We are living off of student loans as I am in grad school and my wife stays at home with our 1 child. We live in Parma Ohio. We looked into medicaid but I don't think my wife qualifies, seeing as we are not citizens but are just here on visa's. Does anybody have any suggestions as to what we could do. We could afford to pay 2-3 thousand dollars but it seems like it could get crazy and there is no way we could do more than that. Impossible. Any helpful suggestions would be great.
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Believe it or not, just because you're not a US citizen doesn't mean you don't qualify for Medicaid. Some non-citizens still qualify so you can fill out the application and if you don't qualify they'll tell you. If you don't qualify you can always talk to the hospital and tell them what you can afford. Most people don't know that medical/hospital bills are negotiable but they are, very much so, in fact. They have a whole department that is specifically for billing and they will work with you on the cost of things based on what you can pay, and they will establish payment plans if needed. Your wife can get care at a local clinic/health department for little, sometimes no, cost (based on your income, which you say is 0). She may even qualify for presumtive medicaid which will just cover her prenatal care at the clinic (you apply for it there). Good luck.
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