how do health insurance brokers get paid?

I am doing research on health insurance and need to figure out how health insurance brokers get paid. If possible, I also need non-partisan sources on the health insurance broker industry.
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I've been a health insurance broker for about 20 years. Brokers in almost all US states get paid commissions that do not affect the cost of their clients' policies. This is due to state regulations. In another words, the policy costs the same whether the client buys from the broker or from the company. Commissions are usually a percentage of the monthly premium the client pays. I work with all the Connecticut non-group health insurance companies and the percentage ranges from 7% to 25%. One company pays a flat fee of $17 per month per contract. The companies that pay higher first year commissions ususally pay less in the second and subsequent years than they do in the first year. It is a good business, but it is a lot of work. You get a lot of technical questions so you have to know your stuff. Also there are no big commission cases at least not if you focus on individual sales like I do. However, every month or every quarter, you will cash slightly bigger checks. Eventually you wil have a good income if you work at it. If you are planning to come into the business, good luck (unless you are planning to compete with me in Connecticut - just kidding there are plenty of clients to go around). Study hard; work hard; work with integrity and you will gain many new clients and friends. If you want to find out more about me visit my website. See below:
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