Health Insurance?

I've recently changed jobs. The job that I have right now doesn't offer insurance at the moment. While looking for affordable health insurance I got injured playing soccer (I was diagnosed with torn ACL). Any idea what shoud I do now? According to the doctor the surgery can wait few months. Should I hide my injury from the insurance company and get the insurance, then after some time fix my knee etc? Please help.
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Do not listen to the other Bozos answering your question. You really only have one or two real options due to your diagnosis and pre-existing condition. You will not be able to hide your injury from any insurance company now that you have had a diagnosis by a doctor while previously covered by insurance....they all report to the MIB (Medical Information Bureau) and you will be discovered sooner or later and your claim will be denied. If they did pay any claims you will be required by law to pay them back in full. Option # 1) Get a new job with "Group" coverage. Group is guaranteed issue and if you have had no break in coverage for more than 31 days (in most states) the one year pre-existing clause is eliminated and you should be covered immediately. Option # 2) Have your current employer (if they do not offer coverage) pay you as a 1099 self employed individual. In most states an individual that is self employed may apply for a "Group of 1" guaranteed issue health plan. If you have gone past your 31 days you may be accepted for the insurance but given a 1 year waiting period for pre-ex. conditions. Did your other job offer you COBRA? If you don't know, ask your old employer. If they did offer it, you have 63 days to accept it and assume the coverage....in which case your injury (if incurred in the 63 day window) would be covered.
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