Saturday, January 22, 2011

What happens if my OHIP (Ontario health insurance) expires?

My OHIP (Canadian Health Insurance) expires Wednesday, I will not be able to renew it until Thursday afternoon. What are the consequences? Will I have a problem renewing it even though I am late?
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Normally you are okay. Unless your photo health card renewal notice came back to OHIP as being returned mail, the card will still be billable. (officially) If you have a photo health card and any mail to the mailing address on file is returned it voids the card. A doctor's office can refuse it though, since they want to make sure they get paid. Also, if you show it to an insurance company, they may also refuse it. (eg you have to show you have valid OHIP coverage to get extra insurance) There are always exceptions...but that it is generally okay for one day. This is also assuming it is your normal renewal time. If you mean expiring as in you need to reply to a letter for more info on your card, then your card will not be able any good potentially. (and that is more detail than able to be provided here) Lucky you...most OHIP office have the new cameras for you to get a better picture than the old ones. :)
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