Monday, June 6, 2011

I was discharged from the Army 2 days ago, no health insurance yet. I need to go to the doctor. What do I do?

I was discharged from the Army 2 days ago and have no job or civilian health insurance yet. I am really sick and need antibiotics. I tried calling the VA to find out what I should do, but they are closed for the weekend. Am I covered by the government at all or is this going to be out of pocket? What do I do???
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Your eligibility to continue to receive government-sponsored health care is determined by the nature of your separation. Voluntary Separation: If you separate voluntarily, you and your family are not eligible to use military treatment facilities or the TRICARE health care plan. However, you may purchase extended transitional health care insurance, for up to 18 months of coverage, through the Continued Health Care Benefit Program (CHCBP). You have 60 days after separation to enroll in CHCBP. Your coverage will start the day after your separation. See your Health Benefits Advisor for more specific information. Eligible Involuntary Separation: You and your family are authorized to use military treatment facilities for a period of 60 days (if you served fewer than six years) or 120 days (if you served six years or more). During this period of transitional health care, you will have the same priority as family members of active duty personnel. After this 60-/120-day period, you and your family are no longer eligible to use military treatment Continued Health Care Benefit Program (CHCBP) Under the CHCBP program, separating military personnel may purchase temporary, TRICARE-like transitional medical coverage for three months at a time, for up to 18 months total. The CHCBP program covers pre-existing conditions. DoD uses a civilian third-party administrator to provide information, marketing and administrative support. You have 60 days after your initial transitional health care ends to purchase CHCBP. To request an application, obtain premium rates and get more information, visit the CHCPB website at http://www.tricare.osd.mil/chcbp/. Dishonorable discharge=Nothing Less than honorable as well. VA provides necessary dental treatment for veterans who were not able to receive a dental examination and treatment within 90 days of discharge or separation from military service
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