Monday, January 3, 2011

my health insurance paid for medical bills incurred from a car wreck. Can it come after me for reimbursement?

now I have received a settlement from the car insurance. Can the health insurance now collect the money it paid out . If so how long do they have to request the money form me?
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Depending on your plan - yes they may be able to. Usually the health insurance contacts the cars insurance adjuster to get paid back. The adjuster will tell your health insurance that they paid you for the medical bills so the health insurance needs to talk to you. Then your health insurance will come back to you. Take the part of the settlement that was reimbursement for the medical bills and put it in a savings account and don't touch it for 1 year. The health insurance can come back at any time but usually the process will play out with in a year. Or - call your health insurance company and speak to someone in the Subrogation Department. They should be able to review it and tell you if they are going to come after you for reimbursement or not.
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