Saturday, January 22, 2011

is it a legal requirement in Texas to have health insurance?

after i graduate high school and when i turn 18 and move out i will not be a full time student there for not covered under my parents insurances in any way... so is it a legal requirement in Texas for me to have health insurance like it is for car insurance? thanks in advance
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The only state that currently requires individuals to have health insurance is Massachusetts. The new health reform law will extend that requirement to most other Americans beginning in 2014. Starting in September 2010, however, health reform will allow you to stay on your parents' health insurance plan until age 26, unless your employer also offers you coverage. Either way, try not to go without coverage. Health insurance does a lot more than get you access to doctors and hospitals. It also protects your financial future from serious medical expenses that could result from an unexpected illness or injury. If you're unable to stay on your parents' plan, you may find that individual health insurance is relatively affordable for people who are young and relatively healthy. Work with a licensed agent, online or off, to find out what your options are when the time comes.
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