Sunday, March 6, 2011

Visitors Health Insurance plan covering pre existing conditions?

Is there any health insurance plan that covers pre existing conditions for a visitor from India to USA. My father 73 years old will be visiting US and Canada for 6 months.He suffers from diabetes, hypertension and right sided paralysis. Any help is most welcome.
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healthplans.bebto.com - try this one. I have their health insurancs and as I know they can provide coverage with preexisting condition.
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in the state of arkansas, is there any state programs to provide free or affordable health insurance?

i am a 36 yr old male returning to college full-time. i have two dependent children who recive arkids(medicaid). i have no health insurance currently and am not working currently
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The college may offer low-cost health care for full-time students. Call them and ask.
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21 yr old with Bronchitis and without health insurance . . what should I do?

I'm only 21 years old, having re-accurring Bronchitis with out any health insurance and I was just wondering before this condition turns into pneonia, what I should do to make it go away by home remedy's>? I work at a Hospital myself, but with only working part-time- they refuse to offer me any health insurance but I still get vacation time (PPO Time) even as a part timer. I feel like I'm missing something in this big picture and was hoping for ideas or suggestions. Thanks
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When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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Horseback riding lessons and health insurance?

If i don't have health insurance right now can i take horse back riding lessons?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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would you live somewhere you didnt want to if you had free amazing health insurance?

i live in Madison, WI and i hate living here cause its cold and i live with my parents. but we have this awesome health insurance that i can keep until i'm 25 if i stay here. 10 dollar copay for office calls and 1 dollar prescriptions! i go constantly, always getting injured or sick or something. i want to move somewhere down south for better weather and go get away from my folks, but then what woudl i do if want to go to the doctor? i'm a student, no job, (cant get hired for some reason) and i dont have a lot of money. woudl you live miserably here to keep the insurance?
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do waht you want. the insurance is valuable though. if thats the most important thing in your life, then stay. if other htigns are more important, than go!
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If health insurance is refusing to pay for something they should, is the patient ultimately liable?

Would this be a matter directly between the hospital and the insurance company? Or is this a matter where the hospital holds the patient liable, and the patient holds insurance company liable? Thanks for the help.
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Yes, you will have to pay the charges if the insurance company does not pay. The insurance company always says no to any charge that is not routine. You need to follow the dispute procedure outlined in your policy. You can call your insurance agent if you have one, or call the information line for your insurance company. The hospital isn't going to fight for you. You need to do this yourself. If the insurance company still won't pay for the procedure after you go through their entire dispute process and you are certain that it was a covered event, you can sue your insurance company.
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Affordable Health Insurance for a single mom with one child?

Can anyone provide me with some information about getting an affordable health insurance plan for a single mother with a small child (2 and a half y.o.)? My wife and I are getting divorced. It is an uncontested divorce and we just need to figure out the support payment amount. This is the last variable. Also is there any way to keep them both under my plan at work after we are divorced? Any help is greatly appreciated! Thank you so much!
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Affordable health insurance certainly does exist - especially if our wife and child are both relatively healthy. You really have 3 options after the divorce: 1. Let them continue on your group plan via a COBRA group continuation plan (this is up to them and not really your choice but as long as your employer has 20 or more employees then they will be offered this option). 2. Purchase an individual plan (usually much cheaper than a COBRA plan but can be tricky to get approved for if there are health problems). 3. Get coverage with a state Medicaid like health plan. Whatever you decide to do be sure that you shop around and compare quotes from multiple companies to make sure that do not pay more than you need to. Here is some more information on finding affordable health insurance coverage:
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Where to Find Affordable Health Insurance Companies?

Hi, I'm looking for affordable health insurance companies, please recommend me good sites.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies so you can find the best option for you.
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Can someone sue a doctor for rejecting them if they don't have health insurance and something happens to them?

First of all, can a doctor even reject someone without health insurance? And if something happens to that person, can they sue that doctor?
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Yes, they definitely can! Here is my source: http://www.myhealth-forum.com/
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When you sign up for health insurance through an employer do they ask what previous health insurance you had?

will you need to give them the name of the previous health insurance company you had?
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Typically they don't ask you for any information about past companies or past health issues for an employer sponsored policy
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The candidates are drum about affordable health insurance?

they go on and on about 15% do not have affordable health insurance 45 million well what about the other 85 million that do? I'm not saying the others don't rate insurance and it should be affordability to everyone. But get off the negative drum and onto the up beat of one. If they are talking about the elder and small kids that is one thing then just say that don't throw a bunch of numebrs out thinking all are going to vote for you just becasue you say this or that.
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The problem with that figure is that it also includes approximately 20 million illegals. They also count people that are between jobs. If you lose your job and your employer provided health insurance, even for a day before getting another job with benefits, you are also counted. Many people that don't have insurance also choose not to have it, not because they can't afford it but because they are healthy and think they don't need it.
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Why do people think the insurance companies are lying when they say the Baucus health care bill will raise?

the cost of health insurance for Americans? The Baucus bill requires all future health insurance policies to include: Cover all preexisting conditions. No life time cap on claims. All doctors office visits. Dental coverage on all policies. All prescriptions included. All mental health issues. How can Liberals gloss over the fact that that's going to make health insurance more expensive? Just saying the insurance companies make too much money already is not going to change reality.
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They wrote the bill. It's a corporate welfare check. We need to get rid of the private insurance industry altogether and institute single-payer.
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Family health insurance plan or individual health insurance plans for each person?

I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks
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Usually, it would make more sense to have everyone one the same plan. However, I have heard of circumstances where some members of the family have a separate policy, because of one family member's health issue. The healthy family members can stay on a lower premium policy, while the family member with the health complication goes on their own policy. It really just depends on the circumstances involved. Make sure to get quotes for each scenario, so that you can make a fully informed decision.
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Does anyone know where I can find affordable health insurance for self employed people?

I own a small business, and need to find health insurance for my family that wont break me. Please help if you can. Thanks.
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I would check with the state you live in. For example my state (NY) has a plan called healthy NY for working people that have no insurance at reasonable rates. Go to your state's website to check.
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How is the Army health insurance?

I'm going to join up soon and was wondering about the health insurance. I'd like to get back on acne meds and wellbutrin. This will all be paid for in the Army right?
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the army covers any medication you are prescribed while you are in... you need to do alittle more research and sit down with a recruitter, the reasons for prescribing wellbutrin are often disqualifying for military service... best of luck to you.
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Dependent child to be covered by parents Health Insurance?

Are parents required to claim college student child as a dependent on their taxes for the child to be considered a dependent for the parent's health insurance coverage? Parents in Chapter 13 and refunds over $1500 go to Trustee. Can Child (living at home) claim herself on federal/state taxes and still qualify as a dependent for parents health insurance?
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
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best way to look for indivial health insurance?

My employer is changing health insurance and the rates have gone up and the plan itself has less options. They are changing to HMO. I do not want HMO and for more $. What is the best way to shop for individual health insurance?
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Visiting the insurance company websites is a good place to start. Aetna.com, Cigna.com, Unitedhealthcareonline.com, and bcbs.com are a few of the major companies.
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Looking for cheap health insurance website for students?

Hello there! I'm a student and I need some suggestions, I'm looking for an affordable college student health insurance plan. There are many sites but I'm scared because I think some of them are scams. I'm looking for a cheap price. Please tell me a good one.
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If you are a full time student under 24 why cant you be on your parents insurance? If you have no health problems, your college has a student health center. Otherwise, you can go to a community or public health clinic and pay according to your income.
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If you don't want to buy health insurance and you pay the Gov. fine does that make you insured?

Obama states that it will be mandatory that everyone buys health insurance. This would be approx. $350 a month/$4200 a year. From what I've read, and I could be mistaken, the penalty for not buying the insurance would be $750. So if you pay the penalty does that mean that you are now insured?
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And liberals say we aren't being forced into this... LOL!
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Would you recommend Norwich Union private Health / Medical insurance?

Please can anyone give me their opinions on this health insurance provider... I am not sure whether to change from BUPA to Norwich Union. The covers seem to offer pretty much the same things though Norwich Union is £45 cheaper per month. I just wondered if anyone had any good or bad stories or personal experiences they'd like to share about either company?
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Norwich Union are a reputable company - which to my knowledge do not own any hospitals direct where as BUPA do. I have always felt that BUPA tended to give a gold plated service - for which you pay for - as well as having to fund the cost of their hospital , doctors and staff etc. whereas NU are more about covering actual costs of cover and weigh up the risks carefully on the policy side. You really have to look at the small print of the policies that are offered and the true level of cover and costs covered regarding and illness or condition. Its always a tricky one with health cover as all companies can be difficult over any condition believed to have been present before a policy start date but I don't think NU are any worse than anyone else in this field. Another to consider is Standard Life - which I think compares similarly to Norwich Union.
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If you have health insurance from an employer, can you add someone to that coverage?

I just recently became partnered and though my company does not offer domestic partnership, I was wondering if I could still get my partner on my health insurance?
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Check with yr Personnel Manager as every company has different rule for extra coverage. May want to call the insurance company & talk to them too.
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You will pay for Sex offender's health insurance if passed, did you know that?

Majority of sex offenders who raped children couldn't find job and they don't have health insurance. If the bill passed, they will be covered. Do you want their health get better to rape children again? Better think about who they are covering. Their are so many sex offenders in this country and they are in that number uninsured.
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Along with all those others who can not get insurance. Like type one diabetics, those with juvenile onset arthritis and the like. I guess in order to stop paedophiles getting healthcare, we should accept that loads of others will get screwed as well. I am always amazed how many Americans seem not to be aware about the real healthcare issues relying instead on FOX and other sources to spread lies about the healthcare system of the USA and those abroad. I mean, if healthcare in nations with universal coverage is so bad, why do they keep it? Obama wants to make insurance more available to all and change the system so that it gives the American people value for money [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Taiwan where private companies are involved in providing healthcare [2]. Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in any western nation with universal health coverage. If you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012. But if you disagree with the facts, please let me know. I am always willing to learn, but please provide proof. None of those who disagree with me have been able to do that so far.
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Some neocon just told me to pay for my own health insurance. Isn't that hate speech?

Some neocon just told me to pay for my own health insurance. Isn't that hate speech?
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No. Maybe under 0bamacare you can have anew spine grafted on. Maybe they can re-attach your nuts, too.
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Could someone explain health insurance deductibles?

What is a deductible? Is it a good thing or a bad thing? Do you want a low deductible or a high deductible? I ask because while trying to find some affordable health insurance, one company said it was $45 a month with $0 deductible. What does this mean?
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The deductible, is the amount out of your pocket, before the insurance kicks in. Having a deductible, lowers your monthly premiums. There's no one size fits all answer, to "is it good to have or not". But that $45 a month with no deductible - isn't INSURANCE. They don't PAY anything. It's access to a DISCOUNT plan - with no guarantees that the doctors on the list will actually give you a discount. Can you spell "ripoff"?
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