I've now 5 month pregnant and I'm covered by my husband's company's health insurance, Cigna, for pregnancy. Now his company want to switch to another group health insurance company next month and I want to know if my pregnance still covered by the new insurance company? Or can I request to extend insurance coverage from Cigna until my baby is born to guarantee my pregnancy is covered?
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You will be covered. There are federal regulations (HIPAA) which require a insurance co. to impose no pre exisitng condition limitations when a firm changes to a different company.
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