I have a parent that was dropped from her medical insurance in nov. 07. She recently just found out about her coverage. She is disable, and medicare states she do not qualify for medicare. My job do not cover disable dependents. What are some affordable plans she can enroll into or what can she do?
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I would start with your local social services dept. It sounds as if your mother may qualify for medicaid. If you are looking for a plan that you pay for you must do it quickly. Many plans have a pre-existing clause if your insurance laps for more than 60 days. Since she is disabled it is unlikely you will find a honest plan that will cover her. I would also inquire why was she dropped from he previous plan. You can also file an appeal for medicare if she is disabled. You may need a lawyers assistance, but there are many who charge nothing unless they get the medicare approved.
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