Health insurance?

A while ago I received an answer about health care in the future. In the answer, the person said that "health care should be an individual's responsibility." Personally, I would gladly give up social security to have a nice health insurance program when I become old and gray. Here's why. Recently, my wife had to have some minor outpatient surgery. By the time it was all done, the bills totaled $5500 (and this was minor). Fortunately, we have good insurance and we had only about $400 out of pocket. But, in the future, the percentage increase in health care far outpaces inflation. So, I estimate the same thing to cost about $35000. Most companies do not provide their employees with endless health insurance. This type of cost would certainly jack up insurance costs and out of pocket. How in the world does one plan for this kind of expense? Any opinions about this?
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Most people don't plan for this. Which is a shame. Not very many people have savings for a rainy day. But that's what you have to have. Medicare is the current plan for the over 65 set, for health insurance. It's mostly paid for by the working taxpayer.
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