I'm looking for recommended health as well as dental insurance providers in Bergen County, NJ for a small company of only 8 employees..... Can you recommend the names of Health as well as Dental Insurance Providers in Bergen County NJ????? Thanks
--------------------
I was recently trying to do the same for Monmouth county NJ. I was extremely disappointed because the quotes they gave me were not any better to if my employee's would buy their plans individually. I think it were Aetna, Oxford, the third one I don't remember. Plus big chunk of paper work for me. You can try to obtain quotes your self. Maybe they have something better for Bergen County. http://www.healthinsurance.medgrip.com Good luck.
Source
Monday, July 18, 2011
Will the Democrat Party now get huge contributions funneled to them from Health Insurance Corporations?
that is after they passed the bill to "save" America!
--------------------
For a while until the new rules that effect them come in under cover of a new bill. Kind of Like student loans in the health care reform.
Source
--------------------
For a while until the new rules that effect them come in under cover of a new bill. Kind of Like student loans in the health care reform.
Source
If private health insurance companies are ripping consumers off, isn't that a failure of government oversight?
... since insurance companies are heavily regulated?
--------------------
American health insurance regulations are an absolute wreck. They are a mess of overlapping and contradictory state and federal regulations, and they are enforced to a lesser or greater degree depending on the political wind. You are trying to make some overarching libertarian point, but like most forms of libertarian argumentation this one is dishonest and cannot depend upon its evidence for its conclusion.
Source
--------------------
American health insurance regulations are an absolute wreck. They are a mess of overlapping and contradictory state and federal regulations, and they are enforced to a lesser or greater degree depending on the political wind. You are trying to make some overarching libertarian point, but like most forms of libertarian argumentation this one is dishonest and cannot depend upon its evidence for its conclusion.
Source
How can our teen get health insurance in California?
He's 19 and a part-time student. so he no longer qualifies for our Kaiser Permanente coverage. We seemed to have missed the deadline to cover him by COBRA. In a few months he'll be taking full-time classes again, so he can go back into Kaiser, but knowing him he'll catch the flu or Dutch Elm Disease or something just to bug me. Is there any affordable way to get him covered for the next few months? Would he qualify for Medi-Cal (Medicaid)?
--------------------
If your son is in college, you may want to check out health insurance programs that are written through his school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if his school is participating, go to www.UHCSR.com and enter his school name in the search box. He might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
Source
--------------------
If your son is in college, you may want to check out health insurance programs that are written through his school. United Healthcare has a plan available at many US schools. These student injury and illness plans provide wide ranging coverage and are designed to be affordable for college students. To check if his school is participating, go to www.UHCSR.com and enter his school name in the search box. He might also be interested in joining the American College Student Association (ACSA), a national organization for college students. They have lots of member benefits, including student health insurance. Their membership fee is affordable.
Source
how do i get affordable health insurance in new york?
I make 40k a year but i live in nyc so i cant afford a standard plan. Just need for myself 37 yr old male Thanks
--------------------
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Your agent might suggest an HSA plan. Some are going to suggest you go to their site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source
--------------------
Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company. If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits your monthly premiums will be significant. On the other hand if you are healthy and rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead. You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. That adviser can answer questions as to what is and is not covered by the policy, explain deductibles and copays and show you the hospitals and doctors that participate in the network. Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Your agent might suggest an HSA plan. Some are going to suggest you go to their site so that they earn a few pennies on a "click through". Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price. Some might even "pitch" a discount plan that is not insurance at all. Use the Internet to educate yourself but use an agent to purchase the coverage.
Source
What is the difference bewtween health insurance and helathcare?
are they the same thing.?
--------------------
Health care is the actual treatments you get. Health insurance is a financial management technique where you pay monthly premiums into the system and in return, the insurance companies helps you pay for medical treatments by the doctor whenever you need to go see the doctor.
Source
--------------------
Health care is the actual treatments you get. Health insurance is a financial management technique where you pay monthly premiums into the system and in return, the insurance companies helps you pay for medical treatments by the doctor whenever you need to go see the doctor.
Source
what birth control pills are cheap with health insurance?
now im paying $40 a month through school, and thats outrageous. i also have united health care insurance.
--------------------
Go to your county health department. You can get a couple months free on the spot, after an exam. Then if you have a low income, you have a chance at getting them for free for a year. Worth a try.
Source
--------------------
Go to your county health department. You can get a couple months free on the spot, after an exam. Then if you have a low income, you have a chance at getting them for free for a year. Worth a try.
Source
Does it seem logical that health insurance plans require special wording and documentation or they will not pa
A facility that cannot afford special insurance coders to fill out insurance billing but provides high quality care (because its funds are used on patients) will experience high volume of rejection of payments, compared to a facility that hires special insurance coders and provides less high quality care, which gets paid most often because the paper work was filled out in a special way. In other words, for the same procedure not all facilities are paid, what determines payment is paper work and technicalities and not the quality of care provided.
--------------------
Health insurance plans don't require special coding for claim payment. However the federal government does. Each year the Federal government releases all the changes to medical coding. The AMA even prints out this changes each year. The providers should keep up with these changes. Doctors are trained how to fill out claims, but generally it is easier to hire a coding specialist to bill properly. So the insurance companies have not other choice but to follow the federal guidelines just like the doctors. The doctors also can call prior to service to verify the patient benefits to help determine what services would be most beneficial to the patient and covered under their plan. However the provider should provide services needed for the patients condition. Patients are so brain washed by providers that the health insurance companies are the problem, however, I routinely see that providers bill incorrectly and point the finger at the insurance company. They intimidate the patient into believing they have to take action into resolving the issue,when it should be the doctors office doing the leg work. But that leg work cost the doctors money, so why not get the patient to do it. A majority of provider offices are poorly run. Staff are usually under qualified and under managed. A doctors office is a business where the head of the business is solely dedicated to treating patients while the billing and payment part if it is run usually, by employees picked up off the street and then trained while on the job. Many do not come into the job with previous experience or schooling. Most typical insurance plans are created by the employer groups, yet people still want to blame the insurance companies, when they only provide an administration service.
Source
--------------------
Health insurance plans don't require special coding for claim payment. However the federal government does. Each year the Federal government releases all the changes to medical coding. The AMA even prints out this changes each year. The providers should keep up with these changes. Doctors are trained how to fill out claims, but generally it is easier to hire a coding specialist to bill properly. So the insurance companies have not other choice but to follow the federal guidelines just like the doctors. The doctors also can call prior to service to verify the patient benefits to help determine what services would be most beneficial to the patient and covered under their plan. However the provider should provide services needed for the patients condition. Patients are so brain washed by providers that the health insurance companies are the problem, however, I routinely see that providers bill incorrectly and point the finger at the insurance company. They intimidate the patient into believing they have to take action into resolving the issue,when it should be the doctors office doing the leg work. But that leg work cost the doctors money, so why not get the patient to do it. A majority of provider offices are poorly run. Staff are usually under qualified and under managed. A doctors office is a business where the head of the business is solely dedicated to treating patients while the billing and payment part if it is run usually, by employees picked up off the street and then trained while on the job. Many do not come into the job with previous experience or schooling. Most typical insurance plans are created by the employer groups, yet people still want to blame the insurance companies, when they only provide an administration service.
Source
If you just earn enough money to get by, and have no health insurance, can you get on medicaid?
If such a person winds up in the hospital, then aquires enough debt to make his net worth below zero, he should be poor enough to qualify?
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. I am not gonna say that I am totally sure about the answer.it is really depending on the personal mind.thus it would better for you to try to find the best answer yourself.Here www.HealthInsuranceIdeas.info is a good resource for reference though.
Source
--------------------
Medical Discount Plan ideal for those who cannot afford or qualify for traditional health insurance. The companies offer discounted health services for a quite low monthly fee. Benefits include a range of discounts for doctors, hospitals, dental, vision, prescriptions, vitamins, as well as other health services. I am not gonna say that I am totally sure about the answer.it is really depending on the personal mind.thus it would better for you to try to find the best answer yourself.Here www.HealthInsuranceIdeas.info is a good resource for reference though.
Source
What is the cost of Canadian Health insurance to Canadian citizens? Are RX covered?
I am looking for out of pocket costs other than taxes.
--------------------
It varies by province. In Ontario there really aren't much of any pocket costs although many people have supplemental coverage for dental, drugs, private room, physio, etc. The Ontario Health Ins. covers doctors vists and hospital care including drugs given while in the hospital, but not prescriptions.
Source
--------------------
It varies by province. In Ontario there really aren't much of any pocket costs although many people have supplemental coverage for dental, drugs, private room, physio, etc. The Ontario Health Ins. covers doctors vists and hospital care including drugs given while in the hospital, but not prescriptions.
Source
Question on health insurance in the US?
How does private health insurance work in the US? For example if a woman is pregnant and has no health insurance what happens? I watched that documentry sicko the other day and I'm stunned? Is it really like that or was it just crap? Also how much does insurance cost per month for a family? Will doctors really not treat you if you are not insured?
--------------------
It's not as bad as it seems on Sicko. Noone takes Michael Moore seriously anymore. 1. We pay a company money so that they can lower the cost of medications/hospital visits/ etc. Sometimes the insurance company pays the total cost (as in emergency room visits for my plan with Horizon Blue Cross). Other times we have to pay "copays" like $1 for antibiotics which usually cost 10 bucks and the insurance company pays the rest. 2. If a woman is pregnant and has no insurance then she has to pay the full amount it costs to give birth. The hospital usually works with the patient to set up a method of payment if necessary. 3. Sicko is the worst case scenario. Sometimes the insurance company does not cover all types of treatment (experimental or weird like Chinese Herbal Medicine for cancer) and will leave you with the bill. 4. Avg $1800 per year for adult individually and $4800 per year for a family depending on health and other factors such as age. 5. There have been some cases in which some patients have been "dumped" by hospitals on the street next to free clinics.
Source
--------------------
It's not as bad as it seems on Sicko. Noone takes Michael Moore seriously anymore. 1. We pay a company money so that they can lower the cost of medications/hospital visits/ etc. Sometimes the insurance company pays the total cost (as in emergency room visits for my plan with Horizon Blue Cross). Other times we have to pay "copays" like $1 for antibiotics which usually cost 10 bucks and the insurance company pays the rest. 2. If a woman is pregnant and has no insurance then she has to pay the full amount it costs to give birth. The hospital usually works with the patient to set up a method of payment if necessary. 3. Sicko is the worst case scenario. Sometimes the insurance company does not cover all types of treatment (experimental or weird like Chinese Herbal Medicine for cancer) and will leave you with the bill. 4. Avg $1800 per year for adult individually and $4800 per year for a family depending on health and other factors such as age. 5. There have been some cases in which some patients have been "dumped" by hospitals on the street next to free clinics.
Source
can someone pls help me with names of some good health insurance companies?
because i lost my health benefits, so can some one tell me some of the best ones in chicago, and coverage where my deductable want be to expensive, or my co-payment. thanks and have a good day
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
--------------------
healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
Source
Shouldn't a healthy 20 year old be allowed to not buy health insurance for a few years?
That's not risky.
--------------------
It's not risky? Do you realize how many E.R. visits are currently paid for with TAX MONEY because these "healthy 20 year olds" think they are invincible? They still go to the E.R. and the doctors are legally required to see them, even if they don't have insurance. How do you think it's paid for now? Personally, I don't want my tax money to be wasted like that because I believe in fiscal responsibility. Our current system is horribly inefficient.
Source
--------------------
It's not risky? Do you realize how many E.R. visits are currently paid for with TAX MONEY because these "healthy 20 year olds" think they are invincible? They still go to the E.R. and the doctors are legally required to see them, even if they don't have insurance. How do you think it's paid for now? Personally, I don't want my tax money to be wasted like that because I believe in fiscal responsibility. Our current system is horribly inefficient.
Source
What religions are exempt from the health insurance mandate?
I am feeling spiritual and thinking about joining.........:)
--------------------
The Amish are exempt.
Source
--------------------
The Amish are exempt.
Source
Don't Libs see why health insurance stocks went up today?
Because Nobama has now guaranteed them 365 million customers, whether they are paid for by those individuals or not. If the government forced everyone to have a dozen bananas in their house at all times, fruit company stocks would sore too. You people are complete rubes.
--------------------
Wait a minute.....earlier today one of your friends posted, "the stock market is down 10% at the opening trade." He said it was because Obama is ruining the private health insurance industry. As of tonight, he's helping it? Which is it? Is it one of those Hannity reach around moments? You know, "Glenn, I'll reach around and finish you if you finish me?"
Source
--------------------
Wait a minute.....earlier today one of your friends posted, "the stock market is down 10% at the opening trade." He said it was because Obama is ruining the private health insurance industry. As of tonight, he's helping it? Which is it? Is it one of those Hannity reach around moments? You know, "Glenn, I'll reach around and finish you if you finish me?"
Source
Today i went to planned parenthood because of lack of health insurance,and they gave me medicaid.?
I don't really know how insurance works, so does this mean that whenever i go there for a visit, a bill will be sent to my house?
--------------------
Only if Medicaid doesn't pay the bill, do they send it to your house.
Source
--------------------
Only if Medicaid doesn't pay the bill, do they send it to your house.
Source
if you have health insurance but pay in cash 4 a procedure will they notify the health insurance provider?
if you have health insurance but decide against going through them for a medical procedure such as an early termination of a pregnancy will the health insurance provider eventually be notified by law since it becomes part of your medical record by the clinic who perfomed the abortion although you paid in cash or debit atm?
--------------------
~~No. The only medical information an insurance company is entitled to is one in which they pay the claim.~~
Source
--------------------
~~No. The only medical information an insurance company is entitled to is one in which they pay the claim.~~
Source
I'm a student in Indiana and need Health insurance. Where might I find the best rates?
Obviously I'm lower income due to being a full time student, but I need to find an insurance provider asap. Where can I get easy rates and a simple application process? My zip code is 47591 if that's needed
--------------------
Well, you have to apply, to see what the rates are, and it can take 4 - 6 weeks to be approved, and if you've got something currently wrong - even if it's undiagnosed - they're not going to cover it. So the CHEAPEST way, is through your school. The SECOND cheapest way, is through an employer, and several part time employers offer health insurance - Starbucks, UPS, Petco, and Walmart come immediately to mind. Avoid those online places - all they are really trying to do, is harvest your personal information to sell it.
Source
--------------------
Well, you have to apply, to see what the rates are, and it can take 4 - 6 weeks to be approved, and if you've got something currently wrong - even if it's undiagnosed - they're not going to cover it. So the CHEAPEST way, is through your school. The SECOND cheapest way, is through an employer, and several part time employers offer health insurance - Starbucks, UPS, Petco, and Walmart come immediately to mind. Avoid those online places - all they are really trying to do, is harvest your personal information to sell it.
Source
How much is liability insurance for a Home Health Aide Agency located in Miami, Fl?
I am looking to open a home health care agency in Miami, Fl and I am trying to figure out how much money I'll need to start. I heard the most expensive cost for starting will be insurance. About how much will that be?
--------------------
Apply for licensing with your state. Getting licensed for operation in most states is more complicated when you`re working with people and their well being than it is for other businesses. Not only must you obtain your financial documentation, you also may be subject to background checks, credit checks and the scrutiny of previous disciplinarian procedures. Become Medicare certified. Because many patients who choose home health care are elderly and on limited incomes, they qualify for Medicare benefits. In order for you to make money, you must become a certified Medicare provider. Your state Medicare agency will send you a packet to fill out and return. Hire caregivers after checking their backgrounds carefully. As part of your licensing contract with your state, you will agree to perform background checks on potential employees. Familiarize yourself with the Nurse Practice Act (NPA) in your state. Each state allows licensed practical nurses and professional nurses to perform basic health care activities, but they are restricted to general care and medical care ordered by a licensed doctor. Add caregivers to your staff that assist patients without performing medical duties. Many successful health care agencies hire employees to assist homebound clients with daily chores. These employees will check on clients who live alone, perform cleaning and shopping chores, and they may assist clients with personal hygiene. Remember to do background checks before hiring them. Locate your physical %u201Cbase%u201D in a storefront or out of your home, if your local zoning permits. Although you need minimum space to operate, a physical office is necessary for hiring purposes and to fulfill state regulations in many areas. Choose a location where clients and their families can easily visit. Obtain sufficient liability insurance. One of your biggest start-up costs will be insurance, but it`s imperative that you have enough to cover your agency should a client suffer an injury at the hands of one of your caregivers. Create a mission statement, and stick to it. Providing care with compassion will boost your reputation and increase your client base.
Source
--------------------
Apply for licensing with your state. Getting licensed for operation in most states is more complicated when you`re working with people and their well being than it is for other businesses. Not only must you obtain your financial documentation, you also may be subject to background checks, credit checks and the scrutiny of previous disciplinarian procedures. Become Medicare certified. Because many patients who choose home health care are elderly and on limited incomes, they qualify for Medicare benefits. In order for you to make money, you must become a certified Medicare provider. Your state Medicare agency will send you a packet to fill out and return. Hire caregivers after checking their backgrounds carefully. As part of your licensing contract with your state, you will agree to perform background checks on potential employees. Familiarize yourself with the Nurse Practice Act (NPA) in your state. Each state allows licensed practical nurses and professional nurses to perform basic health care activities, but they are restricted to general care and medical care ordered by a licensed doctor. Add caregivers to your staff that assist patients without performing medical duties. Many successful health care agencies hire employees to assist homebound clients with daily chores. These employees will check on clients who live alone, perform cleaning and shopping chores, and they may assist clients with personal hygiene. Remember to do background checks before hiring them. Locate your physical %u201Cbase%u201D in a storefront or out of your home, if your local zoning permits. Although you need minimum space to operate, a physical office is necessary for hiring purposes and to fulfill state regulations in many areas. Choose a location where clients and their families can easily visit. Obtain sufficient liability insurance. One of your biggest start-up costs will be insurance, but it`s imperative that you have enough to cover your agency should a client suffer an injury at the hands of one of your caregivers. Create a mission statement, and stick to it. Providing care with compassion will boost your reputation and increase your client base.
Source
Do Veterans Administration health benefits offer a way to offset huge copayments of private primary insurance?
My friend has served in the army for a long time but never availed of any VA health benefits at all. Now he is facing very large copayments over $100 for certain medications, thanks to his private health insurance carrier's copay requirements. Is it possible for him to sign up with VA in order to have copayments covered under some VA benefit? Are there better alternatives than this maybe? Thanks!
--------------------
If your friend is able to prove that the reason he is taking the medications are service connected, he will be able to get that medication for free or for a small fee of, I believe, $7. Also my husband is with the VA and gets some of his medication for $9 that is not for his service connected disability. It is definitely worth looking into and see what he is able to get. Have him check with his local VA representative to see all that he may be eligible for.
Source
--------------------
If your friend is able to prove that the reason he is taking the medications are service connected, he will be able to get that medication for free or for a small fee of, I believe, $7. Also my husband is with the VA and gets some of his medication for $9 that is not for his service connected disability. It is definitely worth looking into and see what he is able to get. Have him check with his local VA representative to see all that he may be eligible for.
Source
what does health insurance cover?
i recently turned 18 and am in need of Knee surgury. if i got health insurance right now, would it cover the surgury? or would it be like trying to get a totaled car insured? if insurance doesn't cover it, what should i do? i live in NJ.
--------------------
Unfortunately there is something called pre-existing conditions. An insurance company could deny a thing like an ultra sound if per chance you had symptoms of abdominal pain six months beforehand. I would look in to getting start coverage. She if you qualify for aid. Some states offer insurance plans. Good luck.
Source
--------------------
Unfortunately there is something called pre-existing conditions. An insurance company could deny a thing like an ultra sound if per chance you had symptoms of abdominal pain six months beforehand. I would look in to getting start coverage. She if you qualify for aid. Some states offer insurance plans. Good luck.
Source
Will obamas proposed health care reform be the same as universal health insurance?
Or are they two way different ideas
--------------------
They are two different things. I am always amazed how many Americans seem not to be aware about the issues with healthcare relying on FOX and other sources to spread misinformation about the healthcare system of the USA and those abroad. First of all, Obama wants to make insurance more available to all and change the system so that it is cheaper [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance [2]. Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well. Third, Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage. Last of all if you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012.
Source
--------------------
They are two different things. I am always amazed how many Americans seem not to be aware about the issues with healthcare relying on FOX and other sources to spread misinformation about the healthcare system of the USA and those abroad. First of all, Obama wants to make insurance more available to all and change the system so that it is cheaper [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Holland and Switzerland where private companies are involved in providing insurance [2]. Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well. Third, Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage. Last of all if you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012.
Source
What do you pay for health insurance (per month)?
Just getting an idea of what others pay to compare it to what they are trying to charge me. Thanks.
--------------------
You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
Source
--------------------
You can easily check your minimal health care rates in internet, for example here - healthplans.bebto.com
Source
Do unions have to renegotiate long term contracts in order to change health insurance plans?
could this be the reason they get the delay in having benefits taxed?
--------------------
Yes. According to my friends that work for the American auto companies and belong to the UAW, their health care is in the contract. There is no dipping into that contract to change a little something here or there until it's time for negotiations. Negotiations only happen when the contract is coming to an end. Depending on what contract new hires come into when they first start, (the contract is already in place, new hires have no say so) that's the bennies they get. It's actually illegal to open contract negotiations without a vote and everyone agreeing to it, in other words, management cannot change the contract on their whim.
Source
--------------------
Yes. According to my friends that work for the American auto companies and belong to the UAW, their health care is in the contract. There is no dipping into that contract to change a little something here or there until it's time for negotiations. Negotiations only happen when the contract is coming to an end. Depending on what contract new hires come into when they first start, (the contract is already in place, new hires have no say so) that's the bennies they get. It's actually illegal to open contract negotiations without a vote and everyone agreeing to it, in other words, management cannot change the contract on their whim.
Source
Subscribe to:
Posts (Atom)