Tuesday, November 23, 2010

How can you get health insurance for child you have temporary custody for?

I am wondering if there is a way to get health insurance for my niece if she comes to live with me for a year? She's 11 years old. Her parents live in CA, she might come to live with us in FL for one year....I wouldn't be her Legal Guardian because we cannot go to court in CA, plus it's only for one year...
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Ask your niece's parents if their daughter is covered by their health insurance. If they have health insurance for your niece, then you'll need a copy of her insurance information anyway to present to the ER or doctor's office. Whether they have insurance or not, ask them how they want you to handle the situation should your niece suddenly need unexpected medical care. Do they have backup phone no.'s they can give you in case of an emergency? Because the ER, first and foremost, is going to want to have a signed permission slip from one of her parents before they treat your niece at all (with the exception of a life-or-death emergency).
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