Sunday, November 21, 2010

Is health insurance for a dog really worth it?

We have a new puppy, an English mastiff female. While we aren't ever going to get acupuncture for the dog or anything outlandish, we certainly plan on taking good care of her and giving her reasonable vet care. We got a flier for animal health insurance from Iams. I know there are several plans out there, is there a comparison or review website for me to use for research?
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It is not true that once you claim something you can't claim it again. So long as the incident occurs after your pet is enrolled, it will always be covered. Check out petinsurancereview.com which is a great third party site with ratings and reviews from actual customers. Pet insurance is definitely worth the peace of mind if you can't afford big vet bills. I'd personally recommend to skip out on routine coverage no matter what company you pick. This is because you usually end up paying more through the middle-man than if you were to pay the vet directly for shots and checkups. I have my dog insured with Trupanion and I really like them. They pay 90% of the bill no matter how big, and they don't have claim limits. Definitely worth checking out! Also you can get hip dysplasia coverage if you enroll before your puppy turns 1. Good luck!
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