Amongst the following companies which offers Good and Hassle free Health Insurance for a newly married healthy couple sum assured around 5 lakhs per annum. Apollo DKV Bajaj Allianz Cholamandalam HDFC Ergo ICICI Lambord Iffco-Tokio National Insurance New India Insurance Oriental Insurance Reliance Health Royal Sundaram Star Health Tata AIG United India Insurance. Reply with confidance with suitable reason why you suggest this company. Reply immediately.
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Not sure about all the companies you listed. You can research each company. You can look into individual health insurance plans and just get the best quote. When researching health insurance plans you might want to try and bookmark this site for research information, news, articles, insurance quotes, companies, links and more. It should have the resources to help you with your question. http://www.healthinsurance-guide.net/
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Saturday, March 5, 2011
Does health insurance cover pregnancy if it goes effective after getting pregant?
My girlfriend is about 4 weeks pregnant. She currently does not have health insurance but has been shopping for a while (we planned the pregnancy, but she got pregnant before coverage). Can we still get a insurance and have it cover prenatal care?
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If you have a job with health insurance, if you were to get married that would be considered a "qualifying event" for you to add her to your policy. Other than that she is SOL.
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If you have a job with health insurance, if you were to get married that would be considered a "qualifying event" for you to add her to your policy. Other than that she is SOL.
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Filling out health insurance info, can someone help?
I am filling out health insurance forms online to submit to my clinic so they can bill the insurance company. It asks for the subscriber and the guarantor. I don't do this much so I'm not sure who to put down. My husband is the main insurance holder and I am listed/covered under his policy. I will be the patient at the clinic. Does anyone know who I should list as guarantor and who I should list as the subscriber? Thank you!
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So your husband is the subscriber. YOU are the guarantor - the person promising to pay the money if the insurance declines to pay. You would also be the guarantor for any of your minor children.
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So your husband is the subscriber. YOU are the guarantor - the person promising to pay the money if the insurance declines to pay. You would also be the guarantor for any of your minor children.
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is there anybody who can help me find low cost independent health insurance?
my fiance has independent health insurance but the coverage that she has doesn't cover alot of things that she needs...for example: she has a bone fracture in her right foot that may require surgery but her insurance doesn't cover that...we don't have alot of money but she needs good coverage, are there any providers out there who can work with us on getting the proper coverage that she needs?? thanks for any and all help in advance
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Any Low cost health and medical insurance plans for young adults?
Hi. I'm 19 and in college and employed. I missed the deadline to sign up for health insurance with my employer, and now im searching several health and medical insurance plans that are affordable to my income. Please If anybody know any low cost and affordable health and insurance plans please list them. Thanks :)
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.isgreat.org - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Isn't ironic that we have no option when it comes health Insurance?
There planning to fine us 3,500 dollars if we do not get health insurance. I wonder if this includes the out of work and homeless. Love to see the link again.
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they will play hell getting a dime of us homless republicans
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they will play hell getting a dime of us homless republicans
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What are some Good Health Insurance in North Carolina?
Me and my husband just recently got married and we are are looking for a decent health insurance plan. I looked at Blue Cross and Blue Shield but I was wondering if there are better rates out there than that. I just want to compare my option but I have no idea where to start or what Health Insurance Company is legit. So if anyone lives in North Carolina or has any good ideas I would appreciate the answers.
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Can someone explain health insurance to me?
I would like to purchase health insurance for my husband and I; however, we would like to pay around $150 or less a month as our premium. We want to know a good health insurance company that will not gip us if we need a simple doctor's visit, etc. Can someone help us find good health insurance at a reasonable price for our budget?
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A local agent that works with all the major companies in your area can help you find the best plan for your situation and budget. The agent can explain what you get and, more importantly, what you don't get with all the available plans. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. If you select a basic budget plan to save premium you may not get the benefits you desire.
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A local agent that works with all the major companies in your area can help you find the best plan for your situation and budget. The agent can explain what you get and, more importantly, what you don't get with all the available plans. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. If you select a basic budget plan to save premium you may not get the benefits you desire.
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Do health insurance companies in the US cover people all over the US?
Or is that that there are certain companies for certain cities/state? How much does an adult have to pay averagely for health insurance?
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Some plans like Aetna and United Healthcare are nationwide. Blue Cross Blue Shield has variations in all 50 states. Some plans are regional or state-specific. I don't know of any that go as specific as city. As far as an average price - impossible to answer accurately. There's too many factors in determining price - such as type of coverage, location, and business or individual, and if the employer picks up part of or all of the tab. I'm going to guess, based on my experience, that a single adult pays about $500-$1000 a month. My plan is $450 a month for just me. My parents pay about $700 a month for just the two of them. I know someone who pays $3500 a month for their family of six.
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Some plans like Aetna and United Healthcare are nationwide. Blue Cross Blue Shield has variations in all 50 states. Some plans are regional or state-specific. I don't know of any that go as specific as city. As far as an average price - impossible to answer accurately. There's too many factors in determining price - such as type of coverage, location, and business or individual, and if the employer picks up part of or all of the tab. I'm going to guess, based on my experience, that a single adult pays about $500-$1000 a month. My plan is $450 a month for just me. My parents pay about $700 a month for just the two of them. I know someone who pays $3500 a month for their family of six.
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Have you ever thought about loosing health insurance when thinking about switching jobs?
Have you ever been in a job that had great health insurance but the job you would really want to do does not have or not as good insurance? So if you had health insurance for the year or 90 days it takes for your new job insurance to kick in would you be more willing to switch jobs? And would employers be more willing to pay more to keep you there?
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I have had jobs with great insurance. I have had jobs without any insurance. The pay rate is what keeps me at a job not the insurance. I have to AFFORD to go to the Doctor.
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I have had jobs with great insurance. I have had jobs without any insurance. The pay rate is what keeps me at a job not the insurance. I have to AFFORD to go to the Doctor.
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What is a good health insurance plan?
Neither my husband nor I have group insurance. We are currently paying over $700.00 a month for health care coverage. Do any of you know of a good plan for people who are self employed?
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You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question. http://www.healthinsurance-guide.net/
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You might want to try and bookmark this site for research information on health insurance. news, articles and more. It may have the resources to help you with your question. http://www.healthinsurance-guide.net/
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Will health insurance cover a nanny if my wife was put on bed rest by her OB for the rest of her pregnancy?
We are pregnant with our second child and have a 15 month old son. My wife is at home with him and is his only caretaker. Due to some complications with the pregnancy, she has been put on modified bed rest -- which means no more lifting our son, or running after him. We now need a babysitter to be here when I am not. I wonder if there is a way to get our health insurance to cover (some) of the cost of the babysitter since my wife is physically incapable of caring for our son.
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No, insurance isn't going to cover something like that. This is just one of those things that are part of parenthood sometimes. Thousands of women have to be put on bed rest or have lifting restrictions during pregnancy when they have other kids. You will have to help her all that you can. Is there anyone in your family, like one of your parents, that could possibly come over and help your wife during the day? If you can afford it, you can take off work on FMLA (family medical leave) for up to 12 weeks if you have worked at your job for a consecutive 12 months. Unfortunately it is just something you guys will either have to figure out or hire someone to come in and help your wife take care of your other child. But you will have to pay for it yourself.
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No, insurance isn't going to cover something like that. This is just one of those things that are part of parenthood sometimes. Thousands of women have to be put on bed rest or have lifting restrictions during pregnancy when they have other kids. You will have to help her all that you can. Is there anyone in your family, like one of your parents, that could possibly come over and help your wife during the day? If you can afford it, you can take off work on FMLA (family medical leave) for up to 12 weeks if you have worked at your job for a consecutive 12 months. Unfortunately it is just something you guys will either have to figure out or hire someone to come in and help your wife take care of your other child. But you will have to pay for it yourself.
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What is so bad about single payer health insurance?
I believe I've heard Clinton accuse Obama of wanting single payer health insurance in a previous debate. Basically something like Medicare where the money comes from one source--most likeley government? people are making a big deal about it. What is this exactly and is that a bad idea? i find it quite intriguing..
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Well, the term speaks for itself. SINGLE PAYER Health Insurance is a MONOPSONY. Like a Monopoly, i.e. one seller and its evils, Ms Clinton and others want only one Buyer of Health Care, i.e. a monopsony. Just like you do not want to only have the choice to buy a Yugo, you should be able to buy your medical care by yourself. Overtime Ms Clinton's medical care will use the power of government to dictate price and procedures of medical care --- You see this in miniature in cities and town where one employers is the 1000 kg gorilla in the market. If you are a MD or Hospital you accept what the employer sets for payment or you starve or move away. With the government you cannot move away. Your medical privacy will be trashed --- see what the current status of medical privacy under Kennedy and Clinton at the site below. What is bad about it is that it destroys incentives for everyone. It destroys the incentive of the young to stay healthy because they will never bear the cost of over-eating, drug use, STD because these costs would be passed on to the population (subsidize bad behavior). It is unfair to the elderly, who will be the biggest buyers of health care in the next 10 years to the point that Ms Clinton will (to safe funds that cannot exist), will refuse treatment to grandma and she will die sooner and more painfully then she would if she could buy her care. Think of only being able to buy your clothes from the Mao Boutique --- one colour, one size, one style. It is not the role of government to pay for health care --- it is a restriction on personal freedom. Do you know anyone on Medicare? Do they like it?
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Well, the term speaks for itself. SINGLE PAYER Health Insurance is a MONOPSONY. Like a Monopoly, i.e. one seller and its evils, Ms Clinton and others want only one Buyer of Health Care, i.e. a monopsony. Just like you do not want to only have the choice to buy a Yugo, you should be able to buy your medical care by yourself. Overtime Ms Clinton's medical care will use the power of government to dictate price and procedures of medical care --- You see this in miniature in cities and town where one employers is the 1000 kg gorilla in the market. If you are a MD or Hospital you accept what the employer sets for payment or you starve or move away. With the government you cannot move away. Your medical privacy will be trashed --- see what the current status of medical privacy under Kennedy and Clinton at the site below. What is bad about it is that it destroys incentives for everyone. It destroys the incentive of the young to stay healthy because they will never bear the cost of over-eating, drug use, STD because these costs would be passed on to the population (subsidize bad behavior). It is unfair to the elderly, who will be the biggest buyers of health care in the next 10 years to the point that Ms Clinton will (to safe funds that cannot exist), will refuse treatment to grandma and she will die sooner and more painfully then she would if she could buy her care. Think of only being able to buy your clothes from the Mao Boutique --- one colour, one size, one style. It is not the role of government to pay for health care --- it is a restriction on personal freedom. Do you know anyone on Medicare? Do they like it?
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Does NJ have a law stating an employee has to work X hours before they are eligible for health insurance?
My hours just got cut and my employer will continue paying my health insurance - but I found a blog site & someone stated NJ requires a min. of 25hrs/week in order for an employee to participate in a group health insurance plan offered by their employer. This is to avoid business owners from adding friends & family to the policy. Does anyone know if this is true & where I can find this formally stated on a NJ.gov website?
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the insurance Company makes the rules not the employers, most insurance companies require employees to be full time but it is not law just there policy
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the insurance Company makes the rules not the employers, most insurance companies require employees to be full time but it is not law just there policy
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How much does health insurance cost?
I'm trying to get benefits started with my friend's budding business, but she's broke, and the more I'm looking into benefits, the more I'm learning. Like how my health insurance comes out of her pocket, for the most part, through an employee benefits plan. And she can't afford that until her company takes off. So my question is, as an individual, how much would health insurance cost me, myself, a month versus how much would it cost me through employee benefits?
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If you are 20 and perfectly healthy, and not overweight, with nothing wrong, and no maintenance meds, without materntiy benefits, in Pennsylvania for example, a good low/no deductible comprehensive policy will cost you around $225 a month. For group plans, with maternity, if the employer pays half, it will usually cost you around $200 a month for the same level of coverage.
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If you are 20 and perfectly healthy, and not overweight, with nothing wrong, and no maintenance meds, without materntiy benefits, in Pennsylvania for example, a good low/no deductible comprehensive policy will cost you around $225 a month. For group plans, with maternity, if the employer pays half, it will usually cost you around $200 a month for the same level of coverage.
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teacher still under contract being asked to repay health insurance?
I'm a new teacher leaving on school district for another. I've given my notice and fulfilled all my contractual obligations but am currently under contract in my first school district until the end of August when I can start my new job. The old school district is demanding I pay back for my health insurance for the summer months. How is this possible when I'm still under their contract? I've had all the insurance deductions as normal throughout the year.
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You are under contract for them for a full year. If they paid your full annual salary, over the course of 10 months that you worked, you DO owe them premiums. They do NOT have to let you work out your contract. Confirm that with your union rep.
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You are under contract for them for a full year. If they paid your full annual salary, over the course of 10 months that you worked, you DO owe them premiums. They do NOT have to let you work out your contract. Confirm that with your union rep.
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Are you one of the man Americans without health insurance? and if you are what are we going to do?
I'm a single mother of three boys and I run my own farm and I have no insurance,not beacuse of the money but because many health insurance compaines will not accept my youngest child with Epliepsy,so what are we americans do to .The rich and the poor will and have suffered,what next?
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Yes and its a shame. Even through work people often end up paying half of their pay check taken out for insurance, and most of the time it doesnt even cover everything. How are you suposed to pay your outher bills that way? A lot of nonworking familys qualify for Medical assistance but whats out there for the lower middle class who work and still cant make ends meet? I guess you either have to be rich or very poor to be healthy in this country. I think that health and dental care should at least be free for all children. If they reivaluated what they do with all of the tax money that they take from us, the money thats going to help people in outher countries, (that should be going to our own) they could come up with a solution. After all, why should we be feeding peo[ple in outher countries when there are so many people here in our own back yards who need help?
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Yes and its a shame. Even through work people often end up paying half of their pay check taken out for insurance, and most of the time it doesnt even cover everything. How are you suposed to pay your outher bills that way? A lot of nonworking familys qualify for Medical assistance but whats out there for the lower middle class who work and still cant make ends meet? I guess you either have to be rich or very poor to be healthy in this country. I think that health and dental care should at least be free for all children. If they reivaluated what they do with all of the tax money that they take from us, the money thats going to help people in outher countries, (that should be going to our own) they could come up with a solution. After all, why should we be feeding peo[ple in outher countries when there are so many people here in our own back yards who need help?
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If I get employer-provided health insurance, will I still have any freedom to choose what kind I want?
Say that I get a job, and one of my benefits as an employee is health insurance. Does this mean that I either have to (1) accept the employer's health insurance unconditionally or (2) refuse and find an insurance company to get health insurance from OR, are people able to negotiate what kind of insurance they want with their employers? Or do some companies allow negotiation and others don't? I don't get it. Does accepting employer-provided health insurance mean you lose freedom to choose or something? Thanks.
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There are many variable factors here. It would depend on who your employer's health care provider is. What plans are offered. What percentage, if any, does your employer pay toward the premiums. If your employer has a specific benefits department to shop for and negotiate with different health care providers. It sounds like you don't have the job yet, so maybe you should worry about first things first.
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There are many variable factors here. It would depend on who your employer's health care provider is. What plans are offered. What percentage, if any, does your employer pay toward the premiums. If your employer has a specific benefits department to shop for and negotiate with different health care providers. It sounds like you don't have the job yet, so maybe you should worry about first things first.
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Is there a good and cheap Health Insurance for me?
Is there any good but cheap health insurance not based on income?
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I recommend you this site where you can compare quotes so you can find the best option for you http://Cheap-Health-Insurance-USA.info/
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I recommend you this site where you can compare quotes so you can find the best option for you http://Cheap-Health-Insurance-USA.info/
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How can we get assistance to pay for mental health treatment? No job, no money, no health insurance.?
I believe that someone close to me needs treatment for a mental health disorder. He's been unemployed for almost five years and has no health insurance. Can anyone point me toward programs that might help him (and us) pay for doctors appointments and treatment? Any assistance is greatly appreciated!
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found very useful for me to solve my similiar problem.
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Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. Short Term Medical Plans This plan is ideal for individuals in transition. Maybe you have just graduated from college and are no longer covered under your student health insurance or you moved out on your own, and you're no longer covered under your parents' medical insurance plan. Or perhaps you're employed part-time, going to school, leaving home for the first time, or even retiring early. Maybe you've found a new job, but your new employer's group health insurance plan won't kick in until you've been with months. Common situation you met like many other people,be patient,and check the resource here www.HealthInsuranceIdeas.info i found very useful for me to solve my similiar problem.
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What are some reasons a person can be denied health insurance?
common reasons for being denied when applying for a health insurance policy?
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Probably the most common is being out of the height & weight guidelines. Another common one is being bi-polar or ADD, or if you are taking several medications. You can also be declined if you have an undiagnosed condition. There are too many others to mention. Each company has a different list of automatic declines. One company may accept some cancers if you've been treatment free for one year while another company will not accept you for any cancer for 10 years. Most companies will not accept any diabetic but some will if the diabetes is controlled by diet. Some companies will decline if you have high blood pressure and also smoke. Some companies will accept you with the smoking and high blood pressure but not accept you if you also have high cholesterol.
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Probably the most common is being out of the height & weight guidelines. Another common one is being bi-polar or ADD, or if you are taking several medications. You can also be declined if you have an undiagnosed condition. There are too many others to mention. Each company has a different list of automatic declines. One company may accept some cancers if you've been treatment free for one year while another company will not accept you for any cancer for 10 years. Most companies will not accept any diabetic but some will if the diabetes is controlled by diet. Some companies will decline if you have high blood pressure and also smoke. Some companies will accept you with the smoking and high blood pressure but not accept you if you also have high cholesterol.
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Will the government also make people go to doctors in addition to making them pay for health insurance?
If they make health insurance mandatory, will they also make it mandatory that you give the health industry some business in addition to the insurance premium?
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No. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet. FACT - the US has higher death rates for kids aged under five than western European countries with universal health coverage. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.
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No. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet. FACT - the US has higher death rates for kids aged under five than western European countries with universal health coverage. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.
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What's the difference between Health CARE and Health Insurance?
Does Health Care provide for the basic check-ups and etc (Dentist, doctor, flu shots, etc) While Health insurance covers more long term illnesses (Cancer, disease, swine flu, etc)
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It's a matter of semantics. If you want to be a real stickler about it, health care is the actual care of the patient. That is, a doctor gives you a physical, a dentist takes care of cleaning your teeth, a nurse will look after you in the hospital, etc. It has nothing to do with insurance. Health insurance is a paid system of paying for the health care that you receive. Some people use the two terms interchangeably but they're really not the same. Health insurance is health insurance; there is no delineation as to what services it covers as you have asked in your question.
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It's a matter of semantics. If you want to be a real stickler about it, health care is the actual care of the patient. That is, a doctor gives you a physical, a dentist takes care of cleaning your teeth, a nurse will look after you in the hospital, etc. It has nothing to do with insurance. Health insurance is a paid system of paying for the health care that you receive. Some people use the two terms interchangeably but they're really not the same. Health insurance is health insurance; there is no delineation as to what services it covers as you have asked in your question.
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If my employer didn't take the correct amount for my health insurance, do I have to pay it back?
The company I work for pays 80% of my family health insurance. We just received notification that our payroll company has not taken the correct deduction from our paychecks for over one year. Because of this error, they will be taking an additional $30 deduction out every pay period for one year to make up the difference. Is this legal?
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I'm pretty sure it is legal. Very crappy thing for the company to do ... they should just write it off. I would start double checking my check to make sure TAX AMOUNTS are correct ... go to www.paycheckcity.com and verify ... :-)
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I'm pretty sure it is legal. Very crappy thing for the company to do ... they should just write it off. I would start double checking my check to make sure TAX AMOUNTS are correct ... go to www.paycheckcity.com and verify ... :-)
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