Saturday, January 15, 2011

Health insurance companies make profits, so is it that unrealistic to ask the government that if they are?

going to create competition with in the health insurance industry for the program to fund itself?
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they will fund it as a none profit and you forgot about the Record Profits the Insurance company's reported this year By raising rates and cutting back on services do a little research and see why the Republicans in congress are so against it the Insurance company's own them
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Can you tell me about the pacific are health insurance? I need health insurance policies.?

I am conscious about my health and want to know about pacific are health insurance. . Is it really helpful for future health?
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I suggest contacting a local independent insurance agent by phone and getting brochures from various companies in your state with the different policies. He might be able to recommend a few to fit your needs.
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Can you write off Accidental Injury Insurance as Health Ins on a Schedule C?

Can a accidental injury policy that pays medical benefits if I get injured be tax deductable? Is this considered to be health insurance that I can write off on a Schedule C?
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Your insurance, if it's in your name or the business name goes on the adjustment line on the front of the 1040. It's also subject to business income limits. Your employee's insurance goes on the schedule C.
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Is it a good idea to ask your doctor about health insurance?

I dont have health insurance and , I need to know what my best options are , and I wasn't sure if asking my doctor would be a good idea or not, seems like she would though, since she knows my medical condition and i do plan to have tests run in the future, medications etc.
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Your doctor may not know the details of specific insurance plans, but she might be able to tell you what to look for in a plan based on your needs. It wouldn't hurt to ask. You should also talk to an independent insurance broker, though.
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Is it true that you can't buy health insurance over state lines?

Is it true that you can't buy health insurance over state lines? If so, why don't the Democrats support making it legal to do so? Why is it that they support a total government take-over of the health care industry, and not actually getting rid of regulation like this to lower prices? Why is Ron Paul the only one condoning this? Encouraging health care over state lines would lead to more competition and ultimately lower prices.
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Yes, that is true which in a way kind of makes the health ins. companies a monopoly. Allowing people to have more freedom to choose the health ins. provider would necessarily bring prices down.
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Can I go back on my parents health insurance?

Im 22 and live in MA, last year i graduated college and since i wasnt a full time student, i had to start paying my own health insurance even though i was a dependent. with the new health care laws in place, will i be able to go back on my parents health insurance?
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You can go back on at the policy anniversary date or when the policy renews after 9/23/10. If you don't know when the policy renews it is usually right after open enrollment. Some companies have already started effective June 1. You'll need to have your parents contact their HR department or representative to find out the timeline for your plan.
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Till what age can we get health insurance?

I want to know the upper age limit for purchasing health insurance.
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yes they are right, till 55years you can get health insurance. Health insurance and life insurance is cheaper at younger age. it will become costlier as your age increases. for detail information about Health Insurance visit the link below. http://completeinsuranceguide.blogspot.c…
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Till what age can we get health insurance?

I want to know the upper age limit for purchasing health insurance.
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yes they are right, till 55years you can get health insurance. Health insurance and life insurance is cheaper at younger age. it will become costlier as your age increases. for detail information about Health Insurance visit the link below. http://completeinsuranceguide.blogspot.c…
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My employers Health insurance company cancelled our policy for non payment?

It was cancelled on Aug 1st, we were told about it around the 15th. They told us they were working on getting it re installed. I heard today that the insurance company was not going to re install our policy and that we should start looking to get our own health insurance. My question is: Will it effect me that I have not had insurance for the past three weeks.
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Maintaining continuous coverage is the key to avoiding problems. And in order for coverage to be continuous, there cannot be a lapse in coverage of more than 63 days. This 63-day rule applies to people who are leaving a group health plan, usually obtained through work. Once an individual leaves the plan, they have 63 days to find new coverage. If they have a lapse in coverage of more than 63 days, then their coverage is not continuous and their new plan can exclude coverage for their preexisting condition. The clock starts ticking the day your prior coverage ends...
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What to look for in buying Health Insurance?

i currently don't have any health insurance and after a recent possible cancer scare i think i need to purchase some. The only problem is that i have no idea what is good or what is bad. I tried asking a few places around the local area about it and it seemed like they were more interested in selling me something than explaining what it does for me or if like the horror stories about would happen.
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Try this site http://afordinsurance.notlong.com Here you can compare quotes from different companies
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I got fired and lost my health insurance. How do I apply for medicaid?

If someone could help me what exactly I have to do to apply for health insurance that the state takes care of, I would appreciate it. I live in Buffalo, NY. -Thank You
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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what is the best kind of health insurance?

blue cross? what kind of jobs have coverage of health insurance for the employee & his/her whole family?
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What is BEST depends on ... surprise ... you. If you told us more about what your criteria are for BEST, we could much better help you. What is important to you in health insurance?
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Over 40 million people in this country have no health insurance because?

they can't afford it. So what does the government propose to do to help them? FORCE them to buy their own private health insurance or face massive fines. Excuse me, but I didn't need some faceless bureaucrat to tell me this, I could have done this myself. The whole reason we need health insurance reform in the first place is precisely because it is unaffordable- HELLO? This is just another SICKENING example of how clueless and out of touch politicians are with the average person. What do you think?
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Yes!! Politicians are extremely out of touch with the average person. Health Insurance reform is what is needed and not on a grand scale. Treat it like Auto Insurance and allow cross country sales in all states. It would create competition and drive prices down. Further I do not believe the government has the right to force anybody to buy health insurance. This though, sadly is how politicians work....they can never seem to let go of a bad idea.
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what health insurance plans cover allergy shots?

i need one that i can get as benefits from working. i have a pre existing health problem (a tiny one) and because of that, no health insurance will take me. it's total crap.
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Call your insurance broker and ask. Your state might have a plan.
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How many more Americans could afford health insurance if they cut out cable tv, cellphones, & outrageous car?

payments? So many people feel like they have to have the latest gadgets & fancy cars. I know some people cant afford health insurance period but how many could if they prioritized their spending? Surely a significant portion.
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A few. What about those who have pre-existing conditions? FACT - Insurance companies in the USA admit to pushing up prices, buying politicians and not paying out claims when they should [1] FACT - PER PERSON the USA spends more on healthcare than any other nation on the planet [2] FACT - Obama debated his plans before the election for healthcare [3] FACT - the chance of a child under five of dying in the USA is greater than industrialised nations with universal health coverage [4] FACT - Obama was elected to bring in change [5] FACT - Obama wants to stop insurance companies from screwing America [6] FACT - The reforms Obama wants work in the Netherlands and Switzerland [7] Let me know if my facts are wrong, but please provide proof.
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By what year does Obama's healthcare proposals say that every American must possess health insurance?

I pretty much no nothing about the whole Obamacare debacle, but I need to know 3 things to reference in a paper about a separate topic. 1) Do the healthcare proposals require mandatory health insurance? 2) If so, by what year must we all have such insurance? 3) Whose proposals are these? Thanks sooooooo much
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1) Yes. If you are a resident in the US, you are required to have health insurance 2) By all accounts it looks like it takes effect when the exchanges open up, 2014 3) The healthcare bill is 100% Democrat. Not one Republican in either the house or the senate voted for this bill
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i would like some understanding of the health insurance plan that senators get?

they talk a lot about the health insurance plan that covers the Congress folks in Washington but i hv never seen some salient features of this plan .... it was talked about as a possible health care solution for the common people by Obama campaign ... but what is it?
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KEEP GOVERNMENT OUT OF OUR HEALTH CARE! CALL YOUR CONGRESSMEN AND GIVE THEM AN EAR FULL!!
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Can you really find cheap health insurance ?

I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?
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You are going to have to get health insurance in MA or you will end up paying penalties. Because insurance is mandatory in MA now...every insurance company has come out with affordable plans. Try www.mahealthconnector.org. They will have info about all of the different policies and help you chose the best one for you. Also, if you earn less than $30,636.00/year you may be eligible for the Commonwealth Care program (where they pay a portion of your premium). The lowest price that I found was $126.31/mo. (but that is with a high deductible and no Rx coverage). Good luck!
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Very cheap health insurance for a student?

My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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Low cost health insurance, where can I find some?

I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and information.
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Hi, how are you? My mother's name is Sara[h]. I know of an affordable program that may help you and your family. It's "discount" program for dental and medical needs with savings up to 80% for under $40.00/ month. This includes dental, prescription, vision, medical and chiropractic services. Check out the web site below for more details you can also look for a list of providers in your area via the web site. http://www.everyonebenefits.com/jrogers I wish the best for you and your family. Take care, Juanita
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Does $300 a month for health insurance seem high for myself and my son?

Its through my work. I cant sign up until next month so I want to research this. It is a PPO plan but I'm not even yet sure what company the health insurance is through. But I think for myself and my son its 144.96 every pay period (every 2 weeks). Let me know what you think, if this is about right for health insurance or if its a little high.
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That's not a lot at all. When I was calling around for insurance for myself and my son every company was over a thousand dollars a month. One insurance company told me "insurance for a baby is too expensive" and hung up on me. We don't even have health insurance right now, because we can't afford $1000 a month, but we don't qualify for state insurance.
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Health insurance?

Whats a deductible?
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The deductible is the amount of the loss the insured pays in a claim. If you have a claim for $500 for health bills covered by your health insurance policy and your deductible is $250, you pay $250 and the health insurance company pays for the other $250. Actually, the insurer may pay $500, and then they will come to you to pay them the $250 deductible. I hope that helps. The higher your deductible, the lower your premium.
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Is it worth getting health insurance in the UK?

Ok - I'm here from the States where you absolutely have to have health insurance, but in England - there's the NHS. All well and good but it takes forever to get an appointment with my GP, and for specialist stuff - like ENT, good clean dentists and the like, it takes forever and it's damn expensive. So is it worth getting health insurance over here? And if so, which providers are best? Anybody with personal experience, or who just knows the ins-and-outs, let me know.
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YES get it. no where's safe these days! and emergency services are so expensive and the NHS is VERY slow and the waiting lists are jam packed. its better to be safe than sorry.
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health insurance?

i am in the state of texas and my daughter is a type 1 Diabetic she will be turning 18 in october at the moment she is on medicaid but it is going to stop when she is 18 i am looking for insurance that can help her with her meds thank you
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Contact your local social security office and she if she qualifies for a disabiltiy. They pay for medical coverage in my state or she should be able to continue on medicaid if she does qualify.
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