Monday, May 2, 2011

Why do we need health insurance?

People complain about not being able to afford health insurance, and people aslo complain that the health insurance they do have doesn't cover what they need it to cover. Doesn't it seem more like health insurance is the middle man that keeps the price of health related goods and services at such a rate that is unattainable by the majority of US citizens? Wouldn't the tens of thousands of doctors be forced to lower their rates to an affordible rate if health insurance, as a standard practice, was abolished?
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I don't think there really would be an affordable rate for some of us. I am disabled, can't work, have to see specialists all the time, can't get any assistance on medical bills, and barely make it every month on $ 800.00 per month. Where could it be affordable. I would assume they would lower their prices, and would hope so. I can't get insurance anyway. The medical bills just stack up and maybe 5- 10.00 pr. month. I am 17.00 over the income limit for medical assistance in my state, how stupid can that be. Those Dr's have went to college and much more for many years to get where they are and I believe they do deserve a good salary. But now a stay and surgery of some is over 100,000.00.and that is just the hospital and extras. It is so complicated. I just wish we all could have some decent health care.
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