We are a few years away from 65 and moving from Maryland to Florida. Costs for the same high deductable health coverage from our health provider will cost 5 times the amount we pay now. We are healthy and have never put in a claim. Have any of you pre-medicare seniors found an affordable provider in Florida that provides good coverage for under $6k per year?
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Costs differ state to state because each state is rated seperately. Many of the states have different law or regulations on what insurance can/should/must/can't do, and as a result, each state is its own separate series of issues. And, unfortunately, a lot of people retire to Florida. The older a group of people, the higher the risk, and the higher the risk, the higher the cost. Congratulations on the transfer to warmer climates! If you are looking for a way to lower your costs and are in good health, I would suggest looking into what Blue Cross or Blue Shield has to offer in the way of Health Savings Account Compatible plans.
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