My father passed away last week. My mother and sister(under 18) lost their health care coverage the day he died. Where do they go from here? Mom is 60 and has never worked???
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I'm assuming that your mother and sister were covered under your fathers insurance from his employer. The employer should be sending your Mom a COBRA letter. She should be able to continue her coverage under the old insurance. However, COBRA coverage can be expensive. She might be better off to look for other options. It would at least give her some time to figure out what her best choices are. If she has not received a COBRA letter, she needs to call your Dads employer HR department and talk to them. COBRA coverage will allow her to keep the same insurance for at least 18 months. She will have to pay the whole premium though.
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