Is Medicare A, B, and D enough health insurance? Do you need a $200+/month supplement to cover a heart bypass? Is Medicare A, B, and D enough health insurance? Do you need a $200+/month supplement to cover a possible triple bypass at age 71? How much will a triple bypass cost? What much will come out of my savings?
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http://www.medicare.gov/
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Saturday, June 18, 2011
How does the level of coverage in countries with single-payer health insurance compare . . . ?
with the typical insurance policy in the US?
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I have lived for a number of years in two other countries that have single payer systems and since last year with Medicare here, which amounts to the same thing. In all cases it's a good idea if one can afford it to take out supplemental insurance. In all cases the system worked just fine for me and a great deal better than the insurance I had from a private insurer in the US before I became eligible for Medicare.
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I have lived for a number of years in two other countries that have single payer systems and since last year with Medicare here, which amounts to the same thing. In all cases it's a good idea if one can afford it to take out supplemental insurance. In all cases the system worked just fine for me and a great deal better than the insurance I had from a private insurer in the US before I became eligible for Medicare.
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If a hospital sends a late bill that your health insurance won't cover because it was past the 90 day period..?
what would/could you do? The hospital forget to mail it out. Now they are mailing it. But my health insurance won't accept bills past the 90 day period after the date of service. It was the hospital's fault for mailing it out late. It's possible that it will arrive just in time, however, if it is not in time, what can I do? Go to court against the hospital or what?
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In the event your medical insurance is provided by your employer as a job benefit, the medical provider is required by a rather obscure provision in the federal National Labor Relations Act to submit bills to insurers within a limited amount of time. Failure to do so means that the insurance will not pay, and the patient is not required to pay. Most insurers do not hold providers to that time line, but they are certainly entitled to do so. If push comes to shove, you will need an attorney to fight this one out for you. Best of luck!
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In the event your medical insurance is provided by your employer as a job benefit, the medical provider is required by a rather obscure provision in the federal National Labor Relations Act to submit bills to insurers within a limited amount of time. Failure to do so means that the insurance will not pay, and the patient is not required to pay. Most insurers do not hold providers to that time line, but they are certainly entitled to do so. If push comes to shove, you will need an attorney to fight this one out for you. Best of luck!
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Information about health insurance please?
Im looking for a cheap but good health insurance. Please let me know what your recommendations are.
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There is no "cheap but good", except for scams. GOOD insurance is expensive, cheap insurance has high deductibles and sometimes severe coverage limitations. You can't get a brand new Cadillac, off the lot, for $25 cash. There's no bargain.
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There is no "cheap but good", except for scams. GOOD insurance is expensive, cheap insurance has high deductibles and sometimes severe coverage limitations. You can't get a brand new Cadillac, off the lot, for $25 cash. There's no bargain.
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If Obama hates the health insurance people so much?
why is he making us all go to them to buy thier insurance policies. This doesn't make sense unless he is getting millions in kickbacks to his Cayman Island bank account.
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Can't use reason or logic, it doesn't fit the Democrat agenda. Just repeat over and over, Bush sucks Bush sucks Bush sucks.
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Can't use reason or logic, it doesn't fit the Democrat agenda. Just repeat over and over, Bush sucks Bush sucks Bush sucks.
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Do you think health insurance or free healthcare is a right?
Are we all entitled or not?
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of course NOT. there is no such thing as 'free' healthcare.
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of course NOT. there is no such thing as 'free' healthcare.
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Can my parents still claim me as a dependent when the only thing they pay for is my health insurance?
I'm 21 years old live on my own pay my own bills, Im a full time student as well, but I have loans for that; no contribution from my parents.
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It sounds like you don't want them to claim you any more. You can claim your self on your own income tax and not check the box that someone else is claiming you. The IRS will send out a letter to your parents asking them to prove that they provide at least 50% of your expenses. Insurance is a lot, but if you have younger siblings chances are that if it is an employer work policy the coverage is for child(ren) so whether they have one child or 20 it would be the same price. Now if you want to maintain a relationship with your parents, I would sit down with them and go over the pros and cons of which is more beneficial - them to claim you or you to claim yourself. Good luck
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It sounds like you don't want them to claim you any more. You can claim your self on your own income tax and not check the box that someone else is claiming you. The IRS will send out a letter to your parents asking them to prove that they provide at least 50% of your expenses. Insurance is a lot, but if you have younger siblings chances are that if it is an employer work policy the coverage is for child(ren) so whether they have one child or 20 it would be the same price. Now if you want to maintain a relationship with your parents, I would sit down with them and go over the pros and cons of which is more beneficial - them to claim you or you to claim yourself. Good luck
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can i use both union benefits and health insurance benefits towards a gym mebership?
i get a discount with my union and i know my insurance wil reinburse but i dont know if i could use both at the same time?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Will my husband's health insurance pay for IVF?
My husband has health care because he is a veteran, I have none. We suffer from infertility. Will his insurance cover IVF because of his low sperm count?
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I'm pretty sure Tricare does not cover IVF, plus IUI can bypass low sperm count some what and he can be put on meds to increase his count.
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I'm pretty sure Tricare does not cover IVF, plus IUI can bypass low sperm count some what and he can be put on meds to increase his count.
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whats the best insurance company to sign up with if you are looking for health insurance?
am thinking of getting health insurance but still confused of which insurance company i should sign up with. Lorenzo http://welcometoinsurance.com/ehealthinsurance.html
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Mercy Health gave me a fair policy for the $$
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Mercy Health gave me a fair policy for the $$
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WHAT eye doctor PLACES DOES AHCCES HEALTH CHOICE INSURANCE WORK IN TUCSON ARIZONA?
im having trouble finding a doctor or a place that approves AHCCES Health Choice insurance. and im really in need of new glasses and everything but i casnt find a place, can anyone help or is any one familiar to this.?? This is in Tucson Arizona.
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Here is their website: http://www.healthchoiceaz.com/ There is a link to find a doctor. For the record, its AHCCCS, not AHCCES and here is their website: http://www.ahcccs.state.az.us/site/
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Here is their website: http://www.healthchoiceaz.com/ There is a link to find a doctor. For the record, its AHCCCS, not AHCCES and here is their website: http://www.ahcccs.state.az.us/site/
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If the end of the anti-trust exemption for Health Insurance comes up for a vote will Republicans oppose it?
Or will they realize that would be political suicide?
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I think at this point insurance industry contributions ($300 million on health care lobbying in six months!) matter more to the Republicans than the opinion of the public, which can be fooled by lies on Fox News and the attack ads that that insurance company money can buy.
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I think at this point insurance industry contributions ($300 million on health care lobbying in six months!) matter more to the Republicans than the opinion of the public, which can be fooled by lies on Fox News and the attack ads that that insurance company money can buy.
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Is it coincidence that the Blue Dogs have higher Health Insurance $$ contributions?
Now that this has come out, they seem to have dropped their objections to a government insurer.
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Naw...just another one of those coincidences. Dontcha think?.
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Why does health insurance companies cancel policies?
I mean they have been allowed to spike prices, cancel policies, all while making record profits. Why do you choose to support this status quo? "A Republican is a Democrat who hasn't been mugged, yet!" Finally, happened to me.
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They support the status quo because they believe the FUD the health insurance industry and their minions are spreading. They cancelled your policy because they felt that you were going to start using it, costing them money.
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They support the status quo because they believe the FUD the health insurance industry and their minions are spreading. They cancelled your policy because they felt that you were going to start using it, costing them money.
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Are these health insurance ads I'm seeing on TV for real?
I have open enrollment at my job for next year but I pay $500 a month for family coverage. Can I do it cheaper without compromising my families care?
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Nope. The average family plan is $1200 a month for low/no deductible coverage. Most of the ads your seeing are probably for "plans", not "insurance" - which means they are selling you a LIST, and won't ever pay out anything. With health insurance, you get exactly what you pay for. And clearly, your employer is picking up more than half the tab - you've got a good deal there. Want proof? Just call one of those numbers, and tell them to put the deal in writing, and see what they say.
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Nope. The average family plan is $1200 a month for low/no deductible coverage. Most of the ads your seeing are probably for "plans", not "insurance" - which means they are selling you a LIST, and won't ever pay out anything. With health insurance, you get exactly what you pay for. And clearly, your employer is picking up more than half the tab - you've got a good deal there. Want proof? Just call one of those numbers, and tell them to put the deal in writing, and see what they say.
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will I still have health insurance if I dont go back to work when I have the baby?
My husband has insurance that he pays for by himself. Would I be able to switch to his insurance while I am still pregnant So i would be covered when I have the baby? I don't plan on going on maternity leave till the last minute I can,
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Yes you should be able to switch over to his plan now. Since you are covered, they can not deny you for a pre-existing condition. Also, according the the dept. of insurance, maternity cannot be considered pre-exsisting anyway. However, it sounds like he has a private plan and not a group plan. I would look at the maternity coverage of his plan before you switch. Private plans usually have really high maternity deductables. Most group plans will go through the end of the month in which you quit. My hubby was laid off in the middle of Oct. and we had insurance through the end of Oct. Most are like that. They are also required by law to offer you COBRA, it is pricey- but when having a baby, it is better than paying out of pocket. I had to do that. You can always look into Medicaid. The income limits are different from state to state. see if you will qualify.
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Yes you should be able to switch over to his plan now. Since you are covered, they can not deny you for a pre-existing condition. Also, according the the dept. of insurance, maternity cannot be considered pre-exsisting anyway. However, it sounds like he has a private plan and not a group plan. I would look at the maternity coverage of his plan before you switch. Private plans usually have really high maternity deductables. Most group plans will go through the end of the month in which you quit. My hubby was laid off in the middle of Oct. and we had insurance through the end of Oct. Most are like that. They are also required by law to offer you COBRA, it is pricey- but when having a baby, it is better than paying out of pocket. I had to do that. You can always look into Medicaid. The income limits are different from state to state. see if you will qualify.
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Can health insurance be credited in your taxes? ?
I almost spent $4,000 in health insurance that I never used. Can that be reported as medical expenses?
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Be honest,It is gonna take some time to find the answer for your question.Try to have a look the resource here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm for reference.
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Be honest,It is gonna take some time to find the answer for your question.Try to have a look the resource here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm for reference.
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can you have uk health insurance in ireland?
could you have a uk health insurance poilicy if you live in ireland im close to the northern ireland border.
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Only if your policy covers you getting ill abroad!
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Only if your policy covers you getting ill abroad!
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Do you think having no health insurance is playing Russian Roulette with your life?
I am a recent college grad, my job as a graphic designer does not have insurance.. The plan I was covered under my Mom is now $450 a month...... I pay $2,000 a month in rent and that $450 is gonne be alot for me, what should i do? just hope for the best and drink orange juice?
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Not with your life, but with your money. Health insurance does not insure your health. It protects your money. The #1 reason for bankruptcy in the US is due to unpaid medical bills. What you want it for is that unplanned trip to the ER. Get a good plan, but get a very high deductible. If you go in for some antibiotics or something, paying that bill out of your pocket is likely to be less than what you'll save in premiums with a high deductible policy. Just be sure to start saving a bit so you have a cushion.
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Not with your life, but with your money. Health insurance does not insure your health. It protects your money. The #1 reason for bankruptcy in the US is due to unpaid medical bills. What you want it for is that unplanned trip to the ER. Get a good plan, but get a very high deductible. If you go in for some antibiotics or something, paying that bill out of your pocket is likely to be less than what you'll save in premiums with a high deductible policy. Just be sure to start saving a bit so you have a cushion.
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Ontario Health Insurance-- I missed my physical exam and need to pay the fee?
I missed my physical exam and the doctors office has asked me to come in and pay 50 dollars for missing it. I wanted to know if I did not go to pay, what action could my doctors office take. THanks
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Your doctor's office could send the bill to a collection agency which will hound you to pay it. That will also show up on your credit rating. The doctor's office also can refuse to make any appointments for you until you pay or take you off their patient list.
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Your doctor's office could send the bill to a collection agency which will hound you to pay it. That will also show up on your credit rating. The doctor's office also can refuse to make any appointments for you until you pay or take you off their patient list.
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Do you think that smokers and obese people should pay more for health insurance in the USA?
...In order to help the tons and tons of people without insurance to get insured?
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What about people who have a family history of cancer or diseases? Where to you draw a line at? So my answer to this is NO
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What about people who have a family history of cancer or diseases? Where to you draw a line at? So my answer to this is NO
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Should cigarette smokers like Obama pay more for health insurance?
I mean why should that guy get off paying the same rates as somebody who takes care of their body?
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Let's see: Research and experience tells insurance companies that smokers have more health problems and require more care. That care costs money. So YES, smokers should pay more for health insurance. Bad drivers, as evidenced by more accidents, should also pay more for auto insurance.
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Let's see: Research and experience tells insurance companies that smokers have more health problems and require more care. That care costs money. So YES, smokers should pay more for health insurance. Bad drivers, as evidenced by more accidents, should also pay more for auto insurance.
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Whats this I hear about a new Massachusettes law to where everyone will have to have health insurance?
AND IF YOU DON'T WHAT DO THEY DO ARREST YOU? FINE YOU? I MEAN THE REASON MOST OF US DON'T HAVE IT CUZ OUR EMPLOYER DOESN'T PROVIDE IT, AND IT COST TOO MUCH. SPEAKING JUST FOR MYSELF, EVEN IF IT WAS A DISCOUNT PRICE...I WOULD HAVE A HARD TIME. I BARELY SCRAP BY PAY CHECK TO PAY CHECK AS IT IS.
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I keep hearing more states are going to do that also, so my guess is if we get arrested and thrown in jail they better build some humongous jails, cause I don't have enough left over to hardly buy food...just this past week Kroger foods increased there grocerys so much I have to drive 25 miles more to go to a Wal Mart..and there are some 48 million without health care...somewhere along the line somebody is forgeting that there are a whole bunch of us that don't make that kind of money...and two plus two don't make four anymore...
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I keep hearing more states are going to do that also, so my guess is if we get arrested and thrown in jail they better build some humongous jails, cause I don't have enough left over to hardly buy food...just this past week Kroger foods increased there grocerys so much I have to drive 25 miles more to go to a Wal Mart..and there are some 48 million without health care...somewhere along the line somebody is forgeting that there are a whole bunch of us that don't make that kind of money...and two plus two don't make four anymore...
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Health Insurance For Full Time College Students?
I overheard another student in class talking about how she gets free health insurance coverage because she is a full time student? Has anyone else heard of any programs or companies that do that? if so can someone give me some links to the sites of those companies? (Because since im no longer in the class with the girl, i cant get it from her)
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She probably means her parents cover her while in school. If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
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She probably means her parents cover her while in school. If you are in college, you may want to check out health insurance programs that are written through your school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if your school is participating, go to www.UHCSR.com and enter your school name in the search box. You might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
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