I have a person i know that wants to start accepting insurance but i need to know where to go to be able to fill out the forms for him to be able to be accepted insurance
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He needs to call Medicare/Medicaid or whatever insurance plan he is interested in accepting. Most likely there will be paperwork for him to complete. Best Wishes to you.
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Tuesday, March 15, 2011
How to get health insurance with the new bill?
Last time I went to get insurance the cost was outrages, and the government said my family made to much for me to get it free, but my mother didn't make enough so she got it free. Now I'm 18 and still a depended, are they only allowed to charge me an amount I can pay, despite having pre-existing condition? That I hope to correct right away with the insurance?
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Well, first of all, it's not going to go "into effect" for at least three more years. That's written into it. But we'd start paying TAXES for it right away. Next, it's not a LAW yet - it has to pass the senate, AND be signed by the president. Lastly, the DETAILS on the plan flat out haven't been decided yet. So how much you can be charged, is "to be determined". And they have three more years to figure that out - but I'm half expecting them to renege, after three years of heavy taxes to pay for it, and repeal it before it goes into effect.
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Well, first of all, it's not going to go "into effect" for at least three more years. That's written into it. But we'd start paying TAXES for it right away. Next, it's not a LAW yet - it has to pass the senate, AND be signed by the president. Lastly, the DETAILS on the plan flat out haven't been decided yet. So how much you can be charged, is "to be determined". And they have three more years to figure that out - but I'm half expecting them to renege, after three years of heavy taxes to pay for it, and repeal it before it goes into effect.
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What are medical reasons that health insurance would cover a breast reduction?
I want to have my breasts reduced but I am not certain what would be a medically acceptable reason that is covered by insurance. I am also wondering if you have to be a certain size??
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You do not need to be a certain size, but insurance companies will approve surgery if a certain amount is removed. For example, my company said they would cover it if 600 total was removed. I ended up having over 2000 total removed so I was covered. MY insurance co paid 100%. Some will only pay 80%, or 75%, etc. http://www.breasthealthonline.com has TONS of information for you. Register and check out their FAQ section (as well as insurance section and support section)!!
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You do not need to be a certain size, but insurance companies will approve surgery if a certain amount is removed. For example, my company said they would cover it if 600 total was removed. I ended up having over 2000 total removed so I was covered. MY insurance co paid 100%. Some will only pay 80%, or 75%, etc. http://www.breasthealthonline.com has TONS of information for you. Register and check out their FAQ section (as well as insurance section and support section)!!
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health insurance, my dad didn't pay the bill on time, can I still go to my appointment tomorrow?
I just switched health insurance providers and my dad said he would pay for it; he tried to set it up for direct with drawl and it didn't come out of his account this past month; I have an appointment that I bent over backwards for and now I don't know if my doctor will even see me... What do you think may happen?
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Have you tried calling your insurance company? All insurance companies have a grace period for making payments. It's likely you are still covered, if you are in the grace period. However, you will probably need to make assurances when you call your insurance company that payment is on the way. You will then need to have your father write a check to the insurance company, and ASAP. As long as the insurance company believes a check is coming, they will likely not cut you off. They are in the business to make money, and they don't make money by cutting off the policy holder (and their money) too quickly.
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Have you tried calling your insurance company? All insurance companies have a grace period for making payments. It's likely you are still covered, if you are in the grace period. However, you will probably need to make assurances when you call your insurance company that payment is on the way. You will then need to have your father write a check to the insurance company, and ASAP. As long as the insurance company believes a check is coming, they will likely not cut you off. They are in the business to make money, and they don't make money by cutting off the policy holder (and their money) too quickly.
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Why are Liberals forcing every American to make health insurance companies rich?
Liberals want all Americans to buy healt insurance, or be turned over to the IRS why do Liberals want HMO's to get so rich? How much were liberals bribed by the HMO's ?
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Yep, but it was the other way around. Obama bribed the Insurance Companies and Drug Companies when He first started Health Care Reform. Insurance Companies and Drug Companies make Billions off ObamaCare. And they help Him in His BIG GOVERNMENT POWER GRAB. The only losers are Working People and Taxpayers.
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Yep, but it was the other way around. Obama bribed the Insurance Companies and Drug Companies when He first started Health Care Reform. Insurance Companies and Drug Companies make Billions off ObamaCare. And they help Him in His BIG GOVERNMENT POWER GRAB. The only losers are Working People and Taxpayers.
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Which health care insurance is the best choice?
I just moved to the states 4 months ago and am looking for a health care insurance now. My job offers one, but is way too expensive with 60 dollars a week. I am looking for something cheap and effective since I need prescription drugs such as birth control,thyroid gland and kidney medicine. I need a low cost plan for single,27. No dental really needed. Any idea which one would be good to look at for me?I reside in Jax Florida.
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Try this site heinsurance.notlong.com here you can get quotes from different companies so you can find the best plan for you.
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Try this site heinsurance.notlong.com here you can get quotes from different companies so you can find the best plan for you.
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Can a non-resident be denied health insurance? They are a dependent of a citizen in a comp/group health plan?
My Fiance has had insurance with my company is the past. As long as they insurance company got paid, they were okay with it and provided insurance for her.
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Yes why not. . .she can go into a market and buy food or anything she wants to buy, even insurance
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Yes why not. . .she can go into a market and buy food or anything she wants to buy, even insurance
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Does anyone have any good recommendations for individual health insurance if I plan to become pregnant?
Researching maternity/pregnancy insurance and having a hard time finding a good plan. Does anyone have any recommendations?
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You're having a hard time finding it, because one of the results of this "health reform" bill, means that insurance companies, for the most part, have stopped offering maternity benefits on individual health insurance policies. You probably need to talk to a local, independent agent or broker, to see if there are any options left in YOUR state. Here in Texas, there's one plan that I know of - you have to wait three months before conceiving, and there's a $5,000 deductible. That means, it's self pay, unless something goes really wrong.
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You're having a hard time finding it, because one of the results of this "health reform" bill, means that insurance companies, for the most part, have stopped offering maternity benefits on individual health insurance policies. You probably need to talk to a local, independent agent or broker, to see if there are any options left in YOUR state. Here in Texas, there's one plan that I know of - you have to wait three months before conceiving, and there's a $5,000 deductible. That means, it's self pay, unless something goes really wrong.
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How did you get your newborn on your health insurance to be covered since birth?
We are putting our newborn on my husbands insurance that he has through work. She is 3 weeks old and the human resource lady said she needs the babies SS card right away. We have not received it yet. I'm afraid we won't get it in time to have her covered.
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As long as you notified your insurance... or the lady in charge of it of the birth of your baby.... its fine. Its takes everyone time to get their SS card. As soon as you receive it..... call and give it to them. Don't worry... the past charges occurred will be covered. Its the same way for everyone.... we all have to wait for the numbers.
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As long as you notified your insurance... or the lady in charge of it of the birth of your baby.... its fine. Its takes everyone time to get their SS card. As soon as you receive it..... call and give it to them. Don't worry... the past charges occurred will be covered. Its the same way for everyone.... we all have to wait for the numbers.
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If I want to change my health insurance, should do it myself or use an agent?
Does it cost extra in the long run to use an agent to switch health insurance companies, or does the agent just get paid by the company they are working for?
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It doesn't cost extra to use an agent. You can't "switch" companies - you have to REAPPLY, and requalify. The big bonus - an agent will know which companies are most competitive in YOUR area, and can help explain coverages to you. Unless you are really, really good at reading coverage descriptions, you'll want that help. The agent gets paid a commission for selling a policy. There's no extra fee tacked to that policy to pay them.
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It doesn't cost extra to use an agent. You can't "switch" companies - you have to REAPPLY, and requalify. The big bonus - an agent will know which companies are most competitive in YOUR area, and can help explain coverages to you. Unless you are really, really good at reading coverage descriptions, you'll want that help. The agent gets paid a commission for selling a policy. There's no extra fee tacked to that policy to pay them.
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what does COB mean dealing with health insurance billing?
what does COB mean dealing with health insurance billing? i was asked this question and i have no idea what this means the question is what is the "birthfday rule" that goes with a COB when dealing with a child when billing for a medical service?
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COB is coordination of benefits, which means that if a family is insured under more than one policy, then any payouts for benefits are shared/divided between the insurance agencies. The birthday rule is used to determine who is the primary insurer of a child whose parents each have an insurance policy that could cover the child. Under the birthday rule", the health plan of the parent whose birthday comes first in the calendar year is designated as the primary plan. Note that it doesn't matter which parent is older, because the year of birth is not a factor. Thus, if your birthday is July 15, 1955, and your spouse's is Sept. 17, 1953, your health plan would be considered primary because your birthday comes first in the calendar year. This is supposedly a "fair" way of determining which policy is the primary one when more than one plan is in effect.
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COB is coordination of benefits, which means that if a family is insured under more than one policy, then any payouts for benefits are shared/divided between the insurance agencies. The birthday rule is used to determine who is the primary insurer of a child whose parents each have an insurance policy that could cover the child. Under the birthday rule", the health plan of the parent whose birthday comes first in the calendar year is designated as the primary plan. Note that it doesn't matter which parent is older, because the year of birth is not a factor. Thus, if your birthday is July 15, 1955, and your spouse's is Sept. 17, 1953, your health plan would be considered primary because your birthday comes first in the calendar year. This is supposedly a "fair" way of determining which policy is the primary one when more than one plan is in effect.
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How could I get my mom on my health insurance?
She is suffering from cancer and is thinking about filing for disability. When she leaves her job she will be dropped from her insurance. Also, she has blue cross and so do I. Please help.
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read the cancer section, please When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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read the cancer section, please When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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In what way will the senate bill make health insurance more affordable for the average American?
Isn't it really going to cause insurance to become more expensive? And the "affordable" buzz word is just an empty promise?
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It won't - period. The average American is going to pay through the nose.
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It won't - period. The average American is going to pay through the nose.
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Good Health Insurance in the Philippines?
My mom is in the Philippines and I am in the US. I would like to get a good medical insurance for my mom in the Philippines. Health History: She had stroke in 2003. So what insurance companies do offer good packages in the Philippines?
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Hello, There are many good providers out there. However, depending on your mother's condition and other details, it is hard to offer a conclusive solution. If you would inform me of the following then it would help me in assisting you: Mother's Age Current Insurance Provider/Plan Does your mother require out-patient benefits? Would she require cover outside of the Philippines? Kind regards, Mike
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Hello, There are many good providers out there. However, depending on your mother's condition and other details, it is hard to offer a conclusive solution. If you would inform me of the following then it would help me in assisting you: Mother's Age Current Insurance Provider/Plan Does your mother require out-patient benefits? Would she require cover outside of the Philippines? Kind regards, Mike
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Can an 18yr old student qualify for caresource health insurance?
My daugter received Caresource health card until recently, she is now 18 years of age and a full time college student, can she still qualify , she has no income and household income of less than 10000 per year. (grandparents social security) I do not have custody, grandparents did.
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She will need to ask the caseworker. Is there no student health insurance available? It is usually very reasonable. With her financial situation she should be eligible for loans or work-study to help with the cost.
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She will need to ask the caseworker. Is there no student health insurance available? It is usually very reasonable. With her financial situation she should be eligible for loans or work-study to help with the cost.
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I am thinking about quitting my job and don't know how to best deal with health insurance. Can you help?
I am quitting my job and moving across the country (maybe). I don't have a new job but I know it can be very bad to let your health-insurance lapse, particularly if you have "pre-existing conditions." Is anyone familiar with how to best take time off between jobs without screwing yourself in the long run? I want to make sure I don't get dinged on health insurance, today or in the future. Also, if you have any other advice about quitting jobs and moving to a new city, I'm all ears. Thanks.
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if you have insurance through your employer now, you have the option to continue that coverage under a law called COBRA. the difference is that you will pay the full cost of the premiums; right now your employer probably pays a good portion of the premium. you have an option to take 60 days to decide whether you want the coverage, and another 45 days to pay for it - coverage and payments are retroactive back to the date of your termination. select that "60 day decision option", and if you find a new job within a few weeks of the move, and have no health care issues in the meantime, you're good. if something does come up, or if it takes you longer to find a job, you can decide to pick up COBRA coverage - remember, it's retroactive. it is expensive though, so you may want to go onto the blue cross website and research individual plans as well to see if you can save any $$$. good luck.
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if you have insurance through your employer now, you have the option to continue that coverage under a law called COBRA. the difference is that you will pay the full cost of the premiums; right now your employer probably pays a good portion of the premium. you have an option to take 60 days to decide whether you want the coverage, and another 45 days to pay for it - coverage and payments are retroactive back to the date of your termination. select that "60 day decision option", and if you find a new job within a few weeks of the move, and have no health care issues in the meantime, you're good. if something does come up, or if it takes you longer to find a job, you can decide to pick up COBRA coverage - remember, it's retroactive. it is expensive though, so you may want to go onto the blue cross website and research individual plans as well to see if you can save any $$$. good luck.
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I just moved to Massachusetts abd I need health insurance. Are there any programs that will help me?
I have a job here but won't be eligable for insurance for another 3 months. I know people that come here from other countries and get free heath care so I'm hoping their are programs that would at least help me get a good price.
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As of 2007, all MA residents must have health coverage. Commonwealth Care Connector runs the subsidized and Free Care programs. An individual can make up to $50k to qualify. Here is the website: http://www.mahealthconnector.org
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As of 2007, all MA residents must have health coverage. Commonwealth Care Connector runs the subsidized and Free Care programs. An individual can make up to $50k to qualify. Here is the website: http://www.mahealthconnector.org
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Is health insurance worth the money?
I have been with Bupa health insurance for years but have never used them. I'm 21, Do you think I'm to young to need insurance as I will most likely not need any untill I'm in my 40s. Is it a wast of money? Its only £52 a month so not to expensive but I suppose I could spend the money on things I enjoy. What do you think.
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My personal opinion is that you paying far too much if you are only 21 years old. If you shop around you will probably find the same level of cover or better for less than £30 per month at your age. With regards to Health Insurance, Is it worth it, my answer would have to be yes. Ofcourse nobody ever wants to claim but if you do you will be very glad that you have the cover in place. Health insurance is designed to treat short term acute illness and give you fast access to medical attention. The NHS is there for all accident and emergency and long term/chronic conditions. I had health insurance in place when i was your age and thought exactly the way you do but my father made me get it out as i worked for myself. If something happened to me i would require fast treatment and get back to work. I used it twice in my twenties for problems that came completely out of the blue, and i was extremely grateful that i has health insurance in place. If i did not i would of been on the mercy of the NHS and who knows how long it would of taken. If you want some good advice and maybe a new quote, check out http://www.privatehealthservice.co.uk as they are very helpful. Good luck.
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My personal opinion is that you paying far too much if you are only 21 years old. If you shop around you will probably find the same level of cover or better for less than £30 per month at your age. With regards to Health Insurance, Is it worth it, my answer would have to be yes. Ofcourse nobody ever wants to claim but if you do you will be very glad that you have the cover in place. Health insurance is designed to treat short term acute illness and give you fast access to medical attention. The NHS is there for all accident and emergency and long term/chronic conditions. I had health insurance in place when i was your age and thought exactly the way you do but my father made me get it out as i worked for myself. If something happened to me i would require fast treatment and get back to work. I used it twice in my twenties for problems that came completely out of the blue, and i was extremely grateful that i has health insurance in place. If i did not i would of been on the mercy of the NHS and who knows how long it would of taken. If you want some good advice and maybe a new quote, check out http://www.privatehealthservice.co.uk as they are very helpful. Good luck.
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Is it illegal to adjust health insurance co-insurance, if the provider does not participate in network?
I work in a medical office and recently was challenged with the following scenarios: 1. Adjustment of patient's Co-insurance, when the provider is not participating in insurance Network? 2. Adjustment and/or write-off of Medicare co-insurance, with Medi-Cal being a secondary plan (provider is participating with Medicare, but not Medi-Cal) Please help!
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What do you mean by adjust? Do you mean write-off? I work for an out-of-network provider and we bill the patient for all amounts not covered by the insurance company. If the total charge is $250 and insurance pays $160, we bill the patient for $90. If we were in-network, we would write off the $90. If you're asking if you're allowed to write-off that $90 as an out-of-network provider, that is essentially up to the doctor. It can be considered a "Charity write-off." We do this with many of our patients who need financial assistance. It is not against any rules since we are not bound by any insurance contracts. I don't know anything regarding Medicare/Medi-Cal as I do not deal with those at all.
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What do you mean by adjust? Do you mean write-off? I work for an out-of-network provider and we bill the patient for all amounts not covered by the insurance company. If the total charge is $250 and insurance pays $160, we bill the patient for $90. If we were in-network, we would write off the $90. If you're asking if you're allowed to write-off that $90 as an out-of-network provider, that is essentially up to the doctor. It can be considered a "Charity write-off." We do this with many of our patients who need financial assistance. It is not against any rules since we are not bound by any insurance contracts. I don't know anything regarding Medicare/Medi-Cal as I do not deal with those at all.
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Does anyone use CHIP health insurance for their child?
I will be taking a new job with a small company that does not provide insurance, so we'll be buying our own. The only problem with this is that my 2 year old son was recently diagnosed with epilepsy, so nobody will cover him (or it costs a TON.) So we're considering putting him on CHIP, which is PA's state health insurance program. Anyone else use this? I'm very curious about the waiting period before he would be covered.
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My daughter has CHIP in Texas. I don't know what it's like in PA, but here it didn't take too long. I had to apply. Waited a few weeks for the interview to decide if she would get CHIP or Medicaid. Waited a few more weeks for the acceptance letter which said she would be started in a few more weeks. ... Maybe a 2 month process from the day I started filling out the paper work until she was officially covered. I know it's a long time when your child has problems. But it's better than the waiting period for some other things. Also, I could be wrong, but I think they cover any outstanding balances you have from the last couple of months before you apply. So that helps too. You say you are "considering" putting him on CHIP. I suggest you start filling out the papers ASAP - Today if possible. The worst they can do is turn you down. And if you apply but then find a provider you like more - it shouldn't be too hard to cancel your application with CHIP.
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My daughter has CHIP in Texas. I don't know what it's like in PA, but here it didn't take too long. I had to apply. Waited a few weeks for the interview to decide if she would get CHIP or Medicaid. Waited a few more weeks for the acceptance letter which said she would be started in a few more weeks. ... Maybe a 2 month process from the day I started filling out the paper work until she was officially covered. I know it's a long time when your child has problems. But it's better than the waiting period for some other things. Also, I could be wrong, but I think they cover any outstanding balances you have from the last couple of months before you apply. So that helps too. You say you are "considering" putting him on CHIP. I suggest you start filling out the papers ASAP - Today if possible. The worst they can do is turn you down. And if you apply but then find a provider you like more - it shouldn't be too hard to cancel your application with CHIP.
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Eye Care and Health Insurance, Clinic Takes Health, I do not Have vision, Am I covered?
The eye care place takes health insurance, which i have through blue cross. Will the regular health insurance cover glasses, contacts, or the visits? I do not have vision insurance, but they say that they use regular health insurance instead. I do not understand this, has anyone been through this before? How does it work?
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Depends on what they find during the exam. If it is purely routine, a health check and glasses, then no. If there is a medical diagnosis, then yes. If you have cataracts, or severe dry eyes, then it should be covered. Do make sure you double check before you go in to save you unecessary trouble.
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Depends on what they find during the exam. If it is purely routine, a health check and glasses, then no. If there is a medical diagnosis, then yes. If you have cataracts, or severe dry eyes, then it should be covered. Do make sure you double check before you go in to save you unecessary trouble.
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Why is it the Employers responsibility to provide health insurance?
Every one needs to take responsibility for their insurance. This means all Government workers including military, teachers police, high way workers ect ect If you have children take care of them or hand them oer to the state.
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It isn't. It is a benefit as a means to draw and/or retain quality employees but now the left suddenly think that employers should be responsible to provide coverage, ridiculous..
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It isn't. It is a benefit as a means to draw and/or retain quality employees but now the left suddenly think that employers should be responsible to provide coverage, ridiculous..
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i am 62 buying health insurance from my deceased wife for 3 years.Now they say i can't buy.What i have to do?
I buy KAISER INSURANCE.I pay over $ 300.00 a month.Anybody out there shows me what health insurance i can buy when my wife's company terminates my coverage.I will appreciate your help.Thank you!!!
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I suggest you use yellowpages.com to search for health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. These areas of insurance even require separate licenses. It is important you do this as early as possible to make sure you can pass underwriting for a new policy. If you have medical conditions that prevent you from passing the underwriting you may be HIPPA qualified to sign up for guaranteed coverage. When your current plan ends if you go for more than 63 days without coverage you will no longer be HIPPA qualified.
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I suggest you use yellowpages.com to search for health insurance brokers in your area. A Broker represents multiple carriers and can help you sort through all the different insurance companies and plan options in your state. Don't call your auto and home agent they specialize in property and causality insurance. You need someone that specializes in health insurance. These areas of insurance even require separate licenses. It is important you do this as early as possible to make sure you can pass underwriting for a new policy. If you have medical conditions that prevent you from passing the underwriting you may be HIPPA qualified to sign up for guaranteed coverage. When your current plan ends if you go for more than 63 days without coverage you will no longer be HIPPA qualified.
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Where can I find SC underwriting guidelines for health insurance?
I'm looking for laws/regulations/guidance regarding underwriting and premium rates for health plans in SC. I've looked on the DOI website but it's not very user friendly.
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Each company has their own underwriting guidelines. The companies have to file their rates with the SC insurance department. The insurance department does NOT set the rates.
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Each company has their own underwriting guidelines. The companies have to file their rates with the SC insurance department. The insurance department does NOT set the rates.
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