and why should I have to pay for it when I am paying for my own family?
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Because patriotism is more than cheerleading, and lapel pins....it's about caring for your fellow citizens, and taking an active interest in their well being.
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Monday, June 13, 2011
Is it true when my sisters boyfriend says he can't get health insurance for their child?
My sisters boyfriend works in a union job construction and has been there for over a year. He can get insurance but says he is not allowed to get it for their 8 month old baby. Is this true? Yes he is the birth father, the child has his last name, he lives with the child as well. He can get insurance but is telling my sister they won't let him get it for his child.
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I think he's full of BS, all your insurance's have family plans, yes it cost more but your child is covered. She needs to find out what he has for medical insurance and call them and ask why?
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I think he's full of BS, all your insurance's have family plans, yes it cost more but your child is covered. She needs to find out what he has for medical insurance and call them and ask why?
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How much do you think you health insurance will cost per month on the Obama plan (once he claims one)?
I just wanted to see what people are thinking the premiums will be under the govt plan.
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Obozo doesn't use the term Taxes because he doesn't want to upset the mobs, but George Stephanopoulos was right it will be a tax! In fact the Baucas bill calls these "fees" excise tax. If it walks like a duck, etc, etc. As for the monthly fee's the numbers I have heard tossed around are 8% of your salary and I am not sure if that means per person. Also heard the fines for having no insurance could be 750.00 to 3,000.00
Source
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Obozo doesn't use the term Taxes because he doesn't want to upset the mobs, but George Stephanopoulos was right it will be a tax! In fact the Baucas bill calls these "fees" excise tax. If it walks like a duck, etc, etc. As for the monthly fee's the numbers I have heard tossed around are 8% of your salary and I am not sure if that means per person. Also heard the fines for having no insurance could be 750.00 to 3,000.00
Source
How much do you think you health insurance will cost per month on the Obama plan (once he claims one)?
I just wanted to see what people are thinking the premiums will be under the govt plan.
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Obozo doesn't use the term Taxes because he doesn't want to upset the mobs, but George Stephanopoulos was right it will be a tax! In fact the Baucas bill calls these "fees" excise tax. If it walks like a duck, etc, etc. As for the monthly fee's the numbers I have heard tossed around are 8% of your salary and I am not sure if that means per person. Also heard the fines for having no insurance could be 750.00 to 3,000.00
Source
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Obozo doesn't use the term Taxes because he doesn't want to upset the mobs, but George Stephanopoulos was right it will be a tax! In fact the Baucas bill calls these "fees" excise tax. If it walks like a duck, etc, etc. As for the monthly fee's the numbers I have heard tossed around are 8% of your salary and I am not sure if that means per person. Also heard the fines for having no insurance could be 750.00 to 3,000.00
Source
Does one have to get their health insurance in the same state they are licensed to drive?
If so, why?
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You can only purchase health insurance in your state of residency. The policies from any company can differ between states and not all health insurance companies are licensed in every state. Premiums are also different by state and even zip code because health care costs vary. An insurance company can decline a claim if you are in a different state. Also, if you were to get a health policy in a different state you may not be able to use it because there may not be a doctor network in your state. If you are a college student it's a little different; you should get a policy through your college or from a company licensed to do business in your college state since you are there most of the time.
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You can only purchase health insurance in your state of residency. The policies from any company can differ between states and not all health insurance companies are licensed in every state. Premiums are also different by state and even zip code because health care costs vary. An insurance company can decline a claim if you are in a different state. Also, if you were to get a health policy in a different state you may not be able to use it because there may not be a doctor network in your state. If you are a college student it's a little different; you should get a policy through your college or from a company licensed to do business in your college state since you are there most of the time.
Source
Are you one of the estimated 21 million who choose to not buy health insurance because you are?
young and healthy and don't want to pay out the nose to care for those who aren't? Would you want the Government to force you to pay for those who don't take care of themselves? Are you one of the ones being counted in the statistics of the uninsured that are being used to create the huge power grab the Government is forcing on all Americans?
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I hate this whole argument. I spent half of my life without health insurance and the other half with it. I have paid out of my own pocket (less than $300 per month for full coverage) and have gotten it from my job. Currently, I am paying for it out of pocket. I am thinking about going without and saving the money. I just can't grasp this situation. We have a president who wants to just add an extra trillion to the budget and destroy a whole industry in the process. Then he will shift the cost to the healthy people who work. I am not going to lie, if the government could guarantee that they would force the pharmaceutical companies to cure cancer and AIDS then I may sign on to this folly. But let's be real here, it is the government and I have a vote of No Confidence for this whole health care thing.
Source
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I hate this whole argument. I spent half of my life without health insurance and the other half with it. I have paid out of my own pocket (less than $300 per month for full coverage) and have gotten it from my job. Currently, I am paying for it out of pocket. I am thinking about going without and saving the money. I just can't grasp this situation. We have a president who wants to just add an extra trillion to the budget and destroy a whole industry in the process. Then he will shift the cost to the healthy people who work. I am not going to lie, if the government could guarantee that they would force the pharmaceutical companies to cure cancer and AIDS then I may sign on to this folly. But let's be real here, it is the government and I have a vote of No Confidence for this whole health care thing.
Source
how can i Switch to another health insurance?
my son has keystone mercy for his health insurance but i totally forgot that the hospital he was born in doesn't accept that insurance they accept americhoice and i want to switch but im worried because i don't if americhoce would pay the bills from when he was born!!!! help!!
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He "was" born, past tense. This is an easy question. No health insurance will cover bills for a birth that happened before you switched to that health insurance. If the insurance that you had at the time of the birth is not accepted, then no insurance is accepted. They cannot accept insurance that you obtained later.
Source
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He "was" born, past tense. This is an easy question. No health insurance will cover bills for a birth that happened before you switched to that health insurance. If the insurance that you had at the time of the birth is not accepted, then no insurance is accepted. They cannot accept insurance that you obtained later.
Source
Do you still have to be a full time student to qualify for health insurance?
My friend told me of a law that ended this.
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You're partially correct. There are a few states (not sure of the exact number off the top of my head - probably fewer than 5 states though) that have required employers to extend benefits to dependent children of a certain age regardless of whether they are full time students or not. Keep in mind that this requirement would only apply to employers with health insurance plans that fall under the state's Department of Insurance jurisdiction. Self-funded employer health plans fall under the federal ERISA law. Therefore, a self-funded employer in one of the states that passed that law would not be obligated to comply. Long story short...some states don't require full time student status of dependent children. But some employers in those states don't have to follow those requirements. (Its hard to give you specific advice, since you didn't mention what state you're located in and what type of health plan your parents have.)
Source
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You're partially correct. There are a few states (not sure of the exact number off the top of my head - probably fewer than 5 states though) that have required employers to extend benefits to dependent children of a certain age regardless of whether they are full time students or not. Keep in mind that this requirement would only apply to employers with health insurance plans that fall under the state's Department of Insurance jurisdiction. Self-funded employer health plans fall under the federal ERISA law. Therefore, a self-funded employer in one of the states that passed that law would not be obligated to comply. Long story short...some states don't require full time student status of dependent children. But some employers in those states don't have to follow those requirements. (Its hard to give you specific advice, since you didn't mention what state you're located in and what type of health plan your parents have.)
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Do all libs who want universal health insurance as bad as Joe Stack did want to fly a plane into a building?
just to make your point?
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No I don't think that they do, besides most can't afford a plane.
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No I don't think that they do, besides most can't afford a plane.
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How good is your health care insurance?
Are your premiums are too high, coverage too low, or you simply cannot afford healthcare insurance and have no coverage at all.. Do your elected officials have healthcare insurance? Of course they do. After all you voted for them to not only get more paid vacation days per year, work less days; not have worries about homelessness, hunger, gas prices, food prices, unemployment or unemployment wages, bancruptcy, gas prices, welfare, retirement or health care insurance. In short you have voted in favor of them living better than you. Why should you be left out? Here is a start towards a solutuion. Now you too can be on your way to better healthcare coverage. "Let's get America rolling again." - Lee Iacocca After all a goverment can only be as healthy as its citizens. http://www.michaelmoore.com/sicko/what-c… I hope this helps.
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Yes, I have a great health care plan, I'm really happy with it.
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Yes, I have a great health care plan, I'm really happy with it.
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I lost my health insurance due to job loss, I had cobra but not anymore?
We had previously had insurance through the husband employer, they don't offer it for spouses where he works now, it is a smaller company, I could not afford to pay full price cobra every month on myself it was 500 a month. I am currently doing without and can not get it from a private insurer due to pre -existing conditions, I was denied? What can I do?
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Husband either needs to find another job, or you need to find a job with health insurance. Or, you can check with your state high risk health pool, if your state has one, or if you can afford it. You could also look for a HIPAA policy, but since your conditions are severe enough to get you denied, there's no way that's going to be cheaper than COBRA.
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Husband either needs to find another job, or you need to find a job with health insurance. Or, you can check with your state high risk health pool, if your state has one, or if you can afford it. You could also look for a HIPAA policy, but since your conditions are severe enough to get you denied, there's no way that's going to be cheaper than COBRA.
Source
In Manhattan, and I need affordable Health Insurance benefits for employees at my small NYC business?
Don't know where to start looking. I need it cheap or at least fairly inexpensive (all things considered). I need a place that will take my business seriously and walk me through the steps, even though I only have about 15 employees. Where should I start looking?
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up my employee's of 7 of a fashion boutique a couple of years ago on this plan and they seem to love it. It does not deduct much on from income due to its affordability. This year of 2009, Im am paying for their benefits because its so affordable and because of this recession that this economy is in. And their benefits active in of a matter of only hours. From Medical, Vision, Dental, Rx, Chiro, specialist..etc. The rep is very knowledgeable in this area and is very very fast.
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I would encourage you to visit this website: www.healthsavings.ourperfectcard.com I signed up my employee's of 7 of a fashion boutique a couple of years ago on this plan and they seem to love it. It does not deduct much on from income due to its affordability. This year of 2009, Im am paying for their benefits because its so affordable and because of this recession that this economy is in. And their benefits active in of a matter of only hours. From Medical, Vision, Dental, Rx, Chiro, specialist..etc. The rep is very knowledgeable in this area and is very very fast.
Source
Do all poor people want to rush out and buy health insurance now?
Get real! They're poor, they can't afford it with or without this bill ... and they ALREADY get FREE health care! Talk about the mother of all scams!
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Americans are exposed to seven times more radiation from diagnostic scans than they were in 1980. Experts are saying that doctors are overusing the tests for profit and raising health risks for patients. The findings add to already mounting evidence that doctors are ordering too many diagnostic tests, driving up the cost of health care in the United States and potentially harming patients. Diagnostic scans can give doctors valuable information, but some doctors fear too much radiation exposure may cause cancer, especially in younger people. However, imaging technology has created a financial incentive for some doctors to cash in -- by referring patients to get imaging tests on equipment in their own practices.
Source
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Americans are exposed to seven times more radiation from diagnostic scans than they were in 1980. Experts are saying that doctors are overusing the tests for profit and raising health risks for patients. The findings add to already mounting evidence that doctors are ordering too many diagnostic tests, driving up the cost of health care in the United States and potentially harming patients. Diagnostic scans can give doctors valuable information, but some doctors fear too much radiation exposure may cause cancer, especially in younger people. However, imaging technology has created a financial incentive for some doctors to cash in -- by referring patients to get imaging tests on equipment in their own practices.
Source
Do WWE wrestlers have health Insurance?
I am curious to know ifthe WWE wrestlers have health insurance, please only answer if you know. Don't just guess.
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
Source
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
Source
Can somebody be added to a spouse's health insurance regarless of legal status?
My spouse who is a permanent legal resident in the US has insurance through the company that employs him. Since we are married, can he add me to his insurance given that I am out of status on my visa? In other words, he has an opition to add a spouse to his insurance, but could I benefit from it regardless of my legal status?
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As long as you have a social security number and date of birth he can add you to his health insurance. You have 30 days from the date of your qualifying event (that being you get married) to be added to your husbands health coverage. If you have gone past your 30 day window- you will have to wait for his employers "open enrollment period" which is dictated by when the employers group coverage is up for renewal. I can say with absolute certainty that John Deere,United Health Care and Blue Cross and Blue Shield work this way.
Source
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As long as you have a social security number and date of birth he can add you to his health insurance. You have 30 days from the date of your qualifying event (that being you get married) to be added to your husbands health coverage. If you have gone past your 30 day window- you will have to wait for his employers "open enrollment period" which is dictated by when the employers group coverage is up for renewal. I can say with absolute certainty that John Deere,United Health Care and Blue Cross and Blue Shield work this way.
Source
Is it possible to get and IUD contraceptive without my parents knowing if i am on their health insurance?
I am 18 and I do not know if the doctor will keep it confidential, especially since their are so many steps involved.
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normally doctors have a confidentiality clause to every patient they see espessially someone over 18.
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normally doctors have a confidentiality clause to every patient they see espessially someone over 18.
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Why do people who fully believe in God have health insurance?
It is known that "God has a plan for you" If you get sick, you shouldn't worry, because God will cure you if he wants you to complete his plan. Why does God allow you to get sick anyways? Unless you have fulfilled his plan already... then it's time for you to go to heaven... if you try to get better, you are going against God's will. He made you sick, and therefore you must stay sick.
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Because we don't believe in testing God. Would you rather that all Christians did things like refuse to take their sick daughters to the doctor because they "trust in God" to make them well? Seriously?
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Because we don't believe in testing God. Would you rather that all Christians did things like refuse to take their sick daughters to the doctor because they "trust in God" to make them well? Seriously?
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How much more do women pay for pay for health insurance than men?
Is it alot more?
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It depends on the age. On average women between 25-45 (child bearing years) can pay double. From 45-55 its about equal and after 55 men begin to pay more. This is from actual actuarial tables at a major insurance company. Some companies get a person premium rate from their broker where this is not broken down, It is factored in to their quotes.
Source
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It depends on the age. On average women between 25-45 (child bearing years) can pay double. From 45-55 its about equal and after 55 men begin to pay more. This is from actual actuarial tables at a major insurance company. Some companies get a person premium rate from their broker where this is not broken down, It is factored in to their quotes.
Source
Do you know of any national employers who offer health insurance for pre-existing conditions?
How long do you have to be on the job to get it? The condition is multiple sclerosis.
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Assuming you live and work in the U.S.A., federal HIPAA law may provide you with some protections, depending upon your circumstances. Since there isn't enough information in your question for me to advise you, I suggest you go here: http://www.cms.hhs.gov/HealthInsReformfo… and read through the information, particularly the booklet with the link at the bottom, titled "Protecting Your Health Insurance Coverage." I hope this helps.
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Assuming you live and work in the U.S.A., federal HIPAA law may provide you with some protections, depending upon your circumstances. Since there isn't enough information in your question for me to advise you, I suggest you go here: http://www.cms.hhs.gov/HealthInsReformfo… and read through the information, particularly the booklet with the link at the bottom, titled "Protecting Your Health Insurance Coverage." I hope this helps.
Source
18 and not wanting to use parent's health insurance?
Okay: So I am 18 and need to go and talk to my doctor because for the last year I have been battling depression and self harm. I need to see if there are any medications I need to help me concentrate on other things besides sadness. I want to go to the doctor but not have the records be on my parents health insurance because they do not believe in using medications to solve problems. Is there any way I can go without using their insurance and co-pay options?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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where to go for perscriptions if you dont have health insurance?
My boyfriend had a heart attack last year and is now out of most of his perscriptions. He still owes the hospital alot of money for the original ER visit and cannot go back to the doctor to give him a new perscription. We pay alot in hospital bills and dish out another 400 bucks a month on perscriptions, what are my options?
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ask the doctor for some samples call the mfgrs of the meds and see if they have some free or low cost programs or discount coupons get generic versions of your meds
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ask the doctor for some samples call the mfgrs of the meds and see if they have some free or low cost programs or discount coupons get generic versions of your meds
Source
Best health insurance for young single people?
I'm looking for informaiton about health insurance for a single, young man...he is 27. Are there any affordable policies out there that may provide minimal coverage (annual well visit, a couple sick visits, one prescription, some emergency?)
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Since he is young and presumably healthy and is mainly protecting against major medical expenses, I recommend enrolling in a "qualified" High Deductible Health Plan (HDHP). This is health insurance with high deductible amounts, so it costs less than traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual and the maximum is $5,500. The higher the deductible, the lower the premium. The advantage of an HDHP is that he can shelter up to $2,850 a year from state and federal taxes in a Health Savings Account (HSA). Depending on his tax bracket and where he lives, that could save him as much as $2,971 in taxes per year, assuming a combined tax rate of 52.6%—9.3% in state income tax (California), 28% in federal income tax, and 15.3% in self-employment Federal Insurance Contributions Act (FICA) tax. Another way of looking at it is that the HSA doubles his buying power, since he is using pre-tax dollars to pay for things. The contributions he makes to an HSA are his to keep, rolling over each year. The funds are not taxed, provided he uses them to pay medical expenses or withdraw them after age 65. The funds earn interest on a tax-deferred basis. Think of it as an IRA that he can use to pay out-of-pocket medical expenses. To find a qualified plan, he should speak with a health insurance broker. A broker works with several insurers and can find the best plan, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!
Source
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Since he is young and presumably healthy and is mainly protecting against major medical expenses, I recommend enrolling in a "qualified" High Deductible Health Plan (HDHP). This is health insurance with high deductible amounts, so it costs less than traditional health insurance. Under federal law, the minimum deductible in a HDHP plan is $1,100 for an individual and the maximum is $5,500. The higher the deductible, the lower the premium. The advantage of an HDHP is that he can shelter up to $2,850 a year from state and federal taxes in a Health Savings Account (HSA). Depending on his tax bracket and where he lives, that could save him as much as $2,971 in taxes per year, assuming a combined tax rate of 52.6%—9.3% in state income tax (California), 28% in federal income tax, and 15.3% in self-employment Federal Insurance Contributions Act (FICA) tax. Another way of looking at it is that the HSA doubles his buying power, since he is using pre-tax dollars to pay for things. The contributions he makes to an HSA are his to keep, rolling over each year. The funds are not taxed, provided he uses them to pay medical expenses or withdraw them after age 65. The funds earn interest on a tax-deferred basis. Think of it as an IRA that he can use to pay out-of-pocket medical expenses. To find a qualified plan, he should speak with a health insurance broker. A broker works with several insurers and can find the best plan, rates and coverage. To find a broker, log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a free quote. Your information will be sent to a broker in your area who will contact you. Good luck!
Source
Do WWE wrestlers have health Insurance?
I am curious to know ifthe WWE wrestlers have health insurance, please only answer if you know. Don't just guess.
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
Source
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No, due to the fact there's no "union" in professional wrestling. They must pay for their own health insurance. When Jesse Ventura ran into problems with WWF management (concerning Ventura's plans to form a wrestlers' union, similar to those found in other sports and fields of entertainment) he was released from his WWF duties. Vince McMahon is one of the true "monopolizers" in the history of the "entertainment" business. Really is quite a tough business, whether fake or not. To be putting your body at risk 300 some days, on the road constantly; then to not have the job security, or a union to fall back on makes it quite a crap-shoot. Not to mention, the lifestyles many of them live on the road, you can imagine why so many guys in our generation (80s-90s) have already died. You also have to wonder, due to the nature of their work, they must pay a hefty fee for health insurance coverage. Wouldn't surprise me if some of the guys are even covered at all. So imagine being an "indie" wrestler, who draws little to no income doing a show, who gets injured during a show, so it's quite a business to attempt to get into, with such consequences and very little reward, and rare if it ever happens at all.
Source
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