My grandfather recently passed away and my grandma had insurance through him at his job. Can she get health benefits now that she is on her own? And is there a way to see if he had life insurance. Is there a number to call?
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Your grandmother, depending on the size of the employer, has rights to 36 months of COBRA coverage (as long as the employer has had more than 20 employees -full and part time-) Depending on the state she lives in will determine how much "state continuation" if available she has. It depends how the employer is set up with the Group Health Insurance. I would have your grandmother contact his employer and tell them she is interested in continuation. She will continue on with the same benefits she had when your grandfather was alive. Another possibility is www.goldenrule.com, or www.horizonbenefits.com (not sure of this one) If you go go www.unitedhealthgroup.com, you may find links to those two brands. They are for individual coverage and the site should be able to help you determine if it is available in your state.
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