Tuesday, December 7, 2010

What are the loopholes in Health insurance for middle age people with existing diseases?

My father is 54 yr old. He smokes, occasionally drinks and has hypertension but is fit and fine with no previous hospitalization or major diseases. Which type health insurance/ mediclaim policy should he purchase as the diseases which he might suffer later on ( God forbid!) might be lifestyle linked eg heart attack, stroke, lung diseases etc. Such that even after paying premiums the claim might be rejected later.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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