i have to get my own plan b/c i will not be eligible to be covered by my parents any more. im just looking to see what companies are good and how much health insurance will cost me. i will probably need some good coverage as i am a hardcore mountain biker (crashes are inevitable)
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It's not really possible to give you an average dollar amount without more information. But it's easy to find out what's available in your area. Talk to a licensed agent who represents more than one insurance company, or get free quotes online through a site like eHealthInsurance.com, where I work. Health insurance options and prices can vary widely between one state and the next. Your monthly premiums may also depend on your age, health, and which part of the state you live in. If you're fairly young and healthy, however, you may have some surprisingly affordable options. You'll also need to think about what kind of coverage you want. For example, do you visit the doctor often or use prescription drugs? If so, you may be willing to pay a bit more for your monthly premium in order to have a lower deductible. (The deductible is the amount you have to pay out of pocket before your insurance coverage kicks in.) But if you rarely go to the doctor and you just want something to cover you in case of serious illness or injury (wear your helmet!), a plan with a higher deductible and lower monthly premiums might be a good match. So talk to an agent to explore your options. It doesn't cost anything extra to work through an agent. You can talk with a licensed agent at eHealthInsurance.com by calling 1-800-977-8860. Good luck! Amir M, licensed agent
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