Because now that all the credit card companies are allowed to operate from North Dakota, they're free to charge 79.9% interest rates and change the terms whenever they please. http://www.usatoday.com/money/perfi/cred…
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This is really a ploy so that insurance companies don't have to comply with state laws about coverage and responsibility, I live in NY, and my insurance co is in Texas, they call themselves a discount plan, not an insurance plan. That way they don't have to worry about the consumer protections I had when I had an employer provider plan. I had to fight Aetna to get an operation done in a way I needed, the State Insurance board went to bat for me and four months later I had it done and paid for by the insurance company. They actually admitted that the operation was well within their own guidelines. The reason for denial was never made clear..my guess is that they were just hoping I'd give up. I can't do that with this out of state plan. So how will it affect health care? It will put us more at the mercy of the merciless.
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Thursday, June 30, 2011
can i use my European health insurance card as id?
im fifteen years old and i want to see a movie on friday the movie is 15 rated so i should get in but i don't look my age would the vue cinema accept a european health insurance card which has my name and age on it as proof of id? what else could i use as id?
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i think you could. birth certificate!
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i think you could. birth certificate!
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Health Net- Ever heard of it, and are they a good insurance company?
my husband and I need health insurance, like now! And the best plan we can get is with HealthNet, we just want some people's opinions about it. Thank you for all of your help.
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Health Net is a very good company in my state. Their HMO is rated number 1 and their PPO is rated number 2. However, they are AMBest rated B++. This is the only non A rated carrier I will recommend to my clients.
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Health Net is a very good company in my state. Their HMO is rated number 1 and their PPO is rated number 2. However, they are AMBest rated B++. This is the only non A rated carrier I will recommend to my clients.
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Where does one go if you don't have health insurance but you need to see a doctor?
This person has very little money to spare. They would need to make payments. Who can I call? They need to see a dermatologist about suspicion of skin cancer.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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I don't have health insurance, I researched & Im sure I have tonsillitis, is there anything I can do at home?
For the past few days I haven't been feeling well, but since I dont have insurance I try my hardest to ignore it. So I found this in my research? What are the symptoms of tonsillitis? The following are the most common symptoms for tonsillitis. However, each individual may experience symptoms differently. Symptoms may include: *swollen, red tonsils (often coated with a yellow, gray, or white membrane) *blisters or painful ulcerated areas on the throat *sudden onset sore throat *pain with swallowing *headache *loss of appetite (dont have) *malaise (dont have) *chills *fever (dont have) *swollen and tender lymph nodes in the neck or jaw area So I am hoping that SOMEONE out there can offer some advice to me as what I can do at home and save myself the huge bill going to the doctor without insurance. Thanks in advance for any information!!!
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Question about health insurance and maternity?
Ok, I have insurance, but me and my fiance are getting married soon and I want to get on his insurance. I am working two jobs, and would really like to quit the one that I have insurance at since I make more at the other one. My question is, that I am already pregnant, so do you think that his insurance will cover my pregnancy? I know some of you will say no because it is a pre existing condition, but my mom and several friends have told me that in the 90's most insurance companies did away with pre existing condition rules. I know that some sitll have them, which is why I am calling tom. to find out. I think that his insurance is Blue cross blue sheild. What do you guys think?
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Yes, they will cover it.
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Yes, they will cover it.
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Why not just pass a law making it mandatory to have health insurance?
That is what you want isn't it? Everyone insured?
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Can the government force you to sign a contract? No.
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Can the government force you to sign a contract? No.
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what is the best health insurance to have if I'm self employed?
I own my own business and need full benefits.
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My advice is to contact a local agent and have them help you through it. They can really give you an idea of what companies health plan fits your specific situation best, in the local area that you live. To contact a local agent, please go to http://www.myinsurancequotes.net and complete the quote form. A local agent will contact you at no charge and help you through your options. Jared Balis http://www.utahinsurance.org http://www.healthinsuranceinutah.com http://www.utahhsa.net
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My advice is to contact a local agent and have them help you through it. They can really give you an idea of what companies health plan fits your specific situation best, in the local area that you live. To contact a local agent, please go to http://www.myinsurancequotes.net and complete the quote form. A local agent will contact you at no charge and help you through your options. Jared Balis http://www.utahinsurance.org http://www.healthinsuranceinutah.com http://www.utahhsa.net
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Are you full time employed, if so do your children have health insurance?
If not, what is your opinion of Congress and Hussein's plans to extend the SCHIP coverage to 6 million kids who's parents are in this country on work permits? I don't mean to be mean. But America needs to wake up. Our own citizens are going without, but congress can spend billions to pay for the neighbor's kids, but allow our own to go without. Is that the change you expected?
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As long as there is one uninsured citizen, no free loader should be in line.
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As long as there is one uninsured citizen, no free loader should be in line.
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Why did Barbara Boxer vote to FORCE americans to Either buy Democrat endorsed Health insurance or go to jail?
WASHINGTON – Thanks to U.S. Senator Barbara Boxer's (D-CA) rubberstamp support for President Obama's contentious health spending bill in Washington, new details continue to emerge regarding the damaging effects of this new law, which cuts Medicare by $500 billion and will reduce benefits and raise costs for California seniors. http://www.nrsc.org/boxer%E2%80%99s-heal…
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just wait when the last forty dollars from ur checking account is taken by the IRS... nice commercial... do you want to pay the IRS to keep you insured and in prison... welcome the new debtors prison... at least you will be healthy prisoner... opt out a democrat in NOvember 2010
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just wait when the last forty dollars from ur checking account is taken by the IRS... nice commercial... do you want to pay the IRS to keep you insured and in prison... welcome the new debtors prison... at least you will be healthy prisoner... opt out a democrat in NOvember 2010
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How do you become a medical technician? How is the pay? Hours? Do you get health insurance?
I thought I would want to be a Nurse's Technician, but I don't really want to deal with vomit or stool. This has come out of the blue. I'm 30 and thought I wanted to be a teacher. I know there are many different types of techs. Is one more in demand than others? Is one easier? Any information would be appreciated. I know nothing about the medical field.
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Study to be an ultrasound technician. They get to play with men's testicles all day. Also if you're an x-ray tech you can "accidentally" see many penises everyday. Doesn't that sound like a great job?
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Study to be an ultrasound technician. They get to play with men's testicles all day. Also if you're an x-ray tech you can "accidentally" see many penises everyday. Doesn't that sound like a great job?
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If Obama forces you to buy health insurance, and you simply can't afford it, what will happen?
I am up to my earlobes in debt, and if another bill is laid on me, I'll collapse. Are YOU gonna pay for my Bacon Cheeseburger addiction?
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It will probably be paid for out of all of our paychecks, just like it is now, thus spreading the cost over millions of consumers. Also, not all of us have diseases that are artery-clogging or otherwise damaging to our health so we won't all need quadruple bypasses. At least, not all at once, so there's a savings there. The proposed plan that I favor encourages preventive maintenance so that, hopefully, your cheeseburger habit won't catch up to our wallets and your heart. Lay off the burgers, Fatty. Your loved ones want you around for a long time.
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It will probably be paid for out of all of our paychecks, just like it is now, thus spreading the cost over millions of consumers. Also, not all of us have diseases that are artery-clogging or otherwise damaging to our health so we won't all need quadruple bypasses. At least, not all at once, so there's a savings there. The proposed plan that I favor encourages preventive maintenance so that, hopefully, your cheeseburger habit won't catch up to our wallets and your heart. Lay off the burgers, Fatty. Your loved ones want you around for a long time.
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How do I get a European health insurance card EHIC?
Off on holiday on Monday early morning flight - can I get it from the post office as I need one asap? Thanks.
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You can apply online, by post or online. See this website for more information http://www.nhs.uk/chq/Pages/1073.aspx?Ca…
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You can apply online, by post or online. See this website for more information http://www.nhs.uk/chq/Pages/1073.aspx?Ca…
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how do i get health insurance?
well i'm over 18 and have lots of money in the bank of my own and i'm continually making lots of money. i heard that if you make a lot of money and you have lots of it in the bank, then you can't get health insurance. you gotta pay for medical treatments or if you go to a clinic. and its really expensive. is there a way i can get health insurance?
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see this http://gsx1.com/InsuranceComparison.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
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see this http://gsx1.com/InsuranceComparison.html it's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)
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Wheeled Walkers Covered By Blue Cross Blue Shield Health Insurance? Anyone know Where I Can Get One?
My grandma needs one, but im not sure how to find one that accepts health insurance (Blue cross, blue shield).
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Call BC/BS and they will give you a Durable Medical Equipment company that allows the insurance. Not that hard. Also to the poster that said that everyone takes BC/BS is wrong. My company doesn't. My company also doesn't take Medicare anymore. Those two insurances are very hard to get money out of, so you may have a hard time finding someone.
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Call BC/BS and they will give you a Durable Medical Equipment company that allows the insurance. Not that hard. Also to the poster that said that everyone takes BC/BS is wrong. My company doesn't. My company also doesn't take Medicare anymore. Those two insurances are very hard to get money out of, so you may have a hard time finding someone.
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Anyone ever switch health insurance while pregnant?
Only in the good ol USA do we have to stress about how in the world we're going to afford medical bills.. I have United Healthcare right now but they do not offer maternity coverage at all unless Im on a group plan. That is not an option for me because my work doesn't offer insurance. I've checked into BCBS but would they consider being pregnant a "pre-existing condition". I have a call in to a rep and am waiting for a call back but I'm just looking for advice or experiences pleeease. Thanks
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This lovely country we live in! Most won't let you, since they see it as a 'pre-existing condition' (so dumb!) I didn't have any when i got pregnant and my husbands insurance wouldn't let me switch on to his. So i go to a birthing center and pay out of pocket...which is cheaper than insurance :)
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This lovely country we live in! Most won't let you, since they see it as a 'pre-existing condition' (so dumb!) I didn't have any when i got pregnant and my husbands insurance wouldn't let me switch on to his. So i go to a birthing center and pay out of pocket...which is cheaper than insurance :)
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I have Cobra health insurance I also enrolled my family in Group coverage through my wife's Company?
My wife is seriously ill will my cobra insurance pay for the balance as my wife's primary coverage is not very good
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If your wife is covered on BOTH your COBRA plan AND her group health insurance, then yes, it will work as dual coverage. However, if she is not on your COBRA plan, then she gets no help from your insurance. You CAN have both COBRA and Group Medical, it is just a prohibitively expensive idea, in most cases. I hope your wife recovers well, swiftly and safely.
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If your wife is covered on BOTH your COBRA plan AND her group health insurance, then yes, it will work as dual coverage. However, if she is not on your COBRA plan, then she gets no help from your insurance. You CAN have both COBRA and Group Medical, it is just a prohibitively expensive idea, in most cases. I hope your wife recovers well, swiftly and safely.
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Simple question; why do businesses offer health insurance as a benefit?
Simple question that my parents cant seem to answer?
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To retain better quality employees. The companies where it's harder to FIND qualified employees, tend to offer coverages. The companies where your employment base is unskilled labor and easily replaced, tend to not offer coverages. Sure they could pay an employee more with no benefits - but most employees WANT those benefits, and would rather have them. Benefits are WORTH something, ya know! The average no deductible family plan with maternity coverage, is valued at $2000 a month! That's not chicken feed . . ..
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To retain better quality employees. The companies where it's harder to FIND qualified employees, tend to offer coverages. The companies where your employment base is unskilled labor and easily replaced, tend to not offer coverages. Sure they could pay an employee more with no benefits - but most employees WANT those benefits, and would rather have them. Benefits are WORTH something, ya know! The average no deductible family plan with maternity coverage, is valued at $2000 a month! That's not chicken feed . . ..
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As a senior citizen on medicare do I need additional health insurance. Presently I have both and it is costly.?
It is costing me nearly $200 per month. Whenever I have blood work and doctor visit they charge medicare not my med insurance. I am healthy and only go to the doctors and have blood work 3 times per year.
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Medicare has two part that cover medical related expense. Part A is for hospital situations an if admitted your only cost in 2009 is a $1,068 deductible. Part B is for all out patient medical expenses. It pays 80% of the Medicare rate for a specific treatment and the person pays 20%. Today so much treatment is done on an outpatient basis thus a Medicare Supplement plan, which pays the 20%, is needed. In my area a very good Medicare Supplement can be purchased for about $190 a month. There would be an additional cost of about $40 for prescription coverage. Another option to cover the medical treatment expenses Medicare does not pay is a Medicare Advantage plan. They normally cover medical and prescription and the monthly cost could be around $120 a month. A person currently on Medicare can enroll in a Medicare Advantage plan once a year during the annual open enrollment from Nov 15th to Dec 31.
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Medicare has two part that cover medical related expense. Part A is for hospital situations an if admitted your only cost in 2009 is a $1,068 deductible. Part B is for all out patient medical expenses. It pays 80% of the Medicare rate for a specific treatment and the person pays 20%. Today so much treatment is done on an outpatient basis thus a Medicare Supplement plan, which pays the 20%, is needed. In my area a very good Medicare Supplement can be purchased for about $190 a month. There would be an additional cost of about $40 for prescription coverage. Another option to cover the medical treatment expenses Medicare does not pay is a Medicare Advantage plan. They normally cover medical and prescription and the monthly cost could be around $120 a month. A person currently on Medicare can enroll in a Medicare Advantage plan once a year during the annual open enrollment from Nov 15th to Dec 31.
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What does the new healthcare reform mean for me? Im 22, working, no health insurance, with a pre existing cond?
Im 22, i been working for a long time, i had an accident 5 years ago which left me under a ton of medical bills and needless to say no one would insure me with my condition, so what does this mean for me now? is it just available now? is it affordable now? what should i do?
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where do you work ? they don't offer health insurance ? are you able to find another job ? well the healthcare reform wont change the fact you have previous debts to pay off ... as of now the bill states kids under age 26 will be able to join mom/dad's plan - Oct 2010 other then that, no real change is going to happen until 2014
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where do you work ? they don't offer health insurance ? are you able to find another job ? well the healthcare reform wont change the fact you have previous debts to pay off ... as of now the bill states kids under age 26 will be able to join mom/dad's plan - Oct 2010 other then that, no real change is going to happen until 2014
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Is the unmarried mother of children of US servicemen eligible for commissary and health insurance benefits ?
The father is married to another woman with whom he has no children.
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Again, if they are proven to be his children, they are eligible for all rights and benefits married, divorced or whatever in between. She is not eligible. If it is an international "incident", I understand, she is governed also by the laws and morays of her country. The child is ours, though.
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Again, if they are proven to be his children, they are eligible for all rights and benefits married, divorced or whatever in between. She is not eligible. If it is an international "incident", I understand, she is governed also by the laws and morays of her country. The child is ours, though.
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Shall I buy Apollo Munich’s Easy Health-- Individual Health Insurance Plan?
I am a corporate employee and have a health cover from my employer. I don't think that there is a need of individual health insurance plan, as I am already covered. But, one of my friends has created a proposal for me to buy Apollo Munich's Easy Health plan. Shall I go ahead?
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Yes, you should, as you would not be able to avail the health cover benefits after you leave your job and if you would buy the plan later, you would not be able to enjoy pre-policy benefits. Your waiting period would be same as it is. But, if you will buy it, your waiting period time will reduce and Apollo Munich is the best provider. So, go ahead. It will help you a lot. For details about the plan, visit
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Yes, you should, as you would not be able to avail the health cover benefits after you leave your job and if you would buy the plan later, you would not be able to enjoy pre-policy benefits. Your waiting period would be same as it is. But, if you will buy it, your waiting period time will reduce and Apollo Munich is the best provider. So, go ahead. It will help you a lot. For details about the plan, visit
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Is psychiatry covered by health insurance? I feel like I need it, but I don't have the money to pay for it.
I'm not sure how to check. I don't want my parents to know that I'm seeking help, but I am eighteen and am under their health insurance.
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
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Is medicare considered good health insurance?
how good is medicare compared to an average health insurance plan?
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
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Wednesday, June 29, 2011
How will the government get the illegals to buy health insurance when they don't even know they are here?
and the illegals do all their transactions in the black market or underground?
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The government will have to create a new agency with thousands more new hires to try and track the illegals down and make sure they bought their health RX
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The government will have to create a new agency with thousands more new hires to try and track the illegals down and make sure they bought their health RX
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Out of the 34 states that would challenge the federal mandate to buy health insurance, which ones are?
actually productive within their state for reform like Mass for example? And if they are against federal health reform but are not offering any reform to help their residents how can they prove this is unconstitutional as opposed to forcing people to pay for medicare?
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Medicare is a government entity paid for by tax dollars. Forcing people to buy a product from a private company is a completely different thing. Can they force you to buy a car from GM? Can they force you to buy apples to keep the price down for others who want them cheaper? There is nothing in the constitution that grants the government the authority to force you to buy somebody else's product. It is an assault on your individual liberty.
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Medicare is a government entity paid for by tax dollars. Forcing people to buy a product from a private company is a completely different thing. Can they force you to buy a car from GM? Can they force you to buy apples to keep the price down for others who want them cheaper? There is nothing in the constitution that grants the government the authority to force you to buy somebody else's product. It is an assault on your individual liberty.
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father and mother BOTH have the child covered under their separate health insurance plans?
under ca law the fathers insurance is primary due to the fact that he is older . how or could it be possible to have the the mothers insurance primary ?
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The "birthday law" isn't about AGE, it's about what day of the year the birthday comes FIRST. So clearly, dad's birthday ocurrs earlier in the year than moms. The ONLY way to get mom's policy primary, is to cancel child from dad's policy during the next open enrollment. If the transfer happened, because there wasn't a local in network hospital that could provide a specialty service (like a pediatric nephrologist), you appeal to dad's insurance to have it covered as a medical necessity on an in network basis.
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The "birthday law" isn't about AGE, it's about what day of the year the birthday comes FIRST. So clearly, dad's birthday ocurrs earlier in the year than moms. The ONLY way to get mom's policy primary, is to cancel child from dad's policy during the next open enrollment. If the transfer happened, because there wasn't a local in network hospital that could provide a specialty service (like a pediatric nephrologist), you appeal to dad's insurance to have it covered as a medical necessity on an in network basis.
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Cheap health insurance that will cover dental?
I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student loans. is there any cheap insurance packages i can get in ct?
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The only cheap dental insurance is worthless as you will end up paying most of the costs or will get very minimal coverage. Sorry
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The only cheap dental insurance is worthless as you will end up paying most of the costs or will get very minimal coverage. Sorry
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I need phone #'s for Health Insurance companys to assist me in getting a Chiroprator in network.?
I need provider line #'s for the departments doing credentialing for Chiropractors. I'm located in Columbus, Ohio and i need local insurance companies in this area. If anyone can help me out that would be great. Thanks
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Your question is a little confusing. It almost sounds like you ARE a chiropractor (or work for one), and you'd like to become a network provider for insurance companies in the Columbus, Ohio area? Is that the case? If you're looking to become a network provider for some of the major insurance companies in Columbus, you'd want to contact: Medical Mutual of Ohio (www.medmutual.com), United Healthcare (www.unitedhealthcareonline.com - that's the site for medical providers. www.uhc.com is the general corporate site), Aetna, and Anthem BCBS. Those are some of the insurance companies with the largest membership in Columbus. The websites should have contact links for providers who are interested in applying for the network. There are also other insurers...if you're Medicare and Medcaid certified, you'll want to look into all the managed Medicare/Medicaid plans in Columbus as well. (ODJFS can provide you with a list of the Medicaid plans, you can find the Medicare plans through CMS.) That's a starting point for you, anyhow. You'll have to continue to investigate on your own. I don't have all of my contact info at home, and I can't access this site while at work. :)
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Your question is a little confusing. It almost sounds like you ARE a chiropractor (or work for one), and you'd like to become a network provider for insurance companies in the Columbus, Ohio area? Is that the case? If you're looking to become a network provider for some of the major insurance companies in Columbus, you'd want to contact: Medical Mutual of Ohio (www.medmutual.com), United Healthcare (www.unitedhealthcareonline.com - that's the site for medical providers. www.uhc.com is the general corporate site), Aetna, and Anthem BCBS. Those are some of the insurance companies with the largest membership in Columbus. The websites should have contact links for providers who are interested in applying for the network. There are also other insurers...if you're Medicare and Medcaid certified, you'll want to look into all the managed Medicare/Medicaid plans in Columbus as well. (ODJFS can provide you with a list of the Medicaid plans, you can find the Medicare plans through CMS.) That's a starting point for you, anyhow. You'll have to continue to investigate on your own. I don't have all of my contact info at home, and I can't access this site while at work. :)
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I need health insurance for my father who suffered a stroke 3 months ago.?
He is 61 and he lives in Florida. I am ready to pay good money as long as we are getting a good product. What options do i have? Thanks.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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In Calif., are you required to have health insurance for your child if your job offers family insurance?
1. In California, are you required to have health insurance for your child if your job offers family health insurance (medical, dental and vision) for you and your child? 2. If your job offers family health insurance (dental, medical, and vision), does the court require the noncustodial parent to have their child on their workplace's health insurance (family plan)? note: I am a noncustodial parent
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No
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No
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My best friend has just been diagnosed with Stage 4 Colon Cancer and has NO health insurance?
She's single in her 40's and lives at home with mom and dad. No kids, never married and currently only working a part time job. Any ideas where or how she can get quality medical care in the Chicago area without necessarily having to go to Cook County Hospital ? She's a great lady, very loving and giving and she REALLY needs a break right now. Parents are elderly, low income. Thanks for any suggestions.
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Your friend might call the local branch of the American Cancer Society, for some guidance. They may have referral sources for low-income people. Or she might try a major teaching hospital, and see if they have anything to offer. Your friend probably would qualify for the state funded health insurance plan (Medicaid in Pennsylvania) for low income folks, which would allow her to go to any hospital/doctor who accepts Medicaid. Good luck to your friend.
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Your friend might call the local branch of the American Cancer Society, for some guidance. They may have referral sources for low-income people. Or she might try a major teaching hospital, and see if they have anything to offer. Your friend probably would qualify for the state funded health insurance plan (Medicaid in Pennsylvania) for low income folks, which would allow her to go to any hospital/doctor who accepts Medicaid. Good luck to your friend.
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Now that the Healthcare Bill has passed, can I drop my Health Insurance and wait for Govt to cover my family?
We are a family of 5 and I make around 70k/yr. How will this bill be beneficial to me?
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No. Even if you were in need, the government would not be providing health care to anyone. There will be a government-regulated exchange of private insurance companies. You still have to pay for health insurance.
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No. Even if you were in need, the government would not be providing health care to anyone. There will be a government-regulated exchange of private insurance companies. You still have to pay for health insurance.
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Do you really think your employer will keep offering you a health insurance plan?
when and if the government starts to offer coverage for everyone ? I don't
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No, as an employer I am getting ready for the new taxes, I have already been forced to cut 15 percent of company, find money by cutting benefits including health insurance, it is not a small companies fault, but with the government is going to raise payroll taxes and cut out deductions we as business owners a forced to act, for our companies survival. Not to mention I as CEO get paid last, (moral thing) I have suffered as well. we must get lean to survive the till 2012.
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No, as an employer I am getting ready for the new taxes, I have already been forced to cut 15 percent of company, find money by cutting benefits including health insurance, it is not a small companies fault, but with the government is going to raise payroll taxes and cut out deductions we as business owners a forced to act, for our companies survival. Not to mention I as CEO get paid last, (moral thing) I have suffered as well. we must get lean to survive the till 2012.
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I lost my job. How do I pay child suppot and health insurance for my kid/?
I have been paying child support for the past 6 years, never missed a payment. I do not have any income now that I lost my job. I also have a home mortgage and 2 car payments to make. I bought my house last year and with the market being so rough, I cannot sell the house without a huge loss.
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Maybe you could sell one of the cars for extra money. Or apply for health insurance through your state.
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Maybe you could sell one of the cars for extra money. Or apply for health insurance through your state.
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What health Insurance Plan do I choose?
I am 19, and a student. My dad isn't working, and my insurance was cut. So, I want want to buy one for myself. I worked during the summer and have some money saved up. Which one do I pick?
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Try this site http://heinsurance.notlong.com here you can compare quotes from different companies so you can find the best option for you.
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Try this site http://heinsurance.notlong.com here you can compare quotes from different companies so you can find the best option for you.
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22 yr old athletic male looking for health insurance, can gym membership lower premiums?
Hello everyone, little background about me. I am 22 years old, male, and am in great physical shape. Unfortunately, I am unemployed (laid off, got no coverage cause it's part time) and a problem with my financial aid in the state of Nevada prevent me from finishing school until fall of this year.
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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I recommend you this site where you can compare quotes so you can find the best option for you http://www.usainsurancequotes.net
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Why do health insurance co's want to block much needed health reform?
We're the only civilized country in the world that does not provide universal healthcare to our citizens.
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Insurance and hospital CEOs need their 5 homes, 10 luxury cars, yacht and private jet.
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Insurance and hospital CEOs need their 5 homes, 10 luxury cars, yacht and private jet.
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What's the best short term health insurance policy?
I need something for my husband and I under $100 a month and good office visit coverage. 6 month policy.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies in your area.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies in your area.
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How will letting health insurance companies operate across state lines affect healthcare?
Because now that all the credit card companies are allowed to operate from North Dakota, they're free to charge 79.9% interest rates and change the terms whenever they please. http://www.usatoday.com/money/perfi/cred…
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This is really a ploy so that insurance companies don't have to comply with state laws about coverage and responsibility, I live in NY, and my insurance co is in Texas, they call themselves a discount plan, not an insurance plan. That way they don't have to worry about the consumer protections I had when I had an employer provider plan. I had to fight Aetna to get an operation done in a way I needed, the State Insurance board went to bat for me and four months later I had it done and paid for by the insurance company. They actually admitted that the operation was well within their own guidelines. The reason for denial was never made clear..my guess is that they were just hoping I'd give up. I can't do that with this out of state plan. So how will it affect health care? It will put us more at the mercy of the merciless.
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This is really a ploy so that insurance companies don't have to comply with state laws about coverage and responsibility, I live in NY, and my insurance co is in Texas, they call themselves a discount plan, not an insurance plan. That way they don't have to worry about the consumer protections I had when I had an employer provider plan. I had to fight Aetna to get an operation done in a way I needed, the State Insurance board went to bat for me and four months later I had it done and paid for by the insurance company. They actually admitted that the operation was well within their own guidelines. The reason for denial was never made clear..my guess is that they were just hoping I'd give up. I can't do that with this out of state plan. So how will it affect health care? It will put us more at the mercy of the merciless.
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can i use my European health insurance card as id?
im fifteen years old and i want to see a movie on friday the movie is 15 rated so i should get in but i don't look my age would the vue cinema accept a european health insurance card which has my name and age on it as proof of id? what else could i use as id?
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i think you could. birth certificate!
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i think you could. birth certificate!
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Where does one go if you don't have health insurance but you need to see a doctor?
This person has very little money to spare. They would need to make payments. Who can I call? They need to see a dermatologist about suspicion of skin cancer.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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Are cashless health insurance policies still sold by insurance companies in India &accepted by major hospitals?
I have heard there is a controversy among the insurance companies & major hospitals so cashless facilities are not available at the moment? Thanks
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HARSHfromApnapaisa : Cashless facility is offered by insurance companies to a select list of hospitals that are pre-approved by the Insurance company for this specific purpose. Every insurance company is still offering cashless facility. The controversy that you see in the media was regarding the one time removal of hospitals from the cashless network (the PSU's call them part of their Preferred Provider Network) of the PSU Insurers only unless they accepted the new rate structures put forward by the PSU Insurance companies. The smaller hospitals signed up and are back in the PSU insurers cashless network but the major hospitals are yet to accept the rates laid down by the PSU insurance companies. The matter is currently (as on September 22, 2010) being discussed at the highest levels between the hospitals and insurance companies with the health ministry also being reportedly involved. The cashless network of most private companies continue as before. In fact you can find the current cashless network of each provider on the websites of the individual insurance companies. Please note that for any company there are always some hospitals being added and deleted from the network on a regular basis. This is true for PSU companies as well as private companies. The reason for the ocntroversy was the wholesale removal of hospitals from the cashless facility by the PSU insurers.
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HARSHfromApnapaisa : Cashless facility is offered by insurance companies to a select list of hospitals that are pre-approved by the Insurance company for this specific purpose. Every insurance company is still offering cashless facility. The controversy that you see in the media was regarding the one time removal of hospitals from the cashless network (the PSU's call them part of their Preferred Provider Network) of the PSU Insurers only unless they accepted the new rate structures put forward by the PSU Insurance companies. The smaller hospitals signed up and are back in the PSU insurers cashless network but the major hospitals are yet to accept the rates laid down by the PSU insurance companies. The matter is currently (as on September 22, 2010) being discussed at the highest levels between the hospitals and insurance companies with the health ministry also being reportedly involved. The cashless network of most private companies continue as before. In fact you can find the current cashless network of each provider on the websites of the individual insurance companies. Please note that for any company there are always some hospitals being added and deleted from the network on a regular basis. This is true for PSU companies as well as private companies. The reason for the ocntroversy was the wholesale removal of hospitals from the cashless facility by the PSU insurers.
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I don't have health insurance, I researched & Im sure I have tonsillitis, is there anything I can do at home?
For the past few days I haven't been feeling well, but since I dont have insurance I try my hardest to ignore it. So I found this in my research? What are the symptoms of tonsillitis? The following are the most common symptoms for tonsillitis. However, each individual may experience symptoms differently. Symptoms may include: *swollen, red tonsils (often coated with a yellow, gray, or white membrane) *blisters or painful ulcerated areas on the throat *sudden onset sore throat *pain with swallowing *headache *loss of appetite (dont have) *malaise (dont have) *chills *fever (dont have) *swollen and tender lymph nodes in the neck or jaw area So I am hoping that SOMEONE out there can offer some advice to me as what I can do at home and save myself the huge bill going to the doctor without insurance. Thanks in advance for any information!!!
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Question about health insurance and maternity?
Ok, I have insurance, but me and my fiance are getting married soon and I want to get on his insurance. I am working two jobs, and would really like to quit the one that I have insurance at since I make more at the other one. My question is, that I am already pregnant, so do you think that his insurance will cover my pregnancy? I know some of you will say no because it is a pre existing condition, but my mom and several friends have told me that in the 90's most insurance companies did away with pre existing condition rules. I know that some sitll have them, which is why I am calling tom. to find out. I think that his insurance is Blue cross blue sheild. What do you guys think?
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Yes, they will cover it.
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Yes, they will cover it.
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Are unions against a single payer system because if they did not get health insurance through their employer?
they would not receive the $35 an hour including benefits for stocking diapers in the baby section?
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Union workers believe they should be paid as much as Doctors and Nuclear Physicists even though most never even graduated high school this is why most unions are run by Jimmy Hoffa types in the mob. Just another version of an extortion racket
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Union workers believe they should be paid as much as Doctors and Nuclear Physicists even though most never even graduated high school this is why most unions are run by Jimmy Hoffa types in the mob. Just another version of an extortion racket
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what happens if my paycheck doesn't cover my health insurance?
Hi. my husband covers our insurance and his paycheck wasn't enough to cover it because he hasn't had enough work. So, do we lose it? Do we have to go through COBRA? Most importantly, when his check goes back to normal in 2 weeks, will we be covered like normal again? Thanks. This is so important as we have a small child and an infant at home.
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It would probably be best to ask these questions of whomever handles benefits for his company. The company may or may not cover him for the difference. COBRA is very expensive so wouldn't be an option if you can't afford the usual amount...how that is handled though, I do not know. Talk to someone in Human Resources since they are the administrators of company benefits.
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It would probably be best to ask these questions of whomever handles benefits for his company. The company may or may not cover him for the difference. COBRA is very expensive so wouldn't be an option if you can't afford the usual amount...how that is handled though, I do not know. Talk to someone in Human Resources since they are the administrators of company benefits.
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So if forcing people to buy health insurance is ruled constitutional by the supreme court would there be any?
limit to the powers of congress to mandate anything? That is what this will likely come down to.
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No there won't be and there is no telling what nonsense they will make mandatory to buy! This has got to be over turned! God Bless
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No there won't be and there is no telling what nonsense they will make mandatory to buy! This has got to be over turned! God Bless
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Tuesday, June 28, 2011
I currently work for a company that pays a portion of my husband's health insurance premimum.
They have announced that starting next year they will no longer cover family members. We have insurance through blue cross blue shield. Would it be possible to switch to individual coverage? My husband has several health problems and I would want to try to avoid the "pre existing condition" wait period. What are our options? Thanks for your help!
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Well, if your husband has an employer that offers a group plan, you can switch over to their policy during open enrollment. You're probably not going to have a pre-existing conditon issue if you buy a private policy. That's because either they'll flat out refuse to cover him, or they won't cover the pre-existing conditions, PERIOD. That wait time, is only for a GROUP policy through an employer. You need to get some quotes. I think when you see what the individual policies will cost, you'll find out that it's going to be less expensive, to pay for him, AND GET COVERAGE, through your employer's plan.
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Well, if your husband has an employer that offers a group plan, you can switch over to their policy during open enrollment. You're probably not going to have a pre-existing conditon issue if you buy a private policy. That's because either they'll flat out refuse to cover him, or they won't cover the pre-existing conditions, PERIOD. That wait time, is only for a GROUP policy through an employer. You need to get some quotes. I think when you see what the individual policies will cost, you'll find out that it's going to be less expensive, to pay for him, AND GET COVERAGE, through your employer's plan.
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Uninsured people, will you buy health insurance or pay the fine in 2014?
I am assuming this issue is very important to you and you have researched the bill.
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None of the above. I'll let my current insurance lapse and let them try to seize me and my property. If they think they can intimidate us like the thugs they are, let them prove it.
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None of the above. I'll let my current insurance lapse and let them try to seize me and my property. If they think they can intimidate us like the thugs they are, let them prove it.
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For health insurance & health care experts: How did the health insurance mess in the U.S. start,where,and why?
Once again,this seems to be a big topic with the presidential candidates,but,it's also an old issue. When,where,how,and why did it get to be so out of hand?
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Health insurance has been around for a long time. Used to be, people paid their own doctor bills and got health insurance only to cover catastrophic events (skiing accidents, cancer, the stuff that generated lots of big medical bills). They paid for it themselves. After WWII, employers looked for ways to get the best employees, and since health insurance was cheap back then (!), decided to offer it as a benefit. To entice and keep good employees, they bought insurance that covered more health care costs, including the routine ones. Now that people didn't have to pay for their own medical costs any more, doctors and hospitals felt free to charge more. After all, insurance was paying, right? Meanwhile, medical science and technology have progressed. We have much more sophisticated tools for diagnosing disease and treating it - but they cost a lot to research, develop, manufacture, etc. People want the best they can get, so now insurance is paying thousands for a knee MRI instead of $100 for a knee x-ray. So they need more money, and premiums go up. Also meanwhile, people are suing frequently for medical malpractice, and they get huge awards. This means the doctors and hospitals must insure themselves in case they're sued, and the costs are $100,000 - $200,000/year for every doctor. To cover that, they up their fees, and insurance must pay more, and the cost ultimately is passed on to us. In response to this, doctors and hospitals are legally required to bend over backward to ensure that nothing goes wrong. This means lots of disposable equipment, from face masks and gloves to paper liners for the examining table, to being unable to reuse an opened bag of something. Also, they will request every conceivable test to make sure they don't miss a diagnosis (to avoid being sued). This drives costs way up. The attempts to control costs have both helped and added to the problem. Managed care (getting surgery, diagnostic tests, procedures, expensive drugs and visits to specialists pre-approved) was intended to limit unnecessary care, but often it prevents patients from getting care they need. Negotiating payment rates for a preferred provider plan means people using the plan have lower medical bills - but those costs are just shifted to people outside the plan, especially to those without any insurance. Here's more info: http://en.wikipedia.org/wiki/Health_insu…
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Health insurance has been around for a long time. Used to be, people paid their own doctor bills and got health insurance only to cover catastrophic events (skiing accidents, cancer, the stuff that generated lots of big medical bills). They paid for it themselves. After WWII, employers looked for ways to get the best employees, and since health insurance was cheap back then (!), decided to offer it as a benefit. To entice and keep good employees, they bought insurance that covered more health care costs, including the routine ones. Now that people didn't have to pay for their own medical costs any more, doctors and hospitals felt free to charge more. After all, insurance was paying, right? Meanwhile, medical science and technology have progressed. We have much more sophisticated tools for diagnosing disease and treating it - but they cost a lot to research, develop, manufacture, etc. People want the best they can get, so now insurance is paying thousands for a knee MRI instead of $100 for a knee x-ray. So they need more money, and premiums go up. Also meanwhile, people are suing frequently for medical malpractice, and they get huge awards. This means the doctors and hospitals must insure themselves in case they're sued, and the costs are $100,000 - $200,000/year for every doctor. To cover that, they up their fees, and insurance must pay more, and the cost ultimately is passed on to us. In response to this, doctors and hospitals are legally required to bend over backward to ensure that nothing goes wrong. This means lots of disposable equipment, from face masks and gloves to paper liners for the examining table, to being unable to reuse an opened bag of something. Also, they will request every conceivable test to make sure they don't miss a diagnosis (to avoid being sued). This drives costs way up. The attempts to control costs have both helped and added to the problem. Managed care (getting surgery, diagnostic tests, procedures, expensive drugs and visits to specialists pre-approved) was intended to limit unnecessary care, but often it prevents patients from getting care they need. Negotiating payment rates for a preferred provider plan means people using the plan have lower medical bills - but those costs are just shifted to people outside the plan, especially to those without any insurance. Here's more info: http://en.wikipedia.org/wiki/Health_insu…
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Please help me understanding my health insurance policy?
I have 500 deductible and my office visits to the non-specialists is 20 copay and deductible waived.. what does this mean... I have asked a question similar to this one.
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Co-pays are co-pays - they are never subject to your deductible/co-insurance nor do they go toward your maximum out of pocket. Traditionally - co-pays are your cost of that particular covered benefit. The insurance picks up the difference between your co-pay and the contracted rate, between the carrier and the provider. Co-pays are normally used for standard and specialist office visits. You enter into your deductible when ever you are utilizing services that are not covered under a co-payment - Labs, X-ray, in office procedures and hospitalizations etc. Also, keep in mind with most PPO plans, after you have satisfied your deductible you enter into co-insurance - typically 80/20 - meaning the insurance pays 80% of the bills and you pay 20% of the bills until you hit your maximum out of pocket - see your policy for these limits. You will also notice that you may have co-pays for Rx Drugs - this works the same way - the insurance picks up the difference between your co-pay and the contracted rate of the Rx Drug. Hope this helps!
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Co-pays are co-pays - they are never subject to your deductible/co-insurance nor do they go toward your maximum out of pocket. Traditionally - co-pays are your cost of that particular covered benefit. The insurance picks up the difference between your co-pay and the contracted rate, between the carrier and the provider. Co-pays are normally used for standard and specialist office visits. You enter into your deductible when ever you are utilizing services that are not covered under a co-payment - Labs, X-ray, in office procedures and hospitalizations etc. Also, keep in mind with most PPO plans, after you have satisfied your deductible you enter into co-insurance - typically 80/20 - meaning the insurance pays 80% of the bills and you pay 20% of the bills until you hit your maximum out of pocket - see your policy for these limits. You will also notice that you may have co-pays for Rx Drugs - this works the same way - the insurance picks up the difference between your co-pay and the contracted rate of the Rx Drug. Hope this helps!
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Who offers the best pet health insurance for older dogs?
Is there a waiting period for the plan to be effective? any other additional info will be helpful.
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There are many great pet insurance plans out there. You should think about how comprehensive you want your plan because some include routine care and dental. Of course, that makes the premiums more expensive and I personally would recommend against it because you don't really get your money's worth. A good company to look into is Trupanion. I have it for my dog, who is a younger dog, but I really like them. I chose them because they don't have annual limits which means you can't max out for one year. Also, you can enroll up to age 14 which is one of the highest (there are many companies that cap out at age 10 or less). Waiting period: typically most companies do have a waiting period, usually one for accidents and one for illnesses. They are a few days up to a few weeks, and this is to keep people from signing up just to make claims and it makes it fair to those who have already enrolled. Check around at some reviews and get free quotes from the companies. Here's a great site to get a quote and look at quotes from other companies side-by-side: http://www.trupanionpetinsurance.com/why…
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There are many great pet insurance plans out there. You should think about how comprehensive you want your plan because some include routine care and dental. Of course, that makes the premiums more expensive and I personally would recommend against it because you don't really get your money's worth. A good company to look into is Trupanion. I have it for my dog, who is a younger dog, but I really like them. I chose them because they don't have annual limits which means you can't max out for one year. Also, you can enroll up to age 14 which is one of the highest (there are many companies that cap out at age 10 or less). Waiting period: typically most companies do have a waiting period, usually one for accidents and one for illnesses. They are a few days up to a few weeks, and this is to keep people from signing up just to make claims and it makes it fair to those who have already enrolled. Check around at some reviews and get free quotes from the companies. Here's a great site to get a quote and look at quotes from other companies side-by-side: http://www.trupanionpetinsurance.com/why…
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Pregnant and currently dont have health insurance ?
So we had insurance, was seeing my doc.My husband got out of the navy and the next day no more insurance. He just started his new job and will get insurance in 3 months is it healthy for me not to see a doc till then?
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How far along are you? If you are healthy and are not at risk, doctors often do not see you for the first time until around 10 weeks in the pregnancy. So if you are really early, it might be ok. If you are in the second or third trimester, I would look at other insurance options and see the doctor. Discuss this with your doctor - they may have options for you. Was he not offered any sort of COBRA plan that he could pay out-of-pocket for until he had coverage at the new employer? Another factor to consider is what is 90 days? At my employer it is 90 days after the first of the month so if today was my first day of work it would be 90 days from January 1 not from today. Best wishes!
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How far along are you? If you are healthy and are not at risk, doctors often do not see you for the first time until around 10 weeks in the pregnancy. So if you are really early, it might be ok. If you are in the second or third trimester, I would look at other insurance options and see the doctor. Discuss this with your doctor - they may have options for you. Was he not offered any sort of COBRA plan that he could pay out-of-pocket for until he had coverage at the new employer? Another factor to consider is what is 90 days? At my employer it is 90 days after the first of the month so if today was my first day of work it would be 90 days from January 1 not from today. Best wishes!
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Im 170 pounds if I lose 30 to 40 pounds will my health insurance premium be lowered? I pay $500 a month now?
I have blue cross blue shield and when I turn 25 it will go up to $700 or $800 dollars.
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You can easily check your minimal health care rates in internet, for example here - healthplans.my-age.net
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You can easily check your minimal health care rates in internet, for example here - healthplans.my-age.net
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Why do I need a Health Insurance agent since I can see all providers' plans on the web and apply online ?
There are web sites where you can input your age, zip code etc. and select from a very comprehensive list of medical plans from almost all providers with the monthly premium shown. You can then select a short list for side by side comparison and apply directly to the health care provider.
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A good independent agent is the best thing you can have and its FREE. The plan premiums are the same whether you work thru an agent of you buy direct. So whats so good about an agent? #1) All plans have good points and bad points. There are tradeoffs. I can assure you that the customer service dept of XYZ company is not going to go out of theirway to point these things out. For example one plan has unlimited $25 doctor copays...sound great but the fine print on page 13 says only for "family physicians. A good agent gets paid from all companies. He is free to work for you!! He/she understands the big picture with all the products. When you say maternity is important he know exactly what the issues are with all the plans and is not afraid to tell you.
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A good independent agent is the best thing you can have and its FREE. The plan premiums are the same whether you work thru an agent of you buy direct. So whats so good about an agent? #1) All plans have good points and bad points. There are tradeoffs. I can assure you that the customer service dept of XYZ company is not going to go out of theirway to point these things out. For example one plan has unlimited $25 doctor copays...sound great but the fine print on page 13 says only for "family physicians. A good agent gets paid from all companies. He is free to work for you!! He/she understands the big picture with all the products. When you say maternity is important he know exactly what the issues are with all the plans and is not afraid to tell you.
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Do you have health insurance from your employer?
If so, is it enough and do you feel you over pay? If not- what are your concerns about your families health? My hubby is covered @ 1,000 ded...and me and kiddos hav ziltz...I remember when everyone was given great insurance as a perk of the job. Too bad-
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I have insurance and I feel like I pay through the nose... It's very expensive and my check is pitfully small because of it. I wish that companies would still cover the cost of insurance... My insurance is fine, though I wish there wasn't such a thing as a "deductible" or "out-of-pocket expense"- I think that's crap. My insurance covers myself and my husband and any future children we may have can be added... My husband has a similar insurance benefit which costs only slightly less than mine.
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I have insurance and I feel like I pay through the nose... It's very expensive and my check is pitfully small because of it. I wish that companies would still cover the cost of insurance... My insurance is fine, though I wish there wasn't such a thing as a "deductible" or "out-of-pocket expense"- I think that's crap. My insurance covers myself and my husband and any future children we may have can be added... My husband has a similar insurance benefit which costs only slightly less than mine.
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Any suggestions for health insurance for preexisting condition?
I was pregnant and applied for insurance through the state. About two week after I applied, I has a miscarriage. I now have the medical bills from the prenatal care I received and the ER visit from the miscarriage however was denied insurance because my income is to high. Does anyone know where I could go to try and get help in paying for the bills that I received?
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Ask your husband or boyfriend to help pay, or your friends and family. You should also ask the hospital, at the very least, to reprice the bills down to a cash price.
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Ask your husband or boyfriend to help pay, or your friends and family. You should also ask the hospital, at the very least, to reprice the bills down to a cash price.
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I just got pregnant and don't have health insurance. Does anyone know of any cheap insurance plans asap?
I would go to a clinic but I feel more comfortable having insurance for the baby and future use. Anyone know of anything cheap & fast?
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healthquotes.awardspace.info - try this one. My sister had no problem with her insurance coverage while being pregnant.
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healthquotes.awardspace.info - try this one. My sister had no problem with her insurance coverage while being pregnant.
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Can I get health insurance now because of Obama's health care reform bill?
I'm an unemployed young adult. Just graduated from college. So can I get free health care now? Like Kaiser, Blue Shields, or PacifiCare? Or do only certain health insurers apply?
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Don't know where you got the idea you can get free health insurance. The has been and will continue to be Medicaid for very low income people for which you may qualify. If you don't qualify, the health care bill will provide subsidies in the form of tax credits to help you pay for health insurance if you make less than 400% of the federal poverty level. This will start in 2014. The way a tax credit works is you pay the entire premium during the year and will receive the subsidy when you file your 2014 taxes. To answer your question - No, you cannot get free health insurance from the companies that you listed, nor from any other company.
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Don't know where you got the idea you can get free health insurance. The has been and will continue to be Medicaid for very low income people for which you may qualify. If you don't qualify, the health care bill will provide subsidies in the form of tax credits to help you pay for health insurance if you make less than 400% of the federal poverty level. This will start in 2014. The way a tax credit works is you pay the entire premium during the year and will receive the subsidy when you file your 2014 taxes. To answer your question - No, you cannot get free health insurance from the companies that you listed, nor from any other company.
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If we eventual have universal healthcare, Do you think most companies will not offer health insurance?
I mean they would lose money by offering healthcare through the company. Why would they offer it if there is no competition for recruiting new employees. The Government will have it taken care of.
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My opinion: If we have universal health care, then the companies offering health care now will drop employees. Health care is the number one expense of a corporation.
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My opinion: If we have universal health care, then the companies offering health care now will drop employees. Health care is the number one expense of a corporation.
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Isn't it wonderful how the health care reform is going? The same private insurance benefits that the?
congress has will be offered to all? And we all have the chance to pay health insurance premiums within that pool? What a great idea. Why would anyone be against this? I wonder? More entrepreneurship, more opportunities for small businesses to be able to buy insurance? Why didn't I think of this?
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For a small price(your soul). BTW, it won't be the same, lol.
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For a small price(your soul). BTW, it won't be the same, lol.
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Can you take the Life and Health Insurance Producer Exam Seperate?
I have failed the Missouri Life and Health Exam 5 times now for my internship. I need to pass asap! I noticed they have the life and health seperate on persons website. Can I take them seperatly and will they be the same credit as life and health producer exam? Helppppp!
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The state insurance department (probably on the website) will be able to tell you. I know that one cannot separate them in any of the 18 states I've been licensed in, but that doesn't include MO.
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The state insurance department (probably on the website) will be able to tell you. I know that one cannot separate them in any of the 18 states I've been licensed in, but that doesn't include MO.
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how much do health insurance agents make in florida?
And whats the difference in selling it in florida as opposed to NY?
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www.salary.com . . . it depends wildly on how long you've been in business. The biggest differences, are that in NY, an insurance company HAS to offer a policy - so prices are a lot higher. And in FL, the population 65 and older - and FL has the highest percentage of those - already have Medicare. Cheaper insurance prices in FL, smaller market.
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www.salary.com . . . it depends wildly on how long you've been in business. The biggest differences, are that in NY, an insurance company HAS to offer a policy - so prices are a lot higher. And in FL, the population 65 and older - and FL has the highest percentage of those - already have Medicare. Cheaper insurance prices in FL, smaller market.
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I am in the national guard, is there anyway i can get health insurance for my mom?
I am currently in the national guard, I was curious if anyone knew if there was a way i can get health insurance for my mom cheap? any info would be greatly appreciated
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If your Mom is your dependent in DEERs then yes, if not then no.
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If your Mom is your dependent in DEERs then yes, if not then no.
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Am i paying too much health Insurance? Am pregnant will it be wise to change?
We (me & my husband) are covered under Cigna insurance with 840/month premium (no deductible/no co-insurance) thro' employer. We are completely healthy. I wonder if we are paying too much. I am now pregnant and want to change to BCBS 650/m premium (no deductible/20% coinsurance/ max outof pocket 2500/person). Will it be wise to change?? Please advice.
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Being already pregnant you will be unable to change unless the BCBS is also a group plan through an employer and you have an open enrollment period which would allow a change. No individual insurance will accept anyone if anyone in the family is currently pregnant.
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Being already pregnant you will be unable to change unless the BCBS is also a group plan through an employer and you have an open enrollment period which would allow a change. No individual insurance will accept anyone if anyone in the family is currently pregnant.
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a reliable travel health insurance to Hong Kong and China?
I am traveling to Hong Kong and China for a total of 18 days, and would like to purchase travel insuranc, please recommend a reliable one.
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What country are you in? Unless you say that how do you expect people to advise you?
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What country are you in? Unless you say that how do you expect people to advise you?
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Does anyone know the typical percentage breakdowns for employer sponsored health insurance?
Like how much the employee typically pays and what the employer actually picks up?
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Varies by company. Average is employee 25%, employer 75%
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Varies by company. Average is employee 25%, employer 75%
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What kind of health insurance plan do the members of Congress have?
Anyone know that information or where I can find it?
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http://www.google.com/search?hl=en&clien…
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http://www.google.com/search?hl=en&clien…
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How does Kaiser health insurance work?
Do you have a personal doctor? Or do you have to go to the medical center every time? Can you make appointments? In Orange County area if anyone can help me out... Thank You.
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health-quotes.talk4fun.net - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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health-quotes.talk4fun.net - I switched to this health insurance from them, cause it gives much cheaper rates for m?.
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What is some options for state paid health insurance for lower income individuals in the state of New Jersey?
Looking for any type of state paid insurance for medical coverage in New Jersey.
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Here is a link to the New Jersey State Medicaid website: http://www.state.nj.us/humanservices/dma… There are phone numbers on the website to get more information about the income limitations and what's available. If you're not within the income limitations I'd suggest to visit a local independent agent to see what is available in your area. This person knows the market and can find the best plan for you; they don't charge anything for the service.
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Here is a link to the New Jersey State Medicaid website: http://www.state.nj.us/humanservices/dma… There are phone numbers on the website to get more information about the income limitations and what's available. If you're not within the income limitations I'd suggest to visit a local independent agent to see what is available in your area. This person knows the market and can find the best plan for you; they don't charge anything for the service.
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why should there be more health insurance?
If there was mandated insurance for buying milk, does anyone seriously think the price of milk wouldnt go up? If there was clothing insurance. It would cost about the thousand dollars for a shirt but on the bright side everyone would have a shirt.
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Finally, someone who understands !!! (besides Ron Paul) Consider this: I was born in 1960. My mother's very nice semi-private hospital room cost $35. Nowadays a night's stay in the hospital would run many hundreds of dollars. That room would, with all the sneaky things they throw in now, would cost at least $600. Now, this is just one example of how medical costs have risen not just dramatically, but horrendously. What is the main reason? HEALTH INSURANCE. Back in the 1970s, everyone started getting "free" health insurance through their employer. If you went to a doctor and did not have health insurance, a lot of doctors would charge you HALF PRICE. Why? Because their "normal" rate was just to get as much money as possible from insurance. So if health insurance was normally just catastrophic insurance, medical rates would plummet.
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Finally, someone who understands !!! (besides Ron Paul) Consider this: I was born in 1960. My mother's very nice semi-private hospital room cost $35. Nowadays a night's stay in the hospital would run many hundreds of dollars. That room would, with all the sneaky things they throw in now, would cost at least $600. Now, this is just one example of how medical costs have risen not just dramatically, but horrendously. What is the main reason? HEALTH INSURANCE. Back in the 1970s, everyone started getting "free" health insurance through their employer. If you went to a doctor and did not have health insurance, a lot of doctors would charge you HALF PRICE. Why? Because their "normal" rate was just to get as much money as possible from insurance. So if health insurance was normally just catastrophic insurance, medical rates would plummet.
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Monday, June 27, 2011
Considering children without health insurance, children in poverty, why is gay marriage a more pressing issue?
How many millions were spent to get prop 8 through in Cali?
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We're icky, we're all shameless skanks, we corrupt children and we want to take over the world! Like, duh! ;) EDIT: Oh crap, I almost forgot. We also want to teach your children how to have gay sex at school. Man, how could I leave that one out! I mean, that's like number 1 on my Atheist/Liberal/Lesbian/Devil Agenda.
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We're icky, we're all shameless skanks, we corrupt children and we want to take over the world! Like, duh! ;) EDIT: Oh crap, I almost forgot. We also want to teach your children how to have gay sex at school. Man, how could I leave that one out! I mean, that's like number 1 on my Atheist/Liberal/Lesbian/Devil Agenda.
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can i deduct health insurance I paid when I was off work sick?
my employer paid 1/2 and i paided the other half when I could not work can I deduct my 1/2 I paid out of my saving acct
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You can deduct health insurance that you paid only if you itemize you deductions and then the deduction will only be everything you spent on medical, including dentist bills, prescriptions, doctor bills, mileage to and from the doctor or dentist as well as you health insurance premiums over 7 1/2% of your net income. Your itemized deductions needs to be over $5000 if your single for it to be to your advantage to use it, otherwise, you need to file the standard deduction which will have you paying a lower tax.
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You can deduct health insurance that you paid only if you itemize you deductions and then the deduction will only be everything you spent on medical, including dentist bills, prescriptions, doctor bills, mileage to and from the doctor or dentist as well as you health insurance premiums over 7 1/2% of your net income. Your itemized deductions needs to be over $5000 if your single for it to be to your advantage to use it, otherwise, you need to file the standard deduction which will have you paying a lower tax.
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When health insurance premiums shoot through the roof in 2011 will Mr Obama PRETEND he knew nothing of it and?
demonize the health insurance industry?
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Yes. And the betrayers who voted for him will pretend they knew nothing of his Marxist orientation, his false promises and his lies. They will run and hide as usual, as though he just appeared as president out of the air.
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Yes. And the betrayers who voted for him will pretend they knew nothing of his Marxist orientation, his false promises and his lies. They will run and hide as usual, as though he just appeared as president out of the air.
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Can someone just tell me what they pay for health insurance for a family of four?
We live in Illinois. I asked yesterday but I am not really getting any answers. PLEASE just let me know what you pay.
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That is up to your company and what their insurance plan is. Nobody can answer tht question. Even if you got a family policy on your own, it depends which insurance company and which plan you get and what the benefits are, how long the wait period is, any exclusions for pre-existing conditons. If you want insurance not from your employer, I suggest contacting an independent insurance agent and get recommendations for a health insurance plan.
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That is up to your company and what their insurance plan is. Nobody can answer tht question. Even if you got a family policy on your own, it depends which insurance company and which plan you get and what the benefits are, how long the wait period is, any exclusions for pre-existing conditons. If you want insurance not from your employer, I suggest contacting an independent insurance agent and get recommendations for a health insurance plan.
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How can i get out of having to buy health insurance with the "religious exemption" on obamacare?
i don;t believe in doctors, i believe it is all up to GOd how i am healed, How can i be exempt from obamacare?
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Join the Christian Scientists , the Amish, or Islam They all have a religious exemption Or you can create your own like me and then sue if they make me pay :D
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Join the Christian Scientists , the Amish, or Islam They all have a religious exemption Or you can create your own like me and then sue if they make me pay :D
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Is national health insurance good in America?
Would wages and salaries still be falling? After tax wages?
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Socialized Health Care will not help Americans get better health care. What will happen is that many doctors will leave the places they now work and work at places they can make good money. * Health care quality will go down. * Waiting periods will lengthen. * Choices will dwindle. * Facilities will be clogged with patients using their "free" health care for things like headaches and hang nails. * Non-medical persons will be deciding if you can have a medical procedure done or not. Does this sound good to you? I don't like the idea. Kev
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Socialized Health Care will not help Americans get better health care. What will happen is that many doctors will leave the places they now work and work at places they can make good money. * Health care quality will go down. * Waiting periods will lengthen. * Choices will dwindle. * Facilities will be clogged with patients using their "free" health care for things like headaches and hang nails. * Non-medical persons will be deciding if you can have a medical procedure done or not. Does this sound good to you? I don't like the idea. Kev
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How do the tort laws of countries with national health insurance differ from America's?
Ate there differences? thanks.
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It varies, but generally countries that have a national health insurance program also have rather generous social welfare systems that take care of those injured by doctors, both in terms of financial remuneration and personal care. Disputes over the amount of compensation or nature of personal care tend to be dealt with through an administrative system rather than an adversarial proceeding.
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It varies, but generally countries that have a national health insurance program also have rather generous social welfare systems that take care of those injured by doctors, both in terms of financial remuneration and personal care. Disputes over the amount of compensation or nature of personal care tend to be dealt with through an administrative system rather than an adversarial proceeding.
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Where can I apply for free or low cost health insurance?
Im a poor student that works less than 20 hrs a week. I am a permanent resident (not a citizen). Please help. I think im going to die soon (see my other question). I also live in montgomery county maryland if that helps
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We in California are on a low-cost health plan. For Maryland you can go here: http://www.co.pg.md.us/Government/Agency… or call toll-free: 1-888-561-4049. I have read your symptoms - they do not sound potentially fatal, but should be looked into as soon as possible.
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We in California are on a low-cost health plan. For Maryland you can go here: http://www.co.pg.md.us/Government/Agency… or call toll-free: 1-888-561-4049. I have read your symptoms - they do not sound potentially fatal, but should be looked into as soon as possible.
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Will the health insurance cover the auto accident?
what if the accident is your fault and you need major surgery?
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Pa auto policy with medical benefits selected will cover if caused by accident. Once limits are exhausted your medical coverage will begin.
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Pa auto policy with medical benefits selected will cover if caused by accident. Once limits are exhausted your medical coverage will begin.
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I have a lump inside of my belly button. I have swelling from lower abdomin to feet and no health insurance...
lump is soft and not clearly defined... swelling is worse when I sit. swelling starts right below my belly button and goes all the way to my toes on both sides. I have no health insurance.
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Sound like it might be a hernia. Call the largest local hospital in your area, and ask them for the number of their clinic. Large hospitals usually have clinics where their residents and med students train. They are low/or no cost clinics that can treat you and help you get your meds if needed.
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Sound like it might be a hernia. Call the largest local hospital in your area, and ask them for the number of their clinic. Large hospitals usually have clinics where their residents and med students train. They are low/or no cost clinics that can treat you and help you get your meds if needed.
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When your employer has to drop their health insurance because of Bush's plan?
Will you still support the man? Or will you finally concede that Bush has been in all-out war against the working people in thie country for the benefit of the wealthiest. If his plan passed, it would be the end of employer-provided health insurance in this country.
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Thank you. The media is failing in its job of informing the people on the TRUTH, instead of just repeating GOP lies.
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Thank you. The media is failing in its job of informing the people on the TRUTH, instead of just repeating GOP lies.
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I am under my parents health insurance, so can i get medicaid just for my baby?
I heard that in order to get medicaid for my baby i will have to get it for myself as well. Im happy with the coverage i get for my parents and just want to make sure my baby is covered.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Will the government-funded health insurance company drive private insurers out of business?
Just like the US postal service drove UPS and FedEx out of business?
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absolutely
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absolutely
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Will The Private Health Insurance Employees Have To Switch Working For Govt Ran Insurance?
Or will govt only hire Acorn org people and SEIU people to control what doctors can and can't do for us?
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No.
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No.
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Do Andhra pradesh Governmnet Emplyee Has health insurance?
Do Andhra pradesh Governmnet Emplyee Has health insurance like if they got ill or accident do they will get treated in corporate hospitals and there family members??
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There are corporate hospitals which are recognized by the state government to treat their employees, through an official agreement between the state government and the hospital. The concerned state government department usually issues a 'credit letter' to the employee, which when submitted at those recognized hospitals entitles the employee to free treatment. Also, the employee can pay upfront in the hospital and go for reimbursement with the state government later. However the amount reimbursed may be lesser than what is being charged by the hospital. To know which all hospitals are recognized by the state government, you call the hospital on phone and enquire or visit their websites. The Aftermath Inc. - An Indian Citizen.
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There are corporate hospitals which are recognized by the state government to treat their employees, through an official agreement between the state government and the hospital. The concerned state government department usually issues a 'credit letter' to the employee, which when submitted at those recognized hospitals entitles the employee to free treatment. Also, the employee can pay upfront in the hospital and go for reimbursement with the state government later. However the amount reimbursed may be lesser than what is being charged by the hospital. To know which all hospitals are recognized by the state government, you call the hospital on phone and enquire or visit their websites. The Aftermath Inc. - An Indian Citizen.
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Is Hansen's disease covered by health/life insurance?
A friend of mine in considering taking a mission trip to Nepal to evangelize in a village known to have widespread leprosy. I wonder if any life/health insurance company would cover this as her trip would not be job but church related. Does anyone know or can think of a way to ask my friend insurance company without jeopardizing her current coverage?
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Tell them that she will be traveling abroad. Ask if they cover any diseases she might catch while there.
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Tell them that she will be traveling abroad. Ask if they cover any diseases she might catch while there.
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Why are The Democrats not listening to the voters, driving head-long into passing the Health Insurance Reform?
People have made it clear this bill is not what they wanted; for what reasons are the Democrats helll bent to pass this bill?
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because it is , like social security, a power grab. Once it is in the system it will be almost impossible to derail it. Even though social security and medicare are total failures. Everything governemnt does out side of military has failure built in it.Because they have to by force make one citizen pay the bills of another citizen , And as human nature goes, that will discourage the producers and make the irresponsible greater in numbers.
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because it is , like social security, a power grab. Once it is in the system it will be almost impossible to derail it. Even though social security and medicare are total failures. Everything governemnt does out side of military has failure built in it.Because they have to by force make one citizen pay the bills of another citizen , And as human nature goes, that will discourage the producers and make the irresponsible greater in numbers.
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what is the best health insurance policy for a self employed person with family in austin texas?
I am self employed, recently moved to the USA and have a wife, a 21 month old daughter and soon a son. i am looking for something reasonably priced with reasonable coverage many thanks
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I would encourage you to visit this wonderful website: www.healthsavings.ourperfectcard.com I signed up online about 6 years ago and they have saved me thousands on all health services since. From physician visits, Vision, Dental, Rx, Hospital Stays..etc. They even had my affordable benefits active in 2 hours and was able to use them the very same day. good luck.
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I would encourage you to visit this wonderful website: www.healthsavings.ourperfectcard.com I signed up online about 6 years ago and they have saved me thousands on all health services since. From physician visits, Vision, Dental, Rx, Hospital Stays..etc. They even had my affordable benefits active in 2 hours and was able to use them the very same day. good luck.
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Why is it a better idea to chose a higher deductible health insurance plan?
What are your feelings about the rising costs of healthcare?
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It's supposed to lower your out-of-pocket fees for the insurance itself. I'm self employed, so I bought a policy that has a $5000. deductible so that I could afford the monthly payment ($600). I think the rising cost of healtcare is due to all the layers in the insurance business.
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It's supposed to lower your out-of-pocket fees for the insurance itself. I'm self employed, so I bought a policy that has a $5000. deductible so that I could afford the monthly payment ($600). I think the rising cost of healtcare is due to all the layers in the insurance business.
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Regarding Preexisting condition in health insurance?
Hey Guys My wife has an international student health insurance thru www.psiservice.com from last 7 months. now if she moves to suppose united healthcare will they consider that 7 month coverage and reduce their 1 year preexisting condition no-coverage to 5 months? on what basis insurance companies do that?
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The issue will come down to if the international student health insurance is creditable coverage. Most health coverage is creditable coverage, such as coverage under a group health plan (including COBRA continuation coverage), HMO, individual health insurance policy, Medicaid or Medicare. If you have not already received a certificate of creditable coverage from psiservice you need to contact them to get certificate from them.
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The issue will come down to if the international student health insurance is creditable coverage. Most health coverage is creditable coverage, such as coverage under a group health plan (including COBRA continuation coverage), HMO, individual health insurance policy, Medicaid or Medicare. If you have not already received a certificate of creditable coverage from psiservice you need to contact them to get certificate from them.
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Need health insurance to get from age 62 to 65?
I plan to retire in a year and need to find more affordable health insurance to get me to medicare age. I have the option of keeping my existing workplace provider, but at a cost of 800 dollars a month for my wife and I. I have been given a recommendation of a company called "First Chioce Insurance". I beleive they are based in Florida. Anybody have any dealings with them?..thanks, Vince
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Buying individual health insurance can get pretty complicated as we get older for a variety of reasons. Couple of approaches you might want to consider: 1. Shop online. In California the site I prefer is Insurance Neighborhood (http://www.InsuranceNeighborhood.com ). Outside of California there's www.QuickQuote.com or eHealthinsurance. 2. Find an Independent Agent. Even better, talk to an agent who focuses on individual health insurance. A local, qualified agent will know the health plans available in your community and has the expertise to help you zero in on the two or three that will work best for you. A good agent can save you money; a bad one can waste your money. Insurance Neighborhood requires agents in their network to sign a service commitment, get letters of recommendation, and the like. But again, they're only available in California for now. You can also find good agents from their national trade association. Just go to http://www.NAHU.org, click on the Consumer Information tab and the click on the "Find an Agent" link. When selecting an agent, you may want to make sure they represent multiple health plans, have experience working with clients in situations similar to yours, and can give you references to a few of their other clients. There's definitely good and affordable health insurance policies for folks in their 60s. So good hunting.
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Buying individual health insurance can get pretty complicated as we get older for a variety of reasons. Couple of approaches you might want to consider: 1. Shop online. In California the site I prefer is Insurance Neighborhood (http://www.InsuranceNeighborhood.com ). Outside of California there's www.QuickQuote.com or eHealthinsurance. 2. Find an Independent Agent. Even better, talk to an agent who focuses on individual health insurance. A local, qualified agent will know the health plans available in your community and has the expertise to help you zero in on the two or three that will work best for you. A good agent can save you money; a bad one can waste your money. Insurance Neighborhood requires agents in their network to sign a service commitment, get letters of recommendation, and the like. But again, they're only available in California for now. You can also find good agents from their national trade association. Just go to http://www.NAHU.org, click on the Consumer Information tab and the click on the "Find an Agent" link. When selecting an agent, you may want to make sure they represent multiple health plans, have experience working with clients in situations similar to yours, and can give you references to a few of their other clients. There's definitely good and affordable health insurance policies for folks in their 60s. So good hunting.
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Please help me understanding my health insurance policy?
I have 500 deductible and my office visits to the non-specialists is 20 copay and deductible waived.. what does this mean... I have asked a question similar to this one.
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Co-pays are co-pays - they are never subject to your deductible/co-insurance nor do they go toward your maximum out of pocket. Traditionally - co-pays are your cost of that particular covered benefit. The insurance picks up the difference between your co-pay and the contracted rate, between the carrier and the provider. Co-pays are normally used for standard and specialist office visits. You enter into your deductible when ever you are utilizing services that are not covered under a co-payment - Labs, X-ray, in office procedures and hospitalizations etc. Also, keep in mind with most PPO plans, after you have satisfied your deductible you enter into co-insurance - typically 80/20 - meaning the insurance pays 80% of the bills and you pay 20% of the bills until you hit your maximum out of pocket - see your policy for these limits. You will also notice that you may have co-pays for Rx Drugs - this works the same way - the insurance picks up the difference between your co-pay and the contracted rate of the Rx Drug. Hope this helps!
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Co-pays are co-pays - they are never subject to your deductible/co-insurance nor do they go toward your maximum out of pocket. Traditionally - co-pays are your cost of that particular covered benefit. The insurance picks up the difference between your co-pay and the contracted rate, between the carrier and the provider. Co-pays are normally used for standard and specialist office visits. You enter into your deductible when ever you are utilizing services that are not covered under a co-payment - Labs, X-ray, in office procedures and hospitalizations etc. Also, keep in mind with most PPO plans, after you have satisfied your deductible you enter into co-insurance - typically 80/20 - meaning the insurance pays 80% of the bills and you pay 20% of the bills until you hit your maximum out of pocket - see your policy for these limits. You will also notice that you may have co-pays for Rx Drugs - this works the same way - the insurance picks up the difference between your co-pay and the contracted rate of the Rx Drug. Hope this helps!
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Who offers the best pet health insurance for older dogs?
Is there a waiting period for the plan to be effective? any other additional info will be helpful.
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There are many great pet insurance plans out there. You should think about how comprehensive you want your plan because some include routine care and dental. Of course, that makes the premiums more expensive and I personally would recommend against it because you don't really get your money's worth. A good company to look into is Trupanion. I have it for my dog, who is a younger dog, but I really like them. I chose them because they don't have annual limits which means you can't max out for one year. Also, you can enroll up to age 14 which is one of the highest (there are many companies that cap out at age 10 or less). Waiting period: typically most companies do have a waiting period, usually one for accidents and one for illnesses. They are a few days up to a few weeks, and this is to keep people from signing up just to make claims and it makes it fair to those who have already enrolled. Check around at some reviews and get free quotes from the companies. Here's a great site to get a quote and look at quotes from other companies side-by-side: http://www.trupanionpetinsurance.com/why…
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There are many great pet insurance plans out there. You should think about how comprehensive you want your plan because some include routine care and dental. Of course, that makes the premiums more expensive and I personally would recommend against it because you don't really get your money's worth. A good company to look into is Trupanion. I have it for my dog, who is a younger dog, but I really like them. I chose them because they don't have annual limits which means you can't max out for one year. Also, you can enroll up to age 14 which is one of the highest (there are many companies that cap out at age 10 or less). Waiting period: typically most companies do have a waiting period, usually one for accidents and one for illnesses. They are a few days up to a few weeks, and this is to keep people from signing up just to make claims and it makes it fair to those who have already enrolled. Check around at some reviews and get free quotes from the companies. Here's a great site to get a quote and look at quotes from other companies side-by-side: http://www.trupanionpetinsurance.com/why…
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Do you realize we could pay 100% of the health insurance premiums?
For every American for 10 years just for the cost of the Bush Iraq War. Plus, everybody that is paying for insurance (like me paying 15k every year) would get that money in their pocket. How is that the right has the kahoonas to complain about the cost of healthcare with money like that just thrown away?
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It's truely sad that we have wasted that amount of money on war. Even sadder that the right (that sometimes seems a bit dilusional or even stupid) isn't smart enough to do the math.
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It's truely sad that we have wasted that amount of money on war. Even sadder that the right (that sometimes seems a bit dilusional or even stupid) isn't smart enough to do the math.
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Sunday, June 26, 2011
Pregnant and currently dont have health insurance ?
So we had insurance, was seeing my doc.My husband got out of the navy and the next day no more insurance. He just started his new job and will get insurance in 3 months is it healthy for me not to see a doc till then?
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How far along are you? If you are healthy and are not at risk, doctors often do not see you for the first time until around 10 weeks in the pregnancy. So if you are really early, it might be ok. If you are in the second or third trimester, I would look at other insurance options and see the doctor. Discuss this with your doctor - they may have options for you. Was he not offered any sort of COBRA plan that he could pay out-of-pocket for until he had coverage at the new employer? Another factor to consider is what is 90 days? At my employer it is 90 days after the first of the month so if today was my first day of work it would be 90 days from January 1 not from today. Best wishes!
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How far along are you? If you are healthy and are not at risk, doctors often do not see you for the first time until around 10 weeks in the pregnancy. So if you are really early, it might be ok. If you are in the second or third trimester, I would look at other insurance options and see the doctor. Discuss this with your doctor - they may have options for you. Was he not offered any sort of COBRA plan that he could pay out-of-pocket for until he had coverage at the new employer? Another factor to consider is what is 90 days? At my employer it is 90 days after the first of the month so if today was my first day of work it would be 90 days from January 1 not from today. Best wishes!
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Do you have health insurance from your employer?
If so, is it enough and do you feel you over pay? If not- what are your concerns about your families health? My hubby is covered @ 1,000 ded...and me and kiddos hav ziltz...I remember when everyone was given great insurance as a perk of the job. Too bad-
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I have insurance and I feel like I pay through the nose... It's very expensive and my check is pitfully small because of it. I wish that companies would still cover the cost of insurance... My insurance is fine, though I wish there wasn't such a thing as a "deductible" or "out-of-pocket expense"- I think that's crap. My insurance covers myself and my husband and any future children we may have can be added... My husband has a similar insurance benefit which costs only slightly less than mine.
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I have insurance and I feel like I pay through the nose... It's very expensive and my check is pitfully small because of it. I wish that companies would still cover the cost of insurance... My insurance is fine, though I wish there wasn't such a thing as a "deductible" or "out-of-pocket expense"- I think that's crap. My insurance covers myself and my husband and any future children we may have can be added... My husband has a similar insurance benefit which costs only slightly less than mine.
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Why do I need a Health Insurance agent since I can see all providers' plans on the web and apply online ?
There are web sites where you can input your age, zip code etc. and select from a very comprehensive list of medical plans from almost all providers with the monthly premium shown. You can then select a short list for side by side comparison and apply directly to the health care provider.
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A good independent agent is the best thing you can have and its FREE. The plan premiums are the same whether you work thru an agent of you buy direct. So whats so good about an agent? #1) All plans have good points and bad points. There are tradeoffs. I can assure you that the customer service dept of XYZ company is not going to go out of theirway to point these things out. For example one plan has unlimited $25 doctor copays...sound great but the fine print on page 13 says only for "family physicians. A good agent gets paid from all companies. He is free to work for you!! He/she understands the big picture with all the products. When you say maternity is important he know exactly what the issues are with all the plans and is not afraid to tell you.
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A good independent agent is the best thing you can have and its FREE. The plan premiums are the same whether you work thru an agent of you buy direct. So whats so good about an agent? #1) All plans have good points and bad points. There are tradeoffs. I can assure you that the customer service dept of XYZ company is not going to go out of theirway to point these things out. For example one plan has unlimited $25 doctor copays...sound great but the fine print on page 13 says only for "family physicians. A good agent gets paid from all companies. He is free to work for you!! He/she understands the big picture with all the products. When you say maternity is important he know exactly what the issues are with all the plans and is not afraid to tell you.
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Any suggestions for health insurance for preexisting condition?
I was pregnant and applied for insurance through the state. About two week after I applied, I has a miscarriage. I now have the medical bills from the prenatal care I received and the ER visit from the miscarriage however was denied insurance because my income is to high. Does anyone know where I could go to try and get help in paying for the bills that I received?
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Ask your husband or boyfriend to help pay, or your friends and family. You should also ask the hospital, at the very least, to reprice the bills down to a cash price.
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Ask your husband or boyfriend to help pay, or your friends and family. You should also ask the hospital, at the very least, to reprice the bills down to a cash price.
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Where to Find Affordable Family Health Care Insurance?
Recently I was looking on google for affordable health care insurance, but I can't make my decision which site to choose.There are so many sites.Please suggest me one.
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Hi, it is very important to have health insurance, because hospital bills are around $20,000.But if you have health insurance you will pay only small % of this.So here is a site that offer you big discount.Use that link. http://CheapInsurance.Tk _________________________
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Hi, it is very important to have health insurance, because hospital bills are around $20,000.But if you have health insurance you will pay only small % of this.So here is a site that offer you big discount.Use that link. http://CheapInsurance.Tk _________________________
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I wonder where people got the idea that they have the right to health insurance?
I've read the Constitution, and I can't find it anywhere. I know you have the right to life, liberty, and the pursuit of happiness. Would you also think that would give you the right to be stupid, make stupid decisions, think stupid thoughts, and PAY THE PRICE for those thoughts, and decisions? Am I wrong here? Why?
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Because we give them food, housing, utilities, etc. so they automatically think they are entitled to everything else. It's getting more and more difficult to support a family these days for those of us that try to provide for our own family. My step-sister says they can't afford insurance but they have a nice big house, two large SUVs, a four wheeler, boat, etc. They just don't want to afford it, they would rather have toys. We can't afford toys because we're paying for food and health insurance for our family. The example we're setting is much better than the example she's setting though.
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Because we give them food, housing, utilities, etc. so they automatically think they are entitled to everything else. It's getting more and more difficult to support a family these days for those of us that try to provide for our own family. My step-sister says they can't afford insurance but they have a nice big house, two large SUVs, a four wheeler, boat, etc. They just don't want to afford it, they would rather have toys. We can't afford toys because we're paying for food and health insurance for our family. The example we're setting is much better than the example she's setting though.
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How is the US handling the Flu scare for those who have no health insurance, are they being looked after?
Do these people face bankruptcy if they end up staying at the hospiltal and facing bills they cannot pay?
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If the Republicans and Cons had there way that is what would happen but very shortly Obama and the Democrats are going to pass Universal Health Insurance and everyone will be covered and have a choice of what insurer they want, sort of like Medicare. Do not listen to those idiots on the Right who say it will mean less quality health care, ask them why Europe has a higher standard of living and LIves Longer than we do?
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If the Republicans and Cons had there way that is what would happen but very shortly Obama and the Democrats are going to pass Universal Health Insurance and everyone will be covered and have a choice of what insurer they want, sort of like Medicare. Do not listen to those idiots on the Right who say it will mean less quality health care, ask them why Europe has a higher standard of living and LIves Longer than we do?
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Where can i get medical/health and dental insurance!?!?!?!?!?
Ok so i'm basically living on my own renting a room, going to school and working part time. And now i need to know if anyone knows where i can get health insurance? I can't get medical cause i don't have kids, so i don't qualify. Is there something cheap i can pay for monthly? I'm also looking for a good insurance company. To know that I can choose my own Doctor and Hospital etc
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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When is Target Health Insurance Open Enrollment?
When does the insurance actually take effect? Also, can you please let me know about how much the basic coverage costs for part time TMs, and what kind of coverage it is? (What is covered, how much is the deductible?). I'm already past the 90 day probationary period, so I'll be eligible upon the next open enrollment. Thanks so much!
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ask your employer.
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ask your employer.
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in canada, where can i get the best health insurance?
currently unemployed, so have no health coverage, and have some dental work to take care of.. cleaning and several cavities! so nothing too serious, maybe an insurance that also covers the occasional massage would be nice.. ahah would love some information about company names and their offers if possible.... looking for something short term, monthly possibly? or at most an annual rate? whats the average these days anyways? would it just be cheaper to pay for it all myself? thanks! and all the best!
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Depends on your age, smoking status, gender, and what kind of coverage you need. You should expect to pay at least $50-$100 min a month for it. Of course, its worth pointing out that you can claim a non-refundable tax credit on your income taxes for the premiums paid.
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Depends on your age, smoking status, gender, and what kind of coverage you need. You should expect to pay at least $50-$100 min a month for it. Of course, its worth pointing out that you can claim a non-refundable tax credit on your income taxes for the premiums paid.
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How much do you pay for health insurance in the US?
How much would a single man expect to pay in premiums per month for full medical cover?
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthquotes.awardspace.info - my family have this health insurance. It is affordable and has good coverage for dental issues.
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How high will gas prices and health insurance cost get before?
Republican's are against big business with big profits? When will it be too much and when will you say, enough is enough or will you ever?
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Law suit Reform and free market solutions and no taxes. The nine most terrifying words in the English language are, 'I'm from the government and I'm here to help.' " Ronald Regan
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Law suit Reform and free market solutions and no taxes. The nine most terrifying words in the English language are, 'I'm from the government and I'm here to help.' " Ronald Regan
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why are diabetics turned down for health insurance?
i had a fasting glucose test and my BS result was slightly elevated. since this is pre-diabetes will this be in my medical record and could this cause me to lose my insurance?
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Another factor (besides just testing strips/meter etc) is all the expenses that come with the many diabetics who don't manage their blood sugar and end up blind or needing amputations. It's very expensive later in life if not well-managed earlier. You cannot be dropped from your current health carrier and if you are, you can sue.
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Another factor (besides just testing strips/meter etc) is all the expenses that come with the many diabetics who don't manage their blood sugar and end up blind or needing amputations. It's very expensive later in life if not well-managed earlier. You cannot be dropped from your current health carrier and if you are, you can sue.
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Is it possible to get and IUD contraceptive without my parents knowing if i am on their health insurance?
I am 18 and I do not know if the doctor will keep it confidential, especially since their are so many steps involved.
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normally doctors have a confidentiality clause to every patient they see espessially someone over 18.
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normally doctors have a confidentiality clause to every patient they see espessially someone over 18.
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How much more do women pay for pay for health insurance than men?
Is it alot more?
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It depends on the age. On average women between 25-45 (child bearing years) can pay double. From 45-55 its about equal and after 55 men begin to pay more. This is from actual actuarial tables at a major insurance company. Some companies get a person premium rate from their broker where this is not broken down, It is factored in to their quotes.
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It depends on the age. On average women between 25-45 (child bearing years) can pay double. From 45-55 its about equal and after 55 men begin to pay more. This is from actual actuarial tables at a major insurance company. Some companies get a person premium rate from their broker where this is not broken down, It is factored in to their quotes.
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Do WWE wrestlers have health Insurance?
I am curious to know ifthe WWE wrestlers have health insurance, please only answer if you know. Don't just guess.
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
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where to go for perscriptions if you dont have health insurance?
My boyfriend had a heart attack last year and is now out of most of his perscriptions. He still owes the hospital alot of money for the original ER visit and cannot go back to the doctor to give him a new perscription. We pay alot in hospital bills and dish out another 400 bucks a month on perscriptions, what are my options?
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ask the doctor for some samples call the mfgrs of the meds and see if they have some free or low cost programs or discount coupons get generic versions of your meds
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ask the doctor for some samples call the mfgrs of the meds and see if they have some free or low cost programs or discount coupons get generic versions of your meds
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18 and not wanting to use parent's health insurance?
Okay: So I am 18 and need to go and talk to my doctor because for the last year I have been battling depression and self harm. I need to see if there are any medications I need to help me concentrate on other things besides sadness. I want to go to the doctor but not have the records be on my parents health insurance because they do not believe in using medications to solve problems. Is there any way I can go without using their insurance and co-pay options?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Do you know of any national employers who offer health insurance for pre-existing conditions?
How long do you have to be on the job to get it? The condition is multiple sclerosis.
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Assuming you live and work in the U.S.A., federal HIPAA law may provide you with some protections, depending upon your circumstances. Since there isn't enough information in your question for me to advise you, I suggest you go here: http://www.cms.hhs.gov/HealthInsReformfo… and read through the information, particularly the booklet with the link at the bottom, titled "Protecting Your Health Insurance Coverage." I hope this helps.
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Assuming you live and work in the U.S.A., federal HIPAA law may provide you with some protections, depending upon your circumstances. Since there isn't enough information in your question for me to advise you, I suggest you go here: http://www.cms.hhs.gov/HealthInsReformfo… and read through the information, particularly the booklet with the link at the bottom, titled "Protecting Your Health Insurance Coverage." I hope this helps.
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Best health insurance for young single people?
I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple sick visits, one prescription, some emergency?)
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Since he is young and presumably healthy and is mainly protecting against major medical expenses, I recommend enrolling in a "qualified" High Deductible Health Plan (HDHP). This is health insurance with high deductible amounts, so it costs less than traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual and the maximum is $5,500. The higher the deductible, the lower the premium. The advantage of an HDHP is that he can shelter up to $2,850 a year from state and federal taxes in a Health Savings Account (HSA). Depending on his tax bracket and where he lives, that could save him as much as $2,971 in taxes per year, assuming a combined tax rate of 52.6%—9.3% in state income tax (California), 28% in federal income tax, and 15.3% in self-employment Federal Insurance Contributions Act (FICA) tax. Another way of looking at it is that the HSA doubles his buying power, since he is using pre-tax dollars to pay for things. The contributions he makes to an HSA are his to keep, rolling over each year. The funds are not taxed, provided he uses them to pay medical expenses or withdraw them after age 65. The funds earn interest on a tax-deferred basis. Think of it as an IRA that he can use to pay out-of-pocket medical expenses. To find a qualified plan, he should speak with a health insurance broker. A broker works with several insurers and can find the best plan, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!
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Since he is young and presumably healthy and is mainly protecting against major medical expenses, I recommend enrolling in a "qualified" High Deductible Health Plan (HDHP). This is health insurance with high deductible amounts, so it costs less than traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual and the maximum is $5,500. The higher the deductible, the lower the premium. The advantage of an HDHP is that he can shelter up to $2,850 a year from state and federal taxes in a Health Savings Account (HSA). Depending on his tax bracket and where he lives, that could save him as much as $2,971 in taxes per year, assuming a combined tax rate of 52.6%—9.3% in state income tax (California), 28% in federal income tax, and 15.3% in self-employment Federal Insurance Contributions Act (FICA) tax. Another way of looking at it is that the HSA doubles his buying power, since he is using pre-tax dollars to pay for things. The contributions he makes to an HSA are his to keep, rolling over each year. The funds are not taxed, provided he uses them to pay medical expenses or withdraw them after age 65. The funds earn interest on a tax-deferred basis. Think of it as an IRA that he can use to pay out-of-pocket medical expenses. To find a qualified plan, he should speak with a health insurance broker. A broker works with several insurers and can find the best plan, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!
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I don't have money for health insurance, what can I do?
I am a very healthy person, and rarely need a doctor or a dentist. I am 31 years old, non smoker, non drinker and live in Michigan. The only thing that I might need someday is coverage in case I have to go to the emergency room because I broke a bone or something like that. Is there a way to get free health insurance? ps. My wife works but I don't want her to pay for it.
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YES, oh course you can get free insurance. you should get on public aid they will provide you with good doctor. I'm currently on it right now because since im pregnant no one wants to hire me and its important that i have insurance. My husband works but his insurance is just enough to cover only him. You should look into it right away, you dont want to have high hospital bills and regret it later. GOOD LUCK
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YES, oh course you can get free insurance. you should get on public aid they will provide you with good doctor. I'm currently on it right now because since im pregnant no one wants to hire me and its important that i have insurance. My husband works but his insurance is just enough to cover only him. You should look into it right away, you dont want to have high hospital bills and regret it later. GOOD LUCK
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Why do conservatives think that people who can't afford health insurance should just suffer and die quietly?
Well cons? Stick to the question please. I don't want to see any smart-alec answers involving our president Barack, or other Democrats.
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Because most Conservatives, are easily manipulated sheep who vote for leaders & initiatives that essentially dig their graves for them Like when they voted to support unlimited contributions to campaigns from Corporations. The Conservative movement is about 10% Rich & Educated (but mostly rich) people, and 90% people who are manipulated into doing things that keep that 10% rich. That's all FOX executives, Mitch McConnel, Rush Limbaugh, and the other 10% do--scare the conservatard sheep
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Because most Conservatives, are easily manipulated sheep who vote for leaders & initiatives that essentially dig their graves for them Like when they voted to support unlimited contributions to campaigns from Corporations. The Conservative movement is about 10% Rich & Educated (but mostly rich) people, and 90% people who are manipulated into doing things that keep that 10% rich. That's all FOX executives, Mitch McConnel, Rush Limbaugh, and the other 10% do--scare the conservatard sheep
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How much is your health insurance premium?
From the moment we became a family of 4 in 2/07 the monthly premium was $1,357.64 It is as of last pay-stub on 12/09 $1,689.98 This includes my contributions as well as those of my employer
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$1300.00 monthly and going up to $1400.00 next month. Family of 4. Some of these kids here don't see the full premium sheet when they sign up for their health insurance. They just see their costs - when, if they scrolled their eyes down a bit they'd see what families are paying. Or they are on their parents health insurance. So, when we say that we are paying $1400.00 per month they have no concept of how that could be so!
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$1300.00 monthly and going up to $1400.00 next month. Family of 4. Some of these kids here don't see the full premium sheet when they sign up for their health insurance. They just see their costs - when, if they scrolled their eyes down a bit they'd see what families are paying. Or they are on their parents health insurance. So, when we say that we are paying $1400.00 per month they have no concept of how that could be so!
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My health insurance company lied to me about my benefits?
In the summary of benefits my people services manager gave to me when I was deciding on my health care plan, it says that Aetna covers up to 80% on "Contraceptive drugs and devices not obtainable at a pharmacy". Yet when I try to go and get an IUD (Intra-Uterine Device) they say they don't cover it. What's the deal? Now why am a paying these people $80 a month from my paycheck? Anyone here had this happen to you?
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you shouls talk to your benefits person at your work and then consult your benefits book that your insurance company gave you, they have for info then most of the customer service ppl do.
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you shouls talk to your benefits person at your work and then consult your benefits book that your insurance company gave you, they have for info then most of the customer service ppl do.
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Saturday, June 25, 2011
If you have no health insurance and you need an operation?
can a hospital deny you care? Can they put a lien on your home if you can't pay the hospital bill?
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In US jurisdictions hospitals are not allowed to deny basic emergency care to sexual assault victims, pregnant women in labor, and those for whom denial of care would likely result in death or serious injury. (Hospitals without emergency departments --- such as most psychiatric facilities -- are exempt,of course.) As to extent of the emergency care, it is generally held to mean at least "stabilize and transfer". Beyond that, they most certainly CAN deny treatment, and can do whatever is necessary and lawful to secure payment for services. So -- the answer to both of your questions is YES.
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In US jurisdictions hospitals are not allowed to deny basic emergency care to sexual assault victims, pregnant women in labor, and those for whom denial of care would likely result in death or serious injury. (Hospitals without emergency departments --- such as most psychiatric facilities -- are exempt,of course.) As to extent of the emergency care, it is generally held to mean at least "stabilize and transfer". Beyond that, they most certainly CAN deny treatment, and can do whatever is necessary and lawful to secure payment for services. So -- the answer to both of your questions is YES.
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I wonder what would happen if I just decline to buy health insurance if the bill passes?
So fine me. So what. I won't pay the fine. Charge me with contempt and lock me up. Then we can go to the supreme court and challenge the mandate.
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This is the REAL reason for the National ID card.... page 58 Government will have real time access to your finances and a NATIONAL I.D card WILL BE ISSUED TO YOU Page 59 Government WILL have DIRECT ACCESS to your bank accounts for elective funds transfer http://www.youtube.com/watch?v=HcBaSP31B… this will show you more about it. AND you can look it up to make sure it is right!
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This is the REAL reason for the National ID card.... page 58 Government will have real time access to your finances and a NATIONAL I.D card WILL BE ISSUED TO YOU Page 59 Government WILL have DIRECT ACCESS to your bank accounts for elective funds transfer http://www.youtube.com/watch?v=HcBaSP31B… this will show you more about it. AND you can look it up to make sure it is right!
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Why does president Bush want to veto a bill to make sure all children have health insurance?
and why is he paying blackwater international while they are not running missions in iraq?
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I may be wrong, and not trying to provoke any bad statements. However I beleive the increase of funds was not intended to put children of well to do families say $82,000 and up on government insurance but is to cover more eligible children, and families that currently they are not able to take care of. Those families that are working good paying jobs, most already have good employer, and employee paid insurance already. So to me this idea that they will join government paid insurance does not add up. Our usa has paid at least close to $600 billion dollars and more to come !!!! on the Iraq invasion. With little or no talk what soever of what is being cut in our deserving u.s. citizens tax paid benefits to divert these huge funds to a needless occupation. Well folks, the bills are coming due !!! The money being alloted almost $200 billion every three months for bombs and bullets does not grow on trees. I think the idea of taxing cigarettes was a poor choice of finding funds... Who on earth would tax a system of death and addiction as cigarettes to promote funds for life giving insurance? While the bill does have some good and bad sides. It was a poor choice to choose cigarrettes. Surely they could find some other way to find funds. Hmmmm $35 billion for needed child insurance for the future of our country, or $ 200 billion for bombs and continued war and death. ?????? Which will it be ????
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I may be wrong, and not trying to provoke any bad statements. However I beleive the increase of funds was not intended to put children of well to do families say $82,000 and up on government insurance but is to cover more eligible children, and families that currently they are not able to take care of. Those families that are working good paying jobs, most already have good employer, and employee paid insurance already. So to me this idea that they will join government paid insurance does not add up. Our usa has paid at least close to $600 billion dollars and more to come !!!! on the Iraq invasion. With little or no talk what soever of what is being cut in our deserving u.s. citizens tax paid benefits to divert these huge funds to a needless occupation. Well folks, the bills are coming due !!! The money being alloted almost $200 billion every three months for bombs and bullets does not grow on trees. I think the idea of taxing cigarettes was a poor choice of finding funds... Who on earth would tax a system of death and addiction as cigarettes to promote funds for life giving insurance? While the bill does have some good and bad sides. It was a poor choice to choose cigarrettes. Surely they could find some other way to find funds. Hmmmm $35 billion for needed child insurance for the future of our country, or $ 200 billion for bombs and continued war and death. ?????? Which will it be ????
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Will the government-funded health insurance company drive private insurers out of business?
Just like the US postal service drove UPS and FedEx out of business?
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absolutely
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absolutely
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When will we be required to have health insurance?
When will government make us buy insurance?
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In the current form, the 2014 target date will never see the light of day. 13 states have filed breifs with SCOTOS already. Some states back east have already passed state initiatives banning its implementation on unconsitutional grounds. This thing is going to get real nasty soon.
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In the current form, the 2014 target date will never see the light of day. 13 states have filed breifs with SCOTOS already. Some states back east have already passed state initiatives banning its implementation on unconsitutional grounds. This thing is going to get real nasty soon.
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I am in College does my dad have to claim me to remain onhis Health Insurance Plan.?
I am 21 and currently in college full time, if i claim myself on this years taxes will my dad's insurance company drop me.
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No, the insurance company doesn't care about taxes. As long as you are in college full time you can stay on your dad's plan. However, most plans have a maximum age.
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No, the insurance company doesn't care about taxes. As long as you are in college full time you can stay on your dad's plan. However, most plans have a maximum age.
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Do cons understand the difference between free insurance and affordable health care?
Do you understand that we dont want free insurance, we want affordable health care? Future health care reforms must make health care more affordable. The remaining challenge is to define a truly "level playing field" and make health care affordable for all Americans.
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you will have lost most of them at "Do"!
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you will have lost most of them at "Do"!
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what's the best Health Insurance policy in india?
What health insurance do you recommend?
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Take a family floater Mediclaim Plan from GIC (new India assurance preferred) and support it with Health Plus or Health Protection Plus from LIC.
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Take a family floater Mediclaim Plan from GIC (new India assurance preferred) and support it with Health Plus or Health Protection Plus from LIC.
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Is Clomid covered by most health insurance providers?
Does anyone know the estimated cost for someone with health insurance?
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I found one article (link below) that cited a survey showing that 44 percent of private insurers and Blue Cross Blue Shield plans cover clomid and 67 percent of HMOs cover clomid. However, I could not locate the original survey and it is from 1993, so the data is probably obsolete. I would think that it's gotten easier to receive infertility treatment under your insurance plan since 1993, though. The International Council on Infertility Information Dissemination has a page (link below) on possible insurers that will cover infertility treatments (through employers). I've also included a link to a page from the American Fertility Association that lists recommendations about what to look for in an insurance plan that covers infertility treatment. Walgreens has Clomid 50mg tablets: 10 EA $134.9930 EA $392.89 Walgreens has generic equivalent Comiphene Citrate 50mg tablets: 10 EA $44.9930 EA $113.69 Check out MostChoice.com. You can compare various local health plans and speak to state-licensed insurance agents who can answer all of your questions. There's no obligation; it's a free, fast way to quickly find out which health plan is right for you. You can find MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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I found one article (link below) that cited a survey showing that 44 percent of private insurers and Blue Cross Blue Shield plans cover clomid and 67 percent of HMOs cover clomid. However, I could not locate the original survey and it is from 1993, so the data is probably obsolete. I would think that it's gotten easier to receive infertility treatment under your insurance plan since 1993, though. The International Council on Infertility Information Dissemination has a page (link below) on possible insurers that will cover infertility treatments (through employers). I've also included a link to a page from the American Fertility Association that lists recommendations about what to look for in an insurance plan that covers infertility treatment. Walgreens has Clomid 50mg tablets: 10 EA $134.9930 EA $392.89 Walgreens has generic equivalent Comiphene Citrate 50mg tablets: 10 EA $44.9930 EA $113.69 Check out MostChoice.com. You can compare various local health plans and speak to state-licensed insurance agents who can answer all of your questions. There's no obligation; it's a free, fast way to quickly find out which health plan is right for you. You can find MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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What do you do if you don't have health insurance?
I need to have some dental surgeries done and I don't have the money to pay for them. My wisdom teeth are growing in and pushing my other teeth out of the way. It is very painful and ruining my teeth. How do you pay for something like this if you are a 21 year old college student with no money and no parents?
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Health Insurance CAN pay for wisdom teeth to come out, but it depends on the circumstances. I just had a client with Aetna pay to get them out. However, you don't have health insurance so it's too late for you. You need to pay out of pocket. You can also contact a dental school to see if you can get it on the cheap. When it's done go get some health insurance. It's not expensive and it's not nearly as expensive as needing it and not having it.
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Health Insurance CAN pay for wisdom teeth to come out, but it depends on the circumstances. I just had a client with Aetna pay to get them out. However, you don't have health insurance so it's too late for you. You need to pay out of pocket. You can also contact a dental school to see if you can get it on the cheap. When it's done go get some health insurance. It's not expensive and it's not nearly as expensive as needing it and not having it.
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Will my health insurance go up if I buy a motorcycle?
Lets say I have health insurance through a parent, and I purchase a motorcycle. Will there be any consequence for the health insurance deductions or benefits that we receive through the health insurance company? Also, how could a health insurance company find out about the motorcycle in the first place?
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No. It is against the law for them to base your rates on activities unless you turn in repeated claims for related injuries. Turn in claims on your motorcycle policy, NOT your health Insurance.
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No. It is against the law for them to base your rates on activities unless you turn in repeated claims for related injuries. Turn in claims on your motorcycle policy, NOT your health Insurance.
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