Does any one know about an good insurance company that will cover somene with pre-existing condition. I am looking or indivisual health plan but I have been turned down by blue shield for having a pre-existing condition.
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All legitimate companies will underwrite you for the pre-existing condition unless it's for a very limited defined benefit plan. However, just because one company declines that doesn't mean all companies will decline. What each company will do depends on the company, the condition, sometimes the plan you are applying for, and your state of residence. Depending on the condition some companies will accept you but not cover the condition. Other companies will accept you but charge a higher premium to cover the condition. Other companies will have a separate deductible for the condition. Also, companies can do any combination of the above. Since companies and regulations vary by state (and you didn't mention the condition) there is no way anyone here can recommend a company. Visit a local agent that works with all the major companies in your area. The agent can find out your options with the various companies and can find the best plan for you if one is possible. There is no extra charge using an agent.
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