health Insurance?

I am searching around For a good affordable health insurance. Does any one know of someone? Thank you.
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm to solve my similiar problem.
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If the government can't compel everyone to own a firearm or printing press then why health insurance?

I don't see how this can possibly withstand a constitutional challenge
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Because if you don't have health care coverage, and you're hurt or fall ill, you're still going to require medical attention, and it will be at the expense of taxpayers, regardless... by the way, it's not mandatory.. most people will be covered by their employers, who otherwise face fines for not providing health care, and even if that doesn't apply to you, you can provide proof of the financial assets necessary to cover potential medical expenses
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Whats the maximum age to be on parents' health insurance?

I ask this because I know the law has changed to the age of 26 all around but has this taken effect?
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After September 2010 dependents will be able to stay on their parents health insurance through age 26. Check with your health insurance carrier to see how they plan on implementing the change. I understand some companies are allowing this policy change now but others might not make the change until the following renewal.
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Does your health insurance premiums keep going up?

My husband's is $800 a month.
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Wow that's high, but not unheard of. My insurance is through work and each year the price is guaranteed for the year, but it seems to go up every year when the plan renews.
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Do those who can afford health insurance actually have health insurance? Why would rich people want insurance?

If you can afford your own services it seems stupid to me to pay some company to pretend to do something for you. What a waste of money to a company called a health insurance
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Yes we do. It is neither stupid nor a "waste of money". It would be great if it were cheaper but good health care is important. Better to have it and not need it than to need it and not have it. I understand how difficult it must be if you don't have it. But for those who do, it's a no-brainer to have it. Not even a thought ...if we care about our families health. My only issue is that contrary to what all of these politicians have said I do NOT think or buy into this ludicrous idea that "Every American deserves the same quality of health insurance". Are you kidding me? Then I guess every American deserves to drive a Mercedes-Benz SLR to huh? ...Every American deserves what every American earns. Period.
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besides insurance sales person, what kind of job can you get with a health and life insurance license?

besides insurance sales person, what other fields or what other jobs can you get with a health and life license? in what fields?
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you can work any job in an insurance company, not just the sales division. go online to the larger insurance companies (my mother worked for MetLife and CommunityCare) and see what jobs are available. my mother certainly wasn't a sales person and had to get that license to perform certain functions of her job.
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Is it fair to send people to jail who don’t buy health insurance?

That is one of the requirements passed by the House of Representatives last Saturday, and Speaker Pelosi sees no problem with it. http://hotair.com/archives/2009/11/12/pe… Should it be a crime to pay as you go for medical services, i.e., to be self-insured?
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According to Pelosi it is "fair." I don't see it that way. The government cannot require you to purchase something. Some will argue they require auto insurance, but you're not forced to buy it if you don't have a car -- only if you want to drive your car. Instead of mandating health insurance, why don't they mandate exercise three times a week for 30 minutes?
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Will the US proposed mandatory health insurance consider setting up a Conscientious Objector program?

Can a Christian Scientist refuse Chemo for their child if they have Cancer?
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This is essentially an insurance reform. No one will be forced to have health care under the proposed legislation.
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What is the cheapest/reliable health insurance for a family of three???

I am a mother working full time with an 8/9 year old. And recommendations????
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My recommendation is to visit a local independent agent that works with all the major companies. The agent can find the best policy for your situation and budget and there is no extra charge for the service. Most insurance companies do not write policies in every state and every policy, even from the same company, can vary depending upon your state. The premiums can even vary by zip code so the best policy for you where you currently live may not be the best policy if you move to a different town.
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Where can I buy the health insurance for foreign visitor who will come to visit USA for three months?

Is there any website that I can check the info?
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Any guest you have staying should purchase there travel insurance in there home country. Most insurance has restriction on the nationality of the user. I travel to the states and have found that the UK travel insurance is much better value for money than what is available in the USA. $70 for six months covers and up to $10 million dollars worth of treatment with no surcharge
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What is the best/cheapest health insurance. I am very healthy and mainly need "Emergency Coverage"?

I am working as a private contractor and need coverage for the next 6- 8 months before starting new job with coverage. I am healthy and don't need any medications. I am mostly concerned about getting into an accident and huge hospital bills. Or if I get pregnant (we are waiting but sometimes things happen!) Also, my best friend is in the same situation- can we share a policy?
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When it comes to health insurance cheap and best will not be in the same sentences. You need to look up the companies that provide insurance in your area and read the fine print. It is not going to be cheap to get a good insurance for medical emergencies. In this day and age there is no reason for an unwanted or unplanned pregnancy. You would also need to get coverage for that and make sure that the little one would be covered. Some states still allow insurance companies to avoid covering pre-existing conditions and I am not sure if pregnancy is considered a pre-existing condition. How long do you have to work before you can start using insurance benefits? You may have to pay for insurance longer than you thought. Most states only allow you to share a policy if you are married, immediate family member, or a domestic parnter.
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What's wrong with being your Brother's Keeper,as the Bible advises?That means health insurance that covers the?

poorest of us. Paying an insurance company is the same as paying taxes, except that with the latter, you can be sure your brother will be covered and won't be treated like a charity case. Are you your Brother's Keeper, or a hypocritical Christian or other?
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Your argument is flawed, the "poorest" of us ALREADY has health care, it's called Medicaid. The people not covered are middle class that do not want to spend their own money for it, the illegal immigrants that do not contribute to the system, and the elite rich that pay cash for medical expenses. So which of those groups are you volunteering to pay for?
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Legally are people who have medi - cal allowed to also buy their own health insurance?

Will the insurance that they buy often allow this or how does this work? Is it legal? Doctors say that medi-cal is not good enough for them so they usually want you to have good health insurance. What is good health insurance and how does it differ from medi -cal ? Insurance is insurance right? How would they bill medi - cal and the other insurance together? If you have a deductible can medi-cal cover what is not met before the deductible of the health insurance you obtain additionally?
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if you buy additional insurance that will be your primary one,and medi-cal the supplementary . is not that medical is not good enough for the Doctors the fact is medical takes sometimes 1 or 2 months to pay the bill so a lot of physicians do not like accepting it because of it. medical will not cover your deductible. and if you have money to buy you own Insurance then your medical can be discontinue or you can have an other co-pay on top of your insurance
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Liberals: Will it be unconstitutional to be asked to prove we have health insurance by the government?

Or is it only unconstitutional to have to prove legal residency?
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mandatory health insurance, like car insurance and social security, is okay asking for my "papers" when I am walking down the street is not. http://www.azleg.gov/FormatDocument.asp?…
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How can I find a doctor in my area that takes my health insurance?

I live in Ventura, Ca and need a regular famly doctor
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Call your health ins. co. They should have a list of providers. Some have websites where they let you search.
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Why can't the government make you buy health insurance?

They make you buy automobile insurance, wear your seat belts, pay taxes, buy building permits, make you shovel your sidewalks, pay for police and fire protection, pay up keep of parks, make you drive the speed limit or they fine you, make you buy a license plate.
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well tell me how will my not having health insurance hurt some 1 els
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What if you get a health insurance check for a hospital bill, do you have to pay the bill or keep the money?

I get checks in my name to pay medical bills, I was wondering if I could keep the money?
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Sure you can, but the hospital is going to keep billing you. AND, eventually, they'll send it through collections and garnish your wages.
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Does anyone know of a real way to get health insurance if you are already pregnant?

I know most insurace from what i have heard have a "pre-existing condition' policy. ie they won't cover you if you are already pregnant when you get their insurance. Serious answers only please. And if you dont know, please dont answer. I am sure there has to be someone who has been in this postion before. thanks.
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hey i am also pregnant and i had the same trouble. but as soon as i found out i went to the health clinic and appiled for medicaid. i now have medicaid for pregnant women. it is wonderful and it has helped me a lot. and u are right, most insurance companies wont except u after u are pregnant. i hope it helped out.
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How many of you here work full-time and DO NOT have Health Insurance?

How old are you? Dem or Rep? approx. income?
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I worked full time for a number of years and I did not have health insurance. I was in my 20's-30's then, I made enough to afford insurance if I wanted it, but I didn't. And the feeling is the same for most 20-30 yr. olds today. They would rather have the spending money.
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What's wrong with being your Brother's Keeper,as the Bible advises?That means health insurance that covers the?

poorest of us. Paying an insurance company is the same as paying taxes, except that with the latter, you can be sure your brother will be covered and won't be treated like a charity case. Are you your Brother's Keeper, or a hypocritical Christian or other?
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I know! The same people who screamed "kill this bill" during the debate over health care are usually the same people who read the Bible all the time and go to church every Sunday. It looks like they might have won because it looks like universal health care has fallen off the cliff yet again. I'm my brother's keeper even if many Christians aren't. I'm a non-believer.
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Who knows a GOOD Pet Health Insurance company?

My Bulldog has had some hind leg problems and I want to buy coverage before more problems develope.
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I have VPI, Veterinary Pet Insurance. It has been very helpful for one of my dogs, who has had many health issues over the past several years. It does not pay all the costs, but it helps with just about everything. There is a $50 deductible per illness. They have limits and so you will pay the difference out of pocket. How much you pay out of pocket depends on how expensive your vet is. I have the Premium coverage and would recommend that. In my experience, most vets want their money at the time of service, are not willing to reduce costs of take payments. My vets demand payment at the time of service, then VPI reimburses me for at least part of the costs. If you have a more agreeable vet, you can have the insurance paid directly to them and then pay the balance later. I wouldn't be without it! You never know when you will need it. My one dog has cost a fortune in vet bills and it has been very helpful to have the insurance. Additionally, I am finding that when faced with long term medications, I can save money by searching the web for sources other than my vet's office.
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right wingers what are your solutions about 45K annual deaths associated with lack of health insurance?

I m guessing every sunday at church being a good christian you are praying for those who dies everyday coz they cant afford health insurance? what else in mind to help your fellow citizens to keep them alive ? You worry about unborn fetus, I m sure you value about human suffering and death too?
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You can't serve two masters, lest you end up hating one and loving the other. Republicans love George Bush more than Jesus, they love war more than peace, and they love money more than...well, love. The right has established a black in white paradigm for a number of other important and complex issues. The death penalty must exist, regardless of the many problems with it, and if one is against it they are "soft on crime". Abortion is bad under all circumstances, and if we support the right of women to make choices about their own bodies we are in favor of murdering babies in the womb. Three strikes and your out laws, and mandatory minimum drug sentencing are just, and if we dare to suggest differently we are again "soft on crime". Anyone who supports universal health coverage is a communist. Finally, there is the rights favorites - either you fully support whichever war we happen to be fighting at the time (preferably Republican wars), or you hate the troops and America itself.
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