My husband has a rare blood disorder and is on Medicare through Social security and we don't have alot of money but because of his illness it cost alot for suppliment insurance. Does anyone know how we can get some extra insurance that won't kill us we already lost our home because we spent so much on insurance and most places won't even cover this. Please only serious reply.
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First off, you mention that your husband is on "MediCare" = this is an important fact, and one that excludes you from purchasing a traditional health plan. You are limited to two types: 1. Medicare Supplemental plan (as medicare will from now on be your primary, they will handle all claims- a supplemental will handle excess charges -DEPENDING ON POLICY- by medicare in what is referred to as "cross-over". 2. HMO Assignment- depending on where you live in America, a HMO plan may or may not be available. I would suggest you call a "Medicare Health Insurance agency" in your area, who will be able to discuss your options with you, if you are in Southern California I can help you.
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