Hi! I am trying to find health insurance at group rates. I would like to be an independent insurance agent. Does anyone know of any kind of associations or anything that I could join to have access to group health insurance? (I live in Alabama)
--------------------
Assocations used to do group coverage, but it didn't work out - the only people who joined were the ones that couldn't get private insurance cheaper - in other words, the really unhealthy ones. The rates got really really high, and more people dropped out, etc. Bad spiral. So you can't join an association to get a "group" rate. The association health policies are STILL all individually underwritten and rated. Being an insurance agent is different. NO ONE is going to give you an appointment, if you're green. You'll have to go on under another agent, or work directly for a carrier. Go to your state insurance department website for information.
Source
No comments:
Post a Comment