I am choosing a health insurance to benefit myself, but i am not sure what in-network and out-network means so therefore i cannot make my decision. Does anyone know what these two mean? Anything you know helps!
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In-Network means choosing one of the plan's providers that has agreed to a pre-set formula for reimbursement. You usually pay a lower deductible for using In-Network providers. Out-Network means the provider has not agreed to the reimbursement formula of the insurance plan. You will often pay a higher deductible, but you get to choose any doctor you like.
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Tuesday, December 7, 2010
Can 3 adults be covered under one family health insurance plan?
My husband is ordered by divorce decree to cover his ex-wife and son for health insurance. He is now married to me and we have a son. Up to 3 weeks ago when I lost my job, I just carried my own individual health insurance through my company. I think I should be on his family plan now and not her. Does anyone know if the ex-wife can be carried on the same plan and my husband and me and our kids as a dependent?
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The ex-spouse is usually not eligible for health insurance coverage once a person remarries. You, as current spouse, and all of his children, should be on his family plan.
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The ex-spouse is usually not eligible for health insurance coverage once a person remarries. You, as current spouse, and all of his children, should be on his family plan.
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Will throwing the health insurance companies under the bus magically lower the cost of health care?
Have you ever paid for your medical bills using your own money? If you have then you would know the insurance companies are not the ones charging outrageous prices. Its the health care providers that are charging so much. Funny how the Obama administration only wants to focus on a small part of the problem eliminating any chances of actually fixing the real problems.
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Insurance companies have about 30% overhead vs 4% for medicare.....that means medicare has more of its funding actually getting to where it needs to go, while the private insurance siphons more money to investors and CEOs for private jets. The difference is greater than 1/4 of their total income from insurance fees. However, tackling the insurance companies without following up with the crooks at the drug companies will ultimately be insufficient. No other nation on earth pays more for the same drugs we buy and every other country pays less....we cant have that if we want affordable healthcare.
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Insurance companies have about 30% overhead vs 4% for medicare.....that means medicare has more of its funding actually getting to where it needs to go, while the private insurance siphons more money to investors and CEOs for private jets. The difference is greater than 1/4 of their total income from insurance fees. However, tackling the insurance companies without following up with the crooks at the drug companies will ultimately be insufficient. No other nation on earth pays more for the same drugs we buy and every other country pays less....we cant have that if we want affordable healthcare.
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who is responsible for paying health insurance for a child in a divorce?
If the court orders that I pay a certain amount in child support and that both the petitioner and respondent each pay 50% of all unreimbursed medical, dental and orthodontia expenses incurred on behalf of the minor, does that mean that we are both responsible for half of the health and dental insurance?
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I would think who ever can get it the cheapest. Surely you would want your own child have medical coverage. 50/50 sounds fair if you have 50/50 time with the boy. If not then I think whoever has him and is actually the parent (you can't be a parent when you are with him only four days a month) should pick up the medical tab. After all they are the ones who will be making the medical decisions.
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I would think who ever can get it the cheapest. Surely you would want your own child have medical coverage. 50/50 sounds fair if you have 50/50 time with the boy. If not then I think whoever has him and is actually the parent (you can't be a parent when you are with him only four days a month) should pick up the medical tab. After all they are the ones who will be making the medical decisions.
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Where can I get affordable health insurance in New York State?
I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?
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Dental is seperate from health insurance, and New York is one of the most expensive states to buy coverage in. There's no "bargain". There's no "deal". With health insurance, you get what you pay for, and the better the coverage, the more it costs. Flat out. There's either welfare health insurance - the state plan, private health insurance, which you say you can't afford, or a group plan through your employer - so you might have to switch jobs to find that. You need to talk to a local agent, not online websites which will harvest your personal information to sell it. You can find a local agent at www.iiaba.net.
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Dental is seperate from health insurance, and New York is one of the most expensive states to buy coverage in. There's no "bargain". There's no "deal". With health insurance, you get what you pay for, and the better the coverage, the more it costs. Flat out. There's either welfare health insurance - the state plan, private health insurance, which you say you can't afford, or a group plan through your employer - so you might have to switch jobs to find that. You need to talk to a local agent, not online websites which will harvest your personal information to sell it. You can find a local agent at www.iiaba.net.
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Where can I get affordable health insurance in New York State?
I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?
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Dental is seperate from health insurance, and New York is one of the most expensive states to buy coverage in. There's no "bargain". There's no "deal". With health insurance, you get what you pay for, and the better the coverage, the more it costs. Flat out. There's either welfare health insurance - the state plan, private health insurance, which you say you can't afford, or a group plan through your employer - so you might have to switch jobs to find that. You need to talk to a local agent, not online websites which will harvest your personal information to sell it. You can find a local agent at www.iiaba.net.
Source
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Dental is seperate from health insurance, and New York is one of the most expensive states to buy coverage in. There's no "bargain". There's no "deal". With health insurance, you get what you pay for, and the better the coverage, the more it costs. Flat out. There's either welfare health insurance - the state plan, private health insurance, which you say you can't afford, or a group plan through your employer - so you might have to switch jobs to find that. You need to talk to a local agent, not online websites which will harvest your personal information to sell it. You can find a local agent at www.iiaba.net.
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what are the qualifications and requirements for health insurance?
I am 22 years old, and a full time college student, who is struggling to make ends meet, my parents health insurance through their employer does not cover me because I am over 21. I don't have a stable job and have worked a couple of part time jobs in the past couple of years. I was wondering what the qualifications for DSHS health insurance is? do I have any options to obtain free health insurance? I am from Washington.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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healthplans.bebto.com - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Do foreign teachers from America need to pay for income tax or health insurance in China?
Most of the information I've seen says that teacers do not need to pay for income tax. But, one school said that I may have to pay for taxes and health insurance. Is this legitimate or a scam?
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It depends upon the school and the salary. Many private schools pay quite a bit more than universities and don't provide all the benefits that a university will provide. Additionally, a school is NOT required to pay taxes for their foreign teachers . . . it's merely a common benefit provided by many schools. Some schools may decide that any tax payment must be borne by the employee and not the employer. The tax law in China is fuzzy. They have set limits, but then they have tax-exempt income. First, the tax table: Table of Income Tax Rates in China for an Individual in 2009 Tax % Monthly Income (CNY) 5% 1 - 500 10% 501 - 2,000 15% 2,001 - 5,000 20% 5,001 - 20,000 25% 20,001 - 40,000 30% 40,001 - 60,000 35% 60,001 - 80,000 40% 80,001 - 100,000 45% 100,001 and above http://www.worldwide-tax.com/china/china… With a 5,000 yuan per month salary, under this table, you would have to pay 15% tax or 750 yuan. HOWEVER, you have an exempt allowance: * A standard monthly exemption of CNY 4,800 on income from a salary for a foreign resident, and CNY 2,000 for a Chinese resident. This means your monthly taxable income would be a mere 200 yuan, of which 5% (25 yuan) would be taxable. http://www.worldwide-tax.com/china/chi_e… You could go down to the tax office to pay this, but it would create more trouble than it is worth! Additionally, there are deductions as well, so in light of that, you probably wouldn't owe anything. I have paid taxes on income above and beyond my teacher's salary as I have additional income from published works. However, the publishing company usually takes the taxes from my salary, which makes things simple for me and my school as my school doesn't have to get involved. I know this is a long answer, but it should give you the background. Good luck.
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It depends upon the school and the salary. Many private schools pay quite a bit more than universities and don't provide all the benefits that a university will provide. Additionally, a school is NOT required to pay taxes for their foreign teachers . . . it's merely a common benefit provided by many schools. Some schools may decide that any tax payment must be borne by the employee and not the employer. The tax law in China is fuzzy. They have set limits, but then they have tax-exempt income. First, the tax table: Table of Income Tax Rates in China for an Individual in 2009 Tax % Monthly Income (CNY) 5% 1 - 500 10% 501 - 2,000 15% 2,001 - 5,000 20% 5,001 - 20,000 25% 20,001 - 40,000 30% 40,001 - 60,000 35% 60,001 - 80,000 40% 80,001 - 100,000 45% 100,001 and above http://www.worldwide-tax.com/china/china… With a 5,000 yuan per month salary, under this table, you would have to pay 15% tax or 750 yuan. HOWEVER, you have an exempt allowance: * A standard monthly exemption of CNY 4,800 on income from a salary for a foreign resident, and CNY 2,000 for a Chinese resident. This means your monthly taxable income would be a mere 200 yuan, of which 5% (25 yuan) would be taxable. http://www.worldwide-tax.com/china/chi_e… You could go down to the tax office to pay this, but it would create more trouble than it is worth! Additionally, there are deductions as well, so in light of that, you probably wouldn't owe anything. I have paid taxes on income above and beyond my teacher's salary as I have additional income from published works. However, the publishing company usually takes the taxes from my salary, which makes things simple for me and my school as my school doesn't have to get involved. I know this is a long answer, but it should give you the background. Good luck.
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What is the best dogs health insurance?
i have a few dogs, and need health insurance for them.
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A friend of my have a very good insurance for hes 3 dogs, and is very good, it covers medications, hospitalization and more!
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A friend of my have a very good insurance for hes 3 dogs, and is very good, it covers medications, hospitalization and more!
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How do I get my wife on my health insurance?
I'm going to be married in just over a week; afterwards, what do I need to do to add her to my health insurance? Am I supposed to tell my boss, or the health insurance company, etc.? I have Blue Cross Blue Shield PPO. Thanks!!!
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Go to the Human Resources or Benefits department at your employer, and ask them what information they'll need. Do it right away, however--many plans have short time periods in which you can add a new spouse (most commonly, 30 days).
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Go to the Human Resources or Benefits department at your employer, and ask them what information they'll need. Do it right away, however--many plans have short time periods in which you can add a new spouse (most commonly, 30 days).
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How can I get health insurance with diabetes?
My boyfriend has Type 1 diabetes and just lost his job (and health insurance). We have been looking around for other health insurance, but basically no one will cover him because he takes insulin. If he continued with his job's health plan it would increase to over $500 a month! Our U.S. health care system sucks!! Do you know of any health care providers who would cover this?
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He can do COBRA (probably your $500 increase) and if he can't get on with another insurer and COBRA ends, he can use HIPAA to get on as a guarantor with another insurer--but it will cost a buttload for sure. IF he doesn't make much money, he might be able to use this for med care, not insurance: Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care. Find the Health Center closest to you Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other facilities are required to provide a specific amount of free or below cost health care to people unable to pay. Eligibility is based on the size of your family and your income. You apply for Hill-Burton care at the facility where you were or will be treated. More about Hill-Burton and find facilities in your State http://www.hrsa.gov/help/default.htm What we NEED is THIS plan--comprehensive, affordable, ends the BS in the current system BUT allows ALL the current private junk plans to still exist. (Junk plans because if you get really sick, they just may not pay, not for a legal or valid reason, but because they can: When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer. "Aldrich's situation is "asinine" but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered. ... Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. " http://www.msnbc.msn.com/id/20201807/ Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPe… The smart reform: QUALITY, ACCESSIBLE, AFFORDABLE health care for all. That means preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really ill are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented). http://www.booklocker.com/books/3068.htm… Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com Cassandra Nathan's Save America, Save the World
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He can do COBRA (probably your $500 increase) and if he can't get on with another insurer and COBRA ends, he can use HIPAA to get on as a guarantor with another insurer--but it will cost a buttload for sure. IF he doesn't make much money, he might be able to use this for med care, not insurance: Health Centers provide health and dental care to people of all ages, whether or not they have health insurance or the money to pay for health care. Find the Health Center closest to you Hill-Burton Free & Reduced Cost Care at hospitals, nursing homes and other facilities are required to provide a specific amount of free or below cost health care to people unable to pay. Eligibility is based on the size of your family and your income. You apply for Hill-Burton care at the facility where you were or will be treated. More about Hill-Burton and find facilities in your State http://www.hrsa.gov/help/default.htm What we NEED is THIS plan--comprehensive, affordable, ends the BS in the current system BUT allows ALL the current private junk plans to still exist. (Junk plans because if you get really sick, they just may not pay, not for a legal or valid reason, but because they can: When 75% of the people who declare bankruptcy over medical bills ARE INSURED, then insurance is CLEARLY not the answer. "Aldrich's situation is "asinine" but increasingly common, said Dr. Deborah Thorne of Ohio University. Thorne, co-author of a widely quoted 2005 study that found medical bills contributed to nearly half of the 1.5 million personal bankruptcies filed in the U.S. each year, said that ratio has likely worsened since the data was gathered. ... Like Aldrich, Thorne said, three-quarters of the individuals in the study who declared bankruptcy because of health problems were insured. " http://www.msnbc.msn.com/id/20201807/ Linda Peeno, MD testified that SHE had often denied treatment JUST to save the insurance company money http://www.thenationalcoalition.org/DrPe… The smart reform: QUALITY, ACCESSIBLE, AFFORDABLE health care for all. That means preventative care (physical with follow up). Real medication (no Medicare "donut holes" the really ill are ripped off again.) No bogus ridiculously low "caps" on needed medical procedures. No abuse of the ER. No paying for the silly with the sniffles to go to the doc for free. No more bankruptcies over medical bills. I want THIS plan that ends abuse of the taxpayer, takes the burden off employers, provides price transparency, and ends the rip-off of the US taxpayer at the hands of greedy insurance CEOs (which has been repeatedly documented). http://www.booklocker.com/books/3068.htm… Read the PDF, not the blurb, for the bulk of the plan. Book is searchable on Amazon.com Cassandra Nathan's Save America, Save the World
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Does anyone know where I can find good affordable health insurance?
I lost my job a few months ago along with the health insurance, does anyone know where a 24 year old guy, no health problems, etc can find a cheap but good health insurance company?
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Try this site http://yourfinance.co.cc/Insurance_health.html here you can get quotes from different companies in your area, this way you can find something good and affordable.
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Try this site http://yourfinance.co.cc/Insurance_health.html here you can get quotes from different companies in your area, this way you can find something good and affordable.
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What are the health insurance benefits like for Memorial Hermann Hospital Employees?
I know that they offer benefits the first day but I would like to know more about the insurance plans. For example: Do they offer a health insurance plan that has no deductible and just co-pays? ect?
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6 traditional, plus 2 personal & one spiritual day; New Years Day, Memorial Day, July 4, Labor Day, Thanksgiving and Christmas. Personal days must be scheduled with supervisor's approval. For traditional holidays & spiritual day, date of employment. For personal holidays, 91st day of employment Up to 12 weeks of protected leave (and up to 26 weeks of military caregiver leave). Certain conditions apply. Up to 12 weeks of unprotected leave. Certain conditions apply. A plan that enables employees to save a percentage of pay through payroll deductions. May start contributing from date of hire. Employees are eligible for matching contributions from Memorial Hermann, dollar for dollar, up to 3% of pay, once they have been employed by Memorial Hermann for at least 2 years and worked 1,000 hrs. in each of those years. May start contributing from date of hire. Memorial Hermann makes all contributions to the cash balance plan. Employees become eligible and are automatically enrolled once they have completed 1 year of service; have worked at least 1,000 hours; and are at least 21 years of age. Employees are 100% vested once they have completed 3 years of service. Network of local attorneys who handle covered services at little or no cost to employees and eligible dependents that enroll in the plan. Option to purchase auto and home insurance through payroll deduction Full time and part time employee are eligible to receive up to $3,500 in tuition reimbursement based on degree type per fiscal year. Supplemental employees are eligible for 50% reimbursement up to $1,000 per fiscal year if seeking an ADN/BSN degree. Certain conditions and criteria apply
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6 traditional, plus 2 personal & one spiritual day; New Years Day, Memorial Day, July 4, Labor Day, Thanksgiving and Christmas. Personal days must be scheduled with supervisor's approval. For traditional holidays & spiritual day, date of employment. For personal holidays, 91st day of employment Up to 12 weeks of protected leave (and up to 26 weeks of military caregiver leave). Certain conditions apply. Up to 12 weeks of unprotected leave. Certain conditions apply. A plan that enables employees to save a percentage of pay through payroll deductions. May start contributing from date of hire. Employees are eligible for matching contributions from Memorial Hermann, dollar for dollar, up to 3% of pay, once they have been employed by Memorial Hermann for at least 2 years and worked 1,000 hrs. in each of those years. May start contributing from date of hire. Memorial Hermann makes all contributions to the cash balance plan. Employees become eligible and are automatically enrolled once they have completed 1 year of service; have worked at least 1,000 hours; and are at least 21 years of age. Employees are 100% vested once they have completed 3 years of service. Network of local attorneys who handle covered services at little or no cost to employees and eligible dependents that enroll in the plan. Option to purchase auto and home insurance through payroll deduction Full time and part time employee are eligible to receive up to $3,500 in tuition reimbursement based on degree type per fiscal year. Supplemental employees are eligible for 50% reimbursement up to $1,000 per fiscal year if seeking an ADN/BSN degree. Certain conditions and criteria apply
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Where can I get affordable health insurance in New York State?
I need health insurance hopefully that also includes dental. I make to much for state run plans and don't have enough for private plans they want as much as $1,000 and there is no way I can afford that. But I can't afford not having any either. Can anyone point me in the right direction?
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There are four right directions: east (to New England), south (to PA or NJ), west (to Canada or PA), and north (to Canada). In other words, if you cannot afford what a private plan costs in New York State, then you need to move out of New York State.
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There are four right directions: east (to New England), south (to PA or NJ), west (to Canada or PA), and north (to Canada). In other words, if you cannot afford what a private plan costs in New York State, then you need to move out of New York State.
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What do you think universal health insurance will cost you?
Read the Intelligence Report in the 2-20-08 edition of Parade Magazine. Medicare's budget is 400 billion dollars. The article says 70 billion dollars were paid out in fraudulent claims. That's 17.5%. Do you still think government run health insurance is a good idea? If the US government ran a program for everyone, what would the budget be? two trillion? What would be the amount of fraud? 350 billion dollars if the fraud rate stays the same.
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Liberals are always very generous... at giving away other peoples money. Universal health care sounds good as a phrase but is a disaster waiting to happen. Once the government runs your healthcare, expect them to control not only your healthcare, but also your way of life. And the price will go way up if government runs it. As it always does. The less government, therefore, the better.
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Liberals are always very generous... at giving away other peoples money. Universal health care sounds good as a phrase but is a disaster waiting to happen. Once the government runs your healthcare, expect them to control not only your healthcare, but also your way of life. And the price will go way up if government runs it. As it always does. The less government, therefore, the better.
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What are the loopholes in Health insurance for middle age people with existing diseases?
My father is 54 yr old. He smokes, occasionally drinks and has hypertension but is fit and fine with no previous hospitalization or major diseases. Which type health insurance/ mediclaim policy should he purchase as the diseases which he might suffer later on ( God forbid!) might be lifestyle linked eg heart attack, stroke, lung diseases etc. Such that even after paying premiums the claim might be rejected later.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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What kind of health insurance do I qualify for?
My father recently died, and I was covered under his health care policy. Not that he's gone, no one in my family is covered any more. I'm a student in college and I don't have health insurance now. I need it. Would I qualify for medicaid or something like it? The school doesn't offer anything for students here. Any help would be great. Thanks.
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You need to check with your state's welfare department or social services division. If you are 18 years old, you are not eligible for your dad's social security benefits as those end at 18 college or not. If you get sick, go to your local clinic, tell them you do not have anyone else that can pay for you, and they will have you fill out a form for free treatment. Many times you don't have to pay at all. No matter how they ask you, don't mention your mom or give her address or they will bill her even though legally she is not responsible. Maybe you could work part time to get health coverage of some type. I am so sorry that you lost your Dad at such a young age.
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You need to check with your state's welfare department or social services division. If you are 18 years old, you are not eligible for your dad's social security benefits as those end at 18 college or not. If you get sick, go to your local clinic, tell them you do not have anyone else that can pay for you, and they will have you fill out a form for free treatment. Many times you don't have to pay at all. No matter how they ask you, don't mention your mom or give her address or they will bill her even though legally she is not responsible. Maybe you could work part time to get health coverage of some type. I am so sorry that you lost your Dad at such a young age.
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If you have health insurance, do you have to use it when you visit a doctor?
I have health insurance and need to go to the doctor. Nothing serious. I have heard people choose to self pay and pay cost out of pocket instead of using insurance. Is this something you can get in trouble for? I am just afraid my premiums may go up and I can't afford to pay any more.
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You don't have to use your insurance, it's not something that you could get in trouble for. If you're going for something that isn't serious than I would use it, it shows you are taking care of your health. The insurance companies like that.
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You don't have to use your insurance, it's not something that you could get in trouble for. If you're going for something that isn't serious than I would use it, it shows you are taking care of your health. The insurance companies like that.
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when does this government run health insurance option start?
Now that Obama got this health insurance bill passed,when can we start choosing it if we want it?When does it become available?
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There will be no government run insurance option. There will be a government regulated one though. http://english.aljazeera.net/news/americ… It will be mandatory to get it in 2014. FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [1] FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [2] FACT - Obama debated his plans before the election for healthcare [3] FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [4] FACT - Obama was elected to bring in change [5] FACT - Obama wants to stop insurance companies from screwing America [6] FACT - The reforms Obama wants work in the Netherlands and Switzerland [7] Let me know if my facts are wrong, but please provide proof.
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There will be no government run insurance option. There will be a government regulated one though. http://english.aljazeera.net/news/americ… It will be mandatory to get it in 2014. FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [1] FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [2] FACT - Obama debated his plans before the election for healthcare [3] FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [4] FACT - Obama was elected to bring in change [5] FACT - Obama wants to stop insurance companies from screwing America [6] FACT - The reforms Obama wants work in the Netherlands and Switzerland [7] Let me know if my facts are wrong, but please provide proof.
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What kind of health insurance do I need?
I'm a college student in Los Angeles, 21 years old. I need health insurance and I'm extremely poor. What kind of services should I be looking for? How much should I expect to pay? Where can I find insurance? Also I need a new pair of glasses and prescription for it. I had medicare or something like that where everything was practically free, but I'm discontinued because of my age. Any advice or help would be much appreciated. Thanks.
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I don't understand how you could be discontinued for medicaid for being 21. Do you mean you were taken off your parents medicaid when you became of age? because if that is the case then you should be able to apply for your own. If not you can check into using the health department, they charge according to your income, and in some cases it is completely free.
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I don't understand how you could be discontinued for medicaid for being 21. Do you mean you were taken off your parents medicaid when you became of age? because if that is the case then you should be able to apply for your own. If not you can check into using the health department, they charge according to your income, and in some cases it is completely free.
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How does this new health care bill help people with no health insurance, no kids, no job, and no money?
Is the IRS going to fine and possible jail this category of Americans! So many people are unemployed because of the state of the economy! I don't see companies eager to hire now that they will have an added expense under this new health care bill! So I ask again, what happens to a person who has been laid off, no children, no income, no money to buy health insurance? Does this bill fine them and possibly jail them when they can't help their situation?
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No Ayn Ms. Rand. No one is going to jail and any fine would not exceed the cost of the health insurance. The law is intended to encourage compliance, not be punitive. Everyone is the US should have access to health care. Until now they have been shut out because of greedy insurance companies or lack of income. Poor folks who can not afford it will get financial assistance, not fines. It's about time the US health care system got serious and actually provided services for all people, not just the rich. Why does the US have such a high infant mortality rate compared to western European countries? Why are longevity rates in the US not equal to those of other industrialized countries? It's because the poor people are excluded from the system.
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No Ayn Ms. Rand. No one is going to jail and any fine would not exceed the cost of the health insurance. The law is intended to encourage compliance, not be punitive. Everyone is the US should have access to health care. Until now they have been shut out because of greedy insurance companies or lack of income. Poor folks who can not afford it will get financial assistance, not fines. It's about time the US health care system got serious and actually provided services for all people, not just the rich. Why does the US have such a high infant mortality rate compared to western European countries? Why are longevity rates in the US not equal to those of other industrialized countries? It's because the poor people are excluded from the system.
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Where can I find the cheapest health insurance in California?
Basically I am enrolling in this EMT course and they REQUIRE that you have proof of health insurance before enrolling in the class. Where can I find the cheapest insurance just to fill this basic need? Doesn't matter about coverage and co-pays, etc. just need something to suffice until I'm done with the course, then I'm going to drop the insurance once I get it from my job as an EMT, ya know. Me: married 23 yr old female in perfect health.
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your school will have insurance info specifically created for students -just ask.
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your school will have insurance info specifically created for students -just ask.
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Do you have a hard time getting efficient medical care even though you have health insurance?
My sister's health insurance threatened to make her pay from her pocket for an MRI, until she told her insurance company that she had already had an MRI. Then, as if this was not too much already, her doctor finally realized my sister is in a lot of pain--she has to take pain pills just to lay down to sleep. What gives here?
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About 10 years ago I sliced my arm open, requiring stitches. Had good PPO insurance. Went to urgent care facility, showed my card, never even sat down but walked past everyone sitting in waiting room, got sewn and they were all still sitting waiting as I left. It wasn't bleeding much since was such a clean sharp cut, there was no actual emergency, just needed stitches.
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About 10 years ago I sliced my arm open, requiring stitches. Had good PPO insurance. Went to urgent care facility, showed my card, never even sat down but walked past everyone sitting in waiting room, got sewn and they were all still sitting waiting as I left. It wasn't bleeding much since was such a clean sharp cut, there was no actual emergency, just needed stitches.
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No one can force a person to get health insurance. When will Hillary understand that?
Hillary Clinton promises to make health insurance mandatory for every American. Who's gonna pay for it? How can she force someone to buy health insurance?
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She can't. If you have to choose between rent & food or health insurance guess which you're not going to buy. In California there's a law that everyone has to have car insurance, yet we still have to insure against uninsured motorists.
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She can't. If you have to choose between rent & food or health insurance guess which you're not going to buy. In California there's a law that everyone has to have car insurance, yet we still have to insure against uninsured motorists.
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