Should I apply for health insurance for upcoming surgery?

I do not have health insurance. I was recently diagnosed with a non-life threatening ailment which requires outpatient surgery. Should I applyfor health insurance ASAP? Or should I make a payment plan with the surgery center?
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Insurance will not cover this. In fact---most insurance companies have you attest to having no pre-existing conditions when entering. While exclusions exist (for genetic defects, etc) the vast majority of the time insurance covers for events / illnesses that become known AFTER the policy if effective. Some thoughts---if you recently left a prior job--have you investigated getting COBRA? Finally---if elective, do try and secure a payment plan. Additionally, if your income level is at / below federal poverty levels, you may be eligible for state / federal aid. Check your local regs or call your states Dept of Insurance for starters. Good luck.
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